Innovative Wealth Building LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Innovative Wealth Building LLC reported 61 stock positions worth $137.2 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 37.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 5.4%) and Pgim Ultra Short Bond ETF (PULS, 5.2%). Compared with Q3 2025, it opened 7 new positions, sold out of 1, added to 31 and reduced 22. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +11%) and the biggest sale iShares Broad Usd High Yield (USHY, shares −18%).
- Most Recent 13F
- Q2 2026
- Location
- California, MD
- CIK
- 0002062596
- Portfolio Value
- $137.2M (Q4 2025)
- SEC Filing
- 0002085853-26-000268 ↗ filed Feb 17, 2026
Holdings Value
Holdings 61 stocks · $137.2M
| VOO Vanguard S&P 500 ETF | 37.07% | 81,093 | $50.9M | Add +10.9% |
| IVV iShares Core S&P 500 ETF | 5.37% | 10,746 | $7.4M | Add +3.4% |
| PULS Pgim Ultra Short Bond ETF | 5.22% | 144,392 | $7.2M | Add +2.1% |
| DFUS Dimensional US Eq MKT ETF | 4.73% | 87,399 | $6.5M | Reduce -4.3% |
| QQQ Invesco QQQ Trust Series 1 | 3.53% | 7,890 | $4.8M | Add +4.1% |
| VGT Vanguard Info Tech ETF | 3.34% | 6,087 | $4.6M | Add +1.5% |
| DGRO iShares Core Dividend Growth | 3.03% | 59,914 | $4.2M | Add +2.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.96% | 13,993 | $4.1M | Reduce -3.3% |
| BKIE BNY Mellon Intl Eqty ETF | 2.71% | 40,143 | $3.7M | Add +0.8% |
| AGG iShares Core U.S. Aggregate | 2.65% | 36,461 | $3.6M | Reduce -2.8% |
| IJR iShares Core S&P Small-Cap E | 1.94% | 22,115 | $2.7M | Add +1.4% |
| GSLC Goldman Activebeta US LC ETF | 1.84% | 19,078 | $2.5M | Reduce -6.9% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 1.64% | 52,134 | $2.3M | Reduce -8.1% |
| SCHO Schwab Short-Term US Treas | 1.44% | 80,891 | $2.0M | Reduce -9.1% |
| USHY iShares Broad Usd High Yield | 1.40% | 51,303 | $1.9M | Reduce -18.3% |
| IEFA iShares Core MSCI Eafe ETF | 1.16% | 17,837 | $1.6M | Reduce -0.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.05% | 2,959 | $1.4M | Add +15.6% |
| MSFT Microsoft Corp. | 1.01% | 2,870 | $1.4M | Add +3.8% |
| JEPI JPMorgan Equity Premium Inco | 1.01% | 24,184 | $1.4M | Reduce -4.7% |
| IUSG iShares Core S&P U.S. Growth | 0.99% | 8,066 | $1.4M | Add +2.0% |
| AAPL Apple Inc. | 0.95% | 4,771 | $1.3M | Add +2.5% |
| VTIP Vanguard Short-Term Tips | 0.86% | 23,753 | $1.2M | Reduce -4.0% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.74% | 7,741 | $1.0M | Reduce -3.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.72% | 3,855 | $994K | Add +12.8% |
| D Dominion Energy Inc. | 0.70% | 16,470 | $965K | Reduce -0.9% |
| VEA Vanguard Ftse Developed ETF | 0.67% | 14,691 | $918K | Add +14.0% |
| IJH iShares Core S&P Midcap ETF | 0.65% | 13,511 | $892K | Add +11.4% |
| INCM Franklin Income Focus ETF | 0.60% | 29,321 | $822K | Reduce -2.8% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.57% | 13,379 | $778K | Reduce -12.3% |
| IUSV iShares Core S&P U.S. Value | 0.56% | 7,442 | $763K | Reduce -0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.55% | 1,110 | $757K | Add +0.1% |
| VLUE iShares MSCI USA Value Facto | 0.54% | 5,457 | $746K | Reduce -13.2% |
