Luminvest Wealth Management LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 26, 2026), Luminvest Wealth Management LLC reported 50 stock positions worth $360.4 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 26.1% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 18.6%) and Vanguard Ftse All-World Ex-U (VEU, 9.4%). Compared with Q3 2025, it opened 7 new positions, sold out of 3, added to 22 and reduced 7. The biggest buy was Vanguard Int-Term Corporate (VCIT, shares +72%) and the biggest sale iShares Core S&P Total U.S. (ITOT, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- SCOTTSDALE, AZ
- CIK
- 0002036517
- Portfolio Value
- $360.4M (Q4 2025)
- SEC Filing
- 0002036517-26-000001 ↗ filed Jan 26, 2026
Holdings Value
Holdings 50 stocks · $360.4M
| VTI VG Morningstar TS MKT ETF-US | 26.10% | 280,640 | $94.1M | Add +8.0% |
| VXUS Vanguard Total Intl Stock | 18.65% | 890,978 | $67.2M | Add +14.7% |
| VEU Vanguard Ftse All-World Ex-U | 9.43% | 461,852 | $34.0M | Add +0.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 7.43% | 532,359 | $26.8M | Add +11.1% |
| BND Vanguard Total Bond Market | 6.49% | 315,871 | $23.4M | Add +19.5% |
| BNDX Vanguard Total Intl Bond ETF | 6.11% | 455,930 | $22.0M | Add +18.4% |
| VCIT Vanguard Int-Term Corporate | 5.15% | 221,739 | $18.6M | Add +72.0% |
| VOO Vanguard S&P 500 ETF | 3.92% | 22,518 | $14.1M | Add +42.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.61% | 118,128 | $9.4M | Add +17.3% |
| VXF Vanguard Extended Market ETF | 2.14% | 36,911 | $7.7M | Add +45.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.54% | 8,138 | $5.5M | Add +30.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.30% | 24,518 | $4.7M | Add +23.7% |
| VEA Vanguard Ftse Developed ETF | 1.16% | 67,197 | $4.2M | Add +78.0% |
| ITOT iShares Core S&P Total U.S. | 0.88% | 21,351 | $3.2M | Reduce -16.2% |
| SCHB Schwab US Broad Market ETF | 0.54% | 74,431 | $2.0M | Add +4.9% |
| VYM Vanguard High DVD Yield ETF | 0.50% | 12,549 | $1.8M | No change |
| IXUS iShares Core Intl Stock ETF | 0.47% | 20,116 | $1.7M | Add +11.5% |
| IWR iShares Russell Mid-Cap ETF | 0.40% | 15,056 | $1.4M | No change |
| VTEC Vanguard Ca Tax-Ex Bond | 0.40% | 14,375 | $1.4M | Add +19.1% |
| NVDA Nvidia Corp. | 0.40% | 7,665 | $1.4M | Add +423.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.36% | 2,677 | $1.3M | New |
| VIG Vanguard Dividend Apprec ETF | 0.36% | 5,836 | $1.3M | Reduce -3.5% |
| SGOV iShares 0-3 Month Treasury B | 0.33% | 11,999 | $1.2M | Reduce -5.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.33% | 4,590 | $1.2M | Add +25.2% |
| IJH iShares Core S&P Midcap ETF | 0.22% | 11,914 | $786K | No change |
| MSFT Microsoft Corp. | 0.21% | 1,563 | $756K | Reduce -1.2% |
| SCHA Schwab US Small-Cap ETF | 0.20% | 25,780 | $734K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.20% | 1,416 | $712K | No change |
| BLV Vanguard Long-Term Bond ETF | 0.17% | 8,807 | $612K | Add +1.6% |
| VGK Vanguard Ftse Europe ETF | 0.16% | 6,632 | $571K | Add +57.6% |
| VWO Vanguard Ftse Emerging Marke | 0.15% | 9,936 | $534K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.15% | 1,830 | $531K | Add +154.5% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.15% | 5,832 | $525K | Add +30.4% |
| VTEI Vanguard Int Tax-Exempt Bond | 0.13% | 4,782 | $482K | No change |
| GOOGL Alphabet Inc. Class A | 0.13% | 1,518 | $475K | No change |
| AAPL Apple Inc. | 0.13% | 1,698 | $462K | Reduce -22.0% |
| BNDW Vanguard Total World Bond Et | 0.10% | 5,437 | $374K | Reduce -28.7% |
| ABBV Abbvie Inc. | 0.10% | 1,531 | $350K | No change |
| JNJ Johnson & Johnson | 0.09% | 1,632 | $338K | No change |
| JPM JPMorgan Chase & Co. | 0.07% | 827 | $267K | Reduce -3.0% |
| AVGO Broadcom Inc. | 0.07% | 730 | $253K | No change |
