Investment Planning Advisors, Inc.

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 23, 2026), Investment Planning Advisors, Inc. reported 107 stock positions worth $363.2 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 12.2% of the portfolio, followed by Vngrd Mrngstr MG Cap ETF-Usd (MGC, 9.9%) and Vanguard Core Bond ETF (VCRB, 7.8%). Compared with Q4 2025, it opened 15 new positions, sold out of 3, added to 64 and reduced 27. The biggest buy was a new position in iShares Floating Rate Bond E (FLOT) and the biggest sale Invesco S&P 500 Equal Weight (RSP, shares −91%).

Most Recent 13F
Q2 2026
Location
CUMMING, GA
CIK
0002024049
Portfolio Value
$363.2M (Q1 2026)
SEC Filing
0002024049-26-000002 ↗ filed Apr 23, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q2 2024: $196.0M Q2 2024 Q3 2024: $196.0M Q3 2024 Q4 2024: $229.0M Q4 2024 Q1 2025: $246.1M Q1 2025 Q2 2025: $283.0M Q2 2025 Q3 2025: $318.0M Q3 2025 Q4 2025: $343.5M Q4 2025 Q1 2026: $363.2M $363.2M Q1 2026 Q2 2026: $431.8M Q2 2026

Holdings 107 stocks · $363.2M
SPYM Ste STR SPDR PT S&P 500 ETF 12.19% 578,203 $44.3M Add +10.3%
MGC Vngrd Mrngstr MG Cap ETF-Usd 9.89% 151,958 $35.9M Add +11.5%
VCRB Vanguard Core Bond ETF 7.78% 365,078 $28.2M Add +25.6%
RWL Invesco S&P 500 Revenue ETF 7.71% 243,712 $28.0M Add +46.9%
FRDM Freedom 100 Emeging MRKT ETF 7.08% 470,311 $25.7M Reduce -15.9%
VXF Vanguard Extended Market ETF 6.77% 119,471 $24.6M Add +11.8%
QQQM Invesco Nasdaq 100 ETF 6.44% 98,485 $23.4M Add +54.7%
FBND Fidelity Total Bond ETF 4.69% 373,042 $17.0M Add +0.9%
SCHF Schwab Intl Equity ETF 3.50% 514,295 $12.7M Add +61.5%
FLOT iShares Floating Rate Bond E 2.97% 211,765 $10.8M New
BSV Vanguard Short-Term Bond ETF 2.65% 122,956 $9.6M Add +13.9%
CGCP Cap Group Core Plus Income 2.07% 336,728 $7.5M Add +1.2%
VNQ Vanguard Real Estate ETF 1.46% 59,726 $5.3M New
SPGM State Street SPDR Portfolio 1.43% 68,752 $5.2M Add +62.6%
XOP SS SPDR S&P Og Exp & Prod 1.42% 28,402 $5.2M New
JPEF JPMorgan Equity Focus ETF 1.30% 65,573 $4.7M Add +2.9%
FMB First Trust Managed Municipa 1.07% 76,795 $3.9M Add +2.3%
SPTM SS SPDR P S&P 1500 Comp ETF 1.07% 49,062 $3.9M Add +1.5%
OAKM Oakmark US Large Cap ETF 0.92% 121,484 $3.3M Add +7.7%
JMUB JPMorgan Municipal ETF 0.80% 58,363 $2.9M Add +0.9%
CGGR Cap Group Growth Equity 0.78% 70,747 $2.8M Reduce -2.9%
VT Vanguard Tot World STK ETF 0.67% 17,543 $2.4M Add +1.9%
SCMB Schwab Municipal Bond ETF 0.64% 90,923 $2.3M Add +10.4%
SEPI Shelton Eqty Premium Inc. ETF 0.62% 89,348 $2.2M Add +24.3%
JMHI JPMorgan High Yield Municpl 0.51% 36,871 $1.8M Add +6.2%
GPIX GLDM SA S&P 500 PR in ETF-US 0.49% 35,503 $1.8M Add +18.1%
IVV iShares Core S&P 500 ETF 0.45% 2,505 $1.6M Add +2.8%
AAPL Apple Inc. 0.41% 5,825 $1.5M Add +13.3%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.39% 36,626 $1.4M Reduce -89.7%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.38% 3,785 $1.4M Reduce -0.7%
RSP Invesco S&P 500 Equal Weight 0.38% 7,192 $1.4M Reduce -91.1%
DFAX Dimensional World Ex US Core 0.37% 39,875 $1.4M Add +2.3%
CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL 0.34% 37,008 $1.3M Reduce -0.2%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 0.34% 18,402 $1.2M Reduce -0.0%
MUB iShares National Muni Bond E 0.33% 11,129 $1.2M Reduce -23.5%
VIG Vanguard Dividend Apprec ETF 0.32% 5,332 $1.1M Reduce -6.2%
JPM JPMorgan Chase & Co. 0.28% 3,497 $1.0M Add +21.1%
SPGP Invesco S&P 500 Garp ETF 0.27% 9,046 $973K Reduce -0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.27% 2,024 $970K Add +60.9%
WMT Walmart Inc. 0.27% 7,766 $965K Add +11.3%
BINC iShares Flex I A ETF-Usd Inc. 0.26% 18,502 $961K Reduce -91.9%
FTCS First Trust Capital Strength 0.25% 9,830 $912K Reduce -0.1%
SCHX Schwab US Large-Cap ETF 0.25% 35,379 $907K Add +15.5%
GOOGL Alphabet Inc. Class A 0.25% 3,146 $905K Add +24.4%
JPIE JPMorgan Income ETF 0.23% 18,372 $846K Reduce -8.2%
VTI VG Morningstar TS MKT ETF-US 0.23% 2,620 $840K Reduce -1.5%
JPST JPMorgan Ultra-Short Income 0.22% 16,095 $815K Reduce -14.1%
NVDA Nvidia Corp. 0.20% 4,247 $741K Add +30.3%
SO The Southern Co. 0.20% 7,573 $731K Add +18.1%
VPU Vanguard Utilities ETF 0.20% 3,633 $720K Add +0.4%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.20% 12,902 $716K Add +8.3%
SUB iShares Short-Term National 0.19% 6,629 $706K Add +1.5%
ICSH iShares Ultra Short Duration 0.19% 13,700 $693K Add +1.5%
CGGE Cap Group Global Eq filed as CAPITAL GROUP GLOBAL EQUITY 0.19% 22,476 $686K Add +13.2%
MSFT Microsoft Corp. 0.19% 1,842 $682K Reduce -19.9%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.19% 20,270 $676K Add +1.9%
SPMD SS SPDR P S&P 400 Midcap ETF 0.17% 10,724 $635K Reduce -0.3%
SPSM SS SPDR P S&P 600 Small Cap 0.17% 13,073 $632K Add +5.2%
XOM Exxon Mobil Corp. 0.17% 3,670 $623K Add +24.8%
TSLA Tesla Inc. 0.17% 1,629 $606K Reduce -2.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.15% 1,915 $550K Add +3.3%
AMLP Alerian MLP ETF 0.14% 9,365 $493K Add +1.9%
PFF iShares Preferred & Income S 0.13% 15,926 $483K Add +2.1%
CSB Victoryshares US Small Cap H 0.13% 7,743 $478K Add +1.9%
XLV SS Health Care Select Sector 0.12% 3,093 $453K Add +16.4%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.12% 14,719 $434K Add +0.6%
VB Vanguard Most SM-Cap ETF-Usd 0.12% 1,643 $430K Add +3.3%
VHT Vanguard Health Care ETF 0.12% 1,576 $429K Add +57.3%
MCD McDonald's Corp. 0.12% 1,377 $428K Add +29.3%
QUAL iShares MSCI USA Quality Fac 0.12% 2,195 $421K Reduce -4.9%
LIN Linde PLC 0.12% 847 $420K New
SCHZ Schwab US Aggregate Bond ETF 0.12% 18,070 $420K Reduce -14.6%
AMZN Amazon.com Inc. 0.11% 1,994 $415K Add +43.4%
DGRO iShares Core Dividend Growth 0.11% 5,839 $410K Add +5.9%
SRLN SS Blackstone Sr Loan ETF 0.11% 9,860 $396K Add +6.5%
COST Costco Wholesale Corp. 0.11% 388 $386K Add +48.7%
JNJ Johnson & Johnson 0.10% 1,545 $378K Add +27.2%
CGMS Cap Group US Multi-Sect Bond 0.10% 13,329 $363K Reduce -26.7%
HD Home Depot Inc. 0.09% 1,031 $339K Add +32.9%
XLK SS Technology Select Sector 0.09% 2,545 $338K Add +16.0%