| IWR iShares Russell Mid-Cap ETF | 0.53% | 7,615 | $733K | Add +3.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.53% | 2,167 | $727K | Add +27.9% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.48% | 1,364 | $655K | Add +0.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.47% | 6,049 | $645K | Reduce -3.6% |
| MCD McDonald's Corp. | 0.40% | 1,794 | $548K | Add +0.6% |
| VIG Vanguard Dividend Apprec ETF | 0.38% | 2,366 | $520K | New |
| NVDA Nvidia Corp. | 0.33% | 2,433 | $454K | Add +24.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 813 | $409K | Add +16.5% |
| VHT Vanguard Health Care ETF | 0.29% | 1,372 | $395K | Reduce -7.2% |
| ARP PMV Adaptive Risk Parity ETF | 0.27% | 12,357 | $373K | New |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.25% | 1,091 | $343K | Add +0.6% |
| TSLA Tesla Inc. | 0.25% | 748 | $336K | Add +1.1% |
| AMZN Amazon.com Inc. | 0.23% | 1,395 | $322K | Add +25.9% |
| JPM JPMorgan Chase & Co. | 0.23% | 974 | $314K | Add +0.5% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.22% | 5,271 | $305K | New |
| LOW Lowe's Cos Inc. | 0.22% | 1,246 | $301K | Add +33.3% |
| V Visa Inc. Class A | 0.22% | 850 | $298K | Add +23.9% |
| SPMO Invesco S&P 500 Momentum ETF | 0.22% | 2,495 | $298K | New |
| VYM Vanguard High DVD Yield ETF | 0.22% | 2,067 | $297K | Add +0.3% |
| JNJ Johnson & Johnson | 0.21% | 1,399 | $289K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.19% | 4,749 | $261K | Add +5.6% |
| VOOG Vanguard S&P 500 Growth ETF | 0.18% | 560 | $249K | Reduce -26.1% |
| NOC Northrop Grumman Corp. | 0.18% | 429 | $245K | Reduce -4.5% |
| SCHD Schwab US DVD Equity ETF | 0.17% | 8,623 | $237K | Reduce -5.0% |
| HD Home Depot Inc. | 0.17% | 685 | $236K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.17% | 1,232 | $235K | Reduce -8.4% |
| CAT Caterpillar Inc. | 0.17% | 400 | $229K | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.17% | 4,500 | $226K | Add +1.1% |
| PNC PNC Financial Services Group | 0.15% | 1,000 | $209K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| USHY iShares Broad Usd High Yield | Reduce -18.3% | 1.40% | −0.45 |
| DFUS Dimensional US Eq MKT ETF | Reduce -4.3% | 4.73% | −0.43 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.3% | 2.96% | −0.35 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -8.1% | 1.64% | −0.30 |
| AGG iShares Core U.S. Aggregate | Reduce -2.8% | 2.65% | −0.28 |
| SCHO Schwab Short-Term US Treas | Reduce -9.1% | 1.44% | −0.25 |
| GSLC Goldman Activebeta US LC ETF | Reduce -6.9% | 1.84% | −0.24 |
| SPYV SS SPDR P S&P 500 Value ETF | Sold out | 0.00% | −0.18 |
| JEPI JPMorgan Equity Premium Inco | Reduce -4.7% | 1.01% | −0.12 |
| VTIP Vanguard Short-Term Tips | Reduce -4.0% | 0.86% | −0.12 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -12.3% | 0.57% | −0.12 |
| D Dominion Energy Inc. | Reduce -0.9% | 0.70% | −0.09 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -26.1% | 0.18% | −0.08 |
| VLUE iShares MSCI USA Value Facto | Reduce -13.2% | 0.54% | −0.07 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -3.4% | 0.74% | −0.07 |
