Investment Planning Advisors, Inc.

Name: Investment Planning Advisors, Inc. 13F holdings, Q4 2025
Creator: Investment Planning Advisors, Inc.
Published: 2026-01-20

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 20, 2026), Investment Planning Advisors, Inc. reported 95 stock positions worth $343.5 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 12.2% of the portfolio, followed by Vngrd Mrngstr MG Cap ETF-Usd (MGC, 10.0%) and Freedom 100 Emeging MRKT ETF (FRDM, 8.3%). Compared with Q3 2025, it opened 11 new positions, sold out of 4, added to 65 and reduced 17. The biggest buy was Invesco S&P 500 Equal Weight (RSP, shares +1669%) and the biggest sale Vanguard Extended Market ETF (VXF, shares −35%).

Most Recent 13F: Q2 2026
Location: CUMMING, GA
CIK: 0002024049
Portfolio Value: $343.5M (Q4 2025)
SEC Filing: 0002024049-26-000001 ↗ filed Jan 20, 2026

Holdings Value

Holdings 95 stocks · $343.5M


SPYM Ste STR SPDR PT S&P 500 ETF	12.24%	524,092	$42.0M	Add +1.3%
MGC Vngrd Mrngstr MG Cap ETF-Usd	9.96%	136,254	$34.2M	Reduce -0.5%
FRDM Freedom 100 Emeging MRKT ETF	8.34%	559,024	$28.7M	Add +10.9%
VCRB Vanguard Core Bond ETF	6.59%	290,665	$22.6M	Add +5.9%
VXF Vanguard Extended Market ETF	6.51%	106,880	$22.4M	Reduce -34.7%
RWL Invesco S&P 500 Revenue ETF	5.53%	165,859	$19.0M	Add +2.5%
FBND Fidelity Total Bond ETF	4.96%	369,716	$17.0M	Add +4.2%
QQQM Invesco Nasdaq 100 ETF	4.69%	63,654	$16.1M	Reduce -11.7%
RSP Invesco S&P 500 Equal Weight	4.52%	81,047	$15.5M	Add +1669.2%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET	4.16%	355,027	$14.3M	Add +3.0%
BINC iShares Flex I A ETF-Usd Inc.	3.51%	228,389	$12.1M	Add +4.9%
BSV Vanguard Short-Term Bond ETF	2.48%	107,915	$8.5M	Add +6.8%
SCHF Schwab Intl Equity ETF	2.23%	318,498	$7.7M	Add +12.3%
CGCP Cap Group Core Plus Income	2.19%	332,783	$7.5M	Add +45.9%
JPEF JPMorgan Equity Focus ETF	1.39%	63,724	$4.8M	Add +3.9%
SPTM SS SPDR P S&P 1500 Comp ETF	1.16%	48,346	$4.0M	Add +5.3%
FMB First Trust Managed Municipa	1.12%	75,106	$3.8M	Add +11.6%
SPGM State Street SPDR Portfolio	0.94%	42,274	$3.2M	Add +3.1%
CGGR Cap Group Growth Equity	0.94%	72,865	$3.2M	Add +2.4%
OAKM Oakmark US Large Cap ETF	0.93%	112,835	$3.2M	New
JMUB JPMorgan Municipal ETF	0.85%	57,859	$2.9M	Add +11.9%
VT Vanguard Tot World STK ETF	0.71%	17,214	$2.4M	Add +5.7%
SCMB Schwab Municipal Bond ETF	0.62%	82,331	$2.1M	Add +19.6%
SEPI Shelton Eqty Premium Inc. ETF	0.55%	71,908	$1.9M	New
JMHI JPMorgan High Yield Municpl	0.51%	34,720	$1.7M	Add +1.2%
IVV iShares Core S&P 500 ETF	0.49%	2,436	$1.7M	Add +3.2%
GPIX GLDM SA S&P 500 PR in ETF-US	0.46%	30,048	$1.6M	Add +23.6%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.46%	3,812	$1.6M	Reduce -0.3%
MUB iShares National Muni Bond E	0.45%	14,551	$1.6M	Add +7.1%
AAPL Apple Inc.	0.41%	5,142	$1.4M	Add +8.4%
CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL	0.38%	37,089	$1.3M	Add +55.1%
WRB WR Berkley Corp. filed as BERKLEY W R CORP	0.38%	18,407	$1.3M	Reduce -8.0%
DFAX Dimensional World Ex US Core	0.37%	38,991	$1.3M	Add +3.6%
VIG Vanguard Dividend Apprec ETF	0.36%	5,686	$1.2M	Add +0.1%
MSFT Microsoft Corp.	0.32%	2,301	$1.1M	Add +4.7%
SPGP Invesco S&P 500 Garp ETF	0.30%	9,049	$1.0M	Add +0.1%
JPST JPMorgan Ultra-Short Income	0.28%	18,725	$947K	Reduce -0.9%
JPM JPMorgan Chase & Co.	0.27%	2,887	$930K	Add +12.7%
JPIE JPMorgan Income ETF	0.27%	20,014	$926K	Reduce -0.8%
