Joel Adams & Associates, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 6, 2025), Joel Adams & Associates, Inc. reported 63 stock positions worth $124.0 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 16.0% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 14.2%) and iShares ESG Aware US Aggrega (EAGG, 8.0%). Compared with Q2 2025, it opened 5 new positions, sold out of 3, added to 20 and reduced 20. The biggest buy was a new position in Calvert US L-C CR Resp Index (CVLC) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- ASHEVILLE, NC
- CIK
- 0002020459
- Portfolio Value
- $124.0M (Q3 2025)
- SEC Filing
- 0001951757-25-001275 ↗ filed Nov 6, 2025
Holdings Value
Holdings 63 stocks · $124.0M
| VOO Vanguard S&P 500 ETF | 15.97% | 32,325 | $19.8M | Reduce -2.7% |
| AGG iShares Core U.S. Aggregate | 14.20% | 175,585 | $17.6M | Add +3.7% |
| EAGG iShares ESG Aware US Aggrega | 8.00% | 206,557 | $9.9M | Add +2.1% |
| VSGX Vanguard ESG Intl Stock ETF | 7.77% | 138,810 | $9.6M | Reduce -2.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 6.93% | 171,508 | $8.6M | Reduce -11.7% |
| IEFA iShares Core MSCI Eafe ETF | 3.82% | 54,272 | $4.7M | Reduce -3.5% |
| CVLC Calvert US L-C CR Resp Index | 3.57% | 54,042 | $4.4M | New |
| VXUS Vanguard Total Intl Stock | 3.02% | 51,006 | $3.7M | Reduce -1.6% |
| IJH iShares Core S&P Midcap ETF | 2.86% | 54,330 | $3.5M | Reduce -2.0% |
| MUB iShares National Muni Bond E | 2.55% | 29,719 | $3.2M | Add +23.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.05% | 8,655 | $2.5M | Reduce -2.3% |
| IEMG iShares Core MSCI Emerging | 1.70% | 31,952 | $2.1M | Reduce -3.4% |
| IJR iShares Core S&P Small-Cap E | 1.54% | 16,051 | $1.9M | Reduce -0.9% |
| USHY iShares Broad Usd High Yield | 1.44% | 47,348 | $1.8M | Add +7.8% |
| BND Vanguard Total Bond Market | 1.37% | 22,821 | $1.7M | Add +0.6% |
| CVMC Calvert US Mcap Core Resp | 1.17% | 22,869 | $1.5M | New |
| VTI VG Morningstar TS MKT ETF-US | 1.11% | 4,184 | $1.4M | Add +0.1% |
| AAPL Apple Inc. | 1.10% | 5,349 | $1.4M | No change |
| NEAR iShares SH Dba ETF Usd Inc. | 1.05% | 25,272 | $1.3M | Reduce -1.8% |
| MINT PIMCO Enhanced Short Maturit | 1.02% | 12,603 | $1.3M | Reduce -1.8% |
| ACWI iShares MSCI Acwi ETF | 0.97% | 8,714 | $1.2M | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.88% | 11,875 | $1.1M | Reduce -22.3% |
| ESGV Vanguard ESG US Stock ETF | 0.86% | 9,026 | $1.1M | Add +0.1% |
| DFSU Dimensional US Sus CORE1 ETF | 0.80% | 23,473 | $997K | Add +0.6% |
| LLY Eli Lilly & Co. | 0.72% | 1,168 | $891K | Reduce -2.6% |
| SUB iShares Short-Term National | 0.69% | 7,963 | $850K | Reduce -6.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.64% | 1,574 | $791K | Reduce -1.3% |
| IWF iShares Russell 1000 Growth | 0.62% | 1,650 | $773K | Add +1.9% |
| MSFT Microsoft Corp. | 0.62% | 1,474 | $764K | Reduce -11.7% |
| MTUM iShares MSCI USA Momentum Fa | 0.59% | 2,832 | $726K | Add +2.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.51% | 1,050 | $630K | No change |
