Ironwood Wealth Management, LLC.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 27, 2025), Ironwood Wealth Management, LLC. reported 41 stock positions worth $298.4 million. Its top holding was iShares Core MSCI Eafe ETF (IEFA) at 15.8% of the portfolio, followed by Vanguard Long-Term Treasury (VGLT, 14.4%) and iShares Core MSCI Emerging (IEMG, 13.5%). Compared with Q2 2025, it sold out of 1, added to 15 and reduced 23. The biggest buy was iShares Core MSCI Emerging (IEMG, shares +40%) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −5%).

Most Recent 13F
Q2 2026
Location
CHANDLER, AZ
CIK
0001692820
Portfolio Value
$298.4M (Q3 2025)
SEC Filing
0001104659-25-102445 ↗ filed Oct 27, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $308.4M Q1 2024 Q2 2024: $306.3M Q2 2024 Q3 2024: $332.3M Q3 2024 Q4 2024: $322.3M Q4 2024 Q1 2025: $325.8M Q1 2025 Q2 2025: $274.0M Q2 2025 Q3 2025: $298.4M $298.4M Q3 2025 Q4 2025: $340.1M Q4 2025 Q1 2026: $348.7M Q1 2026 Q2 2026: $451.2M Q2 2026

Holdings 41 stocks · $298.4M

IEFA iShares Core MSCI Eafe ETF 15.83% 540,937 $47.2M Reduce -5.3%
VGLT Vanguard Long-Term Treasury 14.41% 756,176 $43.0M Add +9.5%
IEMG iShares Core MSCI Emerging 13.48% 610,090 $40.2M Add +39.5%
IEF iShares 7-10 Year Treasury B 13.30% 411,397 $39.7M Add +4.6%
IVV iShares Core S&P 500 ETF 13.01% 57,990 $38.8M Reduce -0.2%
BSCQ Invesco Bulletshares 2026 CB 6.69% 1,020,325 $20.0M Add +4.0%
IJH iShares Core S&P Midcap ETF 4.18% 190,992 $12.5M Reduce -1.0%
IJR iShares Core S&P Small-Cap E 3.52% 88,489 $10.5M Add +9.7%
SPDW Ste STR SPDR PT DW Eu ETF 2.48% 173,257 $7.4M Reduce -11.0%
MUB iShares National Muni Bond E 1.55% 43,311 $4.6M Add +38.4%
SCHX Schwab US Large-Cap ETF 1.52% 172,432 $4.5M Reduce -9.9%
DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC 1.19% 99,790 $3.5M Add +9.5%
SPEM State Street SP PTF Em ETF 1.08% 68,548 $3.2M Reduce -7.5%
SUB iShares Short-Term National 0.96% 26,777 $2.9M Reduce -29.4%
SCHB Schwab US Broad Market ETF 0.91% 105,270 $2.7M Reduce -13.4%
SPSM SS SPDR P S&P 600 Small Cap 0.87% 55,901 $2.6M Reduce -4.3%
SCHA Schwab US Small-Cap ETF 0.86% 92,489 $2.6M Reduce -1.2%
SCHF Schwab Intl Equity ETF 0.58% 74,989 $1.7M Reduce -5.7%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.51% 56,908 $1.5M Reduce -39.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.51% 2,300 $1.5M Reduce -8.4%
SCHE Schwab Emrg Mrkts Eqty ETF 0.42% 37,578 $1.3M Reduce -8.0%
EFA iShares MSCI Eafe ETF 0.37% 11,743 $1.1M Reduce -13.2%
SCHM Schwab US Mid Cap ETF 0.33% 32,860 $974K Reduce -9.8%
SHY iShares 1-3 Year Treasury Bo 0.29% 10,500 $871K Add +11.1%
IWV iShares Russell 3000 ETF 0.21% 1,620 $614K Reduce -15.8%
SPMD SS SPDR P S&P 400 Midcap ETF 0.17% 8,750 $500K Reduce -1.0%
VWO Vanguard Ftse Emerging Marke 0.13% 7,160 $388K Reduce -0.7%
IWR iShares Russell Mid-Cap ETF 0.13% 3,987 $385K Reduce -0.3%
VOO Vanguard S&P 500 ETF 0.12% 572 $351K Add +9.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.11% 1,122 $330K Add +0.4%
ACWI iShares MSCI Acwi ETF 0.09% 1,934 $267K Add +14.8%
VTI VG Morningstar TS MKT ETF-US 0.09% 790 $259K Add +0.3%
VB Vanguard Most SM-Cap ETF-Usd 0.03% 368 $94K Add +0.6%
VEA Vanguard Ftse Developed ETF 0.03% 1,507 $90K Reduce -6.8%
BKLN Invesco Senior Loan ETF 0.03% 3,859 $81K Add +1.3%
RWO State Street SPDR Dow Jones 0.01% 912 $42K No change
EMB iShares JP Morgan Usd Emergi 0.01% 428 $41K No change
BSCP Invesco Bulletshares 2025 CB 0.01% 1,038 $21K Reduce -92.7%
AGG iShares Core U.S. Aggregate 0.00% 123 $12K Add +1.6%
XRAY Dentsply Sirona Inc. 0.00% 390 $5K No change
EEM iShares MSCI Emerging Market 0.00% 73 $4K Reduce -8.8%

