McCarthy Asset Management, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 23, 2025), McCarthy Asset Management, Inc. reported 26 stock positions worth $155.8 million. Its top holding was SS SPDR P St C Corp. ETF (SPSB) at 17.4% of the portfolio, followed by Vanguard Dividend Apprec ETF (VIG, 17.0%) and Schwab US DVD Equity ETF (SCHD, 14.8%). Compared with Q2 2025, it sold out of 1, added to 15 and reduced 8. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +1%) and the biggest sale JPMorgan Ultra-Short Income (JPST, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- REDWOOD SHORES, CA
- CIK
- 0001843169
- Portfolio Value
- $155.8M (Q3 2025)
- SEC Filing
- 0001843169-25-000003 ↗ filed Oct 23, 2025
Holdings Value
Holdings 26 stocks · $155.8M
| SPSB SS SPDR P St C Corp. ETF | 17.41% | 895,438 | $27.1M | Add +1.6% |
| VIG Vanguard Dividend Apprec ETF | 17.00% | 122,730 | $26.5M | Add +0.7% |
| SCHD Schwab US DVD Equity ETF | 14.78% | 843,223 | $23.0M | Add +0.1% |
| TCAF T Rowe PRC Cap Appreciation | 13.10% | 541,172 | $20.4M | Add +0.3% |
| SCHG Schwab US Large-Cap Growth | 7.06% | 344,756 | $11.0M | Add +1.4% |
| BND Vanguard Total Bond Market | 6.90% | 144,540 | $10.7M | Add +1.6% |
| DFAC Dimensional US Core Equity 2 | 3.94% | 159,061 | $6.1M | Reduce -0.4% |
| VXUS Vanguard Total Intl Stock | 3.39% | 71,803 | $5.3M | Add +4.3% |
| IWF iShares Russell 1000 Growth | 3.25% | 10,794 | $5.1M | Reduce -0.4% |
| SCHM Schwab US Mid Cap ETF | 3.10% | 162,912 | $4.8M | Add +1.4% |
| JPST JPMorgan Ultra-Short Income | 2.97% | 91,310 | $4.6M | Reduce -1.9% |
| SCHB Schwab US Broad Market ETF | 1.45% | 87,815 | $2.3M | Reduce -0.3% |
| JNJ Johnson & Johnson | 1.31% | 10,995 | $2.0M | Add +0.0% |
| IWB iShares Russell 1000 ETF | 0.92% | 3,935 | $1.4M | Add +0.5% |
| CGGR Cap Group Growth Equity | 0.72% | 25,414 | $1.1M | Add +41.7% |
| AAPL Apple Inc. | 0.54% | 3,307 | $842K | Reduce -0.2% |
| MSFT Microsoft Corp. | 0.40% | 1,213 | $628K | Reduce -1.6% |
| TSLA Tesla Inc. | 0.38% | 1,320 | $587K | No change |
| GOOG Alphabet Inc. Class C | 0.24% | 1,547 | $377K | Add +10.7% |
| GOOGL Alphabet Inc. Class A | 0.22% | 1,381 | $336K | No change |
| AMZN Amazon.com Inc. | 0.21% | 1,491 | $327K | No change |
| DFAX Dimensional World Ex US Core | 0.20% | 9,912 | $311K | Add +0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.20% | 609 | $306K | Reduce -2.1% |
| AMAT Applied Materials Inc. | 0.15% | 1,161 | $238K | Add +0.2% |
| ET Energy Transfer LP | 0.12% | 10,590 | $182K | Add +0.3% |
| LAR Lithium Argentina AG | 0.04% | 19,490 | $65K | Reduce -7.8% |
Portfolio Sells Q2 2025 → Q3 2025
| JPST JPMorgan Ultra-Short Income | Reduce -1.9% | 2.97% | −0.23 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.14 |
| MSFT Microsoft Corp. | Reduce -1.6% | 0.40% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -2.1% | 0.20% | −0.01 |
| LAR Lithium Argentina AG | Reduce -7.8% | 0.04% | +0.01 |
| SCHB Schwab US Broad Market ETF | Reduce -0.3% | 1.45% | +0.02 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.4% | 3.94% | +0.05 |
| AAPL Apple Inc. | Reduce -0.2% | 0.54% | +0.08 |
| IWF iShares Russell 1000 Growth | Reduce -0.4% | 3.25% | +0.12 |
Portfolio Buys Q2 2025 → Q3 2025
| SCHG Schwab US Large-Cap Growth | Add +1.4% | 7.06% | +0.32 |
| CGGR Cap Group Growth Equity | Add +41.7% | 0.72% | +0.22 |
| JNJ Johnson & Johnson | Add +0.0% | 1.31% | +0.17 |
| TCAF T Rowe PRC Cap Appreciation | Add +0.3% | 13.10% | +0.17 |
| VXUS Vanguard Total Intl Stock | Add +4.3% | 3.39% | +0.16 |
| GOOG Alphabet Inc. Class C | Add +10.7% | 0.24% | +0.07 |
| VIG Vanguard Dividend Apprec ETF | Add +0.7% | 17.00% | +0.07 |
| SCHM Schwab US Mid Cap ETF | Add +1.4% | 3.10% | +0.04 |
| IWB iShares Russell 1000 ETF | Add +0.5% | 0.92% | +0.02 |
| AMAT Applied Materials Inc. | Add +0.2% | 0.15% | +0.01 |
| DFAX Dimensional World Ex US Core | Add +0.6% | 0.20% | +0.00 |
| ET Energy Transfer LP | Add +0.3% | 0.12% | −0.01 |
| BND Vanguard Total Bond Market | Add +1.6% | 6.90% | −0.21 |
| SCHD Schwab US DVD Equity ETF | Add +0.1% | 14.78% | −0.39 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.6% | 17.41% | −0.65 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 29 | $211.0M | VIG, VCSH, SCHD, TCAF, VXUS |
| Q4 2025 | 27 | $191.6M | VIG, VCSH, SCHD, TCAF, VXUS |
| Q3 2025 | 26 | $155.8M | SPSB, VIG, SCHD, TCAF, SCHG |
| Q2 2025 | 27 | $147.2M | SPSB, VIG, SCHD, TCAF, BND |
| Q1 2025 | 25 | $138.1M | SCHD, VIG, SPSB, TCAF, SCHG |
| Q4 2024 | 25 | $141.7M | VIG, SCHD, SPSB, TCAF, SCHG |
| Q3 2024 | 35 | $160.8M | VIG, SCHD, SPSB, JPST, TCAF |
| Q2 2024 | 39 | $169.6M | VIG, SCHD, JPST, SPSB, TCAF |
| Q1 2024 | 39 | $162.5M | JPST, SCHD, VIG, TCAF, GILD |