Keystone Financial Group, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Keystone Financial Group, Inc. reported 130 stock positions worth $177.4 million. Its top holding was Dimensional US Core Equity M (DFAU) at 16.1% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 10.3%) and Vanguard Core-Plus Bond ETF (VPLS, 7.2%). Compared with Q2 2025, it opened 5 new positions, sold out of 23, added to 55 and reduced 30. The biggest buy was FB Financial (FBK, shares +230%) and the biggest sale Dimensional US Core Equity M (DFAU, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0002053642
- Portfolio Value
- $177.4M (Q3 2025)
- SEC Filing
- 0002053642-25-000007 ↗ filed Oct 20, 2025
Holdings Value
Holdings 130 stocks · $177.4M
| DFAU Dimensional US Core Equity M | 16.08% | 623,534 | $28.5M | Reduce -2.0% |
| SGOV iShares 0-3 Month Treasury B | 10.25% | 180,670 | $18.2M | Reduce -0.3% |
| VPLS Vanguard Core-Plus Bond ETF | 7.18% | 162,001 | $12.7M | Add +30.0% |
| SCHD Schwab US DVD Equity ETF | 5.51% | 358,233 | $9.8M | Add +0.7% |
| VIG Vanguard Dividend Apprec ETF | 5.40% | 44,243 | $9.6M | Add +9.5% |
| FBK FB Financial Corp. filed as FB FINL CORP | 5.25% | 167,152 | $9.3M | Add +229.7% |
| VIGI Vanguard Int Div App Indx FD | 5.25% | 103,929 | $9.3M | Add +1.8% |
| INMU iShares Intermediate Muni Inc. | 3.34% | 247,921 | $5.9M | Add +0.7% |
| DFSD Dimensional Short Duration | 3.16% | 116,362 | $5.6M | Add +8.4% |
| DFAX Dimensional World Ex US Core | 2.79% | 157,910 | $5.0M | Add +14.7% |
| DFAC Dimensional US Core Equity 2 | 2.54% | 117,009 | $4.5M | Reduce -2.5% |
| VSDM Vanguard Short Tax-Ex Bond | 2.53% | 58,494 | $4.5M | Add +392.0% |
| MEAR Ishrs Short Mat Muni Act ETF | 2.31% | 81,266 | $4.1M | Add +14.1% |
| BRTR iShares Total Return Act ETF | 2.13% | 74,129 | $3.8M | Add +8.6% |
| SHV iShares 0-1 Year Treasury Bo | 2.11% | 33,950 | $3.8M | Reduce -13.4% |
| EMLP First Trust North American E | 1.73% | 79,946 | $3.1M | Add +3.2% |
| NEAR iShares SH Dba ETF Usd Inc. | 1.70% | 58,722 | $3.0M | Add +4.6% |
| ITOT iShares Core S&P Total U.S. | 1.49% | 18,099 | $2.6M | Reduce -6.8% |
| USRT iShares Core US REIT ETF | 1.28% | 38,690 | $2.3M | Add +2.6% |
| JAJL Innovator Edp ETF - 6M Ja | 1.08% | 66,785 | $1.9M | Reduce -29.1% |
| IDYN iShares Inte Equ Fac R A ETF | 1.03% | 22,081 | $1.8M | New |
| VCRM Vanguard Core Tax-Ex Bond | 0.98% | 23,202 | $1.7M | New |
| VSDB Vanguard Short Dur Bond ETF | 0.91% | 20,983 | $1.6M | New |
| DFAW Dimensional World Eqty ETF | 0.86% | 21,289 | $1.5M | Add +47.8% |
| VLUE iShares MSCI USA Value Facto | 0.81% | 11,457 | $1.4M | Add +0.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.80% | 16,319 | $1.4M | Reduce -0.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.67% | 14,750 | $1.2M | Add +1.4% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.61% | 22,202 | $1.1M | Reduce -50.4% |
| IJR iShares Core S&P Small-Cap E | 0.58% | 8,592 | $1.0M | Add +0.3% |
