Luminvest Wealth Management LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 4, 2025), Luminvest Wealth Management LLC reported 46 stock positions worth $306.8 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 27.8% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 18.6%) and Vanguard Ftse All-World Ex-U (VEU, 10.7%). Compared with Q2 2025, it opened 5 new positions, added to 20 and reduced 9. The biggest buy was Vanguard Tax-Exempt Bond ETF (VTEB, shares +14%) and the biggest sale Vanguard Int-Term Corporate (VCIT, shares −29%).
- Most Recent 13F
- Q2 2026
- Location
- SCOTTSDALE, AZ
- CIK
- 0002036517
- Portfolio Value
- $306.8M (Q3 2025)
- SEC Filing
- 0002036517-25-000002 ↗ filed Nov 4, 2025
Holdings Value
Holdings 46 stocks · $306.8M
| VTI VG Morningstar TS MKT ETF-US | 27.80% | 259,904 | $85.3M | Add +3.0% |
| VXUS Vanguard Total Intl Stock | 18.60% | 776,939 | $57.1M | Add +4.5% |
| VEU Vanguard Ftse All-World Ex-U | 10.74% | 461,600 | $32.9M | Add +4.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 7.82% | 479,108 | $24.0M | Add +14.4% |
| BND Vanguard Total Bond Market | 6.41% | 264,354 | $19.7M | Add +17.0% |
| BNDX Vanguard Total Intl Bond ETF | 6.21% | 385,081 | $19.0M | Add +12.8% |
| VCIT Vanguard Int-Term Corporate | 3.53% | 128,921 | $10.8M | Reduce -28.9% |
| VOO Vanguard S&P 500 ETF | 3.16% | 15,855 | $9.7M | Add +9.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.68% | 100,697 | $8.2M | Add +7.9% |
| VXF Vanguard Extended Market ETF | 1.74% | 25,461 | $5.3M | Add +11.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.35% | 6,232 | $4.2M | Reduce -23.1% |
| ITOT iShares Core S&P Total U.S. | 1.21% | 25,486 | $3.7M | Add +0.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.20% | 19,817 | $3.7M | Add +2.1% |
| VEA Vanguard Ftse Developed ETF | 0.74% | 37,744 | $2.3M | Add +2.7% |
| SCHB Schwab US Broad Market ETF | 0.59% | 70,978 | $1.8M | Reduce -12.4% |
| VYM Vanguard High DVD Yield ETF | 0.58% | 12,549 | $1.8M | Add +36.3% |
| IXUS iShares Core Intl Stock ETF | 0.49% | 18,047 | $1.5M | Add +0.7% |
| IWR iShares Russell Mid-Cap ETF | 0.47% | 15,056 | $1.5M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.43% | 6,048 | $1.3M | Reduce -5.0% |
| SGOV iShares 0-3 Month Treasury B | 0.41% | 12,626 | $1.3M | Add +207.1% |
| VTEC Vanguard Ca Tax-Ex Bond | 0.39% | 12,072 | $1.2M | Add +1.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.30% | 3,667 | $932K | Add +105.3% |
| MSFT Microsoft Corp. | 0.27% | 1,582 | $819K | Reduce -3.0% |
| IJH iShares Core S&P Midcap ETF | 0.25% | 11,914 | $782K | No change |
| SCHA Schwab US Small-Cap ETF | 0.23% | 25,780 | $719K | Add +0.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.23% | 1,416 | $712K | No change |
| BLV Vanguard Long-Term Bond ETF | 0.20% | 8,673 | $614K | Add +1.2% |
| AAPL Apple Inc. | 0.18% | 2,177 | $554K | Reduce -9.8% |
| BNDW Vanguard Total World Bond Et | 0.17% | 7,623 | $531K | Reduce -45.1% |
| VTEI Vanguard Int Tax-Exempt Bond | 0.16% | 4,782 | $480K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.12% | 4,473 | $379K | No change |
| GOOGL Alphabet Inc. Class A | 0.12% | 1,518 | $369K | Reduce -35.9% |
| ABBV Abbvie Inc. | 0.12% | 1,531 | $354K | No change |
| VGK Vanguard Ftse Europe ETF | 0.11% | 4,208 | $336K | New |
| JNJ Johnson & Johnson | 0.10% | 1,632 | $303K | No change |
| NVDA Nvidia Corp. | 0.09% | 1,465 | $273K | No change |
