Pension & Wealth Management Advisors, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed August 7, 2026), Pension & Wealth Management Advisors, Inc. reported 532 stock positions worth $337.3 million. Its top holding was Schwab 1000 Index ETF (SCHK) at 12.6% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 8.0%) and SS Doubleline TR Tact ETF (TOTL, 7.8%). Compared with Q3 2025, it opened 73 new positions, sold out of 79, added to 181 and reduced 116. The biggest buy was Apple (AAPL, shares +68%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- WALTHAM, MA
- CIK
- 0002145782
- Portfolio Value
- $337.3M (Q4 2025)
- SEC Filing
- 0002145782-26-000014 ↗ filed Aug 7, 2026
Holdings Value
Holdings 532 stocks · $337.3M
| SCHK Schwab 1000 Index ETF | 12.55% | 1,290,890 | $42.3M | Add +7.9% |
| FBND Fidelity Total Bond ETF | 7.98% | 584,863 | $26.9M | Add +9.1% |
| TOTL SS Doubleline TR Tact ETF | 7.75% | 649,763 | $26.2M | Add +8.4% |
| VTI VG Morningstar TS MKT ETF-US | 6.85% | 68,920 | $23.1M | Reduce -4.6% |
| IXUS iShares Core Intl Stock ETF | 4.86% | 193,845 | $16.4M | Add +9.6% |
| DGRW Wisdomtree U.S. Quality Divi | 3.14% | 118,293 | $10.6M | Add +0.8% |
| CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL | 2.90% | 281,295 | $9.8M | Add +23.5% |
| IVV iShares Core S&P 500 ETF | 2.71% | 13,363 | $9.2M | Reduce -10.3% |
| AAPL Apple Inc. | 2.02% | 25,090 | $6.8M | Add +68.0% |
| DGS Wisdomtree Em Small Cap | 1.95% | 115,105 | $6.6M | Add +5.0% |
| FLTR Vaneck Ig Floating Rate ETF | 1.72% | 227,273 | $5.8M | Reduce -8.4% |
| CLOA iShares Aaa Clo Act ETF-Usdi | 1.61% | 104,895 | $5.4M | Add +18.8% |
| NVDA Nvidia Corp. | 1.11% | 20,141 | $3.8M | Add +22.4% |
| IJH iShares Core S&P Midcap ETF | 1.07% | 54,531 | $3.6M | Reduce -27.1% |
| VDC Vanguard Consumer Staple ETF | 1.04% | 16,650 | $3.5M | Reduce -14.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.01% | 6,796 | $3.4M | Reduce -2.0% |
| VIG Vanguard Dividend Apprec ETF | 0.99% | 15,241 | $3.3M | Reduce -4.2% |
| MSFT Microsoft Corp. | 0.90% | 6,279 | $3.0M | Add +34.5% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.90% | 70,815 | $3.0M | Reduce -11.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.85% | 11,115 | $2.9M | Reduce -9.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.80% | 9,263 | $2.7M | Reduce -1.5% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.77% | 57,705 | $2.6M | Reduce -1.3% |
| USMV iShares MSCI USA Min Vol Fac | 0.77% | 27,610 | $2.6M | Reduce -1.0% |
| PM Philip Morris International | 0.71% | 14,864 | $2.4M | No change |
| ICSH iShares Ultra Short Duration | 0.69% | 45,901 | $2.3M | Reduce -21.3% |
| RSP Invesco S&P 500 Equal Weight | 0.69% | 12,115 | $2.3M | Reduce -2.5% |
| GOOGL Alphabet Inc. Class A | 0.60% | 6,509 | $2.0M | Add +0.5% |
| APLD Applied Digital Corp. | 0.54% | 74,904 | $1.8M | No change |
| JSMD Janus Small Mid Cap GR Alp | 0.54% | 22,498 | $1.8M | Reduce -0.4% |
| META Meta Platforms Inc. Class A | 0.51% | 2,605 | $1.7M | Add +169.1% |
| VYM Vanguard High DVD Yield ETF | 0.50% | 11,720 | $1.7M | Reduce -2.1% |
| VXUS Vanguard Total Intl Stock | 0.49% | 22,076 | $1.7M | Reduce -4.9% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.47% | 50,692 | $1.6M | Reduce -0.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.47% | 8,326 | $1.6M | No change |
| WELL Welltower Inc. | 0.46% | 8,275 | $1.5M | Add +0.4% |
| IJR iShares Core S&P Small-Cap E | 0.45% | 12,694 | $1.5M | Reduce -26.4% |
| AMZN Amazon.com Inc. | 0.45% | 6,589 | $1.5M | Add +54.5% |
| BHK BlackRock Core Bond Trust | 0.42% | 148,120 | $1.4M | Reduce -8.0% |
| DHS Wisdomtree US High Dividend | 0.42% | 13,844 | $1.4M | No change |
| MFEM PIMCO Rafi Dynamic Multi-Fac filed as PIMCO EQUITY SER | 0.39% | 57,574 | $1.3M | Reduce -4.7% |
| CWB SS SPDR BB Conv Sec ETF | 0.37% | 13,934 | $1.2M | Reduce -31.1% |
| FDIS Fidelity MSCI Cons Discr Ind | 0.37% | 12,108 | $1.2M | Reduce -26.5% |
| XLK SS Technology Select Sector | 0.36% | 8,330 | $1.2M | No change |
| XBGYX BlackRock Enh Intl DVD TR | 0.32% | 184,191 | $1.1M | Add +1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.32% | 1,584 | $1.1M | Reduce -45.2% |