| TFC Truist Financial Corp. | 0.55% | 21,512 | $984K | Add +1.1% |
| IEMG iShares Core MSCI Emerging | 0.43% | 11,636 | $767K | Reduce -0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.43% | 4,092 | $767K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.38% | 2,029 | $668K | Add +10.3% |
| NVDA Nvidia Corp. | 0.37% | 3,481 | $650K | Reduce -5.0% |
| MTUM iShares MSCI USA Momentum Fa | 0.35% | 2,456 | $630K | Add +0.2% |
| SCHY Schwab International DVD ETF | 0.33% | 20,901 | $584K | Reduce -4.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.33% | 1,214 | $583K | Add +0.3% |
| UCB United Community Banks | 0.32% | 18,179 | $574K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.30% | 5,598 | $533K | Add +0.1% |
| PFEB Innovator U.S. Equity Power | 0.29% | 13,046 | $518K | Reduce -6.3% |
| ZALT Innovator US Eq 10 Buffer | 0.27% | 15,180 | $480K | Reduce -1.4% |
| PDEC Innovator U.S. Equity Power | 0.23% | 9,826 | $413K | Reduce -5.2% |
| MSFT Microsoft Corp. | 0.23% | 778 | $403K | Reduce -5.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.21% | 756 | $380K | No change |
| BALT Inn Defined Wealth Shield | 0.21% | 11,510 | $378K | Reduce -20.5% |
| DFSU Dimensional US Sus CORE1 ETF | 0.20% | 8,414 | $357K | Add +0.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.18% | 6,189 | $328K | Reduce -5.3% |
| TRV The Travelers Cos Inc. | 0.18% | 1,131 | $316K | Reduce -1.3% |
| JNJ Johnson & Johnson | 0.17% | 1,591 | $295K | Add +0.4% |
| WEC WEC Energy Group Inc. | 0.16% | 2,551 | $292K | Add +10.6% |
| VTIP Vanguard Short-Term Tips | 0.15% | 5,367 | $272K | Reduce -47.7% |
| SO The Southern Co. | 0.15% | 2,848 | $270K | Add +10.9% |
| BSV Vanguard Short-Term Bond ETF | 0.15% | 3,396 | $268K | Reduce -9.6% |
| ABBV Abbvie Inc. | 0.15% | 1,134 | $262K | Add +0.3% |
| AMGN Amgen Inc. | 0.14% | 903 | $255K | Add +0.6% |
| AAPL Apple Inc. | 0.14% | 949 | $242K | Add +34.8% |
| IUSG iShares Core S&P U.S. Growth | 0.13% | 1,430 | $235K | Add +0.1% |
| CSCO Cisco Systems Inc. | 0.13% | 3,398 | $233K | Add +0.5% |
| SHYM iShares Short Duration High | 0.13% | 10,092 | $225K | Add +273.1% |
| SCHZ Schwab US Aggregate Bond ETF | 0.12% | 9,439 | $222K | Reduce -22.9% |
| IWF iShares Russell 1000 Growth | 0.12% | 452 | $211K | Add +0.2% |
| ATO Atmos Energy Corp. | 0.11% | 1,123 | $192K | Add +17.4% |
| GS Goldman Sachs Group Inc. | 0.10% | 232 | $185K | Add +7.4% |
| IUSV iShares Core S&P U.S. Value | 0.10% | 1,735 | $173K | Add +0.5% |
| AVMA Avantis Mod Alloc ETF | 0.09% | 2,517 | $164K | New |
| ICE Intercontinental Exchange Inc. | 0.08% | 871 | $147K | Add +19.5% |
| HON Honeywell International Inc. | 0.08% | 679 | $143K | Add +0.6% |
| IJH iShares Core S&P Midcap ETF | 0.08% | 2,158 | $141K | No change |
| RBLD First Trust Alerian US Nextg | 0.08% | 1,861 | $141K | Add +10.4% |
| MMM 3M Co. | 0.08% | 901 | $140K | Add +8.9% |
