Investment Planning Advisors, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), Investment Planning Advisors, Inc. reported 88 stock positions worth $318.0 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 12.7% of the portfolio, followed by Vanguard Extended Market ETF (VXF, 10.8%) and Vngrd Mrngstr MG Cap ETF-Usd (MGC, 10.5%). Compared with Q2 2025, it opened 12 new positions, sold out of 3, added to 46 and reduced 28. The biggest buy was a new position in Vngrd Mrngstr MG Cap ETF-Usd (MGC) and the biggest sale JPMorgan Equity Focus ETF (JPEF, shares −87%).
- Most Recent 13F
- Q2 2026
- Location
- CUMMING, GA
- CIK
- 0002024049
- Portfolio Value
- $318.0M (Q3 2025)
- SEC Filing
- 0002024049-25-000008 ↗ filed Oct 21, 2025
Holdings Value
Holdings 88 stocks · $318.0M
| SPYM Ste STR SPDR PT S&P 500 ETF | 12.74% | 517,140 | $40.5M | Add +29.3% |
| VXF Vanguard Extended Market ETF | 10.78% | 163,676 | $34.3M | Add +7.3% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 10.51% | 136,865 | $33.4M | New |
| FRDM Freedom 100 Emeging MRKT ETF | 7.02% | 504,048 | $22.3M | Add +21.2% |
| VCRB Vanguard Core Bond ETF | 6.77% | 274,509 | $21.5M | New |
| RWL Invesco S&P 500 Revenue ETF | 5.63% | 161,774 | $17.9M | Add +567.5% |
| QQQM Invesco Nasdaq 100 ETF | 5.60% | 72,104 | $17.8M | New |
| FBND Fidelity Total Bond ETF | 5.16% | 354,813 | $16.4M | Reduce -26.5% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 4.29% | 344,826 | $13.6M | Reduce -56.2% |
| BINC iShares Flex I A ETF-Usd Inc. | 3.65% | 217,807 | $11.6M | Add +8.8% |
| BSV Vanguard Short-Term Bond ETF | 2.51% | 101,063 | $8.0M | Add +8.9% |
| SCHF Schwab Intl Equity ETF | 2.08% | 283,565 | $6.6M | New |
| CGCP Cap Group Core Plus Income | 1.63% | 228,154 | $5.2M | Reduce -72.9% |
| JPEF JPMorgan Equity Focus ETF | 1.43% | 61,351 | $4.5M | Reduce -87.3% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 1.16% | 45,897 | $3.7M | Add +11.3% |
| FMB First Trust Managed Municipa | 1.07% | 67,294 | $3.4M | Add +15.6% |
| CGGR Cap Group Growth Equity | 0.98% | 71,157 | $3.1M | Reduce -14.8% |
| SPGM State Street SPDR Portfolio | 0.97% | 41,003 | $3.1M | Add +586.6% |
| JMUB JPMorgan Municipal ETF | 0.82% | 51,722 | $2.6M | Add +6.3% |
| VT Vanguard Tot World STK ETF | 0.71% | 16,285 | $2.2M | Add +12.0% |
| JEPI JPMorgan Equity Premium Inco | 0.64% | 35,412 | $2.0M | Reduce -29.9% |
| SCMB Schwab Municipal Bond ETF | 0.55% | 68,816 | $1.8M | Add +10.9% |
| JMHI JPMorgan High Yield Municpl | 0.54% | 34,300 | $1.7M | Add +9.8% |
| IVV iShares Core S&P 500 ETF | 0.50% | 2,360 | $1.6M | Add +140.8% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.48% | 3,822 | $1.5M | Add +28.5% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.48% | 20,007 | $1.5M | No change |
| MUB iShares National Muni Bond E | 0.45% | 13,583 | $1.4M | Add +0.7% |
| GPIX GLDM SA S&P 500 PR in ETF-US | 0.40% | 24,305 | $1.3M | Reduce -1.7% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.39% | 21,578 | $1.2M | Reduce -15.1% |
| VIG Vanguard Dividend Apprec ETF | 0.39% | 5,678 | $1.2M | Add +3.9% |
| AAPL Apple Inc. | 0.38% | 4,744 | $1.2M | Add +45.2% |
| DFAX Dimensional World Ex US Core | 0.37% | 37,627 | $1.2M | Add +11.3% |
| MSFT Microsoft Corp. | 0.36% | 2,197 | $1.1M | Add +9.8% |
