NavPoint Financial, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 9, 2025), NavPoint Financial, Inc. reported 65 stock positions worth $190.7 million. Its top holding was SPDR Gold Minishares Trust (GLDM) at 10.2% of the portfolio, followed by JPMorgan Income ETF (JPIE, 8.9%) and Cap Group Core Plus Income (CGCP, 7.3%). Compared with Q2 2025, it opened 6 new positions, sold out of 1, added to 35 and reduced 8. The biggest buy was a new position in Vanguard Core-Plus Bond ETF (VPLS) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −3%).

Most Recent 13F
Q2 2026
Location
Prior Lake, MN
CIK
0002009813
Portfolio Value
$190.7M (Q3 2025)
SEC Filing
0002085853-25-000039 ↗ filed Oct 9, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $115.1M Q1 2024 Q2 2024: $115.2M Q2 2024 Q3 2024: $124.1M Q3 2024 Q4 2024: $126.5M Q4 2024 Q1 2025: $142.2M Q1 2025 Q2 2025: $165.5M Q2 2025 Q3 2025: $190.7M $190.7M Q3 2025 Q4 2025: $234.0M Q4 2025 Q1 2026: $247.3M Q1 2026 Q2 2026: $269.9M Q2 2026

Holdings 65 stocks · $190.7M
GLDM SPDR Gold Minishares Trust 10.17% 253,560 $19.4M Reduce -1.1%
JPIE JPMorgan Income ETF 8.90% 365,541 $17.0M Add +23.0%
CGCP Cap Group Core Plus Income 7.32% 614,447 $14.0M Add +9.9%
FPAG Fpa Global Equity ETF New 6.31% 335,712 $12.0M Add +0.3%
JPST JPMorgan Ultra-Short Income 5.91% 222,228 $11.3M Add +8.4%
VOO Vanguard S&P 500 ETF 5.01% 15,596 $9.6M Reduce -2.7%
AAPL Apple Inc. 4.66% 34,926 $8.9M Add +0.0%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 4.34% 242,037 $8.3M Add +1.8%
VB Vanguard Most SM-Cap ETF-Usd 3.85% 28,868 $7.3M Reduce -2.0%
MINT PIMCO Enhanced Short Maturit 3.42% 64,848 $6.5M Add +27.1%
VT Vanguard Tot World STK ETF 2.94% 40,749 $5.6M Add +0.3%
BRK.B Berkshire Hathaway Inc. Class B 2.83% 10,730 $5.4M Add +0.1%
IAU iShares Gold Trust 2.65% 69,425 $5.1M No change
VTI VG Morningstar TS MKT ETF-US 2.59% 15,072 $4.9M Reduce -0.3%
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 2.08% 77,654 $4.0M Reduce -6.1%
VCSH Vanguard S/T Corp. Bond ETF 1.95% 46,526 $3.7M Reduce -2.7%
OAKM Oakmark US Large Cap ETF 1.89% 134,707 $3.6M Add +25.9%
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE 1.63% 89,916 $3.1M Add +98.7%
VWO Vanguard Ftse Emerging Marke 1.59% 56,035 $3.0M Add +0.9%
GLD SPDR Gold Shares 1.44% 7,716 $2.7M Reduce -1.0%
CGMU Cap Group Municipal Income 1.40% 98,086 $2.7M Add +6.8%
VPLS Vanguard Core-Plus Bond ETF 1.08% 26,131 $2.1M New
CGMM Cap Group Small and Mid Cap 0.90% 60,455 $1.7M Add +18.6%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY 0.89% 54,832 $1.7M Add +39.8%
SPEM State Street SP PTF Em ETF 0.89% 36,134 $1.7M No change
TGT Target Corp. 0.84% 17,893 $1.6M Add +15.6%
MSFT Microsoft Corp. 0.76% 2,806 $1.5M Add +1.2%
