Opulen Financial Group LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Opulen Financial Group LLC reported 108 stock positions worth $137.3 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 11.6% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 10.9%) and iShares MSCI International Q (IQLT, 6.2%). Compared with Q3 2025, it opened 3 new positions, sold out of 1, added to 87 and reduced 18. The biggest buy was Dimensional World Ex US Core (DFAX, shares +275%) and the biggest sale an exit from Invesco Bulletshares 2025 CB (BSCP).

Most Recent 13F
Q2 2026
Location
ARLINGTON, VA
CIK
0002055099
Portfolio Value
$137.3M (Q4 2025)
SEC Filing
0002055099-26-000001 ↗ filed Feb 10, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $110.0M Q4 2024 Q1 2025: $110.1M Q1 2025 Q2 2025: $121.9M Q2 2025 Q3 2025: $131.9M Q3 2025 Q4 2025: $137.3M $137.3M Q4 2025 Q1 2026: $142.1M Q1 2026 Q2 2026: $159.0M Q2 2026

Holdings 108 stocks · $137.3M
SPY SS SPDR S&P 500 ETF Trust-US 11.61% 23,381 $15.9M Add +3.0%
SCHD Schwab US DVD Equity ETF 10.87% 544,113 $14.9M Add +6.3%
IQLT iShares MSCI International Q 6.21% 187,673 $8.5M Add +0.8%
IVV iShares Core S&P 500 ETF 3.88% 7,777 $5.3M Add +10.3%
AMZN Amazon.com Inc. 3.74% 22,267 $5.1M Reduce -7.4%
VXF Vanguard Extended Market ETF 3.09% 20,292 $4.2M Add +0.2%
VOO Vanguard S&P 500 ETF 2.95% 6,450 $4.0M Add +3.4%
BSCU Invesco Bulletshares 2030 CB 2.29% 185,626 $3.1M Add +9.4%
BSCT Invesco Bulletshares 2029 CB 2.22% 161,452 $3.0M Add +7.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.11% 13,704 $2.9M Add +0.7%
BSCV Invesco Bulletshares 2031 CB 2.04% 167,474 $2.8M Add +3.6%
BSCS Invesco Bulletshares 2028 CB 2.01% 134,094 $2.8M Add +4.9%
QQQ Invesco QQQ Trust Series 1 2.00% 4,475 $2.7M Add +1.1%
BSCW Invesco Bulletshares 2032 CB 1.84% 120,718 $2.5M Add +5.7%
BSCQ Invesco Bulletshares 2026 CB 1.69% 118,752 $2.3M Add +3.0%
BSCR Invesco Bulletshares 2027 CB 1.63% 113,417 $2.2M Add +1.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.57% 7,143 $2.2M Add +0.2%
VB Vanguard Most SM-Cap ETF-Usd 1.34% 7,155 $1.8M Add +5.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.34% 6,353 $1.8M Add +4.7%
BSCX Invesco Bulletshares 2033 CB 1.09% 70,038 $1.5M Add +1.2%
NVDA Nvidia Corp. 1.04% 7,684 $1.4M Add +7.6%
QQQM Invesco Nasdaq 100 ETF 1.02% 5,519 $1.4M Reduce -0.6%
QUAL iShares MSCI USA Quality Fac 1.01% 6,994 $1.4M Add +1.4%
DGRO iShares Core Dividend Growth 1.01% 19,879 $1.4M Add +0.7%
AAPL Apple Inc. 0.96% 4,859 $1.3M Add +7.0%
RSP Invesco S&P 500 Equal Weight 0.87% 6,259 $1.2M Add +0.4%
SRLN SS Blackstone Sr Loan ETF 0.78% 25,911 $1.1M Reduce -3.9%
VTI VG Morningstar TS MKT ETF-US 0.77% 3,154 $1.1M Add +0.7%
XMHQ Invesco S&P Midcap Qual ETF 0.76% 10,229 $1.0M Add +0.2%
SCHK Schwab 1000 Index ETF 0.74% 31,160 $1.0M Add +2.5%
