Opulen Financial Group LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 17, 2025), Opulen Financial Group LLC reported 106 stock positions worth $131.9 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 11.5% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 10.6%) and iShares MSCI International Q (IQLT, 6.2%). Compared with Q2 2025, it opened 8 new positions, sold out of 2, added to 68 and reduced 26. The biggest buy was a new position in Dimensional International (DFIC) and the biggest sale Amazon.com (AMZN, shares −2%).

Most Recent 13F
Q2 2026
Location
ARLINGTON, VA
CIK
0002055099
Portfolio Value
$131.9M (Q3 2025)
SEC Filing
0002055099-25-000010 ↗ filed Nov 17, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $110.0M Q4 2024 Q1 2025: $110.1M Q1 2025 Q2 2025: $121.9M Q2 2025 Q3 2025: $131.9M $131.9M Q3 2025 Q4 2025: $137.3M Q4 2025 Q1 2026: $142.1M Q1 2026 Q2 2026: $159.0M Q2 2026

Holdings 106 stocks · $131.9M
SPY SS SPDR S&P 500 ETF Trust-US 11.46% 22,699 $15.1M Reduce -1.2%
SCHD Schwab US DVD Equity ETF 10.60% 511,992 $14.0M Add +1.7%
IQLT iShares MSCI International Q 6.24% 186,268 $8.2M Add +0.7%
AMZN Amazon.com Inc. 4.00% 24,043 $5.3M Reduce -2.1%
IVV iShares Core S&P 500 ETF 3.58% 7,053 $4.7M Reduce -0.7%
VXF Vanguard Extended Market ETF 3.21% 20,256 $4.2M Add +0.0%
VOO Vanguard S&P 500 ETF 2.90% 6,241 $3.8M Add +3.5%
BSCU Invesco Bulletshares 2030 CB 2.17% 169,725 $2.9M Add +17.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.15% 13,614 $2.8M Add +1.9%
BSCT Invesco Bulletshares 2029 CB 2.14% 150,199 $2.8M Add +12.1%
BSCV Invesco Bulletshares 2031 CB 2.04% 161,674 $2.7M Add +18.8%
QQQ Invesco QQQ Trust Series 1 2.01% 4,425 $2.7M Reduce -8.2%
BSCS Invesco Bulletshares 2028 CB 1.99% 127,877 $2.6M Add +9.7%
BSCW Invesco Bulletshares 2032 CB 1.81% 114,200 $2.4M Add +19.4%
BSCQ Invesco Bulletshares 2026 CB 1.71% 115,236 $2.3M Add +5.7%
BSCR Invesco Bulletshares 2027 CB 1.66% 111,357 $2.2M Add +6.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.61% 7,127 $2.1M Add +3.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.35% 6,067 $1.8M Reduce -0.8%
VB Vanguard Most SM-Cap ETF-Usd 1.31% 6,812 $1.7M Reduce -1.7%
BSCP Invesco Bulletshares 2025 CB 1.17% 74,747 $1.5M Reduce -0.1%
BSCX Invesco Bulletshares 2033 CB 1.13% 69,208 $1.5M Add +31.6%
QQQM Invesco Nasdaq 100 ETF 1.04% 5,550 $1.4M Reduce -2.5%
DGRO iShares Core Dividend Growth 1.02% 19,743 $1.3M Reduce -0.1%
QUAL iShares MSCI USA Quality Fac 1.02% 6,900 $1.3M Reduce -0.3%
NVDA Nvidia Corp. 1.01% 7,139 $1.3M Reduce -6.3%
RSP Invesco S&P 500 Equal Weight 0.90% 6,234 $1.2M Add +0.5%
AAPL Apple Inc. 0.88% 4,543 $1.2M Add +14.8%
SRLN SS Blackstone Sr Loan ETF 0.85% 26,973 $1.1M Reduce -2.5%
XMHQ Invesco S&P Midcap Qual ETF 0.81% 10,212 $1.1M Add +0.6%
VTI VG Morningstar TS MKT ETF-US 0.78% 3,132 $1.0M Add +0.8%
MSFT Microsoft Corp. 0.75% 1,901 $985K Add +3.5%
