LifeGoal Investments, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 24, 2025), LifeGoal Investments, LLC reported 70 stock positions worth $120.4 million. Its top holding was iShares US Equity Factor ETF (LRGF) at 9.9% of the portfolio, followed by Cap Group Global Growth (CGGO, 9.6%) and iShares Core Dividend Growth (DGRO, 9.3%). Compared with Q2 2025, it opened 9 new positions, sold out of 4, added to 30 and reduced 25. The biggest buy was a new position in Vanguard Emerg MKTS Gov BND (VWOB) and the biggest sale Schwab U.S. Tips ETF (SCHP, shares −73%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0002054684
- Portfolio Value
- $120.4M (Q3 2025)
- SEC Filing
- 0001754960-25-000803 ↗ filed Nov 24, 2025
Holdings Value
Holdings 70 stocks · $120.4M
| LRGF iShares US Equity Factor ETF | 9.93% | 172,924 | $12.0M | Add +11.3% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 9.57% | 337,302 | $11.5M | Add +14.3% |
| DGRO iShares Core Dividend Growth | 9.33% | 165,013 | $11.2M | Add +3.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 7.65% | 19,189 | $9.2M | Add +5.6% |
| BND Vanguard Total Bond Market | 6.78% | 109,839 | $8.2M | Add +14.1% |
| FEGE First Eagle GL Equity ETF | 6.24% | 169,721 | $7.5M | Add +16.2% |
| JPIE JPMorgan Income ETF | 4.10% | 106,427 | $4.9M | Add +7.3% |
| PYLD PIMCO Multisector Bond Actv | 3.40% | 152,496 | $4.1M | Add +13.3% |
| EMGF iShares Emerging Markets Equ | 2.22% | 47,274 | $2.7M | Add +4.7% |
| SGOV iShares 0-3 Month Treasury B | 2.18% | 27,031 | $2.6M | Add +59.4% |
| VTI VG Morningstar TS MKT ETF-US | 2.11% | 7,755 | $2.5M | Add +29.6% |
| RING iShares MSCI Global Gold Min | 2.04% | 38,017 | $2.5M | Add +11.4% |
| VWOB Vanguard Emerg MKTS Gov BND | 1.86% | 33,481 | $2.2M | New |
| FBTC Fidelity Wise Origin Bitcoin | 1.61% | 19,381 | $1.9M | Add +0.0% |
| GPZ Vaneck Alt Asset Manager ETF | 1.56% | 64,791 | $1.9M | New |
| VIGI Vanguard Int Div App Indx FD | 1.51% | 20,309 | $1.8M | Add +13.0% |
| VCLT Vanguard Long-Term Corp. Bond | 1.23% | 19,041 | $1.5M | Reduce -0.2% |
| GLOF iShares Global Equity Factor | 1.19% | 27,811 | $1.4M | Reduce -8.3% |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 1.18% | 41,082 | $1.4M | Reduce -16.6% |
| HTAB Hartford Schroders Tax Aware | 1.14% | 71,608 | $1.4M | Reduce -15.3% |
| IGRO iShares Intl Div Growth ETF | 1.09% | 16,448 | $1.3M | Reduce -9.7% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.00% | 27,669 | $1.2M | Add +158.2% |
| GOOG Alphabet Inc. Class C | 0.96% | 4,734 | $1.2M | Reduce -1.2% |
| AGG iShares Core U.S. Aggregate | 0.93% | 11,150 | $1.1M | Reduce -12.8% |
| CGMU Cap Group Municipal Income | 0.85% | 37,289 | $1.0M | Reduce -2.6% |
| SCHP Schwab U.S. Tips ETF | 0.84% | 37,438 | $1.0M | Reduce -73.3% |
| CGMS Cap Group US Multi-Sect Bond | 0.82% | 35,510 | $985K | Reduce -1.8% |
| NVDA Nvidia Corp. | 0.78% | 5,057 | $944K | Reduce -2.3% |
| NYF iShares New York Muni Bond E | 0.78% | 17,658 | $942K | Add +0.8% |
| AAPL Apple Inc. | 0.77% | 3,644 | $928K | Reduce -5.3% |
| MSFT Microsoft Corp. | 0.75% | 1,749 | $906K | Add +2.8% |
| VOO Vanguard S&P 500 ETF | 0.72% | 1,419 | $869K | Reduce -11.0% |
| AMZN Amazon.com Inc. | 0.64% | 3,517 | $772K | Reduce -22.8% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.59% | 20,847 | $713K | Add +172.3% |
| VUSB Vanguard Ultra Short Bond Et | 0.53% | 12,871 | $643K | New |
| VIG Vanguard Dividend Apprec ETF | 0.53% | 2,929 | $632K | Add +8.2% |
| ACWV iShares MSCI Global Min Vol | 0.52% | 5,255 | $628K | No change |
| VHT Vanguard Health Care ETF | 0.52% | 2,414 | $627K | Add +2.9% |
