Keynote Financial Services LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), Keynote Financial Services LLC reported 164 stock positions worth $177.3 million. Its top holding was Apple (AAPL) at 5.8% of the portfolio, followed by Abbvie (ABBV, 5.1%) and Vanguard Ultra Short Bond Et (VUSB, 4.1%). Compared with Q3 2025, it opened 12 new positions, sold out of 7, added to 47 and reduced 73. The biggest buy was Vanguard Ultra Short Bond Et (VUSB, shares +43%) and the biggest sale Abbvie (ABBV, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- VERNON, CT
- CIK
- 0002026127
- Portfolio Value
- $177.3M (Q4 2025)
- SEC Filing
- 0002026127-26-000001 ↗ filed Feb 13, 2026
Holdings Value
Holdings 164 stocks · $177.3M
| AAPL Apple Inc. | 5.80% | 37,817 | $10.3M | Reduce -3.5% |
| ABBV Abbvie Inc. | 5.08% | 39,413 | $9.0M | Reduce -2.9% |
| VUSB Vanguard Ultra Short Bond Et | 4.14% | 147,214 | $7.3M | Add +43.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.98% | 10,515 | $5.3M | Add +5.5% |
| RTX RTX Corp. | 2.93% | 28,360 | $5.2M | Reduce -3.0% |
| MSFT Microsoft Corp. | 2.74% | 10,060 | $4.9M | Reduce -0.7% |
| GOOGL Alphabet Inc. Class A | 2.73% | 15,481 | $4.8M | Reduce -9.8% |
| ABT Abbott Laboratories | 1.78% | 25,248 | $3.2M | Reduce -4.7% |
| INTC Intel Corp. | 1.76% | 84,417 | $3.1M | Reduce -3.6% |
| T AT&T Inc. | 1.72% | 122,881 | $3.1M | Add +8.4% |
| HTO H2O America | 1.55% | 56,218 | $2.8M | Add +9.3% |
| PG The Procter & Gamble Co. | 1.47% | 18,160 | $2.6M | Add +34.1% |
| JNJ Johnson & Johnson | 1.46% | 12,538 | $2.6M | Reduce -1.2% |
| PFE Pfizer Inc. | 1.38% | 98,314 | $2.4M | Reduce -0.8% |
| CVS CVS Health Corp. | 1.31% | 29,277 | $2.3M | Reduce -0.1% |
| LITE Lumentum Holdings Inc. | 1.29% | 6,213 | $2.3M | Reduce -22.9% |
| LLY Eli Lilly & Co. | 1.19% | 1,967 | $2.1M | Reduce -3.0% |
| AMGN Amgen Inc. | 1.19% | 6,438 | $2.1M | Reduce -0.2% |
| OXY Occidental Petroleum Corp. | 1.18% | 50,777 | $2.1M | Add +2.4% |
| JPM JPMorgan Chase & Co. | 1.14% | 6,289 | $2.0M | Reduce -0.8% |
| VZ Verizon Communications Inc. | 1.10% | 48,022 | $2.0M | Add +7.8% |
| MMM 3M Co. | 1.03% | 11,391 | $1.8M | Reduce -4.4% |
| AMZN Amazon.com Inc. | 1.02% | 7,804 | $1.8M | Reduce -2.3% |
| NVDA Nvidia Corp. | 1.01% | 9,582 | $1.8M | Add +2.5% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.99% | 8,754 | $1.8M | Reduce -6.6% |
| BMY Bristol-Myers Squibb Co. | 0.98% | 32,292 | $1.7M | Add +0.4% |
| MU Micron Technology Inc. | 0.94% | 5,814 | $1.7M | Reduce -14.5% |
| COHR II-Vi Inc. filed as COHERENT CORP | 0.94% | 8,990 | $1.7M | Reduce -14.6% |
| CLF Cleveland-Cliffs Inc. | 0.92% | 122,973 | $1.6M | Reduce -0.0% |
| QCOM Qualcomm Inc. | 0.90% | 9,336 | $1.6M | No change |
| CAT Caterpillar Inc. | 0.89% | 2,744 | $1.6M | Reduce -12.6% |
| MRK Merck & Co. Inc. | 0.87% | 14,639 | $1.5M | Add +0.4% |
| LMT Lockheed Martin Corp. | 0.85% | 3,101 | $1.5M | Add +3.6% |