FTCS First Trust Capital Strength	0.27%	9,845	$911K	Add +4.3%
VTI VG Morningstar TS MKT ETF-US	0.26%	2,660	$892K	Add +0.2%
SCHX Schwab US Large-Cap ETF	0.24%	30,641	$825K	Add +0.2%
GOOGL Alphabet Inc. Class A	0.23%	2,529	$792K	Add +17.4%
WMT Walmart Inc.	0.23%	6,978	$777K	Add +6.3%
TSLA Tesla Inc.	0.22%	1,677	$754K	Add +36.9%
SUB iShares Short-Term National	0.20%	6,531	$697K	Reduce -1.8%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F	0.20%	11,910	$692K	Reduce -44.8%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT	0.20%	19,883	$689K	Add +1.5%
ICSH iShares Ultra Short Duration	0.20%	13,503	$683K	Add +54.8%
VPU Vanguard Utilities ETF	0.19%	3,619	$670K	Add +0.4%
BRK.B Berkshire Hathaway Inc. Class B	0.18%	1,258	$632K	Add +23.9%
CGGE Cap Group Global Eq filed as CAPITAL GROUP GLOBAL EQUITY	0.18%	19,863	$628K	Reduce -11.6%
SPMD SS SPDR P S&P 400 Midcap ETF	0.18%	10,757	$623K	Reduce -3.1%
NVDA Nvidia Corp.	0.18%	3,260	$608K	Add +3.0%
SPSM SS SPDR P S&P 600 Small Cap	0.17%	12,426	$582K	Reduce -1.6%
SO The Southern Co.	0.16%	6,415	$559K	Add +4.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.16%	1,854	$538K	Add +8.4%
JQUA JPMorgan US Quality Factor	0.16%	8,505	$537K	Add +0.2%
CGMS Cap Group US Multi-Sect Bond	0.15%	18,191	$502K	Add +17.9%
SCHZ Schwab US Aggregate Bond ETF	0.14%	21,146	$494K	No change
PFF iShares Preferred & Income S	0.14%	15,592	$483K	Reduce -20.2%
QUAL iShares MSCI USA Quality Fac	0.13%	2,309	$459K	Reduce -1.2%
CSB Victoryshares US Small Cap H	0.13%	7,600	$445K	Add +3.0%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT	0.13%	14,632	$432K	New
AMLP Alerian MLP ETF	0.13%	9,187	$432K	Add +4.5%
XLV SS Health Care Select Sector	0.12%	2,657	$411K	Add +14.2%
VB Vanguard Most SM-Cap ETF-Usd	0.12%	1,590	$410K	Add +11.9%
DGRO iShares Core Dividend Growth	0.11%	5,515	$383K	Add +12.4%
SRLN SS Blackstone Sr Loan ETF	0.11%	9,259	$382K	Add +2.5%
XOM Exxon Mobil Corp.	0.10%	2,941	$354K	Add +4.2%
XRNPX Cohen & Steers REIT and Pref	0.10%	17,144	$340K	Add +26.6%
SPAB SS SPDR P Agg Bond ETF	0.10%	12,928	$333K	Add +9.6%
MCD McDonald's Corp.	0.09%	1,065	$325K	Add +21.9%
AMZN Amazon.com Inc.	0.09%	1,391	$321K	New
XLK SS Technology Select Sector	0.09%	2,194	$316K	Add +12.1%
TLT iShares 20+ Year Treasury BD	0.09%	3,485	$304K	Add +4.5%
VHT Vanguard Health Care ETF	0.08%	1,002	$288K	New
SCHD Schwab US DVD Equity ETF	0.08%	10,456	$287K	Add +1.0%
HELO JPMorgan Hedged Equity ETF	0.08%	4,100	$272K	Add +0.1%
VYM Vanguard High DVD Yield ETF	0.08%	1,886	$271K	New
SCHG Schwab US Large-Cap Growth	0.08%	8,234	$269K	Reduce -1.9%
UPS United Parcel Service Class B	0.08%	2,696	$267K	New
HD Home Depot Inc.	0.08%	776	$267K	Add +10.5%
JNJ Johnson & Johnson	0.07%	1,215	$251K	New
KO The Coca-Cola Co.	0.07%	3,579	$250K	Add +7.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.07%	835	$247K	Add +0.1%
TFI SS SPDR N Ice Muni Bond ETF	0.07%	5,214	$238K	Reduce -28.6%
SCHO Schwab Short-Term US Treas	0.07%	9,746	$238K	Add +0.9%
LGLV SPDR US LC Low Vol Idx	0.07%	1,300	$228K	No change
COST Costco Wholesale Corp.	0.07%	261	$225K	New
PG The Procter & Gamble Co.	0.06%	1,543	$221K	New
ORCL Oracle Corp.	0.06%	1,089	$212K	Reduce -0.6%
SCHA Schwab US Small-Cap ETF	0.06%	7,214	$205K	Add +0.3%
IEF iShares 7-10 Year Treasury B	0.06%	2,104	$202K	Add +0.3%
NAK Northern Dynasty Minerals	0.01%	13,400	$26K	New

