Joel Adams & Associates, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Joel Adams & Associates, Inc. reported 63 stock positions worth $133.0 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 16.0% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 14.6%) and iShares ESG Aware US Aggrega (EAGG, 7.9%). Compared with Q3 2025, it opened 3 new positions, sold out of 3, added to 30 and reduced 17. The biggest buy was Calvert US L-C CR Resp Index (CVLC, shares +52%) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- ASHEVILLE, NC
- CIK
- 0002020459
- Portfolio Value
- $133.0M (Q4 2025)
- SEC Filing
- 0001951757-26-000310 ↗ filed Jan 27, 2026
Holdings Value
Holdings 63 stocks · $133.0M
| VOO Vanguard S&P 500 ETF | 16.03% | 33,998 | $21.3M | Add +5.2% |
| AGG iShares Core U.S. Aggregate | 14.60% | 194,514 | $19.4M | Add +10.8% |
| EAGG iShares ESG Aware US Aggrega | 7.94% | 220,737 | $10.6M | Add +6.9% |
| VSGX Vanguard ESG Intl Stock ETF | 7.82% | 145,259 | $10.4M | Add +4.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 5.68% | 150,258 | $7.6M | Reduce -12.4% |
| CVLC Calvert US L-C CR Resp Index | 5.19% | 81,926 | $6.9M | Add +51.6% |
| IEFA iShares Core MSCI Eafe ETF | 3.87% | 57,520 | $5.1M | Add +6.0% |
| VXUS Vanguard Total Intl Stock | 3.19% | 56,316 | $4.2M | Add +10.4% |
| IJH iShares Core S&P Midcap ETF | 2.55% | 51,470 | $3.4M | Reduce -5.3% |
| MUB iShares National Muni Bond E | 2.17% | 27,001 | $2.9M | Reduce -9.2% |
| MINT PIMCO Enhanced Short Maturit | 2.08% | 27,611 | $2.8M | Add +119.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.98% | 9,077 | $2.6M | Add +4.9% |
| IEMG iShares Core MSCI Emerging | 1.63% | 32,337 | $2.2M | Add +1.2% |
| USHY iShares Broad Usd High Yield | 1.55% | 54,993 | $2.1M | Add +16.1% |
| IJR iShares Core S&P Small-Cap E | 1.50% | 16,650 | $2.0M | Add +3.7% |
| BND Vanguard Total Bond Market | 1.27% | 22,771 | $1.7M | Reduce -0.2% |
| CVMC Calvert US Mcap Core Resp | 1.20% | 24,940 | $1.6M | Add +9.1% |
| AAPL Apple Inc. | 1.09% | 5,349 | $1.5M | No change |
| VTI VG Morningstar TS MKT ETF-US | 1.08% | 4,274 | $1.4M | Add +2.1% |
| NEAR iShares SH Dba ETF Usd Inc. | 1.01% | 26,202 | $1.3M | Add +3.7% |
| LLY Eli Lilly & Co. | 0.92% | 1,137 | $1.2M | Reduce -2.6% |
| ESGV Vanguard ESG US Stock ETF | 0.84% | 9,257 | $1.1M | Add +2.6% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.81% | 11,761 | $1.1M | Reduce -1.0% |
| DFSU Dimensional US Sus CORE1 ETF | 0.78% | 23,844 | $1.0M | Add +1.6% |
| SUB iShares Short-Term National | 0.63% | 7,863 | $839K | Reduce -1.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.56% | 1,473 | $740K | Reduce -6.4% |
| MTUM iShares MSCI USA Momentum Fa | 0.54% | 2,862 | $717K | Add +1.1% |
| MSFT Microsoft Corp. | 0.54% | 1,474 | $713K | No change |
| IWF iShares Russell 1000 Growth | 0.52% | 1,471 | $696K | Reduce -10.8% |
| IWD iShares Russell 1000 Value E | 0.52% | 3,280 | $690K | Add +8.7% |
| GOOGL Alphabet Inc. Class A | 0.50% | 2,123 | $664K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.48% | 1,050 | $645K | No change |