| VEGN US Vegan Climate ETF | 0.50% | 10,503 | $625K | No change |
| IWD iShares Russell 1000 Value E | 0.50% | 3,017 | $614K | Add +4.0% |
| IVV iShares Core S&P 500 ETF | 0.49% | 906 | $607K | Add +0.4% |
| JPM JPMorgan Chase & Co. | 0.48% | 1,899 | $599K | No change |
| ACWX iShares MSCI Acwi Ex US ETF | 0.46% | 8,727 | $567K | Add +3.0% |
| USMV iShares MSCI USA Min Vol Fac | 0.43% | 5,619 | $535K | Reduce -6.0% |
| GOOGL Alphabet Inc. Class A | 0.42% | 2,123 | $516K | No change |
| IEF iShares 7-10 Year Treasury B | 0.37% | 4,732 | $456K | Add +15.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.36% | 5,637 | $442K | Reduce -1.7% |
| JNJ Johnson & Johnson | 0.34% | 2,305 | $427K | No change |
| DFAX Dimensional World Ex US Core | 0.33% | 13,037 | $409K | Add +0.5% |
| VGIT Vanguard Intermediate-Term T | 0.33% | 6,802 | $408K | Add +38.9% |
| SUSB iShares ESG Aware 1-5 Year U | 0.32% | 15,615 | $395K | Add +0.1% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.30% | 15,125 | $377K | Reduce -8.5% |
| NUMV Nuveen ESG Mid-Cap Value ETF | 0.30% | 9,686 | $375K | No change |
| XJH Ishare ESG SS S&P Midcap ETF | 0.30% | 8,480 | $372K | Add +0.3% |
| XLK SS Technology Select Sector | 0.29% | 1,275 | $359K | No change |
| VCEB Vanguard ESG US Corp. Bond | 0.27% | 5,242 | $337K | No change |
| DFSI Dimensional Int Sus COR1 ETF | 0.26% | 7,887 | $323K | Add +7.9% |
| ILCG iShares Morningstar Growth E | 0.25% | 3,021 | $315K | New |
| ROST Ross Stores Inc. | 0.25% | 2,000 | $305K | No change |
| COST Costco Wholesale Corp. | 0.24% | 326 | $302K | No change |
| NVDA Nvidia Corp. | 0.24% | 1,590 | $297K | No change |
| AMZN Amazon.com Inc. | 0.24% | 1,351 | $297K | No change |
| HD Home Depot Inc. | 0.23% | 712 | $288K | No change |
| GOVT iShares US Treasury Bond ETF | 0.23% | 12,220 | $283K | New |
| MCD McDonald's Corp. | 0.22% | 893 | $271K | No change |
| DUK Duke Energy Corp. | 0.22% | 2,189 | $271K | No change |
| BNDX Vanguard Total Intl Bond ETF | 0.20% | 4,999 | $247K | Add +1.1% |
| SDY SS SPDR S&P Dividend ETF | 0.18% | 1,589 | $223K | Reduce -5.9% |
| KMB Kimberly-Clark Corp. | 0.18% | 1,759 | $219K | No change |
| ICLN iShares Global Clean Energy | 0.15% | 11,958 | $185K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -11.7% | 6.93% | −1.51 |
| VOO Vanguard S&P 500 ETF | Reduce -2.7% | 15.97% | −0.74 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -2.3% | 7.77% | −0.47 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -22.3% | 0.88% | −0.36 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -3.5% | 3.82% | −0.33 |
| SMMV iShares MSCI USA Small-Cap M | Sold out | 0.00% | −0.20 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.20 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.0% | 2.86% | −0.18 |
| AB Alliancebernstein Holding LP | Sold out | 0.00% | −0.18 |
