Keystone Financial Group, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), Keystone Financial Group, Inc. reported 134 stock positions worth $191.0 million. Its top holding was Dimensional US Core Equity M (DFAU) at 15.5% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 10.0%) and Vanguard Core-Plus Bond ETF (VPLS, 7.4%). Compared with Q3 2025, it opened 9 new positions, sold out of 6, added to 67 and reduced 18. The biggest buy was Vanguard Short Tax-Ex Bond (VSDM, shares +53%) and the biggest sale an exit from iShares Inte Equ Fac R A ETF (IDYN).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0002053642
- Portfolio Value
- $191.0M (Q4 2025)
- SEC Filing
- 0002053642-26-000001 ↗ filed Jan 16, 2026
Holdings Value
Holdings 134 stocks · $191.0M
| DFAU Dimensional US Core Equity M | 15.55% | 634,346 | $29.7M | Add +1.7% |
| SGOV iShares 0-3 Month Treasury B | 9.96% | 189,485 | $19.0M | Add +4.9% |
| VPLS Vanguard Core-Plus Bond ETF | 7.42% | 181,493 | $14.2M | Add +12.0% |
| SCHD Schwab US DVD Equity ETF | 5.53% | 385,136 | $10.6M | Add +7.5% |
| VIG Vanguard Dividend Apprec ETF | 5.47% | 47,539 | $10.4M | Add +7.5% |
| VIGI Vanguard Int Div App Indx FD | 4.90% | 102,295 | $9.4M | Reduce -1.6% |
| FBK FB Financial Corp. filed as FB FINL CORP | 4.70% | 160,947 | $9.0M | Reduce -3.7% |
| VSDM Vanguard Short Tax-Ex Bond | 3.58% | 89,432 | $6.8M | Add +52.9% |
| DFAX Dimensional World Ex US Core | 3.37% | 196,760 | $6.4M | Add +24.6% |
| INMU iShares Intermediate Muni Inc. | 3.36% | 267,005 | $6.4M | Add +7.7% |
| DFAC Dimensional US Core Equity 2 | 3.30% | 159,383 | $6.3M | Add +36.2% |
| DFSD Dimensional Short Duration | 2.97% | 118,269 | $5.7M | Add +1.6% |
| MEAR Ishrs Short Mat Muni Act ETF | 2.10% | 79,758 | $4.0M | Reduce -1.9% |
| BRTR iShares Total Return Act ETF | 1.98% | 74,625 | $3.8M | Add +0.7% |
| SHV iShares 0-1 Year Treasury Bo | 1.91% | 33,149 | $3.7M | Reduce -2.4% |
| EMLP First Trust North American E | 1.64% | 82,482 | $3.1M | Add +3.2% |
| NEAR iShares SH Dba ETF Usd Inc. | 1.55% | 58,051 | $3.0M | Reduce -1.1% |
| ITOT iShares Core S&P Total U.S. | 1.41% | 18,146 | $2.7M | Add +0.3% |
| VSDB Vanguard Short Dur Bond ETF | 1.35% | 33,710 | $2.6M | Add +60.6% |
| VCRM Vanguard Core Tax-Ex Bond | 1.27% | 31,990 | $2.4M | Add +37.9% |
| USRT iShares Core US REIT ETF | 1.26% | 42,279 | $2.4M | Add +9.3% |
| IXUS iShares Core Intl Stock ETF | 1.05% | 23,606 | $2.0M | New |
| DFAW Dimensional World Eqty ETF | 0.98% | 25,202 | $1.9M | Add +18.4% |
| JAJL Innovator Edp ETF - 6M Ja | 0.96% | 63,317 | $1.8M | Reduce -5.2% |
| VLUE iShares MSCI USA Value Facto | 0.83% | 11,525 | $1.6M | Add +0.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.78% | 16,576 | $1.5M | Add +1.6% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.64% | 14,831 | $1.2M | Add +0.6% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.57% | 22,202 | $1.1M | No change |
| TFC Truist Financial Corp. | 0.56% | 21,739 | $1.1M | Add +1.1% |
| IJR iShares Core S&P Small-Cap E | 0.54% | 8,631 | $1.0M | Add +0.5% |
| IEMG iShares Core MSCI Emerging | 0.42% | 11,792 | $793K | Add +1.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.41% | 4,112 | $785K | Add +0.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.35% | 1,981 | $664K | Reduce -2.4% |
| NVDA Nvidia Corp. | 0.34% | 3,478 | $649K | Reduce -0.1% |