| VFH Vanguard Financials ETF | 0.32% | 8,004 | $1.1M | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.31% | 14,174 | $1.0M | Add +0.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.30% | 2,092 | $1.0M | Reduce -24.5% |
| ISCF iShares International Small | 0.30% | 24,171 | $1.0M | Reduce -1.2% |
| PRIM Primoris Services Corp. | 0.29% | 8,000 | $993K | New |
| IWR iShares Russell Mid-Cap ETF | 0.29% | 10,168 | $979K | No change |
| JPM JPMorgan Chase & Co. | 0.28% | 2,903 | $936K | Reduce -3.6% |
| IWF iShares Russell 1000 Growth | 0.26% | 1,871 | $886K | Reduce -1.5% |
| FFSM Fidelity FNDM SM Mid Cap ETF | 0.26% | 28,194 | $865K | Reduce -4.8% |
| MO Altria Group Inc. | 0.25% | 14,662 | $845K | Add +2.5% |
| GOOG Alphabet Inc. Class C | 0.25% | 2,687 | $843K | Reduce -7.3% |
| XFRAX BlackRock Fltng RT Inc. Strat | 0.25% | 71,483 | $842K | Add +0.8% |
| CGBD Carlyle Secured Lending Inc. | 0.25% | 66,798 | $834K | Add +7.4% |
| IYC iShares US Consumer Discreti | 0.24% | 8,000 | $825K | No change |
| GSBD Goldman Sachs BDC Inc. | 0.24% | 88,326 | $820K | Add +10.9% |
| EPI Wisdomtree India Earnings | 0.24% | 17,448 | $808K | Add +2.5% |
| HD Home Depot Inc. | 0.23% | 2,293 | $789K | Add +2.1% |
| C Citigroup Inc. | 0.23% | 6,750 | $788K | New |
| VYMI Vanguard Int High DVD YLD Inc. | 0.23% | 8,545 | $769K | Add +0.0% |
| FELC Fidelity Enh LRG Cap Cor ETF | 0.22% | 19,685 | $751K | Add +472.1% |
| BDJ BlackRock Enhanced Eqty DVD | 0.22% | 78,497 | $744K | Add +1.1% |
| CSCO Cisco Systems Inc. | 0.22% | 9,639 | $743K | Add +277.7% |
| VRT Vertiv Holdings Co. Class A | 0.22% | 4,548 | $737K | Add +484.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.22% | 4,147 | $736K | Reduce -0.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.22% | 13,350 | $734K | New |
| CEMB iShares JP Morgan Em Corpora | 0.22% | 15,895 | $729K | Add +0.3% |
| URI United Rentals Inc. | 0.22% | 900 | $728K | New |
| SDY SS SPDR S&P Dividend ETF | 0.21% | 5,192 | $723K | Reduce -13.5% |
| IJT iShares S&P Small-Cap 600 GR | 0.21% | 5,110 | $721K | Reduce -37.2% |
| VTWO Vanguard Russell 2000 ETF | 0.21% | 7,013 | $698K | Reduce -48.8% |
| VSS Vanguard Ftse All Wo X-US SC | 0.20% | 4,787 | $686K | Add +0.1% |
| IDV iShares International Select | 0.20% | 16,995 | $671K | Reduce -29.6% |
| BMY Bristol-Myers Squibb Co. | 0.20% | 12,304 | $664K | Add +11962.8% |
| NU Nu Holdings Ltd./Cayman Isl-A filed as NU HLDGS LTD | 0.19% | 39,200 | $656K | New |
| EMLC Vaneck JPM Em Local Curr BND | 0.19% | 25,160 | $650K | Reduce -1.7% |
| MDLZ Mondelez International Inc. Class A | 0.18% | 11,535 | $621K | Add +10.7% |
| AOA iShares Core 80/20 Aggressiv | 0.18% | 6,919 | $620K | Add +9.0% |
| MLPA Global X MLP ETF | 0.17% | 12,014 | $582K | Reduce -16.8% |
| EXE Expand Energy Corp. | 0.17% | 5,225 | $577K | New |
| GLW Corning Inc. | 0.17% | 6,400 | $560K | New |
| GOF Guggenheim Strategic Opport | 0.16% | 43,159 | $556K | Reduce -11.5% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.16% | 10,395 | $550K | Reduce -33.1% |
| DES Wisdomtree US Smallcap Divid | 0.16% | 16,219 | $543K | Add +0.1% |
| KD Kyndryl Holdings Inc. | 0.16% | 20,100 | $534K | New |
| KO The Coca-Cola Co. | 0.15% | 7,466 | $522K | Add +1.4% |
| XOM Exxon Mobil Corp. | 0.15% | 4,236 | $510K | Add +15.6% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.15% | 12,323 | $508K | Reduce -3.7% |
| RPC Ridgepost Capital Inc. Class A filed as P10 INC | 0.15% | 51,469 | $505K | Add +58.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.15% | 820 | $505K | Reduce -1.7% |
| BX Blackstone Inc. | 0.15% | 3,267 | $504K | Add +19.5% |
| DHR Danaher Corp. | 0.15% | 2,185 | $500K | Reduce -13.6% |
| XHE SS SPDR S&P HC Equip ETF | 0.15% | 5,633 | $497K | Reduce -36.7% |
| SUSA iShares ESG Optimized MSCI U | 0.15% | 3,513 | $490K | No change |
| VICI Vici Properties Inc. filed as VICI PPTYS INC | 0.15% | 17,400 | $489K | New |
| NEE Nextera Energy Inc. | 0.14% | 6,085 | $489K | Reduce -0.9% |
Other holdings (3): bonds, preferreds, convertibles and warrants · $24 (not counted above)
Lines left out (2) · $185 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| FTEC Fidelity MSCI Info Tech Indx | MSCI INFO TECH I | 0 | $149 |
| FCOM Fidelity MSCI Comm Serv Indx | MSCI COMMNTN SVC | 0 | $36 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $337.3M.
