Ironwood Wealth Management, LLC.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Ironwood Wealth Management, LLC. reported 47 stock positions worth $340.1 million. Its top holding was iShares Core MSCI Eafe ETF (IEFA) at 22.5% of the portfolio, followed by Vanguard Long-Term Treasury (VGLT, 13.0%) and iShares Core MSCI Emerging (IEMG, 12.3%). Compared with Q3 2025, it opened 7 new positions, sold out of 1, added to 15 and reduced 18. The biggest buy was iShares Core MSCI Eafe ETF (IEFA, shares +58%) and the biggest sale Ste STR SPDR PT DW Eu ETF (SPDW, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- CHANDLER, AZ
- CIK
- 0001692820
- Portfolio Value
- $340.1M (Q4 2025)
- SEC Filing
- 0001104659-26-009141 ↗ filed Feb 2, 2026
Holdings Value
Holdings 47 stocks · $340.1M
| IEFA iShares Core MSCI Eafe ETF | 22.54% | 856,832 | $76.7M | Add +58.4% |
| VGLT Vanguard Long-Term Treasury | 12.97% | 790,691 | $44.1M | Add +4.6% |
| IEMG iShares Core MSCI Emerging | 12.32% | 623,437 | $41.9M | Add +2.2% |
| IVV iShares Core S&P 500 ETF | 12.24% | 60,793 | $41.6M | Add +4.8% |
| IEF iShares 7-10 Year Treasury B | 12.18% | 430,869 | $41.4M | Add +4.7% |
| BSCQ Invesco Bulletshares 2026 CB | 6.08% | 1,057,133 | $20.7M | Add +3.6% |
| IJH iShares Core S&P Midcap ETF | 4.49% | 231,495 | $15.3M | Add +21.2% |
| IJR iShares Core S&P Small-Cap E | 3.15% | 89,171 | $10.7M | Add +0.8% |
| SPDW Ste STR SPDR PT DW Eu ETF | 2.23% | 170,954 | $7.6M | Reduce -1.3% |
| MUB iShares National Muni Bond E | 1.37% | 43,427 | $4.7M | Add +0.3% |
| SCHX Schwab US Large-Cap ETF | 1.34% | 169,446 | $4.6M | Reduce -1.7% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 1.09% | 99,023 | $3.7M | Reduce -0.8% |
| SPEM State Street SP PTF Em ETF | 0.93% | 67,903 | $3.2M | Reduce -0.9% |
| SUB iShares Short-Term National | 0.84% | 26,879 | $2.9M | Add +0.4% |
| SCHB Schwab US Broad Market ETF | 0.80% | 103,931 | $2.7M | Reduce -1.3% |
| SCHA Schwab US Small-Cap ETF | 0.77% | 92,079 | $2.6M | Reduce -0.4% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.76% | 55,327 | $2.6M | Reduce -1.0% |
| SCHF Schwab Intl Equity ETF | 0.53% | 74,912 | $1.8M | Reduce -0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.46% | 2,300 | $1.6M | No change |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.44% | 55,983 | $1.5M | Reduce -1.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.36% | 37,554 | $1.2M | Reduce -0.1% |
| EFA iShares MSCI Eafe ETF | 0.34% | 12,020 | $1.2M | Add +2.4% |
| SCHM Schwab US Mid Cap ETF | 0.29% | 32,589 | $980K | Reduce -0.8% |
| SHY iShares 1-3 Year Treasury Bo | 0.25% | 10,431 | $864K | Reduce -0.7% |
| IWV iShares Russell 3000 ETF | 0.18% | 1,620 | $627K | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.15% | 8,761 | $507K | Add +0.1% |
| IWR iShares Russell Mid-Cap ETF | 0.12% | 4,114 | $396K | Add +3.2% |
| VWO Vanguard Ftse Emerging Marke | 0.11% | 7,112 | $382K | Reduce -0.7% |
| IDEV iShares Core MSCI Dev MKTS | 0.11% | 4,485 | $370K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.10% | 1,120 | $325K | Reduce -0.2% |
| ACWI iShares MSCI Acwi ETF | 0.09% | 2,280 | $323K | Add +17.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.08% | 788 | $264K | Reduce -0.3% |
| VOO Vanguard S&P 500 ETF | 0.07% | 352 | $221K | Reduce -38.5% |
| VXF Vanguard Extended Market ETF | 0.04% | 619 | $129K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.03% | 363 | $94K | Reduce -1.4% |
| BKLN Invesco Senior Loan ETF | 0.02% | 3,859 | $81K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.02% | 968 | $76K | New |
| VEA Vanguard Ftse Developed ETF | 0.02% | 1,214 | $76K | Reduce -19.4% |
| VMBS Vanguard Mortgage-Backed Sec | 0.01% | 944 | $44K | New |
| EMB iShares JP Morgan Usd Emergi | 0.01% | 428 | $41K | No change |