| GILD Gilead Sciences Inc. | 0.83% | 11,943 | $1.5M | Reduce -0.5% |
| CRK Comstock Resources Inc. | 0.82% | 62,994 | $1.5M | Reduce -7.5% |
| MO Altria Group Inc. | 0.82% | 25,267 | $1.5M | Reduce -0.5% |
| GOOG Alphabet Inc. Class C | 0.82% | 4,641 | $1.5M | Reduce -3.0% |
| PFF iShares Preferred & Income S | 0.80% | 45,620 | $1.4M | Add +160.9% |
| O Realty Income Corp. | 0.76% | 23,766 | $1.3M | Add +116.9% |
| LNC Lincoln National Corp. | 0.75% | 30,035 | $1.3M | Reduce -0.3% |
| XOM Exxon Mobil Corp. | 0.75% | 11,053 | $1.3M | Reduce -0.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.74% | 23,833 | $1.3M | No change |
| DINO HF Sinclair Corp. | 0.73% | 28,061 | $1.3M | Reduce -0.3% |
| UNM Unum Group | 0.71% | 16,291 | $1.3M | Reduce -0.3% |
| AMAT Applied Materials Inc. | 0.69% | 4,768 | $1.2M | Reduce -8.3% |
| MCD McDonald's Corp. | 0.69% | 3,989 | $1.2M | No change |
| ULTA Ulta Beauty Inc. | 0.65% | 1,916 | $1.2M | Reduce -0.2% |
| MPC Marathon Petroleum Corp. | 0.64% | 6,975 | $1.1M | Reduce -1.9% |
| RAVI NT Ultrashrt Fi ETF | 0.64% | 14,966 | $1.1M | Reduce -8.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.63% | 3,776 | $1.1M | Reduce -0.3% |
| DUK Duke Energy Corp. | 0.61% | 9,254 | $1.1M | No change |
| PM Philip Morris International | 0.60% | 6,679 | $1.1M | No change |
| SWKS Skyworks Solutions Inc. | 0.60% | 16,841 | $1.1M | Reduce -0.6% |
| ALSN Allison Transmission Holding | 0.60% | 10,788 | $1.1M | Add +2.7% |
| SFM Sprouts Farmers Market Inc. | 0.57% | 12,793 | $1.0M | Add +423.4% |
| KO The Coca-Cola Co. | 0.57% | 14,465 | $1.0M | Reduce -1.2% |
| AGQ Proshares Ultra Silver | 0.55% | 6,250 | $970K | Reduce -11.3% |
| REGN Regeneron Pharmaceuticals | 0.49% | 1,136 | $877K | Add +3.9% |
| TSLA Tesla Inc. | 0.49% | 1,940 | $872K | Add +0.3% |
| ED Consolidated Edison Inc. | 0.49% | 8,778 | $872K | Reduce -3.3% |
| LRCX Lam Research Corp. | 0.49% | 5,076 | $869K | Reduce -11.0% |
| HHH Howard Hughes Holdings Inc. | 0.47% | 10,532 | $840K | No change |
| MDT Medtronic PLC | 0.47% | 8,735 | $839K | Reduce -3.2% |
| URZ Uranerz Energy Corp. filed as DENISON MINES CORP | 0.47% | 314,080 | $835K | Add +2.6% |
| SLV iShares Silver Trust | 0.47% | 12,965 | $835K | Add +2.5% |
| WHR Whirlpool Corp. | 0.47% | 11,566 | $834K | Add +43.8% |
| CVX Chevron Corp. | 0.47% | 5,473 | $834K | Add +2.9% |
| CI Cigna Holding Co. filed as THE CIGNA GROUP | 0.46% | 2,969 | $817K | Add +45.1% |
| KHC The Kraft Heinz Co. | 0.45% | 33,215 | $805K | Reduce -8.0% |
| META Meta Platforms Inc. Class A | 0.45% | 1,212 | $800K | New |
| UPS United Parcel Service Class B | 0.44% | 7,902 | $784K | Add +5.5% |
| PEP Pepsico Inc. | 0.44% | 5,448 | $782K | Reduce -0.2% |
| PSX Phillips 66 | 0.42% | 5,791 | $747K | Reduce -0.6% |
| CSCO Cisco Systems Inc. | 0.41% | 9,478 | $730K | Add +0.4% |
| HRL Hormel Foods Corp. | 0.41% | 30,438 | $721K | Add +37.9% |