Portfolio Sells Q3 2025 → Q4 2025


VXF Vanguard Extended Market ETF	Reduce -34.7%	6.51%	−4.27
QQQM Invesco Nasdaq 100 ETF	Reduce -11.7%	4.69%	−0.92
JEPI JPMorgan Equity Premium Inco	Sold out	0.00%	−0.64
MGC Vngrd Mrngstr MG Cap ETF-Usd	Reduce -0.5%	9.96%	−0.54
ETW Eaton Vance T/M GLBL Buy-WR	Sold out	0.00%	−0.28
JEPQ JPM Nasdaq Equity Premium	Reduce -44.8%	0.20%	−0.19
WRB WR Berkley Corp.	Reduce -8.0%	0.38%	−0.11
META Meta Platforms Inc. Class A	Sold out	0.00%	−0.07
USRT iShares Core US REIT ETF	Sold out	0.00%	−0.06
PFF iShares Preferred & Income S	Reduce -20.2%	0.14%	−0.05
TFI SS SPDR N Ice Muni Bond ETF	Reduce -28.6%	0.07%	−0.04
ORCL Oracle Corp.	Reduce -0.6%	0.06%	−0.04
CGGE Cap Group Global Eq	Reduce -11.6%	0.18%	−0.03
JPST JPMorgan Ultra-Short Income	Reduce -0.9%	0.28%	−0.03
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Reduce -0.3%	0.46%	−0.03
JPIE JPMorgan Income ETF	Reduce -0.8%	0.27%	−0.02
SUB iShares Short-Term National	Reduce -1.8%	0.20%	−0.02
SPMD SS SPDR P S&P 400 Midcap ETF	Reduce -3.1%	0.18%	−0.02
SPSM SS SPDR P S&P 600 Small Cap	Reduce -1.6%	0.17%	−0.01
QUAL iShares MSCI USA Quality Fac	Reduce -1.2%	0.13%	−0.01
SCHG Schwab US Large-Cap Growth	Reduce -1.9%	0.08%	−0.01