| SCHY Schwab International DVD ETF | 0.33% | 20,981 | $626K | Add +0.4% |
| MTUM iShares MSCI USA Momentum Fa | 0.32% | 2,462 | $616K | Add +0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.31% | 1,216 | $593K | Add +0.2% |
| UCB United Community Banks | 0.30% | 18,322 | $577K | Add +0.8% |
| PFEB Innovator U.S. Equity Power | 0.28% | 13,046 | $531K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.28% | 5,607 | $528K | Add +0.2% |
| PDEC Innovator U.S. Equity Power | 0.22% | 9,826 | $426K | No change |
| ZALT Innovator US Eq 10 Buffer | 0.22% | 12,771 | $411K | Reduce -15.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.20% | 756 | $380K | No change |
| MSFT Microsoft Corp. | 0.20% | 779 | $377K | Add +0.1% |
| DFSU Dimensional US Sus CORE1 ETF | 0.19% | 8,432 | $366K | Add +0.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.17% | 6,284 | $332K | Add +1.5% |
| JNJ Johnson & Johnson | 0.17% | 1,598 | $331K | Add +0.4% |
| TRV The Travelers Cos Inc. | 0.17% | 1,133 | $329K | Add +0.2% |
| AMGN Amgen Inc. | 0.16% | 908 | $297K | Add +0.6% |
| SLV iShares Silver Trust | 0.15% | 4,455 | $287K | Add +450.0% |
| CSCO Cisco Systems Inc. | 0.14% | 3,417 | $263K | Add +0.6% |
| ABBV Abbvie Inc. | 0.14% | 1,136 | $260K | Add +0.2% |
| AAPL Apple Inc. | 0.14% | 950 | $258K | Add +0.1% |
| VTIP Vanguard Short-Term Tips | 0.13% | 5,205 | $257K | Reduce -3.0% |
| WEC WEC Energy Group Inc. | 0.13% | 2,414 | $255K | Reduce -5.4% |
| SO The Southern Co. | 0.13% | 2,862 | $250K | Add +0.5% |
| BSV Vanguard Short-Term Bond ETF | 0.13% | 3,157 | $249K | Reduce -7.0% |
| IUSG iShares Core S&P U.S. Growth | 0.13% | 1,433 | $241K | Add +0.2% |
| BALT Inn Defined Wealth Shield | 0.12% | 6,648 | $223K | Reduce -42.2% |
| IWF iShares Russell 1000 Growth | 0.11% | 452 | $214K | No change |
| GS Goldman Sachs Group Inc. | 0.11% | 233 | $205K | Add +0.4% |
| ENFR Alerian Energy Infrastructur | 0.10% | 6,266 | $197K | Add +419.1% |
| ATO Atmos Energy Corp. | 0.10% | 1,130 | $189K | Add +0.6% |
| IUSV iShares Core S&P U.S. Value | 0.09% | 1,744 | $179K | Add +0.5% |
| MMM 3M Co. | 0.08% | 905 | $145K | Add +0.4% |
| IJH iShares Core S&P Midcap ETF | 0.07% | 2,158 | $142K | No change |
| ICE Intercontinental Exchange Inc. | 0.07% | 874 | $142K | Add +0.3% |
| RBLD First Trust Alerian US Nextg | 0.07% | 1,885 | $141K | Add +1.3% |
| AVMA Avantis Mod Alloc ETF | 0.07% | 2,047 | $136K | Reduce -18.7% |
| VNQ Vanguard Real Estate ETF | 0.07% | 1,510 | $134K | Add +0.8% |
| HON Honeywell International Inc. | 0.07% | 683 | $133K | Add +0.6% |
| SUSL iShares ESG MSCI USA Leaders | 0.07% | 1,054 | $128K | Add +100.8% |
| HYDB iShares High Yield Systemati | 0.06% | 2,272 | $108K | Reduce -12.4% |
| TXN Texas Instruments Inc. | 0.06% | 618 | $107K | Add +0.5% |
| DFEM Dimensional Emrg MRKT Core | 0.05% | 2,706 | $90K | Add +0.6% |
| EMR Emerson Electric Co. | 0.05% | 673 | $89K | Add +0.1% |
| SHYM iShares Short Duration High | 0.04% | 3,830 | $85K | Reduce -62.0% |
| MDT Medtronic PLC | 0.04% | 741 | $72K | No change |
| DFSE Dimensional Em Sus CORE1 ETF | 0.04% | 1,645 | $68K | Add +8.6% |
| PG The Procter & Gamble Co. | 0.04% | 474 | $68K | No change |
| ERET iShares Env Aware Re Estate | 0.04% | 2,531 | $68K | New |
| DGRW Wisdomtree U.S. Quality Divi | 0.03% | 743 | $66K | Add +0.4% |