Portfolio Sells Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.6% | 6.85% | −0.63 |
| IJH iShares Core S&P Midcap ETF | Reduce -27.1% | 1.07% | −0.47 |
| IVV iShares Core S&P 500 ETF | Reduce -10.3% | 2.71% | −0.43 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -45.2% | 0.32% | −0.29 |
| FLTR Vaneck Ig Floating Rate ETF | Reduce -8.4% | 1.72% | −0.28 |
| VDC Vanguard Consumer Staple ETF | Reduce -14.9% | 1.04% | −0.28 |
| ICSH iShares Ultra Short Duration | Reduce -21.3% | 0.69% | −0.24 |
| FLOT iShares Floating Rate Bond E | Reduce -90.5% | 0.02% | −0.24 |
| VTWO Vanguard Russell 2000 ETF | Reduce -48.8% | 0.21% | −0.22 |
| CWB SS SPDR BB Conv Sec ETF | Reduce -31.1% | 0.37% | −0.21 |
| IJR iShares Core S&P Small-Cap E | Reduce -26.4% | 0.45% | −0.19 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -11.2% | 0.90% | −0.19 |
| FDIS Fidelity MSCI Cons Discr Ind | Reduce -26.5% | 0.37% | −0.17 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -37.2% | 0.21% | −0.15 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -9.5% | 0.85% | −0.13 |
| HDV iShares Core High Dividend E | Reduce -86.3% | 0.02% | −0.13 |
| ARE Alexandria Real Estate Equit | Reduce -95.6% | 0.00% | −0.11 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -24.5% | 0.30% | −0.11 |
| DGRS Wisdomtree U.S. Smallcap Qua | Reduce -52.2% | 0.08% | −0.10 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -33.1% | 0.16% | −0.10 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.2% | 0.99% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -2.0% | 1.01% | −0.09 |
| BHK BlackRock Core Bond Trust | Reduce -8.0% | 0.42% | −0.08 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.08 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.08 |
| IDV iShares International Select | Reduce -29.6% | 0.20% | −0.08 |
| SGRY Surgery Partners Inc. | Sold out | 0.00% | −0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.5% | 0.80% | −0.07 |
| XHE SS SPDR S&P HC Equip ETF | Reduce -36.7% | 0.15% | −0.07 |
| DPG Duff & Phelps Utility & Inc. | Reduce -79.2% | 0.02% | −0.07 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.0% | 0.77% | −0.07 |
| GOF Guggenheim Strategic Opport | Reduce -11.5% | 0.16% | −0.07 |
| VINP Vinci Compass Investments LT | Reduce -45.2% | 0.10% | −0.06 |
| RSP Invesco S&P 500 Equal Weight | Reduce -2.5% | 0.69% | −0.05 |
| VGT Vanguard Info Tech ETF | Reduce -46.2% | 0.05% | −0.05 |
| JSMD Janus Small Mid Cap GR Alp | Reduce -0.4% | 0.54% | −0.05 |
| ESTC Elastic NV | Reduce -47.3% | 0.04% | −0.05 |
| SDY SS SPDR S&P Dividend ETF | Reduce -13.5% | 0.21% | −0.05 |
| MLPA Global X MLP ETF | Reduce -16.8% | 0.17% | −0.05 |
| VXUS Vanguard Total Intl Stock | Reduce -4.9% | 0.49% | −0.04 |
| UCTT Ultra Clean Holdings Inc. | Sold out | 0.00% | −0.04 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.04 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -25.1% | 0.10% | −0.04 |
| DAR Darling Ingredients Inc. | Sold out | 0.00% | −0.04 |
| PHR Phreesia Inc. | Reduce -38.0% | 0.03% | −0.04 |
| MFEM PIMCO Rafi Dynamic Multi-Fac | Reduce -4.7% | 0