| CBOE Cboe Global Markets Inc. | 0.40% | 2,851 | $716K | Reduce -6.3% |
| PII Polaris Inc. | 0.39% | 10,932 | $691K | Reduce -0.2% |
| TSN Tyson Foods Inc. Class A | 0.39% | 11,752 | $689K | Add +1.7% |
| LKQ LKQ Corp. | 0.38% | 22,372 | $676K | Add +2.8% |
| GLD SPDR Gold Shares | 0.38% | 1,701 | $674K | Add +14.7% |
| TD Toronto-Dominion Bank | 0.34% | 6,312 | $595K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.33% | 5,117 | $582K | Reduce -31.2% |
| FLO Flowers Foods Inc. | 0.33% | 53,404 | $581K | Add +15.7% |
| SMITH & WESSON HLDG CORP | 0.33% | 58,825 | $581K | Add +4.0% |
| STZ Constellation Brands Inc. Class A | 0.32% | 4,070 | $561K | Add +5.3% |
| NEE Nextera Energy Inc. | 0.31% | 6,912 | $555K | No change |
| COP Conocophillips | 0.30% | 5,734 | $537K | Add +20.0% |
| VRTX Vertex Pharmaceuticals Inc. | 0.30% | 1,166 | $529K | Add +1.0% |
| Stanley Works | 0.30% | 7,075 | $526K | Add +7.4% |
| ES Eversource Energy | 0.30% | 7,774 | $523K | Reduce -5.3% |
| LYB Lyondellbasell Indu Class A | 0.29% | 11,938 | $517K | Reduce -8.5% |
| UNFI United Natural Foods Inc. | 0.28% | 14,510 | $489K | Reduce -8.2% |
| ENB Enbridge Inc. | 0.27% | 10,091 | $483K | No change |
| VALE Vale SA-SP ADR | 0.27% | 36,594 | $477K | Reduce -3.4% |
| HIG Hartford Insurance Group Inc. | 0.27% | 3,447 | $475K | No change |
| BIRK Birkenstock Holding PLC | 0.27% | 11,574 | $473K | Add +0.9% |
| R Ryder System Inc. | 0.26% | 2,405 | $460K | Reduce -1.6% |
| STM Stmicroelectronics NV-NY SHS | 0.25% | 17,404 | $451K | Reduce -1.2% |
| UL Unilever PLC | 0.25% | 6,813 | $446K | Reduce -13.2% |
| EMR Emerson Electric Co. | 0.25% | 3,345 | $444K | No change |
Other holdings (4): bonds, preferreds, convertibles and warrants · $1.6M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 4.75 PERP Z) | Common Stock | 42,608 | $830K | Add +13.1% |
| CAPITAL ONE FINANCIAL CO (COF 6.25 PERP C) | COM | 1,448 | $351K | No change |
| GMAC CAPITAL TRUST I (ALLY V0 02/15/40 2) | COM | 5,561 | $252K | No change |
| ALGONQUIN PWR & UTILITY (AQNCN V9.34144 10/17/78) | COM | 22,500 | $138K | Reduce -44.1% |
Total filed on the 13F, all lines: $178.8M.
Portfolio Sells Q3 2025 → Q4 2025
| ABBV Abbvie Inc. | Reduce -2.9% | 5.08% | −0.64 |
| MSFT Microsoft Corp. | Reduce -0.7% | 2.74% | −0.45 |
| ABT Abbott Laboratories | Reduce -4.7% | 1.78% | −0.37 |
| AAPL Apple Inc. | Reduce -3.5% | 5.80% | −0.27 |
| MO Altria Group Inc. | Reduce -0.5% | 0.82% | −0.20 |
| MPC Marathon Petroleum Corp. | Reduce -1.9% | 0.64% | −0.19 |
| SWKS Skyworks Solutions Inc. | Reduce -0.6% | 0.60% | −0.19 |
| DIS The Walt Disney Co. | Reduce -31.2% | 0.33% | −0.19 |
| SMCI Super Micro Computer Inc. | Reduce -9.8% | 0.20% | −0.19 |
| DINO HF Sinclair Corp. | Reduce -0.3% | 0.73% | −0.17 |
| PFE Pfizer Inc. | Reduce -0.8% | 1.38% | −0.16 |
| GPK Graphic Packaging Holding Co. | Sold out | 0.00% | −0.14 |
| DVN Devon Energy Corp. | Sold out | 0.00% | −0.14 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.14 |