PYLD PIMCO Multisector Bond Actv 0.76% 54,046 $1.5M Add +94.4%
ACWI iShares MSCI Acwi ETF 0.63% 8,717 $1.2M No change
ROST Ross Stores Inc. 0.61% 7,676 $1.2M No change
FEGE First Eagle GL Equity ETF 0.61% 26,214 $1.2M Add +17.4%
CGGR Cap Group Growth Equity 0.60% 26,178 $1.1M Add +2.3%
IJR iShares Core S&P Small-Cap E 0.55% 8,905 $1.1M Add +0.2%
ARKK ARK Innovation ETF 0.53% 11,610 $1.0M No change
TDVG T Rowe Price Dividend Growth 0.50% 21,625 $951K Add +0.3%
XOM Exxon Mobil Corp. 0.49% 8,266 $932K Add +0.4%
VBIL Vanguard 0-3M T-Bill ETF 0.46% 11,654 $881K New
MMM 3M Co. 0.43% 5,240 $813K No change
AMZN Amazon.com Inc. 0.39% 3,421 $751K Add +0.9%
SPY SS SPDR S&P 500 ETF Trust-US 0.37% 1,071 $714K Add +0.3%
VCRM Vanguard Core Tax-Ex Bond 0.37% 9,474 $713K New
NVDA Nvidia Corp. 0.36% 3,719 $694K Reduce -31.8%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.34% 15,547 $653K Add +33.8%
ORCL Oracle Corp. 0.33% 2,248 $632K No change
IAUM iShares Gold Trust Micro 0.31% 15,218 $586K No change
UNH Unitedhealth Group Inc. 0.23% 1,294 $447K Add +0.1%
DRI Darden Restaurants Inc. 0.22% 2,204 $420K No change
GIS General Mills Inc. 0.22% 8,145 $411K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.21% 1,371 $408K Add +2.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 1,247 $352K No change
AXP American Express Co. 0.17% 981 $326K No change
VTEC Vanguard Ca Tax-Ex Bond 0.17% 3,233 $323K Add +0.8%
IBIT iShares Bitcoin Trust ETF 0.17% 4,927 $320K No change
PLTR Palantir Technologies Inc. Class A 0.15% 1,612 $294K No change
JEPI JPMorgan Equity Premium Inco 0.15% 5,149 $294K Add +18.3%
MCD McDonald's Corp. 0.15% 937 $285K No change
GBTC Grayscale Bitcoin Trust ETF 0.12% 2,600 $233K No change
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.12% 5,854 $231K Add +0.3%
VHT Vanguard Health Care ETF 0.12% 888 $231K Add +0.3%
KO The Coca-Cola Co. 0.12% 3,461 $230K Add +0.3%
FDX FedEx Corp. 0.12% 969 $229K Add +0.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.12% 765 $225K Add +0.4%
MOAT Vaneck Morningstar Wide Moat 0.12% 2,241 $222K New
WINN Harbor Long-Term Growers ETF 0.11% 6,741 $210K New
GOOGL Alphabet Inc. Class A 0.11% 839 $204K New

Portfolio Sells Q2 2025 → Q3 2025
VOO Vanguard S&P 500 ETF Reduce -2.7% 5.01% −0.49
JMST JPM Ultra-Short Muni Income Reduce -6.1% 2.08% −0.47
VB Vanguard Most SM-Cap ETF-Usd Reduce -2.0% 3.85% −0.37
VCSH Vanguard S/T Corp. Bond ETF Reduce -2.7% 1.95% −0.35
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −0.34
VTI VG Morningstar TS MKT ETF-US Reduce -0.3% 2.59% −0.18
NVDA Nvidia Corp. Reduce -31.8% 0.36% −0.16
GLD SPDR Gold Shares Reduce -1.0% 1.44% +0.00
GLDM SPDR Gold Minishares Trust Reduce -1.1% 10.17% +0.02