SCHK Schwab 1000 Index ETF 0.74% 30,386 $976K Add +0.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.73% 2,011 $964K Reduce -1.2%
CNRG SS SPDR S&P Kensho CLP ETF 0.69% 10,889 $917K Reduce -4.1%
IJR iShares Core S&P Small-Cap E 0.63% 6,978 $829K Add +0.7%
SPAB SS SPDR P Agg Bond ETF 0.63% 32,044 $828K Reduce -0.9%
EMQQ Emg MKT Internet ETF-USA Inc. filed as EXCHANGE TRADED CONCEPTS TRU 0.60% 16,916 $785K Reduce -7.5%
SJNK SS SPDR BB St Hi Yield ETF 0.57% 29,339 $751K Reduce -2.6%
SPSM SS SPDR P S&P 600 Small Cap 0.57% 16,168 $749K Add +0.4%
VEA Vanguard Ftse Developed ETF 0.56% 12,315 $738K Add +0.6%
BILS SS Spdrb B 3-12M T-Bill ETF 0.56% 7,395 $736K Add +2.8%
BND Vanguard Total Bond Market 0.53% 9,369 $697K Add +4.2%
MDY State Street SPDR S&P Midcap 0.53% 1,167 $695K Add +0.4%
VEU Vanguard Ftse All-World Ex-U 0.52% 9,651 $689K Add +0.8%
XSOE Wisdmtree Emerg MKT Ex-St Ow 0.46% 16,042 $609K Add +0.1%
FPE FT-Preferred Secur & Inc. ETF 0.45% 32,888 $600K Add +0.2%
VLU SS SPDR S&P 1500 Value Tilt 0.45% 2,937 $600K Add +0.4%
IMCB iShares Morningstar Mid-Cap 0.45% 7,152 $594K Reduce -12.2%
SPYM Ste STR SPDR PT S&P 500 ETF 0.45% 7,499 $588K Add +0.3%
QUS SS SPDR MSCI U Stratfact ETF 0.44% 3,356 $575K No change
SUSA iShares ESG Optimized MSCI U 0.43% 4,186 $568K Add +3.2%
DFIC Dimensional International Co. 0.42% 17,080 $560K New
XITK SS SPDR F Inno Tech ETF 0.42% 2,890 $550K Reduce -4.2%
EFIV SS SPDR S&P 500 ESG ETF 0.42% 8,646 $550K Add +1.7%
META Meta Platforms Inc. Class A 0.41% 744 $547K Add +2.5%
TSLA Tesla Inc. 0.39% 1,147 $510K Add +14.8%
USMV iShares MSCI USA Min Vol Fac 0.37% 5,120 $487K Add +2.4%
VNQ Vanguard Real Estate ETF 0.36% 5,204 $476K Add +0.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.35% 2,456 $458K Add +0.1%
KOMP SS SPDR S&P Kensho Ne Comp 0.33% 7,024 $437K Reduce -12.3%
ISCB iShares Morningstar SM Cap 0.32% 6,719 $426K Reduce -10.6%
SPMD SS SPDR P S&P 400 Midcap ETF 0.31% 7,260 $415K Reduce -1.3%
IGRO iShares Intl Div Growth ETF 0.31% 5,179 $413K Add +0.5%
IDEV iShares Core MSCI Dev MKTS 0.31% 5,115 $410K No change
NFLX Netflix Inc. 0.31% 338 $405K Add +0.3%
XLK SS Technology Select Sector 0.30% 1,405 $396K Add +0.1%
EAGG iShares ESG Aware US Aggrega 0.29% 7,962 $382K Add +7.8%
SPGP Invesco S&P 500 Garp ETF 0.29% 3,341 $380K Add +0.1%
AVGO Broadcom Inc. 0.29% 1,146 $378K Add +33.7%
GOOGL Alphabet Inc. Class A 0.28% 1,515 $368K Add +17.4%
KNG FT Vest S&P 500 DVD Arst TRG 0.27% 7,230 $357K Add +2.1%
IWF iShares Russell 1000 Growth 0.26% 742 $348K No change
BSCY Invesco Bulletshares 2034 CB 0.26% 16,483 $346K Add +5.1%
ESGD iShares Trust iShares ESG Aw 0.26% 3,677 $342K Add +2.8%
SMMV iShares MSCI USA Small-Cap M 0.25% 7,723 $332K Add +1.8%
QEFA STSR SPD MSC Eaf Stgfs-US Inc. 0.25% 3,682 $324K Reduce -0.5%
ICF iShares Select U.S. REIT ETF 0.24% 5,238 $323K Add +2.8%
ESML iShares ESG Aware MSCI USA S 0.24% 7,085 $319K Add +8.0%
MTUM iShares MSCI USA Momentum Fa 0.23% 1,199 $308K Add +0.3%