| SPGP Invesco S&P 500 Garp ETF | 0.32% | 9,042 | $1.0M | Add +2.1% |
| JPST JPMorgan Ultra-Short Income | 0.30% | 18,900 | $959K | Add +46.2% |
| JPIE JPMorgan Income ETF | 0.29% | 20,175 | $936K | Reduce -1.5% |
| ETW Eaton Vance T/M GLBL Buy-WR | 0.28% | 98,984 | $896K | Reduce -7.6% |
| FTCS First Trust Capital Strength | 0.28% | 9,439 | $884K | Add +1.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.27% | 2,654 | $871K | Reduce -1.5% |
| RSP Invesco S&P 500 Equal Weight | 0.27% | 4,581 | $869K | Add +17.4% |
| JPM JPMorgan Chase & Co. | 0.25% | 2,562 | $808K | Add +75.7% |
| CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL | 0.25% | 23,905 | $806K | Reduce -12.2% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 30,583 | $806K | Add +0.2% |
| SUB iShares Short-Term National | 0.22% | 6,651 | $710K | Reduce -4.1% |
| CGGE Cap Group Global Eq filed as CAPITAL GROUP GLOBAL EQUITY | 0.22% | 22,464 | $692K | Reduce -96.1% |
| VPU Vanguard Utilities ETF | 0.21% | 3,603 | $683K | Add +2.5% |
| WMT Walmart Inc. | 0.21% | 6,566 | $677K | Add +61.3% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.21% | 19,588 | $669K | Add +5.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.20% | 11,106 | $635K | Reduce -0.7% |
| PFF iShares Preferred & Income S | 0.19% | 19,540 | $618K | Reduce -7.8% |
| NVDA Nvidia Corp. | 0.19% | 3,166 | $591K | Add +16.7% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.18% | 12,627 | $585K | Reduce -31.9% |
| SO The Southern Co. | 0.18% | 6,120 | $580K | Add +22.1% |
| TSLA Tesla Inc. | 0.17% | 1,225 | $545K | Add +6.0% |
| JQUA JPMorgan US Quality Factor | 0.17% | 8,491 | $534K | Add +24.4% |
| GOOGL Alphabet Inc. Class A | 0.16% | 2,154 | $524K | Add +31.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 1,015 | $510K | Add +35.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.16% | 1,710 | $502K | Add +11.6% |
| SCHZ Schwab US Aggregate Bond ETF | 0.16% | 21,146 | $496K | Reduce -5.5% |
| QUAL iShares MSCI USA Quality Fac | 0.14% | 2,337 | $455K | Reduce -5.7% |
| ICSH iShares Ultra Short Duration | 0.14% | 8,722 | $443K | Add +9.3% |
| CSB Victoryshares US Small Cap H | 0.14% | 7,378 | $436K | Reduce -25.6% |
| CGMS Cap Group US Multi-Sect Bond | 0.13% | 15,429 | $428K | Reduce -13.5% |
| AMLP Alerian MLP ETF | 0.13% | 8,795 | $413K | Reduce -4.1% |
| SRLN SS Blackstone Sr Loan ETF | 0.12% | 9,033 | $376K | Reduce -6.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,421 | $361K | Add +13.7% |
| DGRO iShares Core Dividend Growth | 0.10% | 4,906 | $334K | Add +12.7% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.10% | 7,302 | $333K | Reduce -17.4% |
| XLV SS Health Care Select Sector | 0.10% | 2,326 | $324K | New |
| XOM Exxon Mobil Corp. | 0.10% | 2,823 | $318K | Add +29.9% |
| ORCL Oracle Corp. | 0.10% | 1,095 | $308K | Add +10.9% |
| SPAB SS SPDR P Agg Bond ETF | 0.10% | 11,792 | $305K | Add +3.6% |
| XRNPX Cohen & Steers REIT and Pref | 0.10% | 13,538 | $304K | Reduce -11.7% |
| TLT iShares 20+ Year Treasury BD | 0.09% | 3,334 | $298K | New |
| HD Home Depot Inc. | 0.09% | 702 | $285K | Add +26.0% |
| SCHD Schwab US DVD Equity ETF | 0.09% | 10,356 | $283K | New |
| XLK SS Technology Select Sector | 0.09% | 979 | $276K | New |