| RWO State Street SPDR Dow Jones | 0.01% | 912 | $41K | No change |
| BIV Vanguard Intermediate-Term B | 0.01% | 515 | $40K | New |
| BLV Vanguard Long-Term Bond ETF | 0.01% | 493 | $34K | New |
| AGG iShares Core U.S. Aggregate | 0.00% | 126 | $13K | Add +2.4% |
| XRAY Dentsply Sirona Inc. | 0.00% | 390 | $4K | No change |
| EEM iShares MSCI Emerging Market | 0.00% | 73 | $4K | No change |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.00% | 5 | $413 | New |
Portfolio Sells Q3 2025 → Q4 2025
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -1.3% | 2.23% | −0.25 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.7% | 1.34% | −0.18 |
| SPEM State Street SP PTF Em ETF | Reduce -0.9% | 0.93% | −0.14 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -1.0% | 0.76% | −0.11 |
| SCHB Schwab US Broad Market ETF | Reduce -1.3% | 0.80% | −0.11 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.4% | 0.77% | −0.09 |
| DJP Ipath Bloomberg Commodity Inc. | Reduce -0.8% | 1.09% | −0.09 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -1.6% | 0.44% | −0.08 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.1% | 0.36% | −0.06 |
| SCHF Schwab Intl Equity ETF | Reduce -0.1% | 0.53% | −0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -38.5% | 0.07% | −0.05 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.8% | 0.29% | −0.04 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -0.7% | 0.25% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.7% | 0.11% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.2% | 0.10% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.3% | 0.08% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -19.4% | 0.02% | −0.01 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.4% | 0.03% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| IEFA iShares Core MSCI Eafe ETF | Add +58.4% | 22.54% | +6.71 |
| IJH iShares Core S&P Midcap ETF | Add +21.2% | 4.49% | +0.32 |
| IDEV iShares Core MSCI Dev MKTS | New | 0.11% | +0.11 |
| VXF Vanguard Extended Market ETF | New | 0.04% | +0.04 |
| BSV Vanguard Short-Term Bond ETF | New | 0.02% | +0.02 |
| VMBS Vanguard Mortgage-Backed Sec | New | 0.01% | +0.01 |
| BIV Vanguard Intermediate-Term B | New | 0.01% | +0.01 |
| BLV Vanguard Long-Term Bond ETF | New | 0.01% | +0.01 |
| ACWI iShares MSCI Acwi ETF | Add +17.9% | 0.09% | +0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.00% | +0.00 |
| AGG iShares Core U.S. Aggregate | Add +2.4% | 0.00% | −0.00 |
| IWR iShares Russell Mid-Cap ETF | Add +3.2% | 0.12% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.1% | 0.15% | −0.02 |
| EFA iShares MSCI Eafe ETF | Add +2.4% | 0.34% | −0.03 |
| SUB iShares Short-Term National | Add +0.4% | 0.84% | −0.11 |
| MUB iShares National Muni Bond E | Add +0.3% | 1.37% | −0.18 |
| IJR iShares Core S&P Small-Cap E | Add +0.8% | 3.15% | −0.37 |
| BSCQ Invesco Bulletshares 2026 CB | Add +3.6% | 6.08% | −0.60 |
| IVV iShares Core S&P 500 ETF | Add +4.8% | 12.24% | −0.76 |
| IEF iShares 7-10 Year Treasury B | Add +4.7% | 12.18% | −1.12 |
| IEMG iShares Core MSCI Emerging | Add +2.2% | 12.32% | −1.16 |
| VGLT Vanguard Long-Term Treasury | Add +4.6% | 12.97% | −1.44 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 54 | $451.2M | IEFA, DFGX, IVV, IEMG, IEF |
| Q1 2026 | 47 | $348.7M | IEFA, VGLT, IEMG, IVV, IEF |
| Q4 2025 | 47 | $340.1M | IEFA, VGLT, IEMG, IVV, IEF |
| Q3 2025 | 41 | $298.4M | IEFA, VGLT, IEMG, IEF, IVV |
| Q2 2025 | 42 | $274.0M | IEFA, VGLT, IEF, IVV, IEMG |
| Q1 2025 | 42 | $325.8M | IEFA, VGLT, IEF, IVV, IEMG |
| Q4 2024 | 45 | $322.3M | IEFA, VGLT, IEF, IVV, IEMG |
| Q3 2024 | 44 | $332.3M | VGLT, IEFA, IEF, IVV, IEMG |
| Q2 2024 | 44 | $306.3M | VGLT, IEFA, IEF, IVV, IEMG |
| Q1 2024 | 44 | $308.4M | IEFA, VGLT, IEF, IVV, IEMG |