Portfolio Buys Q2 2025 → Q3 2025
VPLS Vanguard Core-Plus Bond ETF New 1.08% +1.08
CGDG Cap Group Dividend Growers Add +98.7% 1.63% +0.71
JPIE JPMorgan Income ETF Add +23.0% 8.90% +0.58
VBIL Vanguard 0-3M T-Bill ETF New 0.46% +0.46
VCRM Vanguard Core Tax-Ex Bond New 0.37% +0.37
AAPL Apple Inc. Add +0.0% 4.66% +0.34
MINT PIMCO Enhanced Short Maturit Add +27.1% 3.42% +0.33
PYLD PIMCO Multisector Bond Actv Add +94.4% 0.76% +0.31
OAKM Oakmark US Large Cap ETF Add +25.9% 1.89% +0.23
CGNG Cap Group New Geography Eq Add +39.8% 0.89% +0.21
MOAT Vaneck Morningstar Wide Moat New 0.12% +0.12
WINN Harbor Long-Term Growers ETF New 0.11% +0.11
GOOGL Alphabet Inc. Class A New 0.11% +0.11
CGMM Cap Group Small and Mid Cap Add +18.6% 0.90% +0.07
CGDV Cap Group Dividend Value Add +33.8% 0.34% +0.07
FEGE First Eagle GL Equity ETF Add +17.4% 0.61% +0.06
JEPI JPMorgan Equity Premium Inco Add +18.3% 0.15% +0.00
CGUS Cap Group Core Equity Add +0.3% 0.12% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Add +2.9% 0.21% −0.01
UNH Unitedhealth Group Inc. Add +0.1% 0.23% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.4% 0.12% −0.01
VHT Vanguard Health Care ETF Add +0.3% 0.12% −0.01
FDX FedEx Corp. Add +0.5% 0.12% −0.01
VTEC Vanguard Ca Tax-Ex Bond Add +0.8% 0.17% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +0.3% 0.37% −0.02
CGGR Cap Group Growth Equity Add +2.3% 0.60% −0.03
KO The Coca-Cola Co. Add +0.3% 0.12% −0.03
IJR iShares Core S&P Small-Cap E Add +0.2% 0.55% −0.03
XOM Exxon Mobil Corp. Add +0.4% 0.49% −0.05
TDVG T Rowe Price Dividend Growth Add +0.3% 0.50% −0.05
AMZN Amazon.com Inc. Add +0.9% 0.39% −0.06
VWO Vanguard Ftse Emerging Marke Add +0.9% 1.59% −0.07
MSFT Microsoft Corp. Add +1.2% 0.76% −0.07
CGMU Cap Group Municipal Income Add +6.8% 1.40% −0.08
TGT Target Corp. Add +15.6% 0.84% −0.08
VT Vanguard Tot World STK ETF Add +0.3% 2.94% −0.21
CGGO Cap Group Global Growth Add +1.8% 4.34% −0.26
CGCP Cap Group Core Plus Income Add +9.9% 7.32% −0.28
BRK.B Berkshire Hathaway Inc. Class B Add +0.1% 2.83% −0.32
JPST JPMorgan Ultra-Short Income Add +8.4% 5.91% −0.36
FPAG Fpa Global Equity ETF New Add +0.3% 6.31% −0.57

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 74$269.9MJPIE, GLDM, FPAG, CGCP, JPST
Q1 2026 71$247.3MGLDM, JPIE, CGCP, FPAG, JPST
Q4 2025 72$234.0MGLDM, JPIE, CGCP, FPAG, JPST
Q3 2025 65$190.7MGLDM, JPIE, CGCP, FPAG, JPST
Q2 2025 60$165.5MGLDM, JPIE, CGCP, FPAG, JPST
Q1 2025 55$142.2MGLDM, JPIE, JPST, FPAG, CGCP
Q4 2024 48$126.5MGLDM, FPAG, VOO, AAPL, JPST
Q3 2024 46$124.1MGLDM, FPAG, JPST, VOO, AAPL
Q2 2024 44$115.2MGLDM, JPST, FPAG, VOO, CGGO
Q1 2024 45$115.1MGLDM, JPST, NORTHERN LTS FD TR III, VOO, CGGO