MSFT Microsoft Corp. 0.73% 2,062 $997K Add +8.5%
VUG Vanguard Mrngstar GR ETF-Sui 0.71% 2,004 $978K Reduce -0.3%
DFAX Dimensional World Ex US Core 0.69% 28,941 $947K Add +275.0%
IJR iShares Core S&P Small-Cap E 0.67% 7,605 $914K Add +9.0%
MDY State Street SPDR S&P Midcap 0.60% 1,363 $822K Add +16.8%
SPAB SS SPDR P Agg Bond ETF 0.60% 31,863 $820K Reduce -0.6%
SPSM SS SPDR P S&P 600 Small Cap 0.57% 16,747 $785K Add +3.6%
CNRG SS SPDR S&P Kensho CLP ETF 0.57% 8,754 $783K Reduce -19.6%
VEA Vanguard Ftse Developed ETF 0.56% 12,388 $774K Add +0.6%
IMCB iShares Morningstar Mid-Cap 0.56% 9,286 $768K Add +29.8%
BILS SS Spdrb B 3-12M T-Bill ETF 0.55% 7,676 $762K Add +3.8%
SJNK SS SPDR BB St Hi Yield ETF 0.54% 29,085 $736K Reduce -0.9%
BND Vanguard Total Bond Market 0.53% 9,865 $731K Add +5.3%
VEU Vanguard Ftse All-World Ex-U 0.52% 9,670 $711K Add +0.2%
DFIC Dimensional International Co. 0.46% 18,509 $638K Add +8.4%
VLU SS SPDR S&P 1500 Value Tilt 0.45% 2,951 $622K Add +0.5%
FPE FT-Preferred Secur & Inc. ETF 0.44% 33,404 $609K Add +1.6%
SPYM Ste STR SPDR PT S&P 500 ETF 0.44% 7,521 $603K Add +0.3%
EMQQ Emg MKT Internet ETF-USA Inc. filed as EXCHANGE TRADED CONCEPTS TRU 0.43% 14,679 $592K Reduce -13.2%
SUSA iShares ESG Optimized MSCI U 0.43% 4,245 $592K Add +1.4%
XSOE Wisdmtree Emerg MKT Ex-St Ow 0.43% 15,126 $590K Reduce -5.7%
QUS SS SPDR MSCI U Stratfact ETF 0.43% 3,384 $589K Add +0.8%
EFIV SS SPDR S&P 500 ESG ETF 0.42% 8,669 $573K Add +0.3%
TSLA Tesla Inc. 0.40% 1,219 $548K Add +6.3%
META Meta Platforms Inc. Class A 0.37% 775 $511K Add +4.2%
GOOGL Alphabet Inc. Class A 0.35% 1,550 $485K Add +2.3%
USMV iShares MSCI USA Min Vol Fac 0.35% 5,129 $483K Add +0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.34% 2,463 $471K Add +0.3%
VNQ Vanguard Real Estate ETF 0.34% 5,316 $470K Add +2.1%
XITK SS SPDR F Inno Tech ETF 0.34% 2,625 $468K Reduce -9.2%
SPMD SS SPDR P S&P 400 Midcap ETF 0.32% 7,638 $442K Add +5.2%
AVGO Broadcom Inc. 0.32% 1,258 $435K Add +9.8%
IDEV iShares Core MSCI Dev MKTS 0.31% 5,210 $430K Add +1.9%
XLK SS Technology Select Sector 0.31% 2,981 $429K Add +6.1%
IGRO iShares Intl Div Growth ETF 0.31% 5,115 $423K Reduce -1.2%
GOOG Alphabet Inc. Class C 0.30% 1,322 $415K Add +18.9%
MYCF State Street MY2026 Corporat 0.30% 16,399 $411K Add +58.0%
DFEM Dimensional Emrg MRKT Core 0.30% 12,355 $409K Add +36.0%
ISCB iShares Morningstar SM Cap 0.29% 6,181 $402K Reduce -8.0%
KOMP SS SPDR S&P Kensho Ne Comp 0.29% 6,694 $400K Reduce -4.7%
EAGG iShares ESG Aware US Aggrega 0.28% 8,068 $386K Add +1.3%
SPGP Invesco S&P 500 Garp ETF 0.28% 3,348 $381K Add +0.2%
DFAS Dimensional US Small Cap ETF 0.27% 5,299 $369K New
ESGD iShares Trust iShares ESG Aw 0.26% 3,747 $356K Add +1.9%
KNG FT Vest S&P 500 DVD Arst TRG 0.26% 7,183 $353K Reduce -0.7%