| VNQ Vanguard Real Estate ETF | 0.08% | 1,498 | $137K | Reduce -7.4% |
| HYDB iShares High Yield Systemati | 0.07% | 2,593 | $124K | Reduce -12.9% |
| TXN Texas Instruments Inc. | 0.06% | 615 | $113K | Add +0.3% |
| LIF LIFE360 Inc. | 0.05% | 862 | $92K | Reduce -9.0% |
| EMR Emerson Electric Co. | 0.05% | 672 | $88K | Add +0.3% |
| DFEM Dimensional Emrg MRKT Core | 0.05% | 2,689 | $86K | Add +0.8% |
| PG The Procter & Gamble Co. | 0.04% | 474 | $73K | No change |
| MDT Medtronic PLC | 0.04% | 741 | $71K | No change |
| DGRW Wisdomtree U.S. Quality Divi | 0.04% | 740 | $66K | Add +21.1% |
| PEP Pepsico Inc. | 0.04% | 453 | $64K | No change |
| DFSE Dimensional Em Sus CORE1 ETF | 0.04% | 1,515 | $62K | Add +0.7% |
| SUSL iShares ESG MSCI USA Leaders | 0.03% | 525 | $61K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.03% | 236 | $60K | No change |
| HD Home Depot Inc. | 0.03% | 144 | $58K | Add +0.7% |
| GLD SPDR Gold Shares | 0.03% | 163 | $58K | No change |
| TQQQ Proshares Ultrapro QQQ | 0.03% | 551 | $57K | Add +0.2% |
| KMB Kimberly-Clark Corp. | 0.03% | 437 | $55K | No change |
| XLV SS Health Care Select Sector | 0.03% | 369 | $51K | Add +0.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.02% | 600 | $42K | No change |
| BTC Grayscale Bitcoin Mini ETF | 0.02% | 816 | $41K | No change |
| VEA Vanguard Ftse Developed ETF | 0.02% | 676 | $41K | No change |
| DFIC Dimensional International Co. | 0.02% | 1,225 | $40K | Add +0.4% |
| ENFR Alerian Energy Infrastructur | 0.02% | 1,207 | $39K | New |
| XOM Exxon Mobil Corp. | 0.02% | 347 | $39K | Add +0.9% |
| NRG NRG Energy Inc. | 0.02% | 241 | $39K | No change |
| PNOV Innovator U.S. Equity Power | 0.02% | 900 | $37K | Reduce -64.8% |
| SLV iShares Silver Trust | 0.02% | 810 | $34K | No change |
| TSLA Tesla Inc. | 0.02% | 75 | $33K | No change |
| NSC Norfolk Southern Corp. | 0.02% | 110 | $33K | No change |
| SNV Synovus Financial Corp. | 0.01% | 530 | $26K | Reduce -26.6% |
Portfolio Sells Q2 2025 → Q3 2025
| DFAU Dimensional US Core Equity M | Reduce -2.0% | 16.08% | −1.38 |
| SGOV iShares 0-3 Month Treasury B | Reduce -0.3% | 10.25% | −1.35 |
| IXUS iShares Core Intl Stock ETF | Sold out | 0.00% | −1.32 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -50.4% | 0.61% | −0.77 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -13.4% | 2.11% | −0.64 |
| JAJL Innovator Edp ETF - 6M Ja | Reduce -29.1% | 1.08% | −0.62 |
| DFAC Dimensional US Core Equity 2 | Reduce -2.5% | 2.54% | −0.25 |
| ITOT iShares Core S&P Total U.S. | Reduce -6.8% | 1.49% | −0.21 |
| VTIP Vanguard Short-Term Tips | Reduce -47.7% | 0.15% | −0.17 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -94.0% | 0.01% | −0.13 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Sold out | 0.00% | −0.13 |
| BALT Inn Defined Wealth Shield | Reduce -20.5% | 0.21% | −0.08 |