| INCM Franklin Income Focus ETF | Reduce -2.8% | 0.60% | −0.05 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.0% | 1.16% | −0.05 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -3.6% | 0.47% | −0.04 |
| NOC Northrop Grumman Corp. | Reduce -4.5% | 0.18% | −0.03 |
| IUSV iShares Core S&P U.S. Value | Reduce -0.2% | 0.56% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -8.4% | 0.17% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -5.0% | 0.17% | −0.02 |
| VHT Vanguard Health Care ETF | Reduce -7.2% | 0.29% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VOO Vanguard S&P 500 ETF | Add +10.9% | 37.07% | +2.19 |
| VIG Vanguard Dividend Apprec ETF | New | 0.38% | +0.38 |
| ARP PMV Adaptive Risk Parity ETF | New | 0.27% | +0.27 |
| SPMD SS SPDR P S&P 400 Midcap ETF | New | 0.22% | +0.22 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.22% | +0.22 |
| JNJ Johnson & Johnson | New | 0.21% | +0.21 |
| HD Home Depot Inc. | New | 0.17% | +0.17 |
| CAT Caterpillar Inc. | New | 0.17% | +0.17 |
| VTI VG Morningstar TS MKT ETF-US | Add +27.9% | 0.53% | +0.10 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +15.6% | 1.05% | +0.10 |
| VEA Vanguard Ftse Developed ETF | Add +14.0% | 0.67% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +12.8% | 0.72% | +0.05 |
| NVDA Nvidia Corp. | Add +24.5% | 0.33% | +0.05 |
| AMZN Amazon.com Inc. | Add +25.9% | 0.23% | +0.05 |
| LOW Lowe's Cos Inc. | Add +33.3% | 0.22% | +0.04 |
| V Visa Inc. Class A | Add +23.9% | 0.22% | +0.03 |
| IJH iShares Core S&P Midcap ETF | Add +11.4% | 0.65% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +16.5% | 0.30% | +0.02 |
| AAPL Apple Inc. | Add +2.5% | 0.95% | +0.02 |
| BAC Bank of America Corp. | Add +5.6% | 0.19% | +0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.1% | 0.17% | −0.01 |
| JPM JPMorgan Chase & Co. | Add +0.5% | 0.23% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.6% | 0.25% | −0.01 |
| VYM Vanguard High DVD Yield ETF | Add +0.3% | 0.22% | −0.01 |
| TSLA Tesla Inc. | Add +1.1% | 0.25% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +4.1% | 3.53% | −0.01 |
| DIA SS SPDR Dow Jones Indus Avg | Add +0.4% | 0.48% | −0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +3.4% | 0.53% | −0.02 |
| MCD McDonald's Corp. | Add +0.6% | 0.40% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 0.55% | −0.02 |
| IUSG iShares Core S&P U.S. Growth | Add +2.0% | 0.99% | −0.03 |
| IVV iShares Core S&P 500 ETF | Add +3.4% | 5.37% | −0.06 |
| BKIE BNY Mellon Intl Eqty ETF | Add +0.8% | 2.71% | −0.07 |
| DGRO iShares Core Dividend Growth | Add +2.3% | 3.03% | −0.08 |
| IJR iShares Core S&P Small-Cap E | Add +1.4% | 1.94% | −0.08 |
| MSFT Microsoft Corp. | Add +3.8% | 1.01% | −0.10 |
| VGT Vanguard Info Tech ETF | Add +1.5% | 3.34% | −0.15 |
| PULS Pgim Ultra Short Bond ETF | Add +2.1% | 5.22% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 84 | $172.1M | VOO, IVV, PULS, VGT, DFUS |
| Q1 2026 | 70 | $142.2M | VOO, IVV, PULS, DFUS, VGT |
| Q4 2025 | 61 | $137.2M | VOO, IVV, PULS, DFUS, QQQ |
| Q3 2025 | 55 | $128.3M | VOO, PULS, IVV, DFUS, QQQ |
| Q2 2025 | 51 | $120.6M | VOO, IVV, DFUS, PULS, VO |
| Q1 2025 | 50 | $108.5M | VOO, DFUS, IVV, DGRO, VO |
| Q4 2024 | 52 | $110.6M | VOO, DFUS, IVV, DGRO, QQQ |