McCarthy Asset Management, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 3, 2026), McCarthy Asset Management, Inc. reported 27 stock positions worth $191.6 million. Its top holding was Vanguard Dividend Apprec ETF (VIG) at 14.2% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 14.0%) and Schwab US DVD Equity ETF (SCHD, 11.7%). Compared with Q3 2025, it opened 4 new positions, sold out of 3, added to 10 and reduced 11. The biggest buy was a new position in Vanguard S/T Corp. Bond ETF (VCSH) and the biggest sale an exit from SS SPDR P St C Corp. ETF (SPSB).
- Most Recent 13F
- Q2 2026
- Location
- REDWOOD SHORES, CA
- CIK
- 0001843169
- Portfolio Value
- $191.6M (Q4 2025)
- SEC Filing
- 0001843169-26-000001 ↗ filed Feb 3, 2026
Holdings Value
Holdings 27 stocks · $191.6M
| VIG Vanguard Dividend Apprec ETF | 14.24% | 124,158 | $27.3M | Add +1.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 13.96% | 335,478 | $26.7M | New |
| SCHD Schwab US DVD Equity ETF | 11.69% | 816,140 | $22.4M | Reduce -3.2% |
| TCAF T Rowe PRC Cap Appreciation | 11.48% | 575,554 | $22.0M | Add +6.3% |
| VXUS Vanguard Total Intl Stock | 6.72% | 170,686 | $12.9M | Add +137.7% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 6.04% | 264,940 | $11.6M | New |
| SCHG Schwab US Large-Cap Growth | 6.03% | 354,388 | $11.6M | Add +2.8% |
| BND Vanguard Total Bond Market | 5.63% | 145,667 | $10.8M | Add +0.8% |
| CGGR Cap Group Growth Equity | 4.76% | 205,176 | $9.1M | Add +707.3% |
| JPIE JPMorgan Income ETF | 4.31% | 178,275 | $8.3M | New |
| SCHM Schwab US Mid Cap ETF | 3.36% | 214,138 | $6.4M | Add +31.4% |
| IWF iShares Russell 1000 Growth | 2.67% | 10,804 | $5.1M | Add +0.1% |
| DFAC Dimensional US Core Equity 2 | 2.21% | 106,985 | $4.2M | Reduce -32.7% |
| JPST JPMorgan Ultra-Short Income | 2.14% | 80,989 | $4.1M | Reduce -11.3% |
| JNJ Johnson & Johnson | 1.18% | 10,928 | $2.3M | Reduce -0.6% |
| IWB iShares Russell 1000 ETF | 0.77% | 3,930 | $1.5M | Reduce -0.1% |
| SCHB Schwab US Broad Market ETF | 0.61% | 44,647 | $1.2M | Reduce -49.2% |
| AAPL Apple Inc. | 0.46% | 3,242 | $881K | Reduce -2.0% |
| TSLA Tesla Inc. | 0.31% | 1,320 | $594K | No change |
| MSFT Microsoft Corp. | 0.26% | 1,045 | $505K | Reduce -13.8% |
| GOOG Alphabet Inc. Class C | 0.25% | 1,501 | $471K | Reduce -3.0% |
| GOOGL Alphabet Inc. Class A | 0.22% | 1,327 | $415K | Reduce -3.9% |
| AMZN Amazon.com Inc. | 0.18% | 1,491 | $344K | No change |
| AMAT Applied Materials Inc. | 0.16% | 1,162 | $299K | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 540 | $271K | Reduce -11.3% |
| SLV iShares Silver Trust | 0.12% | 3,613 | $233K | New |
| ET Energy Transfer LP | 0.09% | 10,620 | $175K | Add +0.3% |
Portfolio Sells Q3 2025 → Q4 2025
| SPSB SS SPDR P St C Corp. ETF | Sold out | 0.00% | −17.41 |
| SCHD Schwab US DVD Equity ETF | Reduce -3.2% | 11.69% | −3.09 |
| DFAC Dimensional US Core Equity 2 | Reduce -32.7% | 2.21% | −1.73 |
| SCHB Schwab US Broad Market ETF | Reduce -49.2% | 0.61% | −0.84 |
| JPST JPMorgan Ultra-Short Income | Reduce -11.3% | 2.14% | −0.84 |
| DFAX Dimensional World Ex US Core | Sold out | 0.00% | −0.20 |
| IWB iShares Russell 1000 ETF | Reduce -0.1% | 0.77% | −0.16 |
| MSFT Microsoft Corp. | Reduce -13.8% | 0.26% | −0.14 |
| JNJ Johnson & Johnson | Reduce -0.6% | 1.18% | −0.13 |
| AAPL Apple Inc. | Reduce -2.0% | 0.46% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.3% | 0.14% | −0.05 |
| LAR Lithium Argentina AG | Sold out | 0.00% | −0.04 |
| GOOGL Alphabet Inc. Class A | Reduce -3.9% | 0.22% | +0.00 |
| GOOG Alphabet Inc. Class C | Reduce -3.0% | 0.25% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VCSH Vanguard S/T Corp. Bond ETF | New | 13.96% | +13.96 |
| CGDV Cap Group Dividend Value | New | 6.04% | +6.04 |
| JPIE JPMorgan Income ETF | New | 4.31% | +4.31 |
| CGGR Cap Group Growth Equity | Add +707.3% | 4.76% | +4.05 |
| VXUS Vanguard Total Intl Stock | Add +137.7% | 6.72% | +3.34 |
| SCHM Schwab US Mid Cap ETF | Add +31.4% | 3.36% | +0.26 |
| SLV iShares Silver Trust | New | 0.12% | +0.12 |
| AMAT Applied Materials Inc. | Add +0.1% | 0.16% | +0.00 |
| ET Energy Transfer LP | Add +0.3% | 0.09% | −0.03 |
| IWF iShares Russell 1000 Growth | Add +0.1% | 2.67% | −0.58 |
| SCHG Schwab US Large-Cap Growth | Add +2.8% | 6.03% | −1.03 |
| BND Vanguard Total Bond Market | Add +0.8% | 5.63% | −1.27 |
| TCAF T Rowe PRC Cap Appreciation | Add +6.3% | 11.48% | −1.62 |
| VIG Vanguard Dividend Apprec ETF | Add +1.2% | 14.24% | −2.76 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 29 | $211.0M | VIG, VCSH, SCHD, TCAF, VXUS |
| Q4 2025 | 27 | $191.6M | VIG, VCSH, SCHD, TCAF, VXUS |
| Q3 2025 | 26 | $155.8M | SPSB, VIG, SCHD, TCAF, SCHG |
| Q2 2025 | 27 | $147.2M | SPSB, VIG, SCHD, TCAF, BND |
| Q1 2025 | 25 | $138.1M | SCHD, VIG, SPSB, TCAF, SCHG |
| Q4 2024 | 25 | $141.7M | VIG, SCHD, SPSB, TCAF, SCHG |
| Q3 2024 | 35 | $160.8M | VIG, SCHD, SPSB, JPST, TCAF |
| Q2 2024 | 39 | $169.6M | VIG, SCHD, JPST, SPSB, TCAF |
| Q1 2024 | 39 | $162.5M | JPST, SCHD, VIG, TCAF, GILD |