Keystone Financial Services
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 5, 2024), Keystone Financial Services reported 97 stock positions worth $257.9 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 18.5% of the portfolio, followed by Ishr CR Unvrse Usd BD ETF-Ui (IUSB, 12.1%) and iShares S&P 500 Growth ETF (IVW, 7.6%). Compared with Q2 2024, it opened 13 new positions, sold out of 3, added to 49 and reduced 31. The biggest buy was iShares MSCI Eafe Value ETF (EFV, shares +141%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- LOVELAND, CO
- CIK
- 0001865158
- Portfolio Value
- $257.9M (Q3 2024)
- SEC Filing
- 0001865158-24-000005 ↗ filed Nov 5, 2024
Holdings Value
Holdings 97 stocks · $257.9M
| IVV iShares Core S&P 500 ETF | 18.55% | 82,921 | $47.8M | Reduce -10.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 12.14% | 664,455 | $31.3M | Add +18.7% |
| IVW iShares S&P 500 Growth ETF | 7.58% | 204,134 | $19.5M | Reduce -8.7% |
| QUAL iShares MSCI USA Quality Fac | 6.95% | 100,016 | $17.9M | Reduce -0.4% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 6.55% | 341,557 | $16.9M | Reduce -1.3% |
| EFV iShares MSCI Eafe Value ETF | 5.89% | 264,181 | $15.2M | Add +140.8% |
| EFG iShares MSCI Eafe Growth ETF | 5.43% | 130,141 | $14.0M | Reduce -9.0% |
| IVE iShares S&P 500 Value ETF | 4.03% | 52,706 | $10.4M | Reduce -0.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.99% | 126,221 | $7.7M | Add +37.9% |
| IYW iShares Ustechnology ETF | 2.66% | 45,316 | $6.9M | Reduce -15.3% |
| MBB iShares MBS ETF | 2.56% | 68,962 | $6.6M | Reduce -0.6% |
| TLT iShares 20+ Year Treasury BD | 1.43% | 37,475 | $3.7M | Reduce -9.7% |
| IEMG iShares Core MSCI Emerging | 1.40% | 62,710 | $3.6M | Reduce -40.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.30% | 7,266 | $3.3M | Add +4.1% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.14% | 54,796 | $2.9M | Add +44.0% |
| META Meta Platforms Inc. Class A | 0.84% | 3,801 | $2.2M | Reduce -0.1% |
| IFRA iShares US Infrastructure | 0.81% | 44,290 | $2.1M | Reduce -0.2% |
| ORCL Oracle Corp. | 0.78% | 11,767 | $2.0M | Add +7.2% |
| JPM JPMorgan Chase & Co. | 0.69% | 8,391 | $1.8M | Add +4.9% |
| GOOG Alphabet Inc. Class C | 0.68% | 10,466 | $1.7M | Add +4.6% |
| BKNG Booking Holdings Inc. | 0.65% | 395 | $1.7M | Add +6.2% |
| PM Philip Morris International | 0.49% | 10,414 | $1.3M | Add +8.7% |
| LCTU iShares U.S. Carbon Transiti | 0.46% | 19,002 | $1.2M | Reduce -10.1% |
| SCHW Schwab (charles) Corp. | 0.46% | 18,375 | $1.2M | Add +7.5% |
| MSFT Microsoft Corp. | 0.45% | 2,714 | $1.2M | Add +11.4% |
| WFC Wells Fargo & Co. | 0.42% | 19,326 | $1.1M | Add +7.6% |
| CMCSA Comcast Corp. Class A | 0.41% | 25,139 | $1.1M | Add +6.9% |
| EBAY eBay Inc. | 0.38% | 15,247 | $993K | Add +2.2% |
| KMX Carmax Inc. | 0.36% | 11,891 | $920K | Add +7.8% |
| AAPL Apple Inc. | 0.35% | 3,900 | $909K | Add +1.0% |
| V Visa Inc. Class A | 0.33% | 3,092 | $850K | Add +9.0% |
| ADI Analog Devices Inc. | 0.32% | 3,632 | $836K | Add +7.2% |
| USXF iShares ESG Advance MSCI USA | 0.32% | 17,011 | $835K | Add +0.4% |
| EMB iShares JP Morgan Usd Emergi | 0.32% | 8,912 | $834K | Reduce -2.1% |