| MUB iShares National Muni Bond E | Sold out | 0.00% | −0.07 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.07 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Sold out | 0.00% | −0.06 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.1% | 0.80% | −0.06 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -22.9% | 0.12% | −0.05 |
| SCHY Schwab International DVD ETF | Reduce -4.1% | 0.33% | −0.05 |
| PFEB Innovator U.S. Equity Power | Reduce -6.3% | 0.29% | −0.05 |
| GVI iShares Intermediate Governm | Sold out | 0.00% | −0.05 |
| GNMA iShares Gnma Bond ETF | Reduce -99.8% | 0.00% | −0.04 |
| PNOV Innovator U.S. Equity Power | Reduce -64.8% | 0.02% | −0.04 |
| MSFT Microsoft Corp. | Reduce -5.8% | 0.23% | −0.04 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −0.04 |
| NVDA Nvidia Corp. | Reduce -5.0% | 0.37% | −0.04 |
| BSV Vanguard Short-Term Bond ETF | Reduce -9.6% | 0.15% | −0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -5.3% | 0.18% | −0.03 |
| PDEC Innovator U.S. Equity Power | Reduce -5.2% | 0.23% | −0.03 |
| ZALT Innovator US Eq 10 Buffer | Reduce -1.4% | 0.27% | −0.03 |
| GSRT GSR III Acquisition Corp. | Sold out | 0.00% | −0.03 |
| IEMG iShares Core MSCI Emerging | Reduce -0.3% | 0.43% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Sold out | 0.00% | −0.02 |
| HYDB iShares High Yield Systemati | Reduce -12.9% | 0.07% | −0.02 |
| R Ryder System Inc. | Sold out | 0.00% | −0.02 |
| IGIB iShares 5-10Y Inv Grade Corp. | Sold out | 0.00% | −0.02 |
| TRV The Travelers Cos Inc. | Reduce -1.3% | 0.18% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -7.4% | 0.08% | −0.02 |
| VCRB Vanguard Core Bond ETF | Sold out | 0.00% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Sold out | 0.00% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Reduce -99.6% | 0.00% | −0.01 |
| DE Deere & Co. | Sold out | 0.00% | −0.01 |
| SNV Synovus Financial Corp. | Reduce -26.6% | 0.01% | −0.01 |
| PJUL Innovator U.S. Equity Power | Sold out | 0.00% | −0.01 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.01 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.01 |
| MET Metlife Inc. | Sold out | 0.00% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Sold out | 0.00% | −0.00 |
| SPEM State Street SP PTF Em ETF | Sold out | 0.00% | −0.00 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.00 |
| GM General Motors Co. | Sold out | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| FBK FB Financial Corp. | Add +229.7% | 5.25% | +3.68 |
| VSDM Vanguard Short Tax-Ex Bond | Add +392.0% | 2.53% | +1.96 |
| VPLS Vanguard Core-Plus Bond ETF | Add +30.0% | 7.18% | +1.07 |
| IDYN iShares Inte Equ Fac R A ETF | New | 1.03% | +1.03 |
| VCRM Vanguard Core Tax-Ex Bond | New | 0.98% | +0.98 |
| VSDB Vanguard Short Dur Bond ETF | New | 0.91% | +0.91 |
| DFAW Dimensional World Eqty ETF | Add +47.8% | 0.86% | +0.24 |
| DFAX Dimensional World Ex US Core | Add +14.7% | 2.79% | +0.21 |
| VIG Vanguard Dividend Apprec ETF | Add +9.5% | 5.40% | +0.10 |
