Pension & Wealth Management Advisors, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed August 7, 2026), Pension & Wealth Management Advisors, Inc. reported 539 stock positions worth $317.2 million. Its top holding was Schwab 1000 Index ETF (SCHK) at 12.1% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 7.8%) and SS Doubleline TR Tact ETF (TOTL, 7.7%). Compared with Q2 2025, it opened 83 new positions, sold out of 42, added to 157 and reduced 127. The biggest buy was Schwab 1000 Index ETF (SCHK, shares +26%) and the biggest sale Wisdomtree U.S. Quality Divi (DGRW, shares −51%).
- Most Recent 13F
- Q2 2026
- Location
- WALTHAM, MA
- CIK
- 0002145782
- Portfolio Value
- $317.2M (Q3 2025)
- SEC Filing
- 0002145782-26-000013 ↗ filed Aug 7, 2026
Holdings Value
Holdings 539 stocks · $317.2M
| SCHK Schwab 1000 Index ETF | 12.11% | 1,196,453 | $38.4M | Add +26.0% |
| FBND Fidelity Total Bond ETF | 7.81% | 536,060 | $24.8M | Reduce -0.5% |
| TOTL SS Doubleline TR Tact ETF | 7.67% | 599,422 | $24.3M | Add +3.2% |
| VTI VG Morningstar TS MKT ETF-US | 7.48% | 72,274 | $23.7M | Reduce -0.5% |
| IXUS iShares Core Intl Stock ETF | 4.61% | 176,930 | $14.6M | Add +16.3% |
| DGRW Wisdomtree U.S. Quality Divi | 3.29% | 117,413 | $10.4M | Reduce -50.8% |
| IVV iShares Core S&P 500 ETF | 3.14% | 14,895 | $10.0M | Reduce -1.3% |
| CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL | 2.42% | 227,798 | $7.7M | New |
| FLTR Vaneck Ig Floating Rate ETF | 2.00% | 248,117 | $6.3M | Reduce -4.2% |
| DGS Wisdomtree Em Small Cap | 1.97% | 109,647 | $6.3M | Reduce -6.5% |
| IJH iShares Core S&P Midcap ETF | 1.54% | 74,832 | $4.9M | Reduce -0.9% |
| CLOA iShares Aaa Clo Act ETF-Usdi | 1.45% | 88,325 | $4.6M | Add +595.4% |
| VDC Vanguard Consumer Staple ETF | 1.32% | 19,574 | $4.2M | Reduce -1.2% |
| AAPL Apple Inc. | 1.20% | 14,934 | $3.8M | Reduce -2.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.10% | 6,937 | $3.5M | Reduce -0.2% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.09% | 79,745 | $3.5M | Reduce -38.7% |
| VIG Vanguard Dividend Apprec ETF | 1.08% | 15,910 | $3.4M | Add +0.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.98% | 12,282 | $3.1M | Reduce -0.2% |
| NVDA Nvidia Corp. | 0.97% | 16,448 | $3.1M | Add +1.3% |
| ICSH iShares Ultra Short Duration | 0.93% | 58,321 | $3.0M | Reduce -43.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.87% | 9,404 | $2.8M | Add +0.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.84% | 27,900 | $2.7M | Reduce -0.9% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.79% | 58,451 | $2.5M | Reduce -9.9% |
| MSFT Microsoft Corp. | 0.76% | 4,667 | $2.4M | Add +0.7% |
| PM Philip Morris International | 0.76% | 14,864 | $2.4M | Add +0.0% |
| RSP Invesco S&P 500 Equal Weight | 0.74% | 12,422 | $2.4M | Add +0.0% |
| IJR iShares Core S&P Small-Cap E | 0.65% | 17,249 | $2.0M | Reduce -1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.61% | 2,889 | $1.9M | Reduce -4.8% |
| JSMD Janus Small Mid Cap GR Alp | 0.60% | 22,580 | $1.9M | Reduce -2.9% |
| CWB SS SPDR BB Conv Sec ETF | 0.58% | 20,220 | $1.8M | No change |