IWF iShares Russell 1000 Growth 0.26% 743 $352K Add +0.1%
BSCY Invesco Bulletshares 2034 CB 0.26% 16,674 $350K Add +1.2%
QEFA STSR SPD MSC Eaf Stgfs-US Inc. 0.25% 3,734 $339K Add +1.4%
SMMV iShares MSCI USA Small-Cap M 0.24% 7,748 $336K Add +0.3%
ESML iShares ESG Aware MSCI USA S 0.24% 7,185 $330K Add +1.4%
FLRN SS SPDR BB Ig Float RT ETF 0.23% 10,097 $310K Add +1.5%
JPM JPMorgan Chase & Co. 0.23% 961 $310K Add +8.2%
ICF iShares Select U.S. REIT ETF 0.22% 5,071 $303K Reduce -3.2%
BSMQ Invesco Bulletshares 2026 MB 0.22% 12,772 $302K Add +0.7%
NFLX Netflix Inc. 0.22% 3,214 $301K Reduce -4.9%
MTUM iShares MSCI USA Momentum Fa 0.22% 1,203 $301K Add +0.3%
VIOO Vanguard S&P Small-Cap 600 E 0.20% 2,502 $278K Add +3.4%
ACWX iShares MSCI Acwi Ex US ETF 0.18% 3,773 $253K Add +1.6%
AMD Advanced Micro Devices 0.18% 1,167 $250K New
BSSX Invesco Bulletshares 2033 MB 0.18% 9,578 $248K Add +0.8%
BRK.B Berkshire Hathaway Inc. Class B 0.18% 485 $244K Add +6.4%
T AT&T Inc. 0.18% 9,812 $244K Reduce -3.2%
HD Home Depot Inc. 0.17% 680 $234K Add +3.3%
EFA iShares MSCI Eafe ETF 0.17% 2,430 $233K Add +1.8%
IVOO Vanguard S&P Mid-Cap 400 ETF 0.17% 2,079 $232K Add +0.3%
SPLV Invesco S&P 500 Low Volatili 0.17% 3,229 $231K Add +0.6%
VXUS Vanguard Total Intl Stock 0.16% 3,000 $226K Add +0.4%
LLY Eli Lilly & Co. 0.16% 209 $225K New
ISCG iShares Morningstar Small-Ca 0.16% 4,014 $223K Add +0.2%
BSMW Invesco Bulletshares 2032 MB 0.16% 8,850 $222K Add +0.8%

Show all 108 holdings

Portfolio Sells Q3 2025 → Q4 2025
BSCP Invesco Bulletshares 2025 CB Sold out 0.00% −1.17
AMZN Amazon.com Inc. Reduce -7.4% 3.74% −0.26
EMQQ Emg MKT Internet ETF-USA Inc. Reduce -13.2% 0.43% −0.16
CNRG SS SPDR S&P Kensho CLP ETF Reduce -19.6% 0.57% −0.12
NFLX Netflix Inc. Reduce -4.9% 0.22% −0.09
XITK SS SPDR F Inno Tech ETF Reduce -9.2% 0.34% −0.08
SRLN SS Blackstone Sr Loan ETF Reduce -3.9% 0.78% −0.07
KOMP SS SPDR S&P Kensho Ne Comp Reduce -4.7% 0.29% −0.04
T AT&T Inc. Reduce -3.2% 0.18% −0.04
SJNK SS SPDR BB St Hi Yield ETF Reduce -0.9% 0.54% −0.03
XSOE Wisdmtree Emerg MKT Ex-St Ow Reduce -5.7% 0.43% −0.03
ISCB iShares Morningstar SM Cap Reduce -8.0% 0.29% −0.03
SPAB SS SPDR P Agg Bond ETF Reduce -0.6% 0.60% −0.03
ICF iShares Select U.S. REIT ETF Reduce -3.2% 0.22% −0.02
QQQM Invesco Nasdaq 100 ETF Reduce -0.6% 1.02% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.3% 0.71% −0.02
KNG FT Vest S&P 500 DVD Arst TRG Reduce -0.7% 0.26% −0.01
SMMD iShares Russell 2500 ETF Reduce -1.0% 0.15% −0.01
IGRO iShares Intl Div Growth ETF Reduce -1.2% 0.31% −0.00

Portfolio Buys Q3 2025 → Q4 2025
DFAX Dimensional World Ex US Core Add +275.0% 0.69% +0.51
IVV iShares Core S&P 500 ETF Add +10.3% 3.88% +0.30
SCHD Schwab US DVD Equity ETF Add +6.3% 10.87% +0.28