| NVS Novartis AG-Sponsored ADR | 0.32% | 7,137 | $821K | Add +7.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.31% | 2,866 | $812K | Reduce -0.9% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.31% | 11,161 | $802K | Add +4.8% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.31% | 7,233 | $787K | Reduce -12.8% |
| SNY Sanofi-ADR | 0.30% | 13,605 | $784K | Add +7.0% |
| UL Unilever PLC | 0.29% | 11,522 | $748K | Add +7.7% |
| ELV Elevance Health Inc. | 0.28% | 1,403 | $730K | Add +9.5% |
| BDX Becton Dickinson and Co. | 0.28% | 2,997 | $722K | Add +6.2% |
| GD General Dynamics Corp. | 0.27% | 2,305 | $696K | Add +8.4% |
| XOM Exxon Mobil Corp. | 0.26% | 5,808 | $681K | Add +10.5% |
| MCK McKesson Corp. | 0.26% | 1,350 | $668K | Add +6.9% |
| SUSC iShares ESG Aware Usd Corpor | 0.25% | 27,166 | $646K | Add +0.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.24% | 1,276 | $623K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.23% | 4,738 | $598K | Reduce -0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.23% | 1,038 | $596K | Add +14.4% |
| DMXF iShares ESG Advanc MSCI Eafe | 0.23% | 8,174 | $589K | Add +30.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.22% | 2,344 | $556K | Reduce -3.1% |
| MDT Medtronic PLC | 0.21% | 6,136 | $552K | Add +8.7% |
| IGEB iShares Investment Grade SYS | 0.21% | 11,867 | $551K | Reduce -2.8% |
| COP Conocophillips | 0.19% | 4,708 | $496K | Add +23.4% |
| AHR American Healthcare REIT Inc. | 0.19% | 18,890 | $493K | New |
| XLK SS Technology Select Sector | 0.18% | 2,035 | $459K | Add +2.0% |
| RTX RTX Corp. | 0.17% | 3,599 | $436K | Add +6.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.17% | 10,972 | $435K | Add +7.4% |
| ZBRA Zebra Technologies Corp. Class A | 0.17% | 1,173 | $434K | Add +1.6% |
| GOOGL Alphabet Inc. Class A | 0.16% | 2,526 | $419K | Add +9.1% |
| OMC Omnicom Group | 0.16% | 4,046 | $418K | Add +7.0% |
| QCOM Qualcomm Inc. | 0.14% | 2,153 | $366K | Add +15.2% |
| FISV Fiserv Inc. | 0.14% | 2,023 | $363K | Add +2.2% |
| INGR Ingredion Inc. | 0.14% | 2,541 | $349K | Reduce -20.8% |
| GOVT iShares US Treasury Bond ETF | 0.13% | 14,834 | $348K | Reduce -2.4% |
| ESGE iShares Inc. iShares ESG Awar | 0.12% | 8,707 | $317K | Reduce -4.5% |
| ALLE Allegion PLC | 0.12% | 2,165 | $316K | Reduce -2.1% |
| ENB Enbridge Inc. | 0.12% | 7,663 | $311K | Reduce -1.4% |
| WMG Warner Music Group Corp. Class A | 0.12% | 9,904 | $310K | New |
| AMZN Amazon.com Inc. | 0.12% | 1,596 | $297K | Add +23.0% |
| INTC Intel Corp. | 0.11% | 12,182 | $286K | Add +3.4% |
| CI The Cigna Group | 0.11% | 817 | $283K | No change |
| YUMC Yum China Holdings Inc. | 0.11% | 6,193 | $279K | New |
| AVGO Broadcom Inc. | 0.10% | 1,540 | $266K | New |
| BR Broadridge Financial Solutio | 0.10% | 1,226 | $264K | Reduce -21.4% |
| ICVT iShares Convertible Bond ETF | 0.10% | 3,056 | $256K | Reduce -2.0% |
| CVX Chevron Corp. | 0.10% | 1,673 | $246K | Reduce -14.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.09% | 1,403 | $244K | Add +11.6% |
| XLV SS Health Care Select Sector | 0.09% | 1,567 | $241K | Add +5.8% |
| LMT Lockheed Martin Corp. | 0.09% | 413 | $241K | Reduce -42.6% |
| IQV Iqvia Holdings Inc. | 0.09% | 1,005 | $238K | New |
| CEG Constellation Energy | 0.09% | 898 | $233K | New |
| NFG National Fuel Gas Co. | 0.09% | 3,817 | $231K | New |
| WH Wyndham Hotels & Resorts Inc. | 0.09% | 2,931 | $229K | Reduce -2.7% |