| APLD Applied Digital Corp. | 0.54% | 74,904 | $1.7M | Reduce -16.8% |
| VXUS Vanguard Total Intl Stock | 0.54% | 23,206 | $1.7M | Add +1.9% |
| FDIS Fidelity MSCI Cons Discr Ind | 0.53% | 16,471 | $1.7M | Reduce -1.2% |
| VYM Vanguard High DVD Yield ETF | 0.53% | 11,969 | $1.7M | Reduce -0.9% |
| BHK BlackRock Core Bond Trust | 0.50% | 161,059 | $1.6M | Reduce -4.1% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.50% | 50,798 | $1.6M | Add +1.2% |
| GOOGL Alphabet Inc. Class A | 0.50% | 6,474 | $1.6M | Add +16.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.49% | 8,326 | $1.6M | Reduce -1.6% |
| WELL Welltower Inc. | 0.46% | 8,244 | $1.5M | Add +0.5% |
| DHS Wisdomtree US High Dividend | 0.44% | 13,844 | $1.4M | Reduce -7.3% |
| MFEM PIMCO Rafi Dynamic Multi-Fac filed as PIMCO EQUITY SER | 0.43% | 60,384 | $1.4M | Reduce -4.5% |
| VTWO Vanguard Russell 2000 ETF | 0.42% | 13,704 | $1.3M | Add +0.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.41% | 2,771 | $1.3M | Reduce -1.9% |
| XLK SS Technology Select Sector | 0.37% | 4,163 | $1.2M | Reduce -5.7% |
| IJT iShares S&P Small-Cap 600 GR | 0.36% | 8,141 | $1.2M | Add +0.3% |
| VFH Vanguard Financials ETF | 0.33% | 8,004 | $1.1M | No change |
| XBGYX BlackRock Enh Intl DVD TR | 0.33% | 181,870 | $1.0M | Add +7.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.32% | 14,172 | $1.0M | Add +24.6% |
| ISCF iShares International Small | 0.32% | 24,471 | $1.0M | Reduce -1.6% |
| IWR iShares Russell Mid-Cap ETF | 0.31% | 10,168 | $982K | Add +0.0% |
| JPM JPMorgan Chase & Co. | 0.30% | 3,011 | $950K | Add +1.9% |
| MO Altria Group Inc. | 0.30% | 14,301 | $945K | Reduce -2.6% |
| AMZN Amazon.com Inc. | 0.30% | 4,266 | $937K | Add +17.3% |
| XFRAX BlackRock Fltng RT Inc. Strat | 0.29% | 70,883 | $920K | Reduce -10.0% |
| HD Home Depot Inc. | 0.29% | 2,245 | $910K | Add +1.5% |
| IWF iShares Russell 1000 Growth | 0.28% | 1,899 | $890K | No change |
| IDV iShares International Select | 0.28% | 24,144 | $883K | Reduce -19.3% |
| FFSM Fidelity FNDM SM Mid Cap ETF | 0.27% | 29,600 | $865K | Add +3.5% |
| SDY SS SPDR S&P Dividend ETF | 0.27% | 6,002 | $841K | No change |
| IYC iShares US Consumer Discreti | 0.26% | 8,000 | $838K | No change |
| FLOT iShares Floating Rate Bond E | 0.26% | 16,276 | $831K | Reduce -55.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.26% | 15,531 | $824K | Reduce -6.1% |
| GSBD Goldman Sachs BDC Inc. | 0.26% | 79,652 | $810K | Add +23.4% |
| CGBD Carlyle Secured Lending Inc. | 0.24% | 62,173 | $777K | Add +4522.5% |
| EPI Wisdomtree India Earnings | 0.24% | 17,020 | $752K | Reduce -79.1% |
| CEMB iShares JP Morgan Em Corpora | 0.23% | 15,848 | $733K | Reduce -6.0% |
| GOF Guggenheim Strategic Opport | 0.23% | 48,749 | $730K | Reduce -12.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.23% | 4,159 | $726K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.23% | 8,543 | $724K | Reduce -4.7% |
| META Meta Platforms Inc. Class A | 0.22% | 968 | $712K | Add +19.6% |
| BDJ BlackRock Enhanced Eqty DVD | 0.22% | 77,679 | $708K | Reduce -0.2% |
