LifeGoal Investments, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 15, 2026), LifeGoal Investments, LLC reported 74 stock positions worth $149.2 million. Its top holding was iShares US Equity Factor ETF (LRGF) at 10.0% of the portfolio, followed by Cap Group Global Growth (CGGO, 9.7%) and iShares Core Dividend Growth (DGRO, 9.0%). Compared with Q3 2025, it opened 11 new positions, sold out of 7, added to 43 and reduced 17. The biggest buy was Cap Group US Multi-Sect Bond (CGMS, shares +283%) and the biggest sale iShares 0-3 Month Treasury B (SGOV, shares −64%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0002054684
- Portfolio Value
- $149.2M (Q4 2025)
- SEC Filing
- 0001754960-26-000066 ↗ filed Jan 15, 2026
Holdings Value
Holdings 74 stocks · $149.2M
| LRGF iShares US Equity Factor ETF | 9.96% | 214,078 | $14.9M | Add +23.8% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 9.69% | 417,077 | $14.5M | Add +23.6% |
| DGRO iShares Core Dividend Growth | 9.01% | 193,627 | $13.4M | Add +17.3% |
| FEGE First Eagle GL Equity ETF | 7.21% | 233,345 | $10.8M | Add +37.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 7.09% | 21,682 | $10.6M | Add +13.0% |
| BND Vanguard Total Bond Market | 6.48% | 130,570 | $9.7M | Add +18.9% |
| JPIE JPMorgan Income ETF | 4.22% | 135,702 | $6.3M | Add +27.5% |
| PYLD PIMCO Multisector Bond Actv | 4.09% | 227,666 | $6.1M | Add +49.3% |
| CGMS Cap Group US Multi-Sect Bond | 2.52% | 135,872 | $3.8M | Add +282.6% |
| AAPL Apple Inc. | 2.36% | 12,939 | $3.5M | Add +255.1% |
| EMGF iShares Emerging Markets Equ | 2.21% | 57,131 | $3.3M | Add +20.9% |
| RING iShares MSCI Global Gold Min | 2.03% | 41,043 | $3.0M | Add +8.0% |
| VTI VG Morningstar TS MKT ETF-US | 1.73% | 7,682 | $2.6M | Reduce -0.9% |
| BOXX Alpha Architect 1-3 MNTH Box | 1.68% | 21,551 | $2.5M | Add +522.0% |
| VIGI Vanguard Int Div App Indx FD | 1.51% | 24,560 | $2.2M | Add +20.9% |
| GPZ Vaneck Alt Asset Manager ETF | 1.36% | 74,814 | $2.0M | Add +15.5% |
| VOO Vanguard S&P 500 ETF | 1.24% | 2,953 | $1.9M | Add +108.1% |
| IGRO iShares Intl Div Growth ETF | 1.18% | 20,342 | $1.8M | Add +23.7% |
| MUNI PIMCO Intermediate Municipal | 1.15% | 19,491 | $1.7M | New |
| AMZN Amazon.com Inc. | 1.15% | 7,433 | $1.7M | Add +111.3% |
| GOOG Alphabet Inc. Class C | 1.15% | 5,462 | $1.7M | Add +15.4% |
| VCLT Vanguard Long-Term Corp. Bond | 1.05% | 20,667 | $1.6M | Add +8.5% |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 1.04% | 43,540 | $1.6M | Add +6.0% |
| FBTC Fidelity Wise Origin Bitcoin | 1.00% | 19,701 | $1.5M | Add +1.6% |
| AGG iShares Core U.S. Aggregate | 0.94% | 14,086 | $1.4M | Add +26.3% |
| GLOF iShares Global Equity Factor | 0.90% | 25,404 | $1.3M | Reduce -8.7% |
| CGMU Cap Group Municipal Income | 0.83% | 45,200 | $1.2M | Add +21.2% |
| NVDA Nvidia Corp. | 0.76% | 6,061 | $1.1M | Add +19.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.73% | 21,801 | $1.1M | Add +147.3% |
| MSFT Microsoft Corp. | 0.71% | 2,185 | $1.1M | Add +24.9% |
| SGOV iShares 0-3 Month Treasury B | 0.65% | 9,626 | $966K | Reduce -64.4% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.59% | 25,364 | $882K | Add +21.7% |
| META Meta Platforms Inc. Class A | 0.55% | 1,239 | $818K | Add +58.0% |
| GOOGL Alphabet Inc. Class A | 0.47% | 2,234 | $699K | Add +32.4% |
| VHT Vanguard Health Care ETF | 0.47% | 2,414 | $695K | No change |
| MUB iShares National Muni Bond E | 0.46% | 6,459 | $692K | Add +17.8% |
| SCHP Schwab U.S. Tips ETF | 0.45% | 25,302 | $670K | Reduce -32.4% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.45% | 9,972 | $669K | Reduce -70.2% |
| WMT Walmart Inc. | 0.44% | 5,856 | $652K | Add +157.4% |
| AVGO Broadcom Inc. | 0.43% | 1,834 | $635K | Add +63.0% |
| SMLF iShares US Smallcap Equity F | 0.42% | 8,420 | $631K | Add +0.0% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.41% | 13,334 | $618K | Add +19.2% |