| ANET Arista Networks Inc. | 0.08% | 568 | $218K | New |
| NTRS Northern Trust Corp. | 0.08% | 2,412 | $217K | Reduce -2.7% |
| CBSH Commerce Bancshares Inc. | 0.08% | 3,626 | $215K | New |
| CRL Charles River Laboratories | 0.08% | 1,069 | $211K | No change |
| PODD Insulet Corp. | 0.08% | 902 | $210K | New |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.08% | 1,885 | $205K | Add +5.1% |
| NTAP Netapp Inc. | 0.08% | 1,652 | $204K | Reduce -4.2% |
| DDOG Datadog Inc. Class A | 0.08% | 1,761 | $203K | New |
| VRSN Verisign Inc. | 0.08% | 1,057 | $201K | New |
| PK Park Hotels & Resorts Inc. | 0.06% | 10,690 | $151K | Add +6.4% |
| HBI Hanesbrands Inc. | 0.05% | 16,854 | $124K | No change |
| WBD Warner Bros Discovery Inc. | 0.05% | 14,537 | $120K | Add +0.2% |
| SOFI Sofi Technologies Inc. | 0.04% | 12,622 | $99K | New |
Portfolio Sells Q2 2024 → Q3 2024
| IVV iShares Core S&P 500 ETF | Reduce -10.4% | 18.55% | −2.43 |
| HEFA Isha Curr Hedged MSCI Eafe | Sold out | 0.00% | −1.14 |
| IVW iShares S&P 500 Growth ETF | Reduce -8.7% | 7.58% | −0.99 |
| IEMG iShares Core MSCI Emerging | Reduce -40.8% | 1.40% | −0.95 |
| IYW iShares Ustechnology ETF | Reduce -15.3% | 2.66% | −0.67 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -9.0% | 5.43% | −0.63 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.46 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -1.3% | 6.55% | −0.18 |
| TLT iShares 20+ Year Treasury BD | Reduce -9.7% | 1.43% | −0.15 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.4% | 6.95% | −0.15 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.09 |
| MBB iShares MBS ETF | Reduce -0.6% | 2.56% | −0.08 |
| LCTU iShares U.S. Carbon Transiti | Reduce -10.1% | 0.46% | −0.06 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -12.8% | 0.31% | −0.05 |
| LMT Lockheed Martin Corp. | Reduce -42.6% | 0.09% | −0.05 |
| CVX Chevron Corp. | Reduce -14.3% | 0.10% | −0.03 |
| BR Broadridge Financial Solutio | Reduce -21.4% | 0.10% | −0.03 |
| INGR Ingredion Inc. | Reduce -20.8% | 0.14% | −0.02 |
| NTAP Netapp Inc. | Reduce -4.2% | 0.08% | −0.01 |
| IGEB iShares Investment Grade SYS | Reduce -2.8% | 0.21% | −0.01 |
| EMB iShares JP Morgan Usd Emergi | Reduce -2.1% | 0.32% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Reduce -2.4% | 0.13% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.9% | 0.31% | −0.01 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -4.5% | 0.12% | −0.00 |
| ESGU iShares ESG Aware MSCI USA | Reduce -0.6% | 0.23% | −0.00 |
| WH Wyndham Hotels & Resorts Inc. | Reduce -2.7% | 0.09% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.1% | 0.22% | −0.00 |
| ICVT iShares Convertible Bond ETF | Reduce -2.0% | 0.10% | −0.00 |
| NTRS Northern Trust Corp. | Reduce -2.7% | 0.08% | −0.00 |
| ENB Enbridge Inc. | Reduce -1.4% | 0.12% | +0.01 |
| ALLE Allegion PLC | Reduce -2.1% | 0.12% | +0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -0.6% | 4.03% | +0.03 |
| IFRA iShares US Infrastructure | Reduce -0.2% | 0.81% | +0.03 |
| META Meta Platforms Inc. Class A | Reduce -0.1% | 0.84% | +0.05 |
Portfolio Buys Q2 2024 → Q3 2024
| EFV iShares MSCI Eafe Value ETF | Add +140.8% | 5.89% | +3.48 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +18.7% | 12.14% | +1.65 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +37.9% | 2.99% | +0.75 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +44.0% | 1.14% | +0.31 |