| SCHG Schwab US Large-Cap Growth | 0.08% | 8,395 | $268K | Reduce -0.7% |
| HELO JPMorgan Hedged Equity ETF | 0.08% | 4,096 | $266K | Reduce -98.0% |
| MCD McDonald's Corp. | 0.08% | 874 | $266K | New |
| SCHO Schwab Short-Term US Treas | 0.07% | 9,658 | $236K | Add +15.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.07% | 834 | $235K | Add +0.1% |
| LGLV SPDR US LC Low Vol Idx | 0.07% | 1,300 | $232K | No change |
| KO The Coca-Cola Co. | 0.07% | 3,336 | $221K | Add +0.2% |
| META Meta Platforms Inc. Class A | 0.07% | 286 | $210K | New |
| USRT iShares Core US REIT ETF | 0.06% | 3,462 | $203K | New |
| IEF iShares 7-10 Year Treasury B | 0.06% | 2,098 | $202K | New |
| SCHA Schwab US Small-Cap ETF | 0.06% | 7,196 | $201K | Reduce -30.4% |
Portfolio Sells Q2 2025 → Q3 2025
| JPEF JPMorgan Equity Focus ETF | Reduce -87.3% | 1.43% | −10.52 |
| CGUS Cap Group Core Equity | Reduce -56.2% | 4.29% | −6.00 |
| CGGE Cap Group Global Eq | Reduce -96.1% | 0.22% | −5.74 |
| CGCP Cap Group Core Plus Income | Reduce -72.9% | 1.63% | −5.06 |
| HELO JPMorgan Hedged Equity ETF | Reduce -98.0% | 0.08% | −4.42 |
| FBND Fidelity Total Bond ETF | Reduce -26.5% | 5.16% | −2.64 |
| JEPI JPMorgan Equity Premium Inco | Reduce -29.9% | 0.64% | −0.38 |
| CGGR Cap Group Growth Equity | Reduce -14.8% | 0.98% | −0.22 |
| ETV Eaton Vance T/M Buy-Writ Opp | Sold out | 0.00% | −0.10 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -15.1% | 0.39% | −0.10 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -31.9% | 0.18% | −0.10 |
| SCHM Schwab US Mid Cap ETF | Sold out | 0.00% | −0.08 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.08 |
| CGIE Cap Group Intl Equity | Reduce -12.2% | 0.25% | −0.06 |
| CSB Victoryshares US Small Cap H | Reduce -25.6% | 0.14% | −0.06 |
| ETW Eaton Vance T/M GLBL Buy-WR | Reduce -7.6% | 0.28% | −0.05 |
| JPIE JPMorgan Income ETF | Reduce -1.5% | 0.29% | −0.04 |
| CGMS Cap Group US Multi-Sect Bond | Reduce -13.5% | 0.13% | −0.04 |
| SUB iShares Short-Term National | Reduce -4.1% | 0.22% | −0.04 |
| GPIX GLDM SA S&P 500 PR in ETF-US | Reduce -1.7% | 0.40% | −0.04 |
| PFF iShares Preferred & Income S | Reduce -7.8% | 0.19% | −0.04 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -17.4% | 0.10% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -30.4% | 0.06% | −0.03 |
| AMLP Alerian MLP ETF | Reduce -4.1% | 0.13% | −0.03 |
| XRNPX Cohen & Steers REIT and Pref | Reduce -11.7% | 0.10% | −0.03 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -5.5% | 0.16% | −0.03 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -6.2% | 0.12% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -5.7% | 0.14% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.5% | 0.27% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -0.7% | 0.20% | −0.02 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.7% | 0.08% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| MGC Vngrd Mrngstr MG Cap ETF-Usd | New | 10.51% | +10.51 |
| VCRB Vanguard Core Bond ETF | New | 6.77% | +6.77 |
| QQQM Invesco Nasdaq 100 ETF | New | 5.60% | +5.60 |
| RWL Invesco S&P 500 Revenue ETF | Add +567.5% | 5.63% | +4.74 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +29.3% | 12.74% | +2.47 |