| SMLF iShares US Smallcap Equity F | 0.52% | 8,418 | $626K | Reduce -73.6% |
| MUB iShares National Muni Bond E | 0.49% | 5,483 | $584K | Reduce -29.4% |
| META Meta Platforms Inc. Class A | 0.48% | 784 | $576K | Reduce -4.5% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.43% | 11,184 | $522K | Add +4.8% |
| IBIT iShares Bitcoin Trust ETF | 0.43% | 7,980 | $519K | New |
| JBBB Janus Henderson B-BBB Clo Et | 0.40% | 10,069 | $485K | Reduce -37.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.37% | 8,815 | $441K | Add +24.1% |
| MINT PIMCO Enhanced Short Maturit | 0.34% | 4,091 | $412K | New |
| GOOGL Alphabet Inc. Class A | 0.34% | 1,688 | $410K | Add +7.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 603 | $402K | Add +3.6% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.33% | 3,465 | $395K | Reduce -6.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.33% | 3,775 | $395K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.33% | 657 | $394K | New |
| QUAL iShares MSCI USA Quality Fac | 0.32% | 2,005 | $390K | Reduce -37.1% |
| AVGO Broadcom Inc. | 0.31% | 1,125 | $371K | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 0.31% | 1,165 | $367K | Add +7.1% |
| GDX Vaneck Gold Miners ETF | 0.29% | 4,601 | $351K | No change |
| XOM Exxon Mobil Corp. | 0.28% | 2,997 | $338K | Add +2.3% |
| VEA Vanguard Ftse Developed ETF | 0.27% | 5,471 | $328K | Add +53.6% |
| VOOG Vanguard S&P 500 Growth ETF | 0.25% | 687 | $299K | No change |
| SPTS SS SPDR P St Term TSY ETF | 0.24% | 9,962 | $292K | New |
| NSC Norfolk Southern Corp. | 0.24% | 958 | $288K | Reduce -8.5% |
| SPLB SS SPDR P Long Term C ETF | 0.23% | 11,748 | $272K | Add +0.7% |
| SRLN SS Blackstone Sr Loan ETF | 0.21% | 6,107 | $254K | Reduce -3.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.21% | 503 | $253K | New |
| WMT Walmart Inc. | 0.19% | 2,275 | $234K | Add +2.6% |
| VGT Vanguard Info Tech ETF | 0.19% | 309 | $231K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.19% | 893 | $227K | No change |
| V Visa Inc. Class A | 0.18% | 628 | $214K | Reduce -13.6% |
| JEPI JPMorgan Equity Premium Inco | 0.17% | 3,601 | $206K | Reduce -5.1% |
| LLY Eli Lilly & Co. | 0.17% | 264 | $201K | Add +1.1% |
| GLD SPDR Gold Shares | 0.17% | 564 | $200K | New |
Portfolio Sells Q2 2025 → Q3 2025
| SCHP Schwab U.S. Tips ETF | Reduce -73.3% | 0.84% | −2.72 |
| SMLF iShares US Smallcap Equity F | Reduce -73.6% | 0.52% | −1.54 |
| JAAA Janus Henderson Aaa Clo ETF | Sold out | 0.00% | −0.67 |
| CGDG Cap Group Dividend Growers | Reduce -16.6% | 1.18% | −0.39 |
| HTAB Hartford Schroders Tax Aware | Reduce -15.3% | 1.14% | −0.36 |
| JBBB Janus Henderson B-BBB Clo Et | Reduce -37.8% | 0.40% | −0.34 |
| AMZN Amazon.com Inc. | Reduce -22.8% | 0.64% | −0.31 |
| MUB iShares National Muni Bond E | Reduce -29.4% | 0.49% | −0.29 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −0.28 |
| AGG iShares Core U.S. Aggregate | Reduce -12.8% | 0.93% | −0.28 |
| IGRO iShares Intl Div Growth ETF | Reduce -9.7% | 1.09% | −0.28 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.24 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.24 |
| QUAL iShares MSCI USA Quality Fac | Reduce -37.1% | 0.32% | −0.23 |
| GLOF iShares Global Equity Factor | Reduce -8.3% | 1.19% | −0.20 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -0.2% | 1.23% | −0.15 |
| VOO Vanguard S&P 500 ETF | Reduce -11.0% | 0.72% | −0.14 |
| CGMS Cap Group US Multi-Sect Bond | Reduce -1.8% | 0.82% | −0.13 |
| CGMU Cap Group Municipal Income | Reduce -2.6% | 0.85% | −0.13 |