| PEP Pepsico Inc. | 0.03% | 453 | $66K | No change |
| GLD SPDR Gold Shares | 0.03% | 163 | $65K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.03% | 236 | $61K | No change |
| TQQQ Proshares Ultrapro QQQ | 0.03% | 1,103 | $58K | No change |
| XLV SS Health Care Select Sector | 0.03% | 370 | $57K | Add +0.3% |
| HD Home Depot Inc. | 0.03% | 144 | $50K | No change |
| KMB Kimberly-Clark Corp. | 0.02% | 437 | $45K | No change |
| RGTI Rigetti Computing Inc. | 0.02% | 2,000 | $44K | New |
| LIF LIFE360 Inc. | 0.02% | 688 | $44K | Reduce -20.2% |
| VSGX Vanguard ESG Intl Stock ETF | 0.02% | 600 | $43K | No change |
| DFIC Dimensional International Co. | 0.02% | 1,234 | $43K | Add +0.7% |
| VEA Vanguard Ftse Developed ETF | 0.02% | 676 | $42K | No change |
| XOM Exxon Mobil Corp. | 0.02% | 350 | $42K | Add +0.9% |
| NRG NRG Energy Inc. | 0.02% | 242 | $39K | Add +0.4% |
| PNOV Innovator U.S. Equity Power | 0.02% | 900 | $38K | No change |
| TSLA Tesla Inc. | 0.02% | 75 | $34K | No change |
| NSC Norfolk Southern Corp. | 0.02% | 110 | $32K | No change |
| BTC Grayscale Bitcoin Mini ETF | 0.02% | 816 | $32K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $18 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| GME.WS Gamestop Corp. | *W EXP 10/30/202 | 6 | $18 | No change |
Lines left out (1) · $76 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| NXPI NXP Semiconductors NV | COM | 0 | $76 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $191.0M.
Portfolio Sells Q3 2025 → Q4 2025
| IDYN iShares Inte Equ Fac R A ETF | Sold out | 0.00% | −1.03 |
| FBK FB Financial Corp. | Reduce -3.7% | 4.70% | −0.55 |
| VIGI Vanguard Int Div App Indx FD | Reduce -1.6% | 4.90% | −0.35 |
| MEAR Ishrs Short Mat Muni Act ETF | Reduce -1.9% | 2.10% | −0.21 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -2.4% | 1.91% | −0.20 |
| NEAR iShares SH Dba ETF Usd Inc. | Reduce -1.1% | 1.55% | −0.14 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -100.0% | 0.00% | −0.12 |
| JAJL Innovator Edp ETF - 6M Ja | Reduce -5.2% | 0.96% | −0.11 |
| BALT Inn Defined Wealth Shield | Reduce -42.2% | 0.12% | −0.10 |
| SHYM iShares Short Duration High | Reduce -62.0% | 0.04% | −0.08 |
| ZALT Innovator US Eq 10 Buffer | Reduce -15.9% | 0.22% | −0.06 |
| WEC WEC Energy Group Inc. | Reduce -5.4% | 0.13% | −0.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 0.35% | −0.03 |
| LIF LIFE360 Inc. | Reduce -20.2% | 0.02% | −0.03 |
| NVDA Nvidia Corp. | Reduce -0.1% | 0.34% | −0.03 |
| AVMA Avantis Mod Alloc ETF | Reduce -18.7% | 0.07% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Reduce -7.0% | 0.13% | −0.02 |
| VTIP Vanguard Short-Term Tips | Reduce -3.0% | 0.13% | −0.02 |
| HYDB iShares High Yield Systemati | Reduce -12.4% | 0.06% | −0.01 |
| ASA ASA Gold and Precious Metals | Sold out | 0.00% | −0.00 |
| VTRS Viatris Inc. | Sold out | 0.00% | −0.00 |
| GNMA iShares Gnma Bond ETF | Sold out | 0.00% | −0.00 |
| OGN Organon & Co. | Sold out | 0.00% | −0.00 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | 0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VSDM Vanguard Short Tax-Ex Bond | Add +52.9% | 3.58% | +1.05 |
| IXUS iShares Core Intl Stock ETF | New | 1.05% | +1.05 |
| DFAC Dimensional US Core Equity 2 | Add +36.2% | 3.30% | +0.76 |
| DFAX Dimensional World Ex US Core | Add +24.6% | 3.37% | +0.58 |