| VIG Vanguard Dividend Apprec ETF | 0.41% | 2,804 | $616K | Reduce -4.3% |
| ACWV iShares MSCI Global Min Vol | 0.41% | 5,160 | $613K | Reduce -1.8% |
| XOM Exxon Mobil Corp. | 0.36% | 4,426 | $533K | Add +47.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.35% | 765 | $522K | Add +26.9% |
| GLD SPDR Gold Shares | 0.35% | 1,314 | $521K | Add +133.0% |
| HTAB Hartford Schroders Tax Aware | 0.33% | 71,565 | $495K | Reduce -0.1% |
| VEA Vanguard Ftse Developed ETF | 0.30% | 7,240 | $452K | Add +32.3% |
| JPM JPMorgan Chase & Co. | 0.30% | 1,392 | $449K | Add +19.5% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.29% | 12,750 | $438K | Reduce -53.9% |
| GDX Vaneck Gold Miners ETF | 0.27% | 4,765 | $409K | Add +3.6% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.27% | 3,775 | $403K | No change |
| QUAL iShares MSCI USA Quality Fac | 0.25% | 1,885 | $374K | Reduce -6.0% |
| JNJ Johnson & Johnson | 0.23% | 1,686 | $349K | New |
| CAT Caterpillar Inc. | 0.22% | 577 | $331K | New |
| JBBB Janus Henderson B-BBB Clo Et | 0.20% | 8,344 | $295K | Reduce -17.1% |
| VOOG Vanguard S&P 500 Growth ETF | 0.20% | 659 | $293K | Reduce -4.1% |
| VGT Vanguard Info Tech ETF | 0.20% | 386 | $291K | Add +24.9% |
| COF Capital One Financial Corp. | 0.19% | 1,186 | $287K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.19% | 460 | $283K | Reduce -30.0% |
| CVX Chevron Corp. | 0.18% | 1,830 | $273K | New |
| SPLB SS SPDR P Long Term C ETF | 0.18% | 11,924 | $269K | Add +1.5% |
| COP Conocophillips | 0.17% | 2,785 | $259K | New |
| LLY Eli Lilly & Co. | 0.17% | 235 | $253K | Reduce -11.0% |
| VPLS Vanguard Core-Plus Bond ETF | 0.17% | 3,237 | $252K | New |
| VCSH Vanguard S/T Corp. Bond ETF | 0.17% | 3,113 | $248K | New |
| IAU iShares Gold Trust | 0.16% | 2,862 | $232K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.15% | 893 | $230K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 448 | $225K | Reduce -10.9% |
| V Visa Inc. Class A | 0.14% | 587 | $206K | Reduce -6.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.14% | 2,252 | $201K | New |
| PCG P G & E Corp. | 0.11% | 10,197 | $164K | New |
| NYF iShares New York Muni Bond E | 0.04% | 17,379 | $60K | Reduce -1.6% |
Lines left out (1) · $870K — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| MUNY Vanguard NY Tax-Ex Bond | TAX EXEMPT BD | 0 | $870K |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $150.1M.
Portfolio Sells Q3 2025 → Q4 2025
| SGOV iShares 0-3 Month Treasury B | Reduce -64.4% | 0.65% | −1.53 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -70.2% | 0.45% | −1.41 |
| HTAB Hartford Schroders Tax Aware | Reduce -0.1% | 0.33% | −0.81 |
| NYF iShares New York Muni Bond E | Reduce -1.6% | 0.04% | −0.74 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -53.9% | 0.29% | −0.70 |
| VUSB Vanguard Ultra Short Bond Et | Sold out | 0.00% | −0.53 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.43 |
| SCHP Schwab U.S. Tips ETF | Reduce -32.4% | 0.45% | −0.39 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.9% | 1.73% | −0.39 |
| MINT PIMCO Enhanced Short Maturit | Sold out | 0.00% | −0.34 |
| GLOF iShares Global Equity Factor | Reduce -8.7% | 0.90% | −0.29 |
| SPTS SS SPDR P St Term TSY ETF | Sold out | 0.00% | −0.24 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.24 |
| SRLN SS Blackstone Sr Loan ETF | Sold out | 0.00% | −0.21 |
| JBBB Janus Henderson B-BBB Clo Et | Reduce -17.1% | 0.20% | −0.21 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.17 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -30.0% | 0.19% | −0.14 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.3% | 0.41% | −0.11 |
| ACWV iShares MSCI Global Min Vol | Reduce -1.8% | 0.41% | −0.11 |