| GOOG Alphabet Inc. Class C | 0.22% | 2,900 | $706K | Reduce -0.5% |
| XHE SS SPDR S&P HC Equip ETF | 0.22% | 8,893 | $700K | No change |
| MLPA Global X MLP ETF | 0.22% | 14,434 | $699K | Reduce -12.8% |
| VSS Vanguard Ftse All Wo X-US SC | 0.21% | 4,783 | $682K | Add +0.0% |
| EMLC Vaneck JPM Em Local Curr BND | 0.21% | 25,584 | $653K | Reduce -13.5% |
| MDLZ Mondelez International Inc. Class A | 0.21% | 10,417 | $651K | Add +8.5% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.19% | 11,746 | $587K | Reduce -5.7% |
| AOA iShares Core 80/20 Aggressiv | 0.18% | 6,350 | $560K | Add +11.5% |
| DES Wisdomtree US Smallcap Divid | 0.17% | 16,198 | $546K | Reduce -5.5% |
| VINP Vinci Compass Investments LT | 0.17% | 49,575 | $533K | Reduce -2.9% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.16% | 12,802 | $518K | Add +21.2% |
| DHR Danaher Corp. | 0.16% | 2,528 | $502K | Add +15.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 834 | $501K | Reduce -2.0% |
| KO The Coca-Cola Co. | 0.15% | 7,364 | $488K | Add +0.7% |
| HDV iShares Core High Dividend E | 0.15% | 3,918 | $480K | Reduce -13.5% |
| SUSA iShares ESG Optimized MSCI U | 0.15% | 3,513 | $477K | Reduce -0.8% |
| BX Blackstone Inc. | 0.15% | 2,734 | $467K | Reduce -38.1% |
| NEE Nextera Energy Inc. | 0.15% | 6,138 | $463K | Add +17.3% |
| IHDG Wisdomtree International Hed | 0.15% | 10,000 | $461K | No change |
| EBND State Street SPDR Bloomberg | 0.14% | 20,659 | $441K | Reduce -2.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.14% | 2,080 | $434K | Reduce -0.8% |
| DSL Doubleline Income Solutions | 0.14% | 35,203 | $432K | Reduce -1.9% |
| IJS iShares S&P Small-Cap 600 Va | 0.14% | 3,895 | $431K | Reduce -7.2% |
| DVY iShares Select Dividend ETF | 0.14% | 3,023 | $430K | Add +0.9% |
| FDIF Fidelity Disruptors ETF | 0.14% | 12,063 | $429K | Add +5.5% |
| OWL Blue Owl Capital Inc. | 0.13% | 24,824 | $420K | Add +28.2% |
| XOM Exxon Mobil Corp. | 0.13% | 3,664 | $413K | Add +0.0% |
| FHLC Fidelity MSCI Health Care | 0.13% | 6,013 | $402K | Reduce -2.6% |
| SMDV Proshrs RSL 2000 DVD GRW ETF | 0.13% | 6,000 | $400K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| DGRW Wisdomtree U.S. Quality Divi | Reduce -50.8% | 3.29% | −3.41 |
| EPI Wisdomtree India Earnings | Reduce -79.1% | 0.24% | −1.06 |
| ICSH iShares Ultra Short Duration | Reduce -43.2% | 0.93% | −0.81 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -38.7% | 1.09% | −0.79 |
| FBND Fidelity Total Bond ETF | Reduce -0.5% | 7.81% | −0.44 |
| FLOT iShares Floating Rate Bond E | Reduce -55.2% | 0.26% | −0.36 |
| EDV Vanguard Extended Dur Treas | Sold out | 0.00% | −0.25 |
| FLTR Vaneck Ig Floating Rate ETF | Reduce -4.2% | 2.00% | −0.21 |
| DGS Wisdomtree Em Small Cap | Reduce -6.5% | 1.97% | −0.20 |
| VDC Vanguard Consumer Staple ETF | Reduce -1.2% | 1.32% | −0.14 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -9.9% | 0.79% | −0.08 |
| BX Blackstone Inc. | Reduce -38.1% | 0.15% | −0.07 |
| RPC Ridgepost Capital Inc. Class A | Reduce -38.1% | 0.11% | −0.07 |