FLRN SS SPDR BB Ig Float RT ETF 0.23% 9,951 $307K Reduce -6.0%
BSMQ Invesco Bulletshares 2026 MB 0.23% 12,689 $300K Add +0.7%
DFEM Dimensional Emrg MRKT Core 0.22% 9,083 $291K New
T AT&T Inc. 0.22% 10,140 $286K Add +5.3%
JPM JPMorgan Chase & Co. 0.21% 888 $280K Add +21.6%
GOOG Alphabet Inc. Class C 0.21% 1,112 $271K New
VIOO Vanguard S&P Small-Cap 600 E 0.20% 2,419 $267K Add +3.0%
HD Home Depot Inc. 0.20% 658 $267K Add +12.9%
MYCF State Street MY2026 Corporat 0.20% 10,376 $261K Add +1.1%
ETN Eaton Corp. PLC 0.19% 683 $256K Add +4.0%
BSSX Invesco Bulletshares 2033 MB 0.18% 9,499 $243K Add +0.8%
DFAX Dimensional World Ex US Core 0.18% 7,718 $242K New
ACWX iShares MSCI Acwi Ex US ETF 0.18% 3,715 $241K No change
SPLV Invesco S&P 500 Low Volatili 0.18% 3,211 $236K Add +0.5%
BRK.B Berkshire Hathaway Inc. Class B 0.17% 456 $229K Reduce -62.9%
IVOO Vanguard S&P Mid-Cap 400 ETF 0.17% 2,072 $229K Add +0.3%
EFA iShares MSCI Eafe ETF 0.17% 2,386 $223K Reduce -2.3%
VXUS Vanguard Total Intl Stock 0.17% 2,987 $219K Add +1.4%
BSMW Invesco Bulletshares 2032 MB 0.17% 8,782 $219K Add +0.8%
ISCG iShares Morningstar Small-Ca 0.16% 4,006 $218K New
BSMT Invesco Bulletshares 2029 MB 0.16% 9,364 $216K Add +0.6%

Show all 106 holdings

Portfolio Sells Q2 2025 → Q3 2025
AMZN Amazon.com Inc. Reduce -2.1% 4.00% −0.42
BRK.B Berkshire Hathaway Inc. Class B Reduce -62.9% 0.17% −0.32
COST Costco Wholesale Corp. Sold out 0.00% −0.31
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.2% 11.46% −0.18
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −0.17
QQQ Invesco QQQ Trust Series 1 Reduce -8.2% 2.01% −0.17
BSCP Invesco Bulletshares 2025 CB Reduce -0.1% 1.17% −0.10
SRLN SS Blackstone Sr Loan ETF Reduce -2.5% 0.85% −0.09
IMCB iShares Morningstar Mid-Cap Reduce -12.2% 0.45% −0.08
SJNK SS SPDR BB St Hi Yield ETF Reduce -2.6% 0.57% −0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.8% 1.35% −0.05
XITK SS SPDR F Inno Tech ETF Reduce -4.2% 0.42% −0.05
SPAB SS SPDR P Agg Bond ETF Reduce -0.9% 0.63% −0.05
IVV iShares Core S&P 500 ETF Reduce -0.7% 3.58% −0.04
ISCB iShares Morningstar SM Cap Reduce -10.6% 0.32% −0.04
FLRN SS SPDR BB Ig Float RT ETF Reduce -6.0% 0.23% −0.04
VB Vanguard Most SM-Cap ETF-Usd Reduce -1.7% 1.31% −0.03
EMQQ Emg MKT Internet ETF-USA Inc. Reduce -7.5% 0.60% −0.03
KOMP SS SPDR S&P Kensho Ne Comp Reduce -12.3% 0.33% −0.03
QUAL iShares MSCI USA Quality Fac Reduce -0.3% 1.02% −0.02
QQQM Invesco Nasdaq 100 ETF Reduce -2.5% 1.04% −0.02
DGRO iShares Core Dividend Growth Reduce -0.1% 1.02% −0.02
QEFA STSR SPD MSC Eaf Stgfs-US Inc. Reduce -0.5% 0.25% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -1.3% 0.31% −0.01
EFA iShares MSCI Eafe ETF Reduce -2.3% 0.17% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.2% 0.73% −0.00
NVDA Nvidia Corp. Reduce -6.3% 1.01% +0.02
CNRG SS SPDR S&P Kensho CLP ETF Reduce -4.1% 0.69% +0.14

Portfolio Buys Q2 2025 → Q3 2025
DFIC Dimensional International Co. New 0.42% +0.42