| QUAL iShares MSCI USA Quality Fac | Reduce -6.0% | 0.25% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.9% | 0.15% | −0.06 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -4.1% | 0.20% | −0.05 |
| V Visa Inc. Class A | Reduce -6.5% | 0.14% | −0.04 |
| LLY Eli Lilly & Co. | Reduce -11.0% | 0.17% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| CGMS Cap Group US Multi-Sect Bond | Add +282.6% | 2.52% | +1.70 |
| AAPL Apple Inc. | Add +255.1% | 2.36% | +1.59 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +522.0% | 1.68% | +1.35 |
| MUNI PIMCO Intermediate Municipal | New | 1.15% | +1.15 |
| FEGE First Eagle GL Equity ETF | Add +37.5% | 7.21% | +0.97 |
| PYLD PIMCO Multisector Bond Actv | Add +49.3% | 4.09% | +0.69 |
| VOO Vanguard S&P 500 ETF | Add +108.1% | 1.24% | +0.52 |
| AMZN Amazon.com Inc. | Add +111.3% | 1.15% | +0.51 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +147.3% | 0.73% | +0.37 |
| WMT Walmart Inc. | Add +157.4% | 0.44% | +0.24 |
| JNJ Johnson & Johnson | New | 0.23% | +0.23 |
| CAT Caterpillar Inc. | New | 0.22% | +0.22 |
| COF Capital One Financial Corp. | New | 0.19% | +0.19 |
| GOOG Alphabet Inc. Class C | Add +15.4% | 1.15% | +0.19 |
| CVX Chevron Corp. | New | 0.18% | +0.18 |
| GLD SPDR Gold Shares | Add +133.0% | 0.35% | +0.18 |
| COP Conocophillips | New | 0.17% | +0.17 |
| VPLS Vanguard Core-Plus Bond ETF | New | 0.17% | +0.17 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 0.17% | +0.17 |
| IAU iShares Gold Trust | New | 0.16% | +0.16 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.14% | +0.14 |
| GOOGL Alphabet Inc. Class A | Add +32.4% | 0.47% | +0.13 |
| JPIE JPMorgan Income ETF | Add +27.5% | 4.22% | +0.12 |
| AVGO Broadcom Inc. | Add +63.0% | 0.43% | +0.12 |
| CGGO Cap Group Global Growth | Add +23.6% | 9.69% | +0.11 |
| PCG P G & E Corp. | New | 0.11% | +0.11 |
| IGRO iShares Intl Div Growth ETF | Add +23.7% | 1.18% | +0.09 |
| XOM Exxon Mobil Corp. | Add +47.7% | 0.36% | +0.08 |
| META Meta Platforms Inc. Class A | Add +58.0% | 0.55% | +0.07 |
| LRGF iShares US Equity Factor ETF | Add +23.8% | 9.96% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +32.3% | 0.30% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +26.9% | 0.35% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +26.3% | 0.94% | +0.01 |
| VGT Vanguard Info Tech ETF | Add +24.9% | 0.20% | +0.00 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Add +21.7% | 0.59% | −0.00 |
| JPM JPMorgan Chase & Co. | Add +19.5% | 0.30% | −0.00 |
| VIGI Vanguard Int Div App Indx FD | Add +20.9% | 1.51% | −0.01 |
| EMGF iShares Emerging Markets Equ | Add +20.9% | 2.21% | −0.01 |
| CGMU Cap Group Municipal Income | Add +21.2% | 0.83% | −0.02 |
| RING iShares MSCI Global Gold Min | Add +8.0% | 2.03% | −0.02 |
| GDX Vaneck Gold Miners ETF | Add +3.6% | 0.27% | −0.02 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +19.2% | 0.41% | −0.02 |
| MUB iShares National Muni Bond E | Add +17.8% | 0.46% | −0.02 |
| NVDA Nvidia Corp. | Add +19.9% | 0.76% | −0.03 |
| MSFT Microsoft Corp. | Add +24.9% | 0.71% | −0.04 |
| SPLB SS SPDR P Long Term C ETF | Add +1.5% | 0.18% | −0.05 |
| SMLF iShares US Smallcap Equity F | Add +0.0% | 0.42% | −0.10 |
| CGDG Cap Group Dividend Growers | Add +6.0% | 1.04% | −0.14 |
| VCLT Vanguard Long-Term Corp. Bond | Add +8.5% | 1.05% | −0.18 |
| GPZ Vaneck Alt Asset Manager ETF | Add +15.5% | 1.36% | −0.20 |
Notes & Other Activity Q3 2025 → Q4 2025
| MUNY Vanguard NY Tax-Ex Bond | TAX EXEMPT BD | New | 0 | $870K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 155 | $218.5M | CGGO, LRGF, DGRO, FEGE, VUG |
| Q1 2026 | 112 | $174.7M | LRGF, CGGO, DGRO, FEGE, BND |
| Q4 2025 | 74 | $149.2M | LRGF, CGGO, DGRO, FEGE, VUG |
| Q3 2025 | 70 | $120.4M | LRGF, CGGO, DGRO, VUG, BND |
| Q2 2025 | 65 | $105.2M | DGRO, LRGF, CGGO, VUG, BND |
| Q1 2025 | 63 | $92.6M | DGRO, CGGO, LRGF, VUG, BND |
| Q4 2024 | 61 | $92.2M | DGRO, CGGO, VUG, GLOF, BND |