| HBI Hanesbrands Inc. | Sold out | 0.00% | −0.14 |
| MTB M & T Bank Corp. | Reduce -6.6% | 0.99% | −0.13 |
| CALM Cal-Maine Foods Inc. | Sold out | 0.00% | −0.13 |
| MDLZ Mondelez International Inc. Class A | Sold out | 0.00% | −0.12 |
| KHC The Kraft Heinz Co. | Reduce -8.0% | 0.45% | −0.12 |
| RAVI NT Ultrashrt Fi ETF | Reduce -8.4% | 0.64% | −0.12 |
| PYPL PayPal Holdings Inc. | Reduce -14.6% | 0.24% | −0.11 |
| F Ford Motor Co. | Reduce -32.2% | 0.22% | −0.10 |
| LYB Lyondellbasell Indu Class A | Reduce -8.5% | 0.29% | −0.10 |
| MMM 3M Co. | Reduce -4.4% | 1.03% | −0.10 |
| UNFI United Natural Foods Inc. | Reduce -8.2% | 0.28% | −0.09 |
| JPM JPMorgan Chase & Co. | Reduce -0.8% | 1.14% | −0.07 |
| DEA Easterly Govt Pptys Inc. | Reduce -18.9% | 0.15% | −0.07 |
| HD Home Depot Inc. | Reduce -1.1% | 0.24% | −0.07 |
| ED Consolidated Edison Inc. | Reduce -3.3% | 0.49% | −0.06 |
| UNM Unum Group | Reduce -0.3% | 0.71% | −0.06 |
| PSX Phillips 66 | Reduce -0.6% | 0.42% | −0.06 |
| ES Eversource Energy | Reduce -5.3% | 0.30% | −0.06 |
| MPT Medical Properties Trust Inc. | Sold out | 0.00% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -2.3% | 1.02% | −0.05 |
| CBOE Cboe Global Markets Inc. | Reduce -6.3% | 0.40% | −0.05 |
| MDT Medtronic PLC | Reduce -3.2% | 0.47% | −0.05 |
| STM Stmicroelectronics NV-NY SHS | Reduce -1.2% | 0.25% | −0.05 |
| WMT Walmart Inc. | Reduce -17.1% | 0.23% | −0.05 |
| RTX RTX Corp. | Reduce -3.0% | 2.93% | −0.04 |
| SO The Southern Co. | Reduce -2.4% | 0.20% | −0.04 |
| DOC Healthpeak Properties Inc. | Reduce -5.3% | 0.11% | −0.04 |
| CVS CVS Health Corp. | Reduce -0.1% | 1.31% | −0.03 |
| UL Unilever PLC | Reduce -13.2% | 0.25% | −0.03 |
| INTC Intel Corp. | Reduce -3.6% | 1.76% | −0.03 |
| APLD Applied Digital Corp. | Reduce -20.6% | 0.11% | −0.03 |
| PEP Pepsico Inc. | Reduce -0.2% | 0.44% | −0.03 |
| CAT Caterpillar Inc. | Reduce -12.6% | 0.89% | −0.02 |
| NGG National Grid PLC | Reduce -9.5% | 0.20% | −0.02 |
| SENS Senseonics Holdings Inc. | Reduce -95.1% | 0.03% | −0.02 |
| NWL Newell Brands Inc. | Reduce -19.7% | 0.03% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| VUSB Vanguard Ultra Short Bond Et | Add +43.4% | 4.14% | +1.01 |
| PFF iShares Preferred & Income S | Add +160.9% | 0.80% | +0.46 |
| META Meta Platforms Inc. Class A | New | 0.45% | +0.45 |
| SFM Sprouts Farmers Market Inc. | Add +423.4% | 0.57% | +0.41 |
| O Realty Income Corp. | Add +116.9% | 0.76% | +0.35 |
| ZBH Zimmer Biomet Holdings Inc. | New | 0.24% | +0.24 |
| PG The Procter & Gamble Co. | Add +34.1% | 1.47% | +0.20 |
| TROW T Rowe Price Group Inc. | New | 0.19% | +0.19 |
| Q Qnity Electronics Inc. | New | 0.18% | +0.18 |
| SLV iShares Silver Trust | Add +2.5% | 0.47% | +0.14 |
| DG Dollar General Corp. | New | 0.14% | +0.14 |
| MRK Merck & Co. Inc. | Add +0.4% | 0.87% | +0.12 |