| META Meta Platforms Inc. Class A | Reduce -4.5% | 0.48% | −0.10 |
| BOXX Alpha Architect 1-3 MNTH Box | Reduce -6.7% | 0.33% | −0.07 |
| V Visa Inc. Class A | Reduce -13.6% | 0.18% | −0.07 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -3.5% | 0.21% | −0.04 |
| JEPI JPMorgan Equity Premium Inco | Reduce -5.1% | 0.17% | −0.03 |
| NSC Norfolk Southern Corp. | Reduce -8.5% | 0.24% | −0.02 |
| NVDA Nvidia Corp. | Reduce -2.3% | 0.78% | +0.01 |
| AVGO Broadcom Inc. | Reduce -1.1% | 0.31% | +0.01 |
| AAPL Apple Inc. | Reduce -5.3% | 0.77% | +0.02 |
| GOOG Alphabet Inc. Class C | Reduce -1.2% | 0.96% | +0.15 |
Portfolio Buys Q2 2025 → Q3 2025
| VWOB Vanguard Emerg MKTS Gov BND | New | 1.86% | +1.86 |
| GPZ Vaneck Alt Asset Manager ETF | New | 1.56% | +1.56 |
| FEGE First Eagle GL Equity ETF | Add +16.2% | 6.24% | +0.63 |
| RING iShares MSCI Global Gold Min | Add +11.4% | 2.04% | +0.62 |
| CGGO Cap Group Global Growth | Add +14.3% | 9.57% | +0.61 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +158.2% | 1.00% | +0.56 |
| SGOV iShares 0-3 Month Treasury B | Add +59.4% | 2.18% | +0.56 |
| VUSB Vanguard Ultra Short Bond Et | New | 0.53% | +0.53 |
| LRGF iShares US Equity Factor ETF | Add +11.3% | 9.93% | +0.46 |
| IBIT iShares Bitcoin Trust ETF | New | 0.43% | +0.43 |
| VTI VG Morningstar TS MKT ETF-US | Add +29.6% | 2.11% | +0.39 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Add +172.3% | 0.59% | +0.36 |
| MINT PIMCO Enhanced Short Maturit | New | 0.34% | +0.34 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.33% | +0.33 |
| SPTS SS SPDR P St Term TSY ETF | New | 0.24% | +0.24 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.21% | +0.21 |
| GLD SPDR Gold Shares | New | 0.17% | +0.17 |
| VEA Vanguard Ftse Developed ETF | Add +53.6% | 0.27% | +0.08 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +5.6% | 7.65% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +7.0% | 0.34% | +0.08 |
| BND Vanguard Total Bond Market | Add +14.1% | 6.78% | +0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +24.1% | 0.37% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +7.1% | 0.31% | +0.01 |
| PYLD PIMCO Multisector Bond Actv | Add +13.3% | 3.40% | +0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +8.2% | 0.53% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.6% | 0.33% | −0.01 |
| WMT Walmart Inc. | Add +2.6% | 0.19% | −0.01 |
| EMGF iShares Emerging Markets Equ | Add +4.7% | 2.22% | −0.01 |
| XOM Exxon Mobil Corp. | Add +2.3% | 0.28% | −0.02 |
| SPLB SS SPDR P Long Term C ETF | Add +0.7% | 0.23% | −0.02 |
| LLY Eli Lilly & Co. | Add +1.1% | 0.17% | −0.03 |
| VIGI Vanguard Int Div App Indx FD | Add +13.0% | 1.51% | −0.03 |
| VHT Vanguard Health Care ETF | Add +2.9% | 0.52% | −0.03 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +4.8% | 0.43% | −0.03 |
| MSFT Microsoft Corp. | Add +2.8% | 0.75% | −0.05 |
| NYF iShares New York Muni Bond E | Add +0.8% | 0.78% | −0.08 |
| FBTC Fidelity Wise Origin Bitcoin | Add +0.0% | 1.61% | −0.12 |
| JPIE JPMorgan Income ETF | Add +7.3% | 4.10% | −0.26 |
| DGRO iShares Core Dividend Growth | Add +3.2% | 9.33% | −0.38 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 155 | $218.5M | CGGO, LRGF, DGRO, FEGE, VUG |
| Q1 2026 | 112 | $174.7M | LRGF, CGGO, DGRO, FEGE, BND |
| Q4 2025 | 74 | $149.2M | LRGF, CGGO, DGRO, FEGE, VUG |
| Q3 2025 | 70 | $120.4M | LRGF, CGGO, DGRO, VUG, BND |
| Q2 2025 | 65 | $105.2M | DGRO, LRGF, CGGO, VUG, BND |
| Q1 2025 | 63 | $92.6M | DGRO, CGGO, LRGF, VUG, BND |
| Q4 2024 | 61 | $92.2M | DGRO, CGGO, VUG, GLOF, BND |