| VSDB Vanguard Short Dur Bond ETF | Add +60.6% | 1.35% | +0.44 |
| VCRM Vanguard Core Tax-Ex Bond | Add +37.9% | 1.27% | +0.28 |
| VPLS Vanguard Core-Plus Bond ETF | Add +12.0% | 7.42% | +0.24 |
| SLV iShares Silver Trust | Add +450.0% | 0.15% | +0.13 |
| DFAW Dimensional World Eqty ETF | Add +18.4% | 0.98% | +0.11 |
| ENFR Alerian Energy Infrastructur | Add +419.1% | 0.10% | +0.08 |
| VIG Vanguard Dividend Apprec ETF | Add +7.5% | 5.47% | +0.07 |
| ERET iShares Env Aware Re Estate | New | 0.04% | +0.04 |
| SUSL iShares ESG MSCI USA Leaders | Add +100.8% | 0.07% | +0.03 |
| RGTI Rigetti Computing Inc. | New | 0.02% | +0.02 |
| SCHD Schwab US DVD Equity ETF | Add +7.5% | 5.53% | +0.02 |
| INMU iShares Intermediate Muni Inc. | Add +7.7% | 3.36% | +0.02 |
| VLUE iShares MSCI USA Value Facto | Add +0.6% | 0.83% | +0.02 |
| AMGN Amgen Inc. | Add +0.6% | 0.16% | +0.01 |
| BAI Ishrs AI in and Tech Act ETF | New | 0.01% | +0.01 |
| MOAT Vaneck Morningstar Wide Moat | New | 0.01% | +0.01 |
| JNJ Johnson & Johnson | Add +0.4% | 0.17% | +0.01 |
| CSCO Cisco Systems Inc. | Add +0.6% | 0.14% | +0.01 |
| TFC Truist Financial Corp. | Add +1.1% | 0.56% | +0.01 |
| SMH Vaneck Semiconductor ETF | New | 0.00% | +0.00 |
| IFRA iShares US Infrastructure | New | 0.00% | +0.00 |
| IBIT iShares Bitcoin Trust ETF | New | 0.00% | +0.00 |
| GS Goldman Sachs Group Inc. | Add +0.4% | 0.11% | +0.00 |
| DFSI Dimensional Int Sus COR1 ETF | Add +16.4% | 0.02% | +0.00 |
| MRK Merck & Co. Inc. | Add +1.6% | 0.01% | +0.00 |
| XLV SS Health Care Select Sector | Add +0.3% | 0.03% | +0.00 |
| AOA iShares Core 80/20 Aggressiv | New | 0.00% | +0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +8.6% | 0.04% | +0.00 |
| FPX First Trust US Equity Opport | Add +31.3% | 0.00% | +0.00 |
| XOM Exxon Mobil Corp. | Add +0.9% | 0.02% | 0.00 |
| PFE Pfizer Inc. | Add +1.6% | 0.00% | −0.00 |
| DFIC Dimensional International Co. | Add +0.7% | 0.02% | −0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.1% | 0.01% | −0.00 |
| SCHA Schwab US Small-Cap ETF | Add +0.4% | 0.01% | −0.00 |
| AAPL Apple Inc. | Add +0.1% | 0.14% | −0.00 |
| SCHY Schwab International DVD ETF | Add +0.4% | 0.33% | −0.00 |
| DFEM Dimensional Emrg MRKT Core | Add +0.6% | 0.05% | −0.00 |
| EOG EOG Resources Inc. | Add +0.9% | 0.01% | −0.00 |
| NRG NRG Energy Inc. | Add +0.4% | 0.02% | −0.00 |
| DGRW Wisdomtree U.S. Quality Divi | Add +0.4% | 0.03% | −0.00 |
| EMR Emerson Electric Co. | Add +0.1% | 0.05% | −0.00 |
| MMM 3M Co. | Add +0.4% | 0.08% | −0.00 |
| IUSV iShares Core S&P U.S. Value | Add +0.5% | 0.09% | −0.00 |
| RBLD First Trust Alerian US Nextg | Add +1.3% | 0.07% | −0.01 |
| TRV The Travelers Cos Inc. | Add +0.2% | 0.17% | −0.01 |
| IUSG iShares Core S&P U.S. Growth | Add +0.2% | 0.13% | −0.01 |
Notes & Other Activity Q3 2025 → Q4 2025
| NXPI NXP Semiconductors NV | COM | New | 0 | $76 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 121 | $190.5M | DFAU, VPLS, SCHD, VIG, VSDM |
| Q1 2026 | 133 | $192.4M | DFAU, VPLS, SGOV, SCHD, VIG |
| Q4 2025 | 134 | $191.0M | DFAU, SGOV, VPLS, SCHD, VIG |
| Q3 2025 | 130 | $177.4M | DFAU, SGOV, VPLS, SCHD, VIG |
| Q2 2025 | 148 | $157.0M | DFAU, SGOV, SCHD, VPLS, VIGI |
| Q1 2025 | 156 | $142.0M | DFAU, SGOV, VIGI, SCHD, VIG |
| Q4 2024 | 160 | $123.5M | DFAU, SGOV, SCHD, VIGI, VIG |