Portfolio Sells Q2 2025 → Q3 2025

IEFA iShares Core MSCI Eafe ETF Reduce -5.3% 15.83% −1.58
SUB iShares Short-Term National Reduce -29.4% 0.96% −0.51
SPTL SS SPDR PF LNG TRM TSY E-Usd Reduce -39.2% 0.51% −0.39
SPDW Ste STR SPDR PT DW Eu ETF Reduce -11.0% 2.48% −0.39
IJH iShares Core S&P Midcap ETF Reduce -1.0% 4.18% −0.19
SCHX Schwab US Large-Cap ETF Reduce -9.9% 1.52% −0.18
IVV iShares Core S&P 500 ETF Reduce -0.2% 13.01% −0.16
SCHB Schwab US Broad Market ETF Reduce -13.4% 0.91% −0.15
BSCP Invesco Bulletshares 2025 CB Reduce -92.7% 0.01% −0.10
SPEM State Street SP PTF Em ETF Reduce -7.5% 1.08% −0.08
EFA iShares MSCI Eafe ETF Reduce -13.2% 0.37% −0.07
SCHF Schwab Intl Equity ETF Reduce -5.7% 0.58% −0.06
SPY SS SPDR S&P 500 ETF Trust-US Reduce -8.4% 0.51% −0.05
SCHM Schwab US Mid Cap ETF Reduce -9.8% 0.33% −0.05
SPSM SS SPDR P S&P 600 Small Cap Reduce -4.3% 0.87% −0.04
IWV iShares Russell 3000 ETF Reduce -15.8% 0.21% −0.04
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -8.0% 0.42% −0.03
EBND State Street SPDR Bloomberg Sold out 0.00% −0.03
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -1.0% 0.17% −0.01
IWR iShares Russell Mid-Cap ETF Reduce -0.3% 0.13% −0.01
VEA Vanguard Ftse Developed ETF Reduce -6.8% 0.03% −0.00
VWO Vanguard Ftse Emerging Marke Reduce -0.7% 0.13% −0.00
EEM iShares MSCI Emerging Market Reduce -8.8% 0.00% −0.00
SCHA Schwab US Small-Cap ETF Reduce -1.2% 0.86% +0.00

Portfolio Buys Q2 2025 → Q3 2025

IEMG iShares Core MSCI Emerging Add +39.5% 13.48% +3.90
MUB iShares National Muni Bond E Add +38.4% 1.55% +0.35
IJR iShares Core S&P Small-Cap E Add +9.7% 3.52% +0.31
VGLT Vanguard Long-Term Treasury Add +9.5% 14.41% +0.26
DJP Ipath Bloomberg Commodity Inc. Add +9.5% 1.19% +0.05
ACWI iShares MSCI Acwi ETF Add +14.8% 0.09% +0.01
VOO Vanguard S&P 500 ETF Add +9.6% 0.12% +0.01
SHY iShares 1-3 Year Treasury Bo Add +11.1% 0.29% +0.01
AGG iShares Core U.S. Aggregate Add +1.6% 0.00% −0.00
VB Vanguard Most SM-Cap ETF-Usd Add +0.6% 0.03% −0.00
VTI VG Morningstar TS MKT ETF-US Add +0.3% 0.09% −0.00
BKLN Invesco Senior Loan ETF Add +1.3% 0.03% −0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.4% 0.11% −0.00
BSCQ Invesco Bulletshares 2026 CB Add +4.0% 6.69% −0.30
IEF iShares 7-10 Year Treasury B Add +4.6% 13.30% −0.45

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 54$451.2MIEFA, DFGX, IVV, IEMG, IEF
Q1 2026 47$348.7MIEFA, VGLT, IEMG, IVV, IEF
Q4 2025 47$340.1MIEFA, VGLT, IEMG, IVV, IEF
Q3 2025 41$298.4MIEFA, VGLT, IEMG, IEF, IVV
Q2 2025 42$274.0MIEFA, VGLT, IEF, IVV, IEMG
Q1 2025 42$325.8MIEFA, VGLT, IEF, IVV, IEMG
Q4 2024 45$322.3MIEFA, VGLT, IEF, IVV, IEMG
Q3 2024 44$332.3MVGLT, IEFA, IEF, IVV, IEMG
Q2 2024 44$306.3MVGLT, IEFA, IEF, IVV, IEMG
Q1 2024 44$308.4MIEFA, VGLT, IEF, IVV, IEMG