DFEM Dimensional Emrg MRKT Core New 0.22% +0.22
BSCX Invesco Bulletshares 2033 CB Add +31.6% 1.13% +0.21
AAPL Apple Inc. Add +14.8% 0.88% +0.21
GOOG Alphabet Inc. Class C New 0.21% +0.21
BSCV Invesco Bulletshares 2031 CB Add +18.8% 2.04% +0.20
BSCW Invesco Bulletshares 2032 CB Add +19.4% 1.81% +0.19
BSCU Invesco Bulletshares 2030 CB Add +17.4% 2.17% +0.18
DFAX Dimensional World Ex US Core New 0.18% +0.18
ISCG iShares Morningstar Small-Ca New 0.16% +0.16
SMMD iShares Russell 2500 ETF New 0.16% +0.16
VOOV Vanguard S&P 500 Value ETF New 0.15% +0.15
DIA SS SPDR Dow Jones Indus Avg New 0.15% +0.15
TSLA Tesla Inc. Add +14.8% 0.39% +0.13
AVGO Broadcom Inc. Add +33.7% 0.29% +0.09
GOOGL Alphabet Inc. Class A Add +17.4% 0.28% +0.09
VOO Vanguard S&P 500 ETF Add +3.5% 2.90% +0.09
BSCT Invesco Bulletshares 2029 CB Add +12.1% 2.14% +0.09
VBK Van Morst SML-Cap Gro-Usd Inc. Add +3.2% 1.61% +0.04
JPM JPMorgan Chase & Co. Add +21.6% 0.21% +0.04
BSCS Invesco Bulletshares 2028 CB Add +9.7% 1.99% +0.03
HD Home Depot Inc. Add +12.9% 0.20% +0.03
ESML iShares ESG Aware MSCI USA S Add +8.0% 0.24% +0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Add +1.9% 2.15% +0.02
VXF Vanguard Extended Market ETF Add +0.0% 3.21% +0.01
SUSA iShares ESG Optimized MSCI U Add +3.2% 0.43% +0.01
XLK SS Technology Select Sector Add +0.1% 0.30% +0.01
EFIV SS SPDR S&P 500 ESG ETF Add +1.7% 0.42% +0.01
XSOE Wisdmtree Emerg MKT Ex-St Ow Add +0.1% 0.46% +0.01
IJR iShares Core S&P Small-Cap E Add +0.7% 0.63% +0.01
VIOO Vanguard S&P Small-Cap 600 E Add +3.0% 0.20% +0.01
SPSM SS SPDR P S&P 600 Small Cap Add +0.4% 0.57% +0.00
VTI VG Morningstar TS MKT ETF-US Add +0.8% 0.78% +0.00
EAGG iShares ESG Aware US Aggrega Add +7.8% 0.29% +0.00
ETN Eaton Corp. PLC Add +4.0% 0.19% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Add +0.3% 0.45% −0.00
VXUS Vanguard Total Intl Stock Add +1.4% 0.17% −0.00
SCHK Schwab 1000 Index ETF Add +0.3% 0.74% −0.00
ESGD iShares Trust iShares ESG Aw Add +2.8% 0.26% −0.00
MTUM iShares MSCI USA Momentum Fa Add +0.3% 0.23% −0.00
MSFT Microsoft Corp. Add +3.5% 0.75% −0.00
BSCY Invesco Bulletshares 2034 CB Add +5.1% 0.26% −0.00
IVOO Vanguard S&P Mid-Cap 400 ETF Add +0.3% 0.17% −0.00
XMHQ Invesco S&P Midcap Qual ETF Add +0.6% 0.81% −0.01
VEU Vanguard Ftse All-World Ex-U Add +0.8% 0.52% −0.01
VLU SS SPDR S&P 1500 Value Tilt Add +0.4% 0.45% −0.01
SPGP Invesco S&P 500 Garp ETF Add +0.1% 0.29% −0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.1% 0.35% −0.01
BSMW Invesco Bulletshares 2032 MB Add +0.8% 0.17% −0.01
BSMU Invesco Bulletshares 2030 MB Add +0.6% 0.16% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$159.0MSCHD, SPY, IQLT, IVV, VXF
Q1 2026 114$142.1MSCHD, SPY, IQLT, IVV, AMZN
Q4 2025 108$137.3MSPY, SCHD, IQLT, IVV, AMZN
Q3 2025 106$131.9MSPY, SCHD, IQLT, AMZN, IVV
Q2 2025 100$121.9MSPY, SCHD, IQLT, AMZN, IVV
Q1 2025 90$110.1MSCHD, SPY, IQLT, AMZN, IVV
Q4 2024 87$110.0MSPY, SCHD, IQLT, AMZN, IVV