Myecfo, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Myecfo, LLC reported 64 stock positions worth $235.6 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 27.6% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 11.7%) and iShares California Muni Bond (CMF, 6.1%). Compared with Q3 2025, it opened 6 new positions, sold out of 3, added to 25 and reduced 25. The biggest buy was Alphabet Class A (GOOGL, shares +18%) and the biggest sale an exit from Eaton Vance Cal Muni Bond (XEVMX).
- Most Recent 13F
- Q2 2026
- Location
- La Jolla, CA
- CIK
- 0001986457
- Portfolio Value
- $235.6M (Q4 2025)
- SEC Filing
- 0001941040-26-000015 ↗ filed Jan 12, 2026
Holdings Value
Holdings 64 stocks · $235.6M
| SCHB Schwab US Broad Market ETF | 27.62% | 2,481,049 | $65.1M | Add +2.6% |
| VEA Vanguard Ftse Developed ETF | 11.65% | 439,520 | $27.5M | Add +5.1% |
| CMF iShares California Muni Bond | 6.13% | 251,202 | $14.4M | Add +7.8% |
| SCHF Schwab Intl Equity ETF | 6.11% | 598,757 | $14.4M | Reduce -1.9% |
| SCHZ Schwab US Aggregate Bond ETF | 5.09% | 513,371 | $12.0M | Add +3.6% |
| VWO Vanguard Ftse Emerging Marke | 3.39% | 148,452 | $8.0M | Add +18.1% |
| VT Vanguard Tot World STK ETF | 3.31% | 55,292 | $7.8M | Add +1.3% |
| CORP PIMCO Inv Grade Corp. BD ETF | 3.18% | 76,271 | $7.5M | Add +14.9% |
| NYF iShares New York Muni Bond E | 2.85% | 125,290 | $6.7M | Reduce -1.8% |
| SCHR Schwab Intermediate-Term US | 2.37% | 222,365 | $5.6M | Add +9.4% |
| GOOGL Alphabet Inc. Class A | 2.03% | 15,284 | $4.8M | Add +18.1% |
| SCMB Schwab Municipal Bond ETF | 1.89% | 172,440 | $4.4M | Add +15.2% |
| SIVR Abrdn Physical Silver Shares | 1.61% | 56,107 | $3.8M | Reduce -12.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.53% | 109,901 | $3.6M | Reduce -0.0% |
| GOOG Alphabet Inc. Class C | 1.39% | 10,423 | $3.3M | Add +0.7% |
| VOO Vanguard S&P 500 ETF | 1.30% | 4,885 | $3.1M | Reduce -1.0% |
| AMZN Amazon.com Inc. | 1.23% | 12,504 | $2.9M | Reduce -0.1% |
| SCHD Schwab US DVD Equity ETF | 1.04% | 89,185 | $2.4M | Add +2.6% |
| VEU Vanguard Ftse All-World Ex-U | 1.03% | 32,835 | $2.4M | Reduce -3.0% |
| AAPL Apple Inc. | 0.95% | 8,194 | $2.2M | Reduce -4.1% |
| SCHV Schwab US Large-Cap Value | 0.92% | 72,940 | $2.2M | Add +5.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.89% | 6,242 | $2.1M | Add +6.9% |
| GNMA iShares Gnma Bond ETF | 0.87% | 45,945 | $2.0M | Reduce -14.1% |
| GLDM SPDR Gold Minishares Trust | 0.81% | 22,323 | $1.9M | Reduce -1.9% |
| IWD iShares Russell 1000 Value E | 0.74% | 8,315 | $1.7M | Reduce -1.9% |
| IAU iShares Gold Trust | 0.66% | 19,265 | $1.6M | Reduce -21.4% |
| MUB iShares National Muni Bond E | 0.54% | 11,953 | $1.3M | Reduce -6.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.52% | 1,812 | $1.2M | Add +0.1% |
| ARWR Arrowhead Pharmaceuticals Inc. | 0.52% | 18,497 | $1.2M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.46% | 2,214 | $1.1M | Reduce -0.2% |
| AVGO Broadcom Inc. | 0.42% | 2,890 | $1.0M | New |
| AFRM Affirm Holdings Inc. | 0.42% | 13,274 | $988K | Add +5.8% |
| BNDX Vanguard Total Intl Bond ETF | 0.42% | 20,296 | $981K | Add +68.6% |
| SCHA Schwab US Small-Cap ETF | 0.40% | 33,281 | $948K | Reduce -3.8% |
| SCHY Schwab International DVD ETF | 0.32% | 25,646 | $765K | Reduce -0.7% |
