Monetary Solutions, Ltd

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 1, 2026), Monetary Solutions, Ltd reported 318 stock positions worth $103.5 million. Its top holding was Schwab US DVD Equity ETF (SCHD) at 12.0% of the portfolio, followed by Schwab US Mid Cap ETF (SCHM, 9.0%) and Schwab US Large-Cap ETF (SCHX, 7.6%). Compared with Q4 2025, it opened 6 new positions, sold out of 4, added to 47 and reduced 23. The biggest buy was Vanguard High DVD Yield ETF (VYM, shares +188%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −0%).

Most Recent 13F
Q2 2026
Location
DAYTON, OH
CIK
0002112370
Portfolio Value
$103.5M (Q1 2026)
SEC Filing
0002112370-26-000002 ↗ filed May 1, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q4 2025: $101.5M Q4 2025 Q1 2026: $103.5M $103.5M Q1 2026 Q2 2026: $116.1M Q2 2026

Holdings 318 stocks · $103.5M
SCHD Schwab US DVD Equity ETF 11.95% 403,040 $12.4M Reduce -7.5%
SCHM Schwab US Mid Cap ETF 8.98% 300,239 $9.3M Reduce -1.3%
SCHX Schwab US Large-Cap ETF 7.58% 305,737 $7.8M Add +0.1%
FLOT iShares Floating Rate Bond E 6.94% 140,976 $7.2M Reduce -0.7%
SCHA Schwab US Small-Cap ETF 6.69% 238,090 $6.9M Reduce -1.9%
AAPL Apple Inc. 4.15% 16,914 $4.3M Reduce -0.2%
SCHG Schwab US Large-Cap Growth 3.88% 137,941 $4.0M Reduce -0.2%
JPM JPMorgan Chase & Co. 3.85% 13,543 $4.0M No change
SJNK SS SPDR BB St Hi Yield ETF 3.47% 143,908 $3.6M Add +0.7%
VOE Vngrd Mrngstr MD-Cap Val ETF 3.12% 17,513 $3.2M Add +0.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.32% 11,033 $2.4M Add +4.1%
XMMO Invesco S&P Midcap Momentum 2.21% 15,737 $2.3M Add +5.4%
SCHV Schwab US Large-Cap Value 2.02% 68,391 $2.1M Reduce -2.5%
VYMI Vanguard Int High DVD YLD Inc. 1.68% 18,413 $1.7M Add +0.9%
ABBV Abbvie Inc. 1.62% 7,687 $1.7M No change
SCHJ Schwab 1-5 YR Corp. BND ETF 1.23% 51,586 $1.3M Add +0.1%
SCHF Schwab Intl Equity ETF 1.19% 49,873 $1.2M No change
VYM Vanguard High DVD Yield ETF 1.10% 7,653 $1.1M Add +188.4%
COWZ Pacer US Cash Cows 100 ETF 1.08% 17,932 $1.1M Add +0.2%
JNJ Johnson & Johnson 1.03% 4,348 $1.1M Reduce -2.9%
FLS Flowserve Corp. 0.91% 12,840 $944K No change
QQQ Invesco QQQ Trust Series 1 0.85% 1,515 $875K Add +2.7%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.77% 2,633 $796K Add +30.0%
SPYG SS SPDR P S&P 500 Growth ETF 0.76% 8,074 $791K Add +3.1%
FNDX Schwab Fndmntl US LRG Co. ETF 0.76% 28,094 $782K Add +0.6%
AVUV Avantis US Small Cap Value 0.72% 6,764 $747K Reduce -4.2%
DGRO iShares Core Dividend Growth 0.62% 9,147 $642K Add +53705.9%
VCSH Vanguard S/T Corp. Bond ETF 0.62% 8,029 $636K Add +0.1%
XLC SS Comm Select Sector SPDR 0.55% 5,156 $572K Add +3.0%
MSFT Microsoft Corp. 0.55% 1,525 $564K Add +14.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.52% 1,884 $541K Add +30.3%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.52% 10,994 $538K Add +12.3%
ABT Abbott Laboratories 0.52% 5,235 $537K No change
FDVV Fidelity High Dividend ETF 0.52% 9,654 $533K Add +1976.1%
EMR Emerson Electric Co. 0.47% 3,702 $485K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.46% 728 $473K Add +1.7%
TSCO Tractor Supply Company 0.41% 9,375 $425K No change
RTH Vaneck Retail ETF 0.39% 1,625 $408K Add +8.7%
XOM Exxon Mobil Corp. 0.39% 2,352 $399K No change
VGT Vanguard Info Tech ETF 0.36% 531 $370K Add +1.5%
VHT Vanguard Health Care ETF 0.33% 1,269 $346K Add +5.9%
IMCG iShares Morningstar Mid-Cap 0.31% 4,029 $317K Add +0.0%
IVV iShares Core S&P 500 ETF 0.29% 456 $298K No change
FENI Fidelity Enhanced Intl ETF 0.29% 7,945 $296K Add +16.1%
GLD SPDR Gold Shares 0.28% 663 $285K No change
AMZN Amazon.com Inc. 0.27% 1,337 $278K Add +8.5%
VOO Vanguard S&P 500 ETF 0.24% 416 $249K Add +13.7%
MRK Merck & Co. Inc. 0.24% 2,049 $246K No change
JVAL JPMorgan US Value Factor ETF 0.23% 4,906 $240K New
SO The Southern Co. 0.23% 2,483 $240K No change
CSCO Cisco Systems Inc. 0.23% 3,031 $235K No change
VB Vanguard Most SM-Cap ETF-Usd 0.21% 818 $214K Reduce -3.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.20% 860 $208K No change
WMT Walmart Inc. 0.20% 1,639 $204K No change
ORCL Oracle Corp. 0.19% 1,343 $198K No change
XLK SS Technology Select Sector 0.19% 1,460 $194K No change
IWF iShares Russell 1000 Growth 0.18% 439 $187K No change
PEP Pepsico Inc. 0.18% 1,193 $185K No change
AXP American Express Co. 0.18% 600 $181K No change
MCD McDonald's Corp. 0.17% 569 $177K No change
GOOGL Alphabet Inc. Class A 0.17% 604 $174K Add +0.5%
SMH Vaneck Semiconductor ETF 0.16% 444 $170K No change
SCHY Schwab International DVD ETF 0.16% 5,072 $161K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.15% 619 $159K Add +24.6%
VTI VG Morningstar TS MKT ETF-US 0.15% 483 $155K No change
NVDA Nvidia Corp. 0.15% 865 $151K No change
SPYX SS SPDR S&P 500 Foss FL ETF 0.14% 2,825 $150K Add +0.2%
FMAY FT Vest US Equity Buffer ETF 0.14% 2,762 $146K Reduce -61.0%
KGC Kinross Gold Corp. 0.14% 4,705 $144K No change
ANGL Vaneck Fallen Angel High YLD 0.13% 4,662 $134K Add +0.2%
CALF PCR US SM CP CSH CWS ETF-Usd 0.13% 2,934 $132K Reduce -7.7%
INTC Intel Corp. 0.13% 2,945 $130K No change
EPD Enterprise Products Partners 0.12% 3,363 $127K No change
AMGN Amgen Inc. 0.12% 359 $126K No change
LLY Eli Lilly & Co. 0.12% 130 $120K No change
BRK.B Berkshire Hathaway Inc. Class B 0.11% 240 $115K Add +2.1%
TCAF T Rowe PRC Cap Appreciation 0.11% 3,130 $111K Add +20.1%
ORLY O'reilly Automotive Inc. 0.11% 1,200 $111K No change
UNH Unitedhealth Group Inc. 0.10% 399 $108K Add +136.1%
LNT Alliant Energy Corp. 0.10% 1,456 $104K No change
AVGO Broadcom Inc. 0.10% 325 $101K No change
AEP American Electric Power 0.10% 750 $98K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.10% 1,020 $98K No change
B Barrick Mining Corp. 0.09% 2,399 $98K No change
NEM Newmont Corp. 0.09% 884 $96K Add +0.2%
XLE SS Energy Select Sector 0.09% 1,540 $94K No change
T AT&T Inc. 0.09% 3,189 $92K No change
KO The Coca-Cola Co. 0.09% 1,195 $91K No change
IWR iShares Russell Mid-Cap ETF 0.09% 914 $89K Reduce -27.3%
AVDE Avantis International Equity 0.08% 1,035 $88K Add +30.2%
BMY Bristol-Myers Squibb Co. 0.08% 1,400 $85K No change
FSLR First Solar Inc. 0.08% 420 $83K Add +546.1%
LMT Lockheed Martin Corp. 0.08% 136 $82K No change
AMAT Applied Materials Inc. 0.08% 236 $81K No change
CGW Invesco S&P Global Water Ind 0.08% 1,253 $80K No change
ARDT Ardent Health Inc. 0.07% 8,972 $77K No change
IJT iShares S&P Small-Cap 600 GR 0.07% 526 $76K No change
QTUM Defiance Quantum ETF 0.07% 700 $75K No change
DVY iShares Select Dividend ETF 0.07% 495 $75K No change
FDRR Fidelity Div ETF Rise Rates 0.07% 1,191 $70K No change

Show all 318 holdings

Portfolio Sells Q4 2025 → Q1 2026
SCHG Schwab US Large-Cap Growth Reduce -0.2% 3.88% −0.56
AAPL Apple Inc. Reduce -0.2% 4.15% −0.39
FMAY FT Vest US Equity Buffer ETF Reduce -61.0% 0.14% −0.23
FLOT iShares Floating Rate Bond E Reduce -0.7% 6.94% −0.17
SCHA Schwab US Small-Cap ETF Reduce -1.9% 6.69% −0.11
IJR iShares Core S&P Small-Cap E Sold out 0.00% −0.06
IWR iShares Russell Mid-Cap ETF Reduce -27.3% 0.09% −0.03
SCHM Schwab US Mid Cap ETF Reduce -1.3% 8.98% −0.03
SCHV Schwab US Large-Cap Value Reduce -2.5% 2.02% −0.03
CALF PCR US SM CP CSH CWS ETF-Usd Reduce -7.7% 0.13% −0.01
VB Vanguard Most SM-Cap ETF-Usd Reduce -3.2% 0.21% −0.01
V Visa Inc. Class A Reduce -16.1% 0.02% −0.01
EW Edwards Lifesciences Corp. Sold out 0.00% −0.00
HI Hillenbrand Inc. Sold out 0.00% −0.00
SPSB SS SPDR P St C Corp. ETF Reduce -46.0% 0.00% −0.00
PH Parker Hannifin Corp. Reduce -33.3% 0.00% −0.00
CMG Chipotle Mexican Grill Inc. Reduce -13.8% 0.00% −0.00
BUD Anheuser-Busch Inbev-SPN ADR Reduce -22.7% 0.00% −0.00
COST Costco Wholesale Corp. Reduce -16.7% 0.00% −0.00
SOLV Solventum Corp. Sold out 0.00% −0.00
RTX RTX Corp. Reduce -3.3% 0.06% −0.00
VSNT Versant Media Group Inc. Reduce -2.7% 0.00% −0.00
SOLS Solstice Adv Materials Inc. Reduce -20.0% 0.00% +0.00
VZ Verizon Communications Inc. Reduce -8.4% 0.02% +0.00
AVUV Avantis US Small Cap Value Reduce -4.2% 0.72% +0.01
JNJ Johnson & Johnson Reduce -2.9% 1.03% +0.11
SCHD Schwab US DVD Equity ETF Reduce -7.5% 11.95% +0.17

Portfolio Buys Q4 2025 → Q1 2026
VYM Vanguard High DVD Yield ETF Add +188.4% 1.10% +0.72
DGRO iShares Core Dividend Growth Add +53705.9% 0.62% +0.62
FDVV Fidelity High Dividend ETF Add +1976.1% 0.52% +0.49
JVAL JPMorgan US Value Factor ETF New 0.23% +0.23
XMMO Invesco S&P Midcap Momentum Add +5.4% 2.21% +0.17
VBK Van Morst SML-Cap Gro-Usd Inc. Add +30.0% 0.77% +0.17
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +30.3% 0.52% +0.11
VBR Vngrd Mrngst SL-CP Val ETF-U Add +4.1% 2.32% +0.11
FNDF Schwab Fndmn Intl LRG Co. ETF Add +12.3% 0.52% +0.08
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.4% 3.12% +0.07
FSLR First Solar Inc. Add +546.1% 0.08% +0.06
VYMI Vanguard Int High DVD YLD Inc. Add +0.9% 1.68% +0.06
UNH Unitedhealth Group Inc. Add +136.1% 0.10% +0.05
FENI Fidelity Enhanced Intl ETF Add +16.1% 0.29% +0.04
RTH Vaneck Retail ETF Add +8.7% 0.39% +0.03
COWZ Pacer US Cash Cows 100 ETF Add +0.2% 1.08% +0.02
AVDE Avantis International Equity Add +30.2% 0.08% +0.02
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +24.6% 0.15% +0.02
VOO Vanguard S&P 500 ETF Add +13.7% 0.24% +0.01
PYPL PayPal Holdings Inc. Add +2272.7% 0.01% +0.01
AVEM Avantis Emerging Markets Eq New 0.01% +0.01
TCAF T Rowe PRC Cap Appreciation Add +20.1% 0.11% +0.01
XLF SS Financial Select Sector New 0.01% +0.01
FNDX Schwab Fndmntl US LRG Co. ETF Add +0.6% 0.76% +0.01
VOX Vanguard Communication Servi Add +34.3% 0.04% +0.01
NEM Newmont Corp. Add +0.2% 0.09% +0.01
DE Deere & Co. New 0.01% +0.01
WAT Waters Corp. New 0.00% +0.00
QQQI Neos Nasdaq-100 High Inc. ETF Add +11.1% 0.00% 0.00
SCLX Scilex Holding Co. New 0.00% 0.00
JOBY Joby Aviation Inc. Add +60.0% 0.00% −0.00
F Ford Motor Co. Add +0.9% 0.00% −0.00
SYY Sysco Corp. Add +1.1% 0.01% −0.00
SUB iShares Short-Term National Add +0.4% 0.05% −0.00
ILCB iShares Morningstar U.S. Equ Add +0.1% 0.06% −0.00
META Meta Platforms Inc. Class A Add +6.3% 0.05% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +2.1% 0.11% −0.01
ANGL Vaneck Fallen Angel High YLD Add +0.2% 0.13% −0.01
VHT Vanguard Health Care ETF Add +5.9% 0.33% −0.01
IMCG iShares Morningstar Mid-Cap Add +0.0% 0.31% −0.01
AMZN Amazon.com Inc. Add +8.5% 0.27% −0.01
SPYX SS SPDR S&P 500 Foss FL ETF Add +0.2% 0.14% −0.01
VCSH Vanguard S/T Corp. Bond ETF Add +0.1% 0.62% −0.01
GOOGL Alphabet Inc. Class A Add +0.5% 0.17% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +1.7% 0.46% −0.02
XLC SS Comm Select Sector SPDR Add +3.0% 0.55% −0.03
VGT Vanguard Info Tech ETF Add +1.5% 0.36% −0.03
SCHJ Schwab 1-5 YR Corp. BND ETF Add +0.1% 1.23% −0.03
QQQ Invesco QQQ Trust Series 1 Add +2.7% 0.85% −0.05
SPYG SS SPDR P S&P 500 Growth ETF Add +3.1% 0.76% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 397$116.1MSCHD, SCHM, SCHX, FLOT, SCHA
Q1 2026 318$103.5MSCHD, SCHM, SCHX, FLOT, SCHA
Q4 2025 315$101.5MSCHD, SCHM, SCHX, FLOT, SCHA