| REGN Regeneron Pharmaceuticals | Add +3.9% | 0.49% | +0.12 |
| CTSH Cognizant Tech Solutions-A | New | 0.12% | +0.12 |
| AZN Astrazeneca PLC-Spons ADR | New | 0.12% | +0.12 |
| KEY Keycorp | New | 0.12% | +0.12 |
| C Citigroup Inc. | New | 0.11% | +0.11 |
| ALB Albemarle Corp. | New | 0.11% | +0.11 |
| CI Cigna Holding Co. | Add +45.1% | 0.46% | +0.10 |
| BMY Bristol-Myers Squibb Co. | Add +0.4% | 0.98% | +0.10 |
| WHR Whirlpool Corp. | Add +43.8% | 0.47% | +0.09 |
| PATH Uipath Inc. Class A | Add +54.3% | 0.17% | +0.07 |
| HRL Hormel Foods Corp. | Add +37.9% | 0.41% | +0.07 |
| LUMN Lumen Technologies Inc. | New | 0.06% | +0.06 |
| UPS United Parcel Service Class B | Add +5.5% | 0.44% | +0.06 |
| GLD SPDR Gold Shares | Add +14.7% | 0.38% | +0.06 |
| ALSN Allison Transmission Holding | Add +2.7% | 0.60% | +0.05 |
| BGC BGC Group Inc. Class A | Add +75.3% | 0.15% | +0.05 |
| HTO H2O America | Add +9.3% | 1.55% | +0.03 |
| COP Conocophillips | Add +20.0% | 0.30% | +0.03 |
| VRTX Vertex Pharmaceuticals Inc. | Add +1.0% | 0.30% | +0.02 |
| PLTK Playtika Holding Corp. | New | 0.02% | +0.02 |
| BBAI Bigbear.ai Holdings Inc. | Add +49.1% | 0.16% | +0.02 |
| CSCO Cisco Systems Inc. | Add +0.4% | 0.41% | +0.02 |
| BA The Boeing Co. | Add +16.8% | 0.22% | +0.02 |
| TSN Tyson Foods Inc. Class A | Add +1.7% | 0.39% | +0.01 |
| GE General Electric | Add +6.4% | 0.16% | +0.00 |
| DE Deere & Co. | Add +6.3% | 0.13% | +0.00 |
| STZ Constellation Brands Inc. Class A | Add +5.3% | 0.32% | −0.00 |
| RGA Reinsurance Group of America | Add +1.7% | 0.23% | −0.00 |
| Stanley Works | Add +7.4% | 0.30% | −0.00 |
| WY Weyerhaeuser Co. | Add +8.9% | 0.15% | −0.01 |
| SMITH & WESSON HLDG CORP | Add +4.0% | 0.33% | −0.01 |
| SITE Siteone Landscape Supply Inc. | Add +1.2% | 0.12% | −0.01 |
| CELU Celularity Inc. Class A | Add +3.4% | 0.02% | −0.01 |
| LKQ LKQ Corp. | Add +2.8% | 0.38% | −0.02 |
| GIS General Mills Inc. | Add +6.2% | 0.25% | −0.02 |
| TSLA Tesla Inc. | Add +0.3% | 0.49% | −0.03 |
| CVX Chevron Corp. | Add +2.9% | 0.47% | −0.03 |
| FLO Flowers Foods Inc. | Add +15.7% | 0.33% | −0.04 |
Notes & Other Activity Q3 2025 → Q4 2025
| WELLS FARGO & COMPANY (WFC 4.75 PERP Z) | Common Stock | Add +13.1% | 42,608 | $830K |
| ALGONQUIN PWR & UTILITY (AQNCN V9.34144 10/17/78) | COM | Reduce -44.1% | 22,500 | $138K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 181 | $212.2M | AAPL, ABBV, VUSB, INTC, BRK.B |
| Q1 2026 | 170 | $186.6M | AAPL, VUSB, ABBV, BRK.B, RTX |
| Q4 2025 | 164 | $177.3M | AAPL, ABBV, VUSB, BRK.B, RTX |
| Q3 2025 | 159 | $164.3M | AAPL, ABBV, MSFT, VUSB, BRK.B |
| Q2 2025 | 158 | $147.4M | AAPL, ABBV, MSFT, BRK.B, RTX |
| Q1 2025 | 155 | $139.1M | AAPL, ABBV, RTX, BRK.B, MSFT |
| Q4 2024 | 149 | $129.5M | AAPL, ABBV, MSFT, RTX, BRK.B |
| Q3 2024 | 153 | $130.0M | AAPL, ABBV, MSFT, RTX, ABT |
| Q2 2024 | 147 | $118.6M | AAPL, ABBV, MSFT, RTX, ABT |
| Q1 2024 | 149 | $118.5M | AAPL, ABBV, MSFT, ABT, RTX |