| TSLA Tesla Inc. | 0.31% | 1,615 | $726K | Add +0.6% |
| VGT Vanguard Info Tech ETF | 0.31% | 963 | $726K | Reduce -0.2% |
| NVDA Nvidia Corp. | 0.31% | 3,880 | $724K | Add +3.0% |
| BND Vanguard Total Bond Market | 0.31% | 9,733 | $721K | Add +7.3% |
| SCHP Schwab U.S. Tips ETF | 0.29% | 25,488 | $675K | Reduce -11.6% |
| VNQ Vanguard Real Estate ETF | 0.28% | 7,427 | $657K | Add +6.3% |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | 0.26% | 53,200 | $619K | No change |
| BOX Box Inc. Class A | 0.25% | 19,330 | $578K | Add +5.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.23% | 1,095 | $550K | Reduce -1.9% |
| META Meta Platforms Inc. Class A | 0.22% | 768 | $507K | Reduce -5.0% |
| VIG Vanguard Dividend Apprec ETF | 0.21% | 2,232 | $491K | No change |
| XBFZX BlackRock Ca Muni Inc. TR | 0.20% | 44,600 | $479K | New |
| MSFT Microsoft Corp. | 0.20% | 981 | $474K | Add +7.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.19% | 6,330 | $453K | Add +21.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.19% | 1,530 | $444K | Reduce -8.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.19% | 3,430 | $442K | Add +34.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.19% | 710 | $436K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.17% | 9,280 | $396K | Reduce -9.7% |
| XCEM Columbia Em Core Ex-China | 0.14% | 8,840 | $339K | New |
| VPU Vanguard Utilities ETF | 0.14% | 1,766 | $327K | Reduce -10.2% |
| VDE Vanguard Energy ETF | 0.13% | 2,487 | $313K | No change |
| IVV iShares Core S&P 500 ETF | 0.12% | 428 | $293K | No change |
| IWM iShares Russell 2000 ETF | 0.09% | 869 | $214K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.09% | 4,304 | $214K | New |
| SCHO Schwab Short-Term US Treas | 0.09% | 8,763 | $214K | Reduce -22.6% |
| PG The Procter & Gamble Co. | 0.09% | 1,473 | $211K | No change |
| XLF SS Financial Select Sector | 0.09% | 3,820 | $209K | New |
| DWX State Street SPDR S&P Intern | 0.09% | 4,758 | $209K | Reduce -15.9% |
| OPEN Opendoor Technologies Inc. | 0.03% | 11,650 | $68K | New |
Portfolio Sells Q3 2025 → Q4 2025
| XEVMX Eaton Vance Cal Muni Bond | Sold out | 0.00% | −0.44 |
| SCHF Schwab Intl Equity ETF | Reduce -1.9% | 6.11% | −0.35 |
| NYF iShares New York Muni Bond E | Reduce -1.8% | 2.85% | −0.25 |
| GNMA iShares Gnma Bond ETF | Reduce -14.1% | 0.87% | −0.21 |
| IAU iShares Gold Trust | Reduce -21.4% | 0.66% | −0.15 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.0% | 1.53% | −0.14 |
| BITX 2X Bitcoin ETF | Sold out | 0.00% | −0.09 |
| ETHE Grayscale Ethereum Staking E | Sold out | 0.00% | −0.09 |
| VOO Vanguard S&P 500 ETF | Reduce -1.0% | 1.30% | −0.07 |
| MUB iShares National Muni Bond E | Reduce -6.3% | 0.54% | −0.07 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -3.0% | 1.03% | −0.07 |
| SCHP Schwab U.S. Tips ETF | Reduce -11.6% | 0.29% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -5.0% | 0.22% | −0.05 |
| AAPL Apple Inc. | Reduce -4.1% | 0.95% | −0.04 |
| IWD iShares Russell 1000 Value E | Reduce -1.9% | 0.74% | −0.04 |
| SCHA Schwab US Small-Cap ETF | Reduce -3.8% | 0.40% | −0.04 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -9.7% | 0.17% | −0.04 |
| SCHO Schwab Short-Term US Treas | Reduce -22.6% | 0.09% | −0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -8.4% | 0.19% | −0.03 |