| AVMA Avantis Mod Alloc ETF | New | 0.09% | +0.09 |
| SHYM iShares Short Duration High | Add +273.1% | 0.13% | +0.09 |
| AAPL Apple Inc. | Add +34.8% | 0.14% | +0.04 |
| MEAR Ishrs Short Mat Muni Act ETF | Add +14.1% | 2.31% | +0.03 |
| ENFR Alerian Energy Infrastructur | New | 0.02% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +10.3% | 0.38% | +0.01 |
| ATO Atmos Energy Corp. | Add +17.4% | 0.11% | +0.01 |
| ABBV Abbvie Inc. | Add +0.3% | 0.15% | +0.01 |
| GS Goldman Sachs Group Inc. | Add +7.4% | 0.10% | +0.01 |
| WEC WEC Energy Group Inc. | Add +10.6% | 0.16% | +0.01 |
| DGRW Wisdomtree U.S. Quality Divi | Add +21.1% | 0.04% | +0.00 |
| TQQQ Proshares Ultrapro QQQ | Add +0.2% | 0.03% | +0.00 |
| JNJ Johnson & Johnson | Add +0.4% | 0.17% | +0.00 |
| RBLD First Trust Alerian US Nextg | Add +10.4% | 0.08% | +0.00 |
| HD Home Depot Inc. | Add +0.7% | 0.03% | 0.00 |
| PFE Pfizer Inc. | Add +1.7% | 0.00% | −0.00 |
| SCHA Schwab US Small-Cap ETF | Add +0.4% | 0.01% | −0.00 |
| DFSI Dimensional Int Sus COR1 ETF | Add +0.5% | 0.01% | −0.00 |
| ICE Intercontinental Exchange Inc. | Add +19.5% | 0.08% | −0.00 |
| DFIC Dimensional International Co. | Add +0.4% | 0.02% | −0.00 |
| XOM Exxon Mobil Corp. | Add +0.9% | 0.02% | −0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +0.7% | 0.04% | −0.00 |
| SO The Southern Co. | Add +10.9% | 0.15% | −0.00 |
| MMM 3M Co. | Add +8.9% | 0.08% | −0.00 |
| XLV SS Health Care Select Sector | Add +0.3% | 0.03% | −0.00 |
| EOG EOG Resources Inc. | Add +0.9% | 0.01% | −0.00 |
| DFEM Dimensional Emrg MRKT Core | Add +0.8% | 0.05% | −0.00 |
| IWF iShares Russell 1000 Growth | Add +0.2% | 0.12% | −0.01 |
| IUSG iShares Core S&P U.S. Growth | Add +0.1% | 0.13% | −0.01 |
| IUSV iShares Core S&P U.S. Value | Add +0.5% | 0.10% | −0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.2% | 0.20% | −0.01 |
| EMR Emerson Electric Co. | Add +0.3% | 0.05% | −0.01 |
| CSCO Cisco Systems Inc. | Add +0.5% | 0.13% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.3% | 0.33% | −0.02 |
| MTUM iShares MSCI USA Momentum Fa | Add +0.2% | 0.35% | −0.02 |
| VLUE iShares MSCI USA Value Facto | Add +0.5% | 0.81% | −0.02 |
| TXN Texas Instruments Inc. | Add +0.3% | 0.06% | −0.02 |
| HON Honeywell International Inc. | Add +0.6% | 0.08% | −0.02 |
| AMGN Amgen Inc. | Add +0.6% | 0.14% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Add +0.1% | 0.30% | −0.03 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +1.4% | 0.67% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 121 | $190.5M | DFAU, VPLS, SCHD, VIG, VSDM |
| Q1 2026 | 133 | $192.4M | DFAU, VPLS, SGOV, SCHD, VIG |
| Q4 2025 | 134 | $191.0M | DFAU, SGOV, VPLS, SCHD, VIG |
| Q3 2025 | 130 | $177.4M | DFAU, SGOV, VPLS, SCHD, VIG |
| Q2 2025 | 148 | $157.0M | DFAU, SGOV, SCHD, VPLS, VIGI |
| Q1 2025 | 156 | $142.0M | DFAU, SGOV, VIGI, SCHD, VIG |
| Q4 2024 | 160 | $123.5M | DFAU, SGOV, SCHD, VIGI, VIG |