| AHR American Healthcare REIT Inc. | New | 0.19% | +0.19 |
| ORCL Oracle Corp. | Add +7.2% | 0.78% | +0.14 |
| WMG Warner Music Group Corp. Class A | New | 0.12% | +0.12 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +4.1% | 1.30% | +0.12 |
| YUMC Yum China Holdings Inc. | New | 0.11% | +0.11 |
| AVGO Broadcom Inc. | New | 0.10% | +0.10 |
| IQV Iqvia Holdings Inc. | New | 0.09% | +0.09 |
| CEG Constellation Energy | New | 0.09% | +0.09 |
| NFG National Fuel Gas Co. | New | 0.09% | +0.09 |
| PM Philip Morris International | Add +8.7% | 0.49% | +0.09 |
| ANET Arista Networks Inc. | New | 0.08% | +0.08 |
| CBSH Commerce Bancshares Inc. | New | 0.08% | +0.08 |
| PODD Insulet Corp. | New | 0.08% | +0.08 |
| DDOG Datadog Inc. Class A | New | 0.08% | +0.08 |
| VRSN Verisign Inc. | New | 0.08% | +0.08 |
| DMXF iShares ESG Advanc MSCI Eafe | Add +30.6% | 0.23% | +0.05 |
| EBAY eBay Inc. | Add +2.2% | 0.38% | +0.05 |
| SNY Sanofi-ADR | Add +7.0% | 0.30% | +0.05 |
| BNY Bank of New York Mellon Corp. | Add +4.8% | 0.31% | +0.05 |
| UL Unilever PLC | Add +7.7% | 0.29% | +0.05 |
| SOFI Sofi Technologies Inc. | New | 0.04% | +0.04 |
| BKNG Booking Holdings Inc. | Add +6.2% | 0.65% | +0.03 |
| MDT Medtronic PLC | Add +8.7% | 0.21% | +0.03 |
| RTX RTX Corp. | Add +6.9% | 0.17% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +14.4% | 0.23% | +0.03 |
| CMCSA Comcast Corp. Class A | Add +6.9% | 0.41% | +0.03 |
| NVS Novartis AG-Sponsored ADR | Add +7.5% | 0.32% | +0.03 |
| KMX Carmax Inc. | Add +7.8% | 0.36% | +0.02 |
| OMC Omnicom Group | Add +7.0% | 0.16% | +0.02 |
| V Visa Inc. Class A | Add +9.0% | 0.33% | +0.02 |
| ZBRA Zebra Technologies Corp. Class A | Add +1.6% | 0.17% | +0.02 |
| FISV Fiserv Inc. | Add +2.2% | 0.14% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +4.9% | 0.69% | +0.02 |
| AAPL Apple Inc. | Add +1.0% | 0.35% | +0.02 |
| GD General Dynamics Corp. | Add +8.4% | 0.27% | +0.01 |
| XOM Exxon Mobil Corp. | Add +10.5% | 0.26% | +0.01 |
| AMZN Amazon.com Inc. | Add +23.0% | 0.12% | +0.01 |
| COP Conocophillips | Add +23.4% | 0.19% | +0.01 |
| BDX Becton Dickinson and Co. | Add +6.2% | 0.28% | +0.01 |
| XLV SS Health Care Select Sector | Add +5.8% | 0.09% | +0.00 |
| TSM Taiwan Semiconductor-SP ADR | Add +11.6% | 0.09% | +0.00 |
| ADI Analog Devices Inc. | Add +7.2% | 0.32% | +0.00 |
| WBD Warner Bros Discovery Inc. | Add +0.2% | 0.05% | +0.00 |
| MSFT Microsoft Corp. | Add +11.4% | 0.45% | +0.00 |
| BAC Bank of America Corp. | Add +7.4% | 0.17% | +0.00 |
| USXF iShares ESG Advance MSCI USA | Add +0.4% | 0.32% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 131 | $388.4M | IVV, IUSB, IVW, DYNF, IVE |
| Q1 2026 | 119 | $340.7M | IVV, IVE, IVW, IUSB, DYNF |
| Q4 2025 | 121 | $331.3M | IVV, DYNF, IUSB, IVW, IVE |
| Q3 2025 | 128 | $322.7M | IUSB, QUAL, IVV, EFV, IVW |
| Q2 2025 | 116 | $294.0M | IUSB, IVV, QUAL, EFV, IVW |
| Q1 2025 | 100 | $262.4M | IVV, IUSB, QUAL, IVW, DYNF |
| Q4 2024 | 102 | $261.2M | IVV, IUSB, IVW, QUAL, DYNF |
| Q3 2024 | 97 | $257.9M | IVV, IUSB, IVW, QUAL, DYNF |
| Q2 2024 | 87 | $241.3M | IVV, IUSB, IVW, QUAL, DYNF |
| Q1 2024 | 86 | $229.2M | IVV, IUSB, QUAL, DYNF, EFV |