| VPU Vanguard Utilities ETF | Reduce -10.2% | 0.14% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -0.1% | 1.23% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.2% | 0.46% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.9% | 0.23% | −0.02 |
| DWX State Street SPDR S&P Intern | Reduce -15.9% | 0.09% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -0.2% | 0.31% | −0.02 |
| SCHY Schwab International DVD ETF | Reduce -0.7% | 0.32% | −0.00 |
| GLDM SPDR Gold Minishares Trust | Reduce -1.9% | 0.81% | +0.02 |
| SIVR Abrdn Physical Silver Shares | Reduce -12.8% | 1.61% | +0.30 |
Portfolio Buys Q3 2025 → Q4 2025
| GOOGL Alphabet Inc. Class A | Add +18.1% | 2.03% | +0.60 |
| AVGO Broadcom Inc. | New | 0.42% | +0.42 |
| VWO Vanguard Ftse Emerging Marke | Add +18.1% | 3.39% | +0.29 |
| VEA Vanguard Ftse Developed ETF | Add +5.1% | 11.65% | +0.26 |
| GOOG Alphabet Inc. Class C | Add +0.7% | 1.39% | +0.24 |
| XBFZX BlackRock Ca Muni Inc. TR | New | 0.20% | +0.20 |
| CORP PIMCO Inv Grade Corp. BD ETF | Add +14.9% | 3.18% | +0.20 |
| BNDX Vanguard Total Intl Bond ETF | Add +68.6% | 0.42% | +0.15 |
| XCEM Columbia Em Core Ex-China | New | 0.14% | +0.14 |
| SCMB Schwab Municipal Bond ETF | Add +15.2% | 1.89% | +0.14 |
| IBIT iShares Bitcoin Trust ETF | New | 0.09% | +0.09 |
| XLF SS Financial Select Sector | New | 0.09% | +0.09 |
| CMF iShares California Muni Bond | Add +7.8% | 6.13% | +0.08 |
| SCHR Schwab Intermediate-Term US | Add +9.4% | 2.37% | +0.04 |
| DSI iShares ESG MSCI KLD 400 ETF | Add +34.0% | 0.19% | +0.04 |
| OPEN Opendoor Technologies Inc. | New | 0.03% | +0.03 |
| VSGX Vanguard ESG Intl Stock ETF | Add +21.0% | 0.19% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +6.9% | 0.89% | +0.02 |
| AFRM Affirm Holdings Inc. | Add +5.8% | 0.42% | +0.00 |
| SCHV Schwab US Large-Cap Value | Add +5.4% | 0.92% | +0.00 |
| BND Vanguard Total Bond Market | Add +7.3% | 0.31% | −0.00 |
| VNQ Vanguard Real Estate ETF | Add +6.3% | 0.28% | −0.01 |
| NVDA Nvidia Corp. | Add +3.0% | 0.31% | −0.01 |
| MSFT Microsoft Corp. | Add +7.7% | 0.20% | −0.01 |
| TSLA Tesla Inc. | Add +0.6% | 0.31% | −0.02 |
| BOX Box Inc. Class A | Add +5.8% | 0.25% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 0.52% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Add +2.6% | 1.04% | −0.04 |
| VT Vanguard Tot World STK ETF | Add +1.3% | 3.31% | −0.11 |
| SCHZ Schwab US Aggregate Bond ETF | Add +3.6% | 5.09% | −0.20 |
| SCHB Schwab US Broad Market ETF | Add +2.6% | 27.62% | −0.66 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 73 | $265.0M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2026 | 66 | $239.0M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q4 2025 | 64 | $235.6M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q3 2025 | 61 | $219.8M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q2 2025 | 59 | $203.9M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2025 | 58 | $189.0M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q4 2024 | 57 | $185.3M | SCHB, VEA, CMF, SCHF, SCHZ |
| Q3 2024 | 57 | $184.6M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q2 2024 | 55 | $173.4M | SCHB, VEA, SCHF, CMF, SCHZ |
| Q1 2024 | 56 | $170.5M | SCHB, VEA, SCHF, CMF, SCHZ |