DFAS Dimensional US Small Cap ETF New 0.27% +0.27
AMD Advanced Micro Devices New 0.18% +0.18
LLY Eli Lilly & Co. New 0.16% +0.16
SPY SS SPDR S&P 500 ETF Trust-US Add +3.0% 11.61% +0.15
BSCU Invesco Bulletshares 2030 CB Add +9.4% 2.29% +0.11
IMCB iShares Morningstar Mid-Cap Add +29.8% 0.56% +0.11
MYCF State Street MY2026 Corporat Add +58.0% 0.30% +0.10
GOOG Alphabet Inc. Class C Add +18.9% 0.30% +0.10
AAPL Apple Inc. Add +7.0% 0.96% +0.09
DFEM Dimensional Emrg MRKT Core Add +36.0% 0.30% +0.08
GOOGL Alphabet Inc. Class A Add +2.3% 0.35% +0.07
BSCT Invesco Bulletshares 2029 CB Add +7.5% 2.22% +0.07
MDY State Street SPDR S&P Midcap Add +16.8% 0.60% +0.07
VOO Vanguard S&P 500 ETF Add +3.4% 2.95% +0.05
DFIC Dimensional International Co. Add +8.4% 0.46% +0.04
IJR iShares Core S&P Small-Cap E Add +9.0% 0.67% +0.04
NVDA Nvidia Corp. Add +7.6% 1.04% +0.03
VB Vanguard Most SM-Cap ETF-Usd Add +5.0% 1.34% +0.03
AVGO Broadcom Inc. Add +9.8% 0.32% +0.03
BSCW Invesco Bulletshares 2032 CB Add +5.7% 1.84% +0.03
BSCS Invesco Bulletshares 2028 CB Add +4.9% 2.01% +0.02
JPM JPMorgan Chase & Co. Add +8.2% 0.23% +0.01
TSLA Tesla Inc. Add +6.3% 0.40% +0.01
XLK SS Technology Select Sector Add +6.1% 0.31% +0.01
SPMD SS SPDR P S&P 400 Midcap ETF Add +5.2% 0.32% +0.01
SCHK Schwab 1000 Index ETF Add +2.5% 0.74% +0.00
VEA Vanguard Ftse Developed ETF Add +0.6% 0.56% +0.00
BND Vanguard Total Bond Market Add +5.3% 0.53% +0.00
SPSM SS SPDR P S&P 600 Small Cap Add +3.6% 0.57% +0.00
BRK.B Berkshire Hathaway Inc. Class B Add +6.4% 0.18% +0.00
IDEV iShares Core MSCI Dev MKTS Add +1.9% 0.31% +0.00
ACWX iShares MSCI Acwi Ex US ETF Add +1.6% 0.18% +0.00
QEFA STSR SPD MSC Eaf Stgfs-US Inc. Add +1.4% 0.25% +0.00
EFA iShares MSCI Eafe ETF Add +1.8% 0.17% +0.00
EFIV SS SPDR S&P 500 ESG ETF Add +0.3% 0.42% +0.00
SUSA iShares ESG Optimized MSCI U Add +1.4% 0.43% +0.00
ESGD iShares Trust iShares ESG Aw Add +1.9% 0.26% +0.00
DIA SS SPDR Dow Jones Indus Avg Add +0.5% 0.15% 0.00
VIOO Vanguard S&P Small-Cap 600 E Add +3.4% 0.20% −0.00
VOOV Vanguard S&P 500 Value ETF Add +0.4% 0.15% −0.00
ESML iShares ESG Aware MSCI USA S Add +1.4% 0.24% −0.00
VXUS Vanguard Total Intl Stock Add +0.4% 0.16% −0.00
VLU SS SPDR S&P 1500 Value Tilt Add +0.5% 0.45% −0.00
ISCG iShares Morningstar Small-Ca Add +0.2% 0.16% −0.00
BILS SS Spdrb B 3-12M T-Bill ETF Add +3.8% 0.55% −0.00
BSSX Invesco Bulletshares 2033 MB Add +0.8% 0.18% −0.00
IVOO Vanguard S&P Mid-Cap 400 ETF Add +0.3% 0.17% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$159.0MSCHD, SPY, IQLT, IVV, VXF
Q1 2026 114$142.1MSCHD, SPY, IQLT, IVV, AMZN
Q4 2025 108$137.3MSPY, SCHD, IQLT, IVV, AMZN
Q3 2025 106$131.9MSPY, SCHD, IQLT, AMZN, IVV
Q2 2025 100$121.9MSPY, SCHD, IQLT, AMZN, IVV
Q1 2025 90$110.1MSCHD, SPY, IQLT, AMZN, IVV
Q4 2024 87$110.0MSPY, SCHD, IQLT, AMZN, IVV