| JPM JPMorgan Chase & Co. | 0.09% | 853 | $269K | Add +17.2% |
| ORCL Oracle Corp. | 0.08% | 884 | $249K | New |
| INTU Intuit Inc. | 0.08% | 363 | $248K | Reduce -9.3% |
| HD Home Depot Inc. | 0.08% | 607 | $246K | New |
| IVV iShares Core S&P 500 ETF | 0.08% | 362 | $243K | New |
| AVGO Broadcom Inc. | 0.08% | 730 | $241K | No change |
| IWM iShares Russell 2000 ETF | 0.07% | 924 | $230K | No change |
| VPL Vanguard Ftse Pacific ETF | 0.07% | 2,448 | $215K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.07% | 719 | $211K | No change |
| AMZN Amazon.com Inc. | 0.07% | 953 | $209K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| VCIT Vanguard Int-Term Corporate | Reduce -28.9% | 3.53% | −1.85 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -23.1% | 1.35% | −0.45 |
| BNDW Vanguard Total World Bond Et | Reduce -45.1% | 0.17% | −0.17 |
| SCHB Schwab US Broad Market ETF | Reduce -12.4% | 0.59% | −0.10 |
| VIG Vanguard Dividend Apprec ETF | Reduce -5.0% | 0.43% | −0.04 |
| INTU Intuit Inc. | Reduce -9.3% | 0.08% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -35.9% | 0.12% | −0.03 |
| MSFT Microsoft Corp. | Reduce -3.0% | 0.27% | −0.02 |
| AAPL Apple Inc. | Reduce -9.8% | 0.18% | +0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Add +14.4% | 7.82% | +0.47 |
| BND Vanguard Total Bond Market | Add +17.0% | 6.41% | +0.46 |
| SGOV iShares 0-3 Month Treasury B | Add +207.1% | 0.41% | +0.27 |
| VOO Vanguard S&P 500 ETF | Add +9.5% | 3.16% | +0.21 |
| VXUS Vanguard Total Intl Stock | Add +4.5% | 18.60% | +0.20 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.0% | 27.80% | +0.19 |
| VXF Vanguard Extended Market ETF | Add +11.9% | 1.74% | +0.16 |
| BNDX Vanguard Total Intl Bond ETF | Add +12.8% | 6.21% | +0.15 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +105.3% | 0.30% | +0.15 |
| VYM Vanguard High DVD Yield ETF | Add +36.3% | 0.58% | +0.14 |
| VGK Vanguard Ftse Europe ETF | New | 0.11% | +0.11 |
| ORCL Oracle Corp. | New | 0.08% | +0.08 |
| HD Home Depot Inc. | New | 0.08% | +0.08 |
| IVV iShares Core S&P 500 ETF | New | 0.08% | +0.08 |
| VPL Vanguard Ftse Pacific ETF | New | 0.07% | +0.07 |
| VEU Vanguard Ftse All-World Ex-U | Add +4.2% | 10.74% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +17.2% | 0.09% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +0.9% | 0.23% | +0.00 |
| IXUS iShares Core Intl Stock ETF | Add +0.7% | 0.49% | −0.01 |
| BLV Vanguard Long-Term Bond ETF | Add +1.2% | 0.20% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Add +2.7% | 0.74% | −0.01 |
| ITOT iShares Core S&P Total U.S. | Add +0.7% | 1.21% | −0.02 |
| VTEC Vanguard Ca Tax-Ex Bond | Add +1.4% | 0.39% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.1% | 1.20% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.9% | 2.68% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 58 | $430.3M | VTI, VXUS, VEU, BND, VTEB |
| Q1 2026 | 55 | $382.5M | VTI, VXUS, VEU, VTEB, BND |
| Q4 2025 | 50 | $360.4M | VTI, VXUS, VEU, VTEB, BND |
| Q3 2025 | 46 | $306.8M | VTI, VXUS, VEU, VTEB, BND |
| Q2 2025 | 41 | $278.9M | VTI, VXUS, VEU, VTEB, BNDX |
| Q1 2025 | 32 | $242.7M | VTI, VXUS, VEU, VTEB, BNDX |
| Q4 2024 | 32 | $247.7M | VTI, VXUS, VEU, VTEB, BNDX |
| Q3 2024 | 34 | $241.1M | VTI, VXUS, VEU, VTEB, BNDX |
| Q2 2024 | 34 | $213.0M | VTI, VXUS, VEU, VTEB, BNDX |
| Q1 2024 | 23 | $158.9M | VTI, VXUS, VEU, VTEB, BNDX |