Portfolio Buys Q3 2025 → Q4 2025


RSP Invesco S&P 500 Equal Weight	Add +1669.2%	4.52%	+4.25
FRDM Freedom 100 Emeging MRKT ETF	Add +10.9%	8.34%	+1.32
OAKM Oakmark US Large Cap ETF	New	0.93%	+0.93
CGCP Cap Group Core Plus Income	Add +45.9%	2.19%	+0.56
SEPI Shelton Eqty Premium Inc. ETF	New	0.55%	+0.55
SCHF Schwab Intl Equity ETF	Add +12.3%	2.23%	+0.15
CGXU Cap Group Intl Focus	New	0.13%	+0.13
CGIE Cap Group Intl Equity	Add +55.1%	0.38%	+0.12
AMZN Amazon.com Inc.	New	0.09%	+0.09
VHT Vanguard Health Care ETF	New	0.08%	+0.08
VYM Vanguard High DVD Yield ETF	New	0.08%	+0.08
UPS United Parcel Service Class B	New	0.08%	+0.08
JNJ Johnson & Johnson	New	0.07%	+0.07
GOOGL Alphabet Inc. Class A	Add +17.4%	0.23%	+0.07
COST Costco Wholesale Corp.	New	0.07%	+0.07
PG The Procter & Gamble Co.	New	0.06%	+0.06
SCMB Schwab Municipal Bond ETF	Add +19.6%	0.62%	+0.06
GPIX GLDM SA S&P 500 PR in ETF-US	Add +23.6%	0.46%	+0.06
ICSH iShares Ultra Short Duration	Add +54.8%	0.20%	+0.06
TSLA Tesla Inc.	Add +36.9%	0.22%	+0.05
FMB First Trust Managed Municipa	Add +11.6%	1.12%	+0.05
JMUB JPMorgan Municipal ETF	Add +11.9%	0.85%	+0.03
AAPL Apple Inc.	Add +8.4%	0.41%	+0.03
BRK.B Berkshire Hathaway Inc. Class B	Add +23.9%	0.18%	+0.02
XLV SS Health Care Select Sector	Add +14.2%	0.12%	+0.02
JPM JPMorgan Chase & Co.	Add +12.7%	0.27%	+0.02
WMT Walmart Inc.	Add +6.3%	0.23%	+0.01
CGMS Cap Group US Multi-Sect Bond	Add +17.9%	0.15%	+0.01
MCD McDonald's Corp.	Add +21.9%	0.09%	+0.01
NAK Northern Dynasty Minerals	New	0.01%	+0.01
DGRO iShares Core Dividend Growth	Add +12.4%	0.11%	+0.01
VB Vanguard Most SM-Cap ETF-Usd	Add +11.9%	0.12%	+0.01
XLK SS Technology Select Sector	Add +12.1%	0.09%	+0.01
XRNPX Cohen & Steers REIT and Pref	Add +26.6%	0.10%	+0.00
KO The Coca-Cola Co.	Add +7.3%	0.07%	+0.00
XOM Exxon Mobil Corp.	Add +4.2%	0.10%	+0.00
VT Vanguard Tot World STK ETF	Add +5.7%	0.71%	+0.00
SPAB SS SPDR P Agg Bond ETF	Add +9.6%	0.10%	+0.00
DFAX Dimensional World Ex US Core	Add +3.6%	0.37%	+0.00
MUB iShares National Muni Bond E	Add +7.1%	0.45%	−0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +8.4%	0.16%	−0.00
IBM Intl Business Machines Corp.	Add +0.1%	0.07%	−0.00
SPTM SS SPDR P S&P 1500 Comp ETF	Add +5.3%	1.16%	−0.00
SCHA Schwab US Small-Cap ETF	Add +0.3%	0.06%	−0.00
AMLP Alerian MLP ETF	Add +4.5%	0.13%	−0.00
HELO JPMorgan Hedged Equity ETF	Add +0.1%	0.08%	−0.00
IEF iShares 7-10 Year Treasury B	Add +0.3%	0.06%	−0.00
SCHO Schwab Short-Term US Treas	Add +0.9%	0.07%	−0.01
TLT iShares 20+ Year Treasury BD	Add +4.5%	0.09%	−0.01
SCHD Schwab US DVD Equity ETF	Add +1.0%	0.08%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	117	$431.8M	SPYM, RWL, RSP, VCRB, VXF
Q1 2026	107	$363.2M	SPYM, MGC, VCRB, RWL, FRDM
Q4 2025	95	$343.5M	SPYM, MGC, FRDM, VCRB, VXF
Q3 2025	88	$318.0M	SPYM, VXF, MGC, FRDM, VCRB
Q2 2025	79	$283.0M	JPEF, VXF, CGUS, SPYM, FBND
Q1 2025	70	$246.1M	JPEF, SPYM, VXF, CGUS, CGCP
Q4 2024	63	$229.0M	SPYM, CGCP, CGUS, JPEF, RWL
Q3 2024	59	$196.0M	SPYM, RWL, QQQM, SPGP, CGCP
Q2 2024	59	$196.0M	SPYM, RWL, QQQM, SPGP, CGCP