XRNPX Cohen & Steers REIT and Pref 0.09% 17,014 $336K Reduce -0.8%
IEF iShares 7-10 Year Treasury B 0.09% 3,357 $320K Add +59.5%
SPAB SS SPDR P Agg Bond ETF 0.09% 12,462 $319K Reduce -3.6%
SCHG Schwab US Large-Cap Growth 0.08% 10,522 $307K Add +27.8%
UPS United Parcel Service Class B 0.08% 3,071 $302K Add +13.9%
CVX Chevron Corp. 0.08% 1,412 $292K New
VYM Vanguard High DVD Yield ETF 0.08% 1,906 $282K Add +1.1%
FNDX Schwab Fndmntl US LRG Co. ETF 0.08% 9,992 $278K New
JQUA JPMorgan US Quality Factor 0.08% 4,519 $277K Reduce -46.9%
TFI SS SPDR N Ice Muni Bond ETF 0.08% 6,075 $275K Add +16.5%
KO The Coca-Cola Co. 0.07% 3,479 $265K Reduce -2.8%
HELO JPMorgan Hedged Equity ETF 0.07% 4,094 $262K Reduce -0.1%
META Meta Platforms Inc. Class A 0.07% 455 $260K New
PG The Procter & Gamble Co. 0.07% 1,715 $248K Add +11.2%
ORCL Oracle Corp. 0.07% 1,677 $247K Add +54.0%
CAT Caterpillar Inc. 0.07% 346 $245K New
PGR Progressive Corp. 0.07% 1,233 $244K New
VIS Vanguard Industrials ETF 0.06% 752 $235K New
LGLV SPDR US LC Low Vol Idx 0.06% 1,300 $232K No change
ITA iShares U.S. Aerospace & Def 0.06% 1,054 $231K New
SCHA Schwab US Small-Cap ETF 0.06% 7,637 $222K Add +5.9%
PEP Pepsico Inc. 0.06% 1,411 $219K New
XLE SS Energy Select Sector 0.06% 3,520 $216K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 844 $204K Add +1.1%
V Visa Inc. Class A 0.06% 674 $204K New
QNC Quantum Emotion Corp. 0.03% 48,058 $110K New
NAK Northern Dynasty Minerals 0.00% 11,940 $17K Reduce -10.9%

Portfolio Sells Q4 2025 → Q1 2026
RSP Invesco S&P 500 Equal Weight Reduce -91.1% 0.38% −4.14
CGUS Cap Group Core Equity Reduce -89.7% 0.39% −3.77
BINC iShares Flex I A ETF-Usd Inc. Reduce -91.9% 0.26% −3.24
FRDM Freedom 100 Emeging MRKT ETF Reduce -15.9% 7.08% −1.27
CGGR Cap Group Growth Equity Reduce -2.9% 0.78% −0.16
MSFT Microsoft Corp. Reduce -19.9% 0.19% −0.14
MUB iShares National Muni Bond E Reduce -23.5% 0.33% −0.13
TLT iShares 20+ Year Treasury BD Sold out 0.00% −0.09
SCHD Schwab US DVD Equity ETF Sold out 0.00% −0.08
JQUA JPMorgan US Quality Factor Reduce -46.9% 0.08% −0.08
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -0.7% 0.38% −0.08
SCHO Schwab Short-Term US Treas Sold out 0.00% −0.07
TSLA Tesla Inc. Reduce -2.9% 0.17% −0.05
JPST JPMorgan Ultra-Short Income Reduce -14.1% 0.22% −0.05
VIG Vanguard Dividend Apprec ETF Reduce -6.2% 0.32% −0.05
CGMS Cap Group US Multi-Sect Bond Reduce -26.7% 0.10% −0.05
WRB WR Berkley Corp. Reduce -0.0% 0.34% −0.04
JPIE JPMorgan Income ETF Reduce -8.2% 0.23% −0.04
SPGP Invesco S&P 500 Garp ETF Reduce -0.0% 0.27% −0.03
CGIE Cap Group Intl Equity Reduce -0.2% 0.34% −0.03
SCHZ Schwab US Aggregate Bond ETF Reduce -14.6% 0.12% −0.03
VTI VG Morningstar TS MKT ETF-US Reduce -1.5% 0.23% −0.03
QUAL iShares MSCI USA Quality Fac Reduce -4.9% 0.12% −0.02
FTCS First Trust Capital Strength Reduce -0.1% 0.25% −0.01
SPAB SS SPDR P Agg Bond ETF Reduce -3.6% 0.09% −0.01
HELO JPMorgan Hedged Equity ETF Reduce -0.1% 0.07% −0.01
XRNPX Cohen & Steers REIT and Pref Reduce -0.8% 0.09% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.3% 0.17% −0.01