| IDV iShares International Select | Reduce -19.3% | 0.28% | −0.07 |
| TTD Trade Desk Inc./the Class A | Sold out | 0.00% | −0.06 |
| MLPA Global X MLP ETF | Reduce -12.8% | 0.22% | −0.06 |
| XFRAX BlackRock Fltng RT Inc. Strat | Reduce -10.0% | 0.29% | −0.06 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.9% | 0.84% | −0.05 |
| GOF Guggenheim Strategic Opport | Reduce -12.3% | 0.23% | −0.05 |
| EMLC Vaneck JPM Em Local Curr BND | Reduce -13.5% | 0.21% | −0.05 |
| BHK BlackRock Core Bond Trust | Reduce -4.1% | 0.50% | −0.04 |
| DHS Wisdomtree US High Dividend | Reduce -7.3% | 0.44% | −0.04 |
| ISRG Intuitive Surgical Inc. | Reduce -4.9% | 0.11% | −0.04 |
| MPWR Monolithic Power Systems Inc. | Sold out | 0.00% | −0.04 |
| VRT Vertiv Holdings Co. Class A | Reduce -55.8% | 0.04% | −0.04 |
| EQAL Invesco Russell 1000 Equal W | Reduce -46.5% | 0.04% | −0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -6.1% | 0.26% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.2% | 1.10% | −0.03 |
| ALAB Astera Labs Inc. | Reduce -85.6% | 0.01% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.9% | 1.54% | −0.03 |
| FISV Fiserv Inc. | Reduce -43.4% | 0.02% | −0.03 |
| HDV iShares Core High Dividend E | Reduce -13.5% | 0.15% | −0.03 |
| CEMB iShares JP Morgan Em Corpora | Reduce -6.0% | 0.23% | −0.03 |
| ONEY SS SPDR R1000 Yield Foc ETF | Reduce -55.6% | 0.02% | −0.02 |
| QVMT Invesco S&P 500 Concentrated | Sold out | 0.00% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.8% | 0.61% | −0.02 |
| INTU Intuit Inc. | Reduce -4.0% | 0.08% | −0.02 |
| LQDB iShares BBB Rate Corp. Bond | Sold out | 0.00% | −0.02 |
| MFEM PIMCO Rafi Dynamic Multi-Fac | Reduce -4.5% | 0.43% | −0.02 |
| BAX Baxter International Inc. | Sold out | 0.00% | −0.02 |
| LKQ LKQ Corp. | Sold out | 0.00% | −0.02 |
| XLF SS Financial Select Sector | Reduce -34.5% | 0.03% | −0.02 |
| BNY Bank of New York Mellon Corp. | Reduce -69.6% | 0.01% | −0.02 |
| DPG Duff & Phelps Utility & Inc. | Reduce -14.9% | 0.09% | −0.02 |
| USRT iShares Core US REIT ETF | Reduce -50.0% | 0.02% | −0.02 |
| CAG Conagra Brands Inc. | Sold out | 0.00% | −0.02 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Reduce -57.6% | 0.01% | −0.02 |
| NOW ServiceNow Inc. | Reduce -25.9% | 0.03% | −0.01 |
| RYLD Global X Russell 2000 Cov Class | Reduce -50.2% | 0.01% | −0.01 |
| HUBS HubSpot Inc. | Reduce -94.7% | 0.00% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| SCHK Schwab 1000 Index ETF | Add +26.0% | 12.11% | +2.62 |
| CGIE Cap Group Intl Equity | New | 2.42% | +2.42 |
| CLOA iShares Aaa Clo Act ETF-Usdi | Add +595.4% | 1.45% | +1.23 |
| IXUS iShares Core Intl Stock ETF | Add +16.3% | 4.61% | +0.66 |
| CGBD Carlyle Secured Lending Inc. | Add +4522.5% | 0.24% | +0.24 |
| GOOGL Alphabet Inc. Class A | Add +16.1% | 0.50% | +0.17 |
| NVDA Nvidia Corp. | Add +1.3% | 0.97% | +0.11 |
| ADBE Adobe Inc. | New | 0.08% | +0.08 |
| CMG Chipotle Mexican Grill Inc. | New | 0.08% | +0.08 |
| APO Apollo Global Management Inc. | Add +1231.3% | 0.08% | +0.07 |
| VEU Vanguard Ftse All-World Ex-U | Add +24.6% | 0.32% | +0.06 |