| IVV iShares Core S&P 500 ETF | 0.07% | 362 | $248K | No change |
| INTU Intuit Inc. | 0.07% | 363 | $240K | No change |
| NSC Norfolk Southern Corp. | 0.06% | 800 | $231K | New |
| IWM iShares Russell 2000 ETF | 0.06% | 924 | $227K | No change |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.06% | 8,259 | $225K | New |
| XOM Exxon Mobil Corp. | 0.06% | 1,810 | $218K | New |
| HD Home Depot Inc. | 0.06% | 607 | $209K | No change |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.06% | 6,941 | $205K | New |
| MU Micron Technology Inc. | 0.06% | 713 | $203K | New |
Portfolio Sells Q3 2025 → Q4 2025
| ITOT iShares Core S&P Total U.S. | Reduce -16.2% | 0.88% | −0.33 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.08 |
| SGOV iShares 0-3 Month Treasury B | Reduce -5.0% | 0.33% | −0.08 |
| VPL Vanguard Ftse Pacific ETF | Sold out | 0.00% | −0.07 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.5% | 0.36% | −0.07 |
| BNDW Vanguard Total World Bond Et | Reduce -28.7% | 0.10% | −0.07 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.07 |
| MSFT Microsoft Corp. | Reduce -1.2% | 0.21% | −0.06 |
| AAPL Apple Inc. | Reduce -22.0% | 0.13% | −0.05 |
| JPM JPMorgan Chase & Co. | Reduce -3.0% | 0.07% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VCIT Vanguard Int-Term Corporate | Add +72.0% | 5.15% | +1.62 |
| VOO Vanguard S&P 500 ETF | Add +42.0% | 3.92% | +0.75 |
| VEA Vanguard Ftse Developed ETF | Add +78.0% | 1.16% | +0.43 |
| VXF Vanguard Extended Market ETF | Add +45.0% | 2.14% | +0.40 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.36% | +0.36 |
| NVDA Nvidia Corp. | Add +423.2% | 0.40% | +0.31 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +30.6% | 1.54% | +0.19 |
| VWO Vanguard Ftse Emerging Marke | New | 0.15% | +0.15 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +23.7% | 1.30% | +0.09 |
| BND Vanguard Total Bond Market | Add +19.5% | 6.49% | +0.08 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +154.5% | 0.15% | +0.08 |
| NSC Norfolk Southern Corp. | New | 0.06% | +0.06 |
| FNDX Schwab Fndmntl US LRG Co. ETF | New | 0.06% | +0.06 |
| XOM Exxon Mobil Corp. | New | 0.06% | +0.06 |
| CGXU Cap Group Intl Focus | New | 0.06% | +0.06 |
| MU Micron Technology Inc. | New | 0.06% | +0.06 |
| VGK Vanguard Ftse Europe ETF | Add +57.6% | 0.16% | +0.05 |
| VXUS Vanguard Total Intl Stock | Add +14.7% | 18.65% | +0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +25.2% | 0.33% | +0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +30.4% | 0.15% | +0.02 |
| VTEC Vanguard Ca Tax-Ex Bond | Add +19.1% | 0.40% | +0.01 |
| IXUS iShares Core Intl Stock ETF | Add +11.5% | 0.47% | −0.01 |
| BLV Vanguard Long-Term Bond ETF | Add +1.6% | 0.17% | −0.03 |
| SCHB Schwab US Broad Market ETF | Add +4.9% | 0.54% | −0.05 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +17.3% | 2.61% | −0.07 |
| BNDX Vanguard Total Intl Bond ETF | Add +18.4% | 6.11% | −0.10 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +11.1% | 7.43% | −0.39 |
| VEU Vanguard Ftse All-World Ex-U | Add +0.1% | 9.43% | −1.31 |
| VTI VG Morningstar TS MKT ETF-US | Add +8.0% | 26.10% | −1.70 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 58 | $430.3M | VTI, VXUS, VEU, BND, VTEB |
| Q1 2026 | 55 | $382.5M | VTI, VXUS, VEU, VTEB, BND |
| Q4 2025 | 50 | $360.4M | VTI, VXUS, VEU, VTEB, BND |
| Q3 2025 | 46 | $306.8M | VTI, VXUS, VEU, VTEB, BND |
| Q2 2025 | 41 | $278.9M | VTI, VXUS, VEU, VTEB, BNDX |
| Q1 2025 | 32 | $242.7M | VTI, VXUS, VEU, VTEB, BNDX |
| Q4 2024 | 32 | $247.7M | VTI, VXUS, VEU, VTEB, BNDX |
| Q3 2024 | 34 | $241.1M | VTI, VXUS, VEU, VTEB, BNDX |
| Q2 2024 | 34 | $213.0M | VTI, VXUS, VEU, VTEB, BNDX |
| Q1 2024 | 23 | $158.9M | VTI, VXUS, VEU, VTEB, BNDX |