NAK Northern Dynasty Minerals Reduce -10.9% 0.00% −0.00
KO The Coca-Cola Co. Reduce -2.8% 0.07% 0.00

Portfolio Buys Q4 2025 → Q1 2026
FLOT iShares Floating Rate Bond E New 2.97% +2.97
RWL Invesco S&P 500 Revenue ETF Add +46.9% 7.71% +2.18
QQQM Invesco Nasdaq 100 ETF Add +54.7% 6.44% +1.76
VNQ Vanguard Real Estate ETF New 1.46% +1.46
XOP SS SPDR S&P Og Exp & Prod New 1.42% +1.42
SCHF Schwab Intl Equity ETF Add +61.5% 3.50% +1.28
VCRB Vanguard Core Bond ETF Add +25.6% 7.78% +1.19
SPGM State Street SPDR Portfolio Add +62.6% 1.43% +0.49
VXF Vanguard Extended Market ETF Add +11.8% 6.77% +0.26
BSV Vanguard Short-Term Bond ETF Add +13.9% 2.65% +0.18
LIN Linde PLC New 0.12% +0.12
BRK.B Berkshire Hathaway Inc. Class B Add +60.9% 0.27% +0.08
CVX Chevron Corp. New 0.08% +0.08
FNDX Schwab Fndmntl US LRG Co. ETF New 0.08% +0.08
META Meta Platforms Inc. Class A New 0.07% +0.07
XOM Exxon Mobil Corp. Add +24.8% 0.17% +0.07
CAT Caterpillar Inc. New 0.07% +0.07
PGR Progressive Corp. New 0.07% +0.07
SEPI Shelton Eqty Premium Inc. ETF Add +24.3% 0.62% +0.07
VIS Vanguard Industrials ETF New 0.06% +0.06
ITA iShares U.S. Aerospace & Def New 0.06% +0.06
PEP Pepsico Inc. New 0.06% +0.06
XLE SS Energy Select Sector New 0.06% +0.06
V Visa Inc. Class A New 0.06% +0.06
COST Costco Wholesale Corp. Add +48.7% 0.11% +0.04
WMT Walmart Inc. Add +11.3% 0.27% +0.04
SO The Southern Co. Add +18.1% 0.20% +0.04
VHT Vanguard Health Care ETF Add +57.3% 0.12% +0.03
JNJ Johnson & Johnson Add +27.2% 0.10% +0.03
QNC Quantum Emotion Corp. New 0.03% +0.03
IEF iShares 7-10 Year Treasury B Add +59.5% 0.09% +0.03
GPIX GLDM SA S&P 500 PR in ETF-US Add +18.1% 0.49% +0.03
NVDA Nvidia Corp. Add +30.3% 0.20% +0.03
MCD McDonald's Corp. Add +29.3% 0.12% +0.02
AMZN Amazon.com Inc. Add +43.4% 0.11% +0.02
SCMB Schwab Municipal Bond ETF Add +10.4% 0.64% +0.02
GOOGL Alphabet Inc. Class A Add +24.4% 0.25% +0.02
HD Home Depot Inc. Add +32.9% 0.09% +0.02
JPM JPMorgan Chase & Co. Add +21.1% 0.28% +0.01
AMLP Alerian MLP ETF Add +1.9% 0.14% +0.01
SCHX Schwab US Large-Cap ETF Add +15.5% 0.25% +0.01
TFI SS SPDR N Ice Muni Bond ETF Add +16.5% 0.08% +0.01
SCHG Schwab US Large-Cap Growth Add +27.8% 0.08% +0.01
ORCL Oracle Corp. Add +54.0% 0.07% +0.01
CGGE Cap Group Global Eq Add +13.2% 0.19% +0.01
UPS United Parcel Service Class B Add +13.9% 0.08% +0.01
XLV SS Health Care Select Sector Add +16.4% 0.12% +0.01
SPSM SS SPDR P S&P 600 Small Cap Add +5.2% 0.17% +0.00
PG The Procter & Gamble Co. Add +11.2% 0.07% +0.00
VPU Vanguard Utilities ETF Add +0.4% 0.20% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 117$431.8MSPYM, RWL, RSP, VCRB, VXF
Q1 2026 107$363.2MSPYM, MGC, VCRB, RWL, FRDM
Q4 2025 95$343.5MSPYM, MGC, FRDM, VCRB, VXF
Q3 2025 88$318.0MSPYM, VXF, MGC, FRDM, VCRB
Q2 2025 79$283.0MJPEF, VXF, CGUS, SPYM, FBND
Q1 2025 70$246.1MJPEF, SPYM, VXF, CGUS, CGCP
Q4 2024 63$229.0MSPYM, CGCP, CGUS, JPEF, RWL
Q3 2024 59$196.0MSPYM, RWL, QQQM, SPGP, CGCP
Q2 2024 59$196.0MSPYM, RWL, QQQM, SPGP, CGCP