| SCHF Schwab Intl Equity ETF | New | 2.08% | +2.08 |
| FRDM Freedom 100 Emeging MRKT ETF | Add +21.2% | 7.02% | +1.08 |
| SPGM State Street SPDR Portfolio | Add +586.6% | 0.97% | +0.82 |
| VXF Vanguard Extended Market ETF | Add +7.3% | 10.78% | +0.39 |
| IVV iShares Core S&P 500 ETF | Add +140.8% | 0.50% | +0.28 |
| AAPL Apple Inc. | Add +45.2% | 0.38% | +0.14 |
| JPM JPMorgan Chase & Co. | Add +75.7% | 0.25% | +0.10 |
| XLV SS Health Care Select Sector | New | 0.10% | +0.10 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +28.5% | 0.48% | +0.10 |
| TLT iShares 20+ Year Treasury BD | New | 0.09% | +0.09 |
| SCHD Schwab US DVD Equity ETF | New | 0.09% | +0.09 |
| XLK SS Technology Select Sector | New | 0.09% | +0.09 |
| MCD McDonald's Corp. | New | 0.08% | +0.08 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +11.3% | 1.16% | +0.07 |
| WMT Walmart Inc. | Add +61.3% | 0.21% | +0.07 |
| JPST JPMorgan Ultra-Short Income | Add +46.2% | 0.30% | +0.07 |
| META Meta Platforms Inc. Class A | New | 0.07% | +0.07 |
| USRT iShares Core US REIT ETF | New | 0.06% | +0.06 |
| IEF iShares 7-10 Year Treasury B | New | 0.06% | +0.06 |
| GOOGL Alphabet Inc. Class A | Add +31.6% | 0.16% | +0.06 |
| FMB First Trust Managed Municipa | Add +15.6% | 1.07% | +0.05 |
| VT Vanguard Tot World STK ETF | Add +12.0% | 0.71% | +0.05 |
| TSLA Tesla Inc. | Add +6.0% | 0.17% | +0.04 |
| NVDA Nvidia Corp. | Add +16.7% | 0.19% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +35.5% | 0.16% | +0.03 |
| JQUA JPMorgan US Quality Factor | Add +24.4% | 0.17% | +0.02 |
| RSP Invesco S&P 500 Equal Weight | Add +17.4% | 0.27% | +0.02 |
| ORCL Oracle Corp. | Add +10.9% | 0.10% | +0.02 |
| DFAX Dimensional World Ex US Core | Add +11.3% | 0.37% | +0.02 |
| SO The Southern Co. | Add +22.1% | 0.18% | +0.02 |
| XOM Exxon Mobil Corp. | Add +29.9% | 0.10% | +0.02 |
| HD Home Depot Inc. | Add +26.0% | 0.09% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +13.7% | 0.11% | +0.01 |
| DGRO iShares Core Dividend Growth | Add +12.7% | 0.10% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +11.6% | 0.16% | +0.01 |
| MSFT Microsoft Corp. | Add +9.8% | 0.36% | +0.01 |
| SCMB Schwab Municipal Bond ETF | Add +10.9% | 0.55% | +0.00 |
| SCHO Schwab Short-Term US Treas | Add +15.6% | 0.07% | +0.00 |
| CGGO Cap Group Global Growth | Add +5.6% | 0.21% | +0.00 |
| ICSH iShares Ultra Short Duration | Add +9.3% | 0.14% | −0.00 |
| VPU Vanguard Utilities ETF | Add +2.5% | 0.21% | −0.00 |
| JMHI JPMorgan High Yield Municpl | Add +9.8% | 0.54% | −0.01 |
| SPAB SS SPDR P Agg Bond ETF | Add +3.6% | 0.10% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +3.9% | 0.39% | −0.01 |
| SCHX Schwab US Large-Cap ETF | Add +0.2% | 0.25% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 117 | $431.8M | SPYM, RWL, RSP, VCRB, VXF |
| Q1 2026 | 107 | $363.2M | SPYM, MGC, VCRB, RWL, FRDM |
| Q4 2025 | 95 | $343.5M | SPYM, MGC, FRDM, VCRB, VXF |
| Q3 2025 | 88 | $318.0M | SPYM, VXF, MGC, FRDM, VCRB |
| Q2 2025 | 79 | $283.0M | JPEF, VXF, CGUS, SPYM, FBND |
| Q1 2025 | 70 | $246.1M | JPEF, SPYM, VXF, CGUS, CGCP |
| Q4 2024 | 63 | $229.0M | SPYM, CGCP, CGUS, JPEF, RWL |
| Q3 2024 | 59 | $196.0M | SPYM, RWL, QQQM, SPGP, CGCP |
| Q2 2024 | 59 | $196.0M | SPYM, RWL, QQQM, SPGP, CGCP |