| VEGN US Vegan Climate ETF | 0.48% | 10,503 | $639K | No change |
| JPM JPMorgan Chase & Co. | 0.46% | 1,899 | $612K | No change |
| IVV iShares Core S&P 500 ETF | 0.44% | 855 | $585K | Reduce -5.6% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.44% | 8,646 | $580K | Reduce -0.9% |
| SDY SS SPDR S&P Dividend ETF | 0.39% | 3,696 | $514K | Add +132.6% |
| USMV iShares MSCI USA Min Vol Fac | 0.38% | 5,405 | $509K | Reduce -3.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.38% | 6,274 | $503K | Add +11.3% |
| IEF iShares 7-10 Year Treasury B | 0.37% | 5,082 | $489K | Add +7.4% |
| SUSB iShares ESG Aware 1-5 Year U | 0.36% | 19,195 | $484K | Add +22.9% |
| JNJ Johnson & Johnson | 0.36% | 2,305 | $477K | No change |
| DFAX Dimensional World Ex US Core | 0.32% | 13,118 | $429K | Add +0.6% |
| VGIT Vanguard Intermediate-Term T | 0.32% | 6,994 | $419K | Add +2.8% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.29% | 15,358 | $383K | Add +1.5% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.28% | 8,240 | $368K | Reduce -2.8% |
| ROST Ross Stores Inc. | 0.27% | 2,000 | $360K | No change |
| XLK SS Technology Select Sector | 0.27% | 2,475 | $356K | Reduce -2.9% |
| DFSI Dimensional Int Sus COR1 ETF | 0.26% | 8,193 | $351K | Add +3.9% |
| VCEB Vanguard ESG US Corp. Bond | 0.25% | 5,263 | $335K | Add +0.4% |
| AMZN Amazon.com Inc. | 0.23% | 1,351 | $312K | No change |
| ILCG iShares Morningstar Growth E | 0.23% | 2,943 | $306K | Reduce -2.6% |
| NVDA Nvidia Corp. | 0.22% | 1,590 | $297K | No change |
| GOVT iShares US Treasury Bond ETF | 0.22% | 12,619 | $291K | Add +3.3% |
| NUMV Nuveen ESG Mid-Cap Value ETF | 0.22% | 7,357 | $288K | Reduce -24.1% |
| COST Costco Wholesale Corp. | 0.21% | 326 | $281K | No change |
| MCD McDonald's Corp. | 0.20% | 873 | $267K | Reduce -2.2% |
| BNDX Vanguard Total Intl Bond ETF | 0.20% | 5,437 | $263K | Add +8.8% |
| DUK Duke Energy Corp. | 0.19% | 2,189 | $257K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.19% | 1,796 | $253K | New |
| HD Home Depot Inc. | 0.18% | 712 | $245K | No change |
| GOOG Alphabet Inc. Class C | 0.16% | 680 | $213K | New |
| NEE Nextera Energy Inc. | 0.15% | 2,540 | $204K | New |
Portfolio Sells Q3 2025 → Q4 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -12.4% | 5.68% | −1.25 |
| ACWI iShares MSCI Acwi ETF | Sold out | 0.00% | −0.97 |
| MUB iShares National Muni Bond E | Reduce -9.2% | 2.17% | −0.38 |
| IJH iShares Core S&P Midcap ETF | Reduce -5.3% | 2.55% | −0.31 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.18 |
| ICLN iShares Global Clean Energy | Sold out | 0.00% | −0.15 |
| BND Vanguard Total Bond Market | Reduce -0.2% | 1.27% | −0.10 |
| IWF iShares Russell 1000 Growth | Reduce -10.8% | 0.52% | −0.10 |
| NUMV Nuveen ESG Mid-Cap Value ETF | Reduce -24.1% | 0.22% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.4% | 0.56% | −0.08 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -1.0% | 0.81% | −0.07 |
| SUB iShares Short-Term National | Reduce -1.3% | 0.63% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -5.6% | 0.44% | −0.05 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -3.8% | 0.38% | −0.05 |