| VXUS Vanguard Total Intl Stock | Reduce -1.6% | 3.02% | −0.15 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.3% | 2.05% | −0.14 |
| MSFT Microsoft Corp. | Reduce -11.7% | 0.62% | −0.12 |
| NEAR iShares SH Dba ETF Usd Inc. | Reduce -1.8% | 1.05% | −0.12 |
| MINT PIMCO Enhanced Short Maturit | Reduce -1.8% | 1.02% | −0.12 |
| SUB iShares Short-Term National | Reduce -6.0% | 0.69% | −0.11 |
| LLY Eli Lilly & Co. | Reduce -2.6% | 0.72% | −0.11 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -6.0% | 0.43% | −0.07 |
| IEMG iShares Core MSCI Emerging | Reduce -3.4% | 1.70% | −0.06 |
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -8.5% | 0.30% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.3% | 0.64% | −0.05 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.9% | 1.54% | −0.03 |
| SDY SS SPDR S&P Dividend ETF | Reduce -5.9% | 0.18% | −0.02 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -1.7% | 0.36% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| CVLC Calvert US L-C CR Resp Index | New | 3.57% | +3.57 |
| CVMC Calvert US Mcap Core Resp | New | 1.17% | +1.17 |
| ACWI iShares MSCI Acwi ETF | New | 0.97% | +0.97 |
| MUB iShares National Muni Bond E | Add +23.4% | 2.55% | +0.33 |
| ILCG iShares Morningstar Growth E | New | 0.25% | +0.25 |
| GOVT iShares US Treasury Bond ETF | New | 0.23% | +0.23 |
| VGIT Vanguard Intermediate-Term T | Add +38.9% | 0.33% | +0.07 |
| IEF iShares 7-10 Year Treasury B | Add +15.0% | 0.37% | +0.02 |
| IWF iShares Russell 1000 Growth | Add +1.9% | 0.62% | +0.01 |
| DFSI Dimensional Int Sus COR1 ETF | Add +7.9% | 0.26% | +0.01 |
| ACWX iShares MSCI Acwi Ex US ETF | Add +3.0% | 0.46% | +0.00 |
| MTUM iShares MSCI USA Momentum Fa | Add +2.5% | 0.59% | −0.00 |
| IWD iShares Russell 1000 Value E | Add +4.0% | 0.50% | −0.00 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.6% | 0.80% | −0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.4% | 0.49% | −0.01 |
| DFAX Dimensional World Ex US Core | Add +0.5% | 0.33% | −0.01 |
| XJH Ishare ESG SS S&P Midcap ETF | Add +0.3% | 0.30% | −0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +0.1% | 0.86% | −0.01 |
| USHY iShares Broad Usd High Yield | Add +7.8% | 1.44% | −0.02 |
| BNDX Vanguard Total Intl Bond ETF | Add +1.1% | 0.20% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.1% | 1.11% | −0.02 |
| SUSB iShares ESG Aware 1-5 Year U | Add +0.1% | 0.32% | −0.03 |
| BND Vanguard Total Bond Market | Add +0.6% | 1.37% | −0.11 |
| EAGG iShares ESG Aware US Aggrega | Add +2.1% | 8.00% | −0.51 |
| AGG iShares Core U.S. Aggregate | Add +3.7% | 14.20% | −0.67 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $155.7M | VOO, AGG, CVLC, VSGX, EAGG |
| Q1 2026 | 64 | $134.7M | VOO, AGG, EAGG, VSGX, VTEB |
| Q4 2025 | 63 | $133.0M | VOO, AGG, EAGG, VSGX, VTEB |
| Q3 2025 | 63 | $124.0M | VOO, AGG, EAGG, VSGX, VTEB |
| Q2 2025 | 61 | $113.0M | VOO, AGG, EAGG, VTEB, VSGX |
| Q1 2025 | 61 | $111.1M | VOO, AGG, VTEB, EAGG, VSGX |
| Q4 2024 | 58 | $110.1M | VOO, AGG, VTEB, EAGG, VSGX |