| CLBT Cellebrite Di Ltd. | Add +122.6% | 0.09% | +0.06 |
| ICFI Icf International Inc. | New | 0.05% | +0.05 |
| ONTO Onto Innovation Inc. | New | 0.05% | +0.05 |
| ODD Oddity Tech Ltd. Class A | New | 0.04% | +0.04 |
| PAR Par Technology Corp. | New | 0.04% | +0.04 |
| WELL Welltower Inc. | Add +0.5% | 0.46% | +0.04 |
| OFIX Orthofix Medical Inc. | New | 0.04% | +0.04 |
| AVGO Broadcom Inc. | Add +28.1% | 0.11% | +0.03 |
| TMO Thermo Fisher Scientific Inc. | Add +114.5% | 0.06% | +0.03 |
| AMZN Amazon.com Inc. | Add +17.3% | 0.30% | +0.03 |
| ARE Alexandria Real Estate Equit | Add +21.4% | 0.11% | +0.03 |
| ESTC Elastic NV | Add +47.9% | 0.09% | +0.03 |
| JNJ Johnson & Johnson | Add +11.3% | 0.12% | +0.03 |
| NEE Nextera Energy Inc. | Add +17.3% | 0.15% | +0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +877.9% | 0.03% | +0.02 |
| AOR iShares Core 60/40 Balanced | Add +45.4% | 0.08% | +0.02 |
| META Meta Platforms Inc. Class A | Add +19.6% | 0.22% | +0.02 |
| QCOM Qualcomm Inc. | Add +99.5% | 0.05% | +0.02 |
| GTLS Chart Industries Inc. | Add +12.0% | 0.10% | +0.02 |
| VTWO Vanguard Russell 2000 ETF | Add +0.0% | 0.42% | +0.02 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Add +21.2% | 0.16% | +0.02 |
| ESML iShares ESG Aware MSCI USA S | New | 0.02% | +0.02 |
| QYLD Global X Nasd 100 Cov Call | New | 0.02% | +0.02 |
| MDT Medtronic PLC | Add +91.9% | 0.04% | +0.02 |
| CVX Chevron Corp. | Add +173.0% | 0.03% | +0.02 |
| ABBV Abbvie Inc. | Add +13.6% | 0.07% | +0.02 |
| LHX L3HARRIS Technologies Inc. | Add +49.3% | 0.04% | +0.02 |
| PHR Phreesia Inc. | Add +80.5% | 0.06% | +0.02 |
| SHOP Shopify Inc. Class A | Add +73.5% | 0.03% | +0.02 |
| AOA iShares Core 80/20 Aggressiv | Add +11.5% | 0.18% | +0.02 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +1.2% | 0.50% | +0.02 |
| ASML ASML Holding NV-NY Reg SHS | Add +371.4% | 0.02% | +0.02 |
| TSLA Tesla Inc. | Add +18.7% | 0.04% | +0.02 |
| PLTR Palantir Technologies Inc. Class A | Add +11.4% | 0.05% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Add +23.1% | 0.07% | +0.02 |
| HD Home Depot Inc. | Add +1.5% | 0.29% | +0.02 |
| PANW Palo Alto Networks Inc. | New | 0.02% | +0.02 |
| BA The Boeing Co. | Add +64.9% | 0.04% | +0.01 |
| DOV Dover Corp. | New | 0.01% | +0.01 |
Notes & Other Activity Q2 2025 → Q3 2025
| ITEQ Amplify Bluestar Israel Tech | BLUE ISRA TE ETF | Sold out | 0 | $7before exit |
| BRISTOL MYERS - CELGENE CVR | RIGHT 12/30/2030 | Sold out | 12 | $0before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 540 | $370.9M | SCHK, FBND, TOTL, VTI, IXUS |
| Q1 2026 | 509 | $337.2M | SCHK, FBND, TOTL, VTI, IXUS |
| Q4 2025 | 532 | $337.3M | SCHK, FBND, TOTL, VTI, IXUS |
| Q3 2025 | 539 | $317.2M | SCHK, FBND, TOTL, VTI, IXUS |
| Q2 2025 | 497 | $298.4M | SCHK, FBND, TOTL, VTI, DGRW |
| Q1 2025 | 477 | $268.9M | SCHK, FBND, VTI, TOTL, DGRW |
| Q4 2024 | 473 | $250.4M | SCHK, FBND, TOTL, VTI, DGRW |
| Q3 2024 | 377 | $195.0M | SCHK, FBND, TOTL, DGRW, IXUS |
| Q2 2024 | 360 | $174.2M | SCHK, FBND, TOTL, DGRW, IXUS |
| Q1 2024 | 347 | $152.0M | SCHK, DGRW, IXUS, VCIT, DGS |