| ILCG iShares Morningstar Growth E | Reduce -2.6% | 0.23% | −0.02 |
| XJH Ishare ESG SS S&P Midcap ETF | Reduce -2.8% | 0.28% | −0.02 |
| XLK SS Technology Select Sector | Reduce -2.9% | 0.27% | −0.02 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -0.9% | 0.44% | −0.02 |
| MCD McDonald's Corp. | Reduce -2.2% | 0.20% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -2.6% | 0.92% | +0.20 |
Portfolio Buys Q3 2025 → Q4 2025
| CVLC Calvert US L-C CR Resp Index | Add +51.6% | 5.19% | +1.62 |
| MINT PIMCO Enhanced Short Maturit | Add +119.1% | 2.08% | +1.06 |
| AGG iShares Core U.S. Aggregate | Add +10.8% | 14.60% | +0.41 |
| SDY SS SPDR S&P Dividend ETF | Add +132.6% | 0.39% | +0.21 |
| IWS iShares Russell Mid-Cap Valu | New | 0.19% | +0.19 |
| VXUS Vanguard Total Intl Stock | Add +10.4% | 3.19% | +0.17 |
| GOOG Alphabet Inc. Class C | New | 0.16% | +0.16 |
| NEE Nextera Energy Inc. | New | 0.15% | +0.15 |
| USHY iShares Broad Usd High Yield | Add +16.1% | 1.55% | +0.10 |
| VOO Vanguard S&P 500 ETF | Add +5.2% | 16.03% | +0.06 |
| VSGX Vanguard ESG Intl Stock ETF | Add +4.7% | 7.82% | +0.05 |
| IEFA iShares Core MSCI Eafe ETF | Add +6.0% | 3.87% | +0.05 |
| SUSB iShares ESG Aware 1-5 Year U | Add +22.9% | 0.36% | +0.05 |
| CVMC Calvert US Mcap Core Resp | Add +9.1% | 1.20% | +0.03 |
| IWD iShares Russell 1000 Value E | Add +8.7% | 0.52% | +0.02 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +11.3% | 0.38% | +0.02 |
| DFSI Dimensional Int Sus COR1 ETF | Add +3.9% | 0.26% | +0.00 |
| IEF iShares 7-10 Year Treasury B | Add +7.4% | 0.37% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +8.8% | 0.20% | −0.00 |
| DFAX Dimensional World Ex US Core | Add +0.6% | 0.32% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Add +3.3% | 0.22% | −0.01 |
| VGIT Vanguard Intermediate-Term T | Add +2.8% | 0.32% | −0.01 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +1.5% | 0.29% | −0.02 |
| VCEB Vanguard ESG US Corp. Bond | Add +0.4% | 0.25% | −0.02 |
| ESGV Vanguard ESG US Stock ETF | Add +2.6% | 0.84% | −0.02 |
| DFSU Dimensional US Sus CORE1 ETF | Add +1.6% | 0.78% | −0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +2.1% | 1.08% | −0.03 |
| IJR iShares Core S&P Small-Cap E | Add +3.7% | 1.50% | −0.03 |
| NEAR iShares SH Dba ETF Usd Inc. | Add +3.7% | 1.01% | −0.04 |
| MTUM iShares MSCI USA Momentum Fa | Add +1.1% | 0.54% | −0.05 |
| EAGG iShares ESG Aware US Aggrega | Add +6.9% | 7.94% | −0.06 |
| IEMG iShares Core MSCI Emerging | Add +1.2% | 1.63% | −0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.9% | 1.98% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $155.7M | VOO, AGG, CVLC, VSGX, EAGG |
| Q1 2026 | 64 | $134.7M | VOO, AGG, EAGG, VSGX, VTEB |
| Q4 2025 | 63 | $133.0M | VOO, AGG, EAGG, VSGX, VTEB |
| Q3 2025 | 63 | $124.0M | VOO, AGG, EAGG, VSGX, VTEB |
| Q2 2025 | 61 | $113.0M | VOO, AGG, EAGG, VTEB, VSGX |
| Q1 2025 | 61 | $111.1M | VOO, AGG, VTEB, EAGG, VSGX |
| Q4 2024 | 58 | $110.1M | VOO, AGG, VTEB, EAGG, VSGX |