Myecfo, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 10, 2025), Myecfo, LLC reported 61 stock positions worth $219.8 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 28.3% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 11.4%) and Schwab Intl Equity ETF (SCHF, 6.5%). Compared with Q2 2025, it opened 5 new positions, sold out of 3, added to 26 and reduced 22. The biggest buy was Alphabet Class A (GOOGL, shares +3%) and the biggest sale Apple (AAPL, shares −43%).
- Most Recent 13F
- Q2 2026
- Location
- La Jolla, CA
- CIK
- 0001986457
- Portfolio Value
- $219.8M (Q3 2025)
- SEC Filing
- 0001941040-25-000543 ↗ filed Oct 10, 2025
Holdings Value
Holdings 61 stocks · $219.8M
| SCHB Schwab US Broad Market ETF | 28.28% | 2,417,553 | $62.2M | Add +0.8% |
| VEA Vanguard Ftse Developed ETF | 11.40% | 418,079 | $25.1M | Add +2.8% |
| SCHF Schwab Intl Equity ETF | 6.46% | 610,307 | $14.2M | Reduce -3.1% |
| CMF iShares California Muni Bond | 6.05% | 232,992 | $13.3M | Add +2.5% |
| SCHZ Schwab US Aggregate Bond ETF | 5.29% | 495,524 | $11.6M | Add +2.6% |
| VT Vanguard Tot World STK ETF | 3.42% | 54,564 | $7.5M | Add +0.9% |
| VWO Vanguard Ftse Emerging Marke | 3.10% | 125,738 | $6.8M | Add +9.3% |
| NYF iShares New York Muni Bond E | 3.10% | 127,590 | $6.8M | Reduce -2.3% |
| CORP PIMCO Inv Grade Corp. BD ETF | 2.98% | 66,406 | $6.6M | Add +15.9% |
| SCHR Schwab Intermediate-Term US | 2.32% | 203,248 | $5.1M | Add +5.4% |
| SCMB Schwab Municipal Bond ETF | 1.74% | 149,700 | $3.8M | Add +3.1% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.67% | 109,909 | $3.7M | Reduce -4.0% |
| GOOGL Alphabet Inc. Class A | 1.43% | 12,944 | $3.1M | Add +2.8% |
| VOO Vanguard S&P 500 ETF | 1.37% | 4,935 | $3.0M | Reduce -1.3% |
| SIVR Abrdn Physical Silver Shares | 1.30% | 64,314 | $2.9M | Add +2.7% |
| AMZN Amazon.com Inc. | 1.25% | 12,521 | $2.7M | Add +0.2% |
| GOOG Alphabet Inc. Class C | 1.15% | 10,353 | $2.5M | No change |
| VEU Vanguard Ftse All-World Ex-U | 1.10% | 33,845 | $2.4M | Add +3.7% |
| SCHD Schwab US DVD Equity ETF | 1.08% | 86,927 | $2.4M | Add +2.3% |
| GNMA iShares Gnma Bond ETF | 1.08% | 53,473 | $2.4M | Reduce -6.1% |
| AAPL Apple Inc. | 0.99% | 8,544 | $2.2M | Reduce -43.1% |
| SCHV Schwab US Large-Cap Value | 0.92% | 69,200 | $2.0M | Reduce -0.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.87% | 5,838 | $1.9M | Add +0.3% |
| IAU iShares Gold Trust | 0.81% | 24,522 | $1.8M | Reduce -2.9% |
| GLDM SPDR Gold Minishares Trust | 0.79% | 22,758 | $1.7M | Add +11.8% |
| IWD iShares Russell 1000 Value E | 0.78% | 8,475 | $1.7M | Reduce -4.1% |
| MUB iShares National Muni Bond E | 0.62% | 12,753 | $1.4M | Reduce -3.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.55% | 1,810 | $1.2M | Reduce -4.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.48% | 2,218 | $1.1M | No change |
| SCHA Schwab US Small-Cap ETF | 0.44% | 34,581 | $965K | Reduce -6.9% |
| XEVMX Eaton Vance Cal Muni Bond | 0.44% | 101,550 | $964K | Reduce -4.6% |
| AFRM Affirm Holdings Inc. | 0.42% | 12,545 | $917K | Add +2.0% |
| SCHP Schwab U.S. Tips ETF | 0.35% | 28,838 | $777K | Reduce -14.4% |
| SCHY Schwab International DVD ETF | 0.33% | 25,835 | $722K | Add +14.1% |
| VGT Vanguard Info Tech ETF | 0.33% | 965 | $720K | Add +6.5% |
| TSLA Tesla Inc. | 0.32% | 1,606 | $714K | Add +0.8% |
| NVDA Nvidia Corp. | 0.32% | 3,766 | $703K | Add +14.6% |
| BND Vanguard Total Bond Market | 0.31% | 9,068 | $674K | Reduce -3.1% |
| VNQ Vanguard Real Estate ETF | 0.29% | 6,987 | $639K | Add +5.1% |
| ARWR Arrowhead Pharmaceuticals Inc. | 0.29% | 18,497 | $638K | No change |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | 0.28% | 53,200 | $606K | Reduce -1.9% |
| BNDX Vanguard Total Intl Bond ETF | 0.27% | 12,041 | $596K | New |
| META Meta Platforms Inc. Class A | 0.27% | 808 | $593K | Add +4.1% |
| BOX Box Inc. Class A | 0.27% | 18,279 | $590K | Reduce -1.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 1,116 | $561K | Reduce -0.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.22% | 1,670 | $491K | Add +16.0% |
| VIG Vanguard Dividend Apprec ETF | 0.22% | 2,232 | $482K | Reduce -4.1% |
| MSFT Microsoft Corp. | 0.21% | 911 | $472K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.20% | 5,140 | $448K | Reduce -16.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.19% | 710 | $426K | No change |
| VPU Vanguard Utilities ETF | 0.17% | 1,966 | $372K | Reduce -13.1% |
| VSGX Vanguard ESG Intl Stock ETF | 0.17% | 5,230 | $363K | Add +41.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.15% | 2,560 | $322K | No change |
| VDE Vanguard Energy ETF | 0.14% | 2,487 | $313K | Add +0.4% |
| IVV iShares Core S&P 500 ETF | 0.13% | 428 | $286K | No change |
| SCHO Schwab Short-Term US Treas | 0.13% | 11,323 | $276K | Reduce -33.9% |
| DWX State Street SPDR S&P Intern | 0.11% | 5,657 | $242K | New |
| PG The Procter & Gamble Co. | 0.10% | 1,473 | $226K | No change |
| IWM iShares Russell 2000 ETF | 0.10% | 869 | $210K | New |
| BITX 2X Bitcoin ETF | 0.09% | 3,751 | $207K | New |
| ETHE Grayscale Ethereum Staking E | 0.09% | 5,900 | $202K | New |
Portfolio Sells Q2 2025 → Q3 2025
| AAPL Apple Inc. | Reduce -43.1% | 0.99% | −0.52 |
| SCHF Schwab Intl Equity ETF | Reduce -3.1% | 6.46% | −0.36 |
| NYF iShares New York Muni Bond E | Reduce -2.3% | 3.10% | −0.24 |
| GNMA iShares Gnma Bond ETF | Reduce -6.1% | 1.08% | −0.15 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.11 |
| FISV Fiserv Inc. | Sold out | 0.00% | −0.10 |
| SCHP Schwab U.S. Tips ETF | Reduce -14.4% | 0.35% | −0.09 |
| XNCMX Nuveen Ca Amt-FR Muni Inc. | Sold out | 0.00% | −0.09 |
| SCHO Schwab Short-Term US Treas | Reduce -33.9% | 0.13% | −0.08 |
| IWD iShares Russell 1000 Value E | Reduce -4.1% | 0.78% | −0.06 |
| MUB iShares National Muni Bond E | Reduce -3.4% | 0.62% | −0.06 |
| BOX Box Inc. Class A | Reduce -1.9% | 0.27% | −0.04 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -16.3% | 0.20% | −0.04 |
| BND Vanguard Total Bond Market | Reduce -3.1% | 0.31% | −0.03 |
| SCHV Schwab US Large-Cap Value | Reduce -0.6% | 0.92% | −0.03 |
| XEVMX Eaton Vance Cal Muni Bond | Reduce -4.6% | 0.44% | −0.03 |
| VPU Vanguard Utilities ETF | Reduce -13.1% | 0.17% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.2% | 0.55% | −0.02 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -4.0% | 1.67% | −0.02 |
| SCHA Schwab US Small-Cap ETF | Reduce -6.9% | 0.44% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -1.3% | 1.37% | −0.02 |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | Reduce -1.9% | 0.28% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.1% | 0.22% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.9% | 0.26% | −0.01 |
| IAU iShares Gold Trust | Reduce -2.9% | 0.81% | +0.04 |
Portfolio Buys Q2 2025 → Q3 2025
| GOOGL Alphabet Inc. Class A | Add +2.8% | 1.43% | +0.34 |
| VWO Vanguard Ftse Emerging Marke | Add +9.3% | 3.10% | +0.31 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.27% | +0.27 |
| CORP PIMCO Inv Grade Corp. BD ETF | Add +15.9% | 2.98% | +0.25 |
| SIVR Abrdn Physical Silver Shares | Add +2.7% | 1.30% | +0.24 |
| SCHB Schwab US Broad Market ETF | Add +0.8% | 28.28% | +0.24 |
| GLDM SPDR Gold Minishares Trust | Add +11.8% | 0.79% | +0.14 |
| DWX State Street SPDR S&P Intern | New | 0.11% | +0.11 |
| IWM iShares Russell 2000 ETF | New | 0.10% | +0.10 |
| BITX 2X Bitcoin ETF | New | 0.09% | +0.09 |
| ETHE Grayscale Ethereum Staking E | New | 0.09% | +0.09 |
| TSLA Tesla Inc. | Add +0.8% | 0.32% | +0.08 |
| NVDA Nvidia Corp. | Add +14.6% | 0.32% | +0.06 |
| VSGX Vanguard ESG Intl Stock ETF | Add +41.4% | 0.17% | +0.05 |
| VGT Vanguard Info Tech ETF | Add +6.5% | 0.33% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +2.8% | 11.40% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +16.0% | 0.22% | +0.03 |
| SCHY Schwab International DVD ETF | Add +14.1% | 0.33% | +0.02 |
| VEU Vanguard Ftse All-World Ex-U | Add +3.7% | 1.10% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +0.9% | 3.42% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.3% | 0.87% | +0.00 |
| VNQ Vanguard Real Estate ETF | Add +5.1% | 0.29% | +0.00 |
| AFRM Affirm Holdings Inc. | Add +2.0% | 0.42% | 0.00 |
| VDE Vanguard Energy ETF | Add +0.4% | 0.14% | −0.00 |
| META Meta Platforms Inc. Class A | Add +4.1% | 0.27% | −0.01 |
| SCHD Schwab US DVD Equity ETF | Add +2.3% | 1.08% | −0.03 |
| SCMB Schwab Municipal Bond ETF | Add +3.1% | 1.74% | −0.05 |
| SCHR Schwab Intermediate-Term US | Add +5.4% | 2.32% | −0.09 |
| AMZN Amazon.com Inc. | Add +0.2% | 1.25% | −0.09 |
| SCHZ Schwab US Aggregate Bond ETF | Add +2.6% | 5.29% | −0.22 |
| CMF iShares California Muni Bond | Add +2.5% | 6.05% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 73 | $265.0M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2026 | 66 | $239.0M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q4 2025 | 64 | $235.6M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q3 2025 | 61 | $219.8M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q2 2025 | 59 | $203.9M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2025 | 58 | $189.0M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q4 2024 | 57 | $185.3M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q3 2024 | 57 | $184.6M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q2 2024 | 55 | $173.4M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2024 | 56 | $170.5M | SCHB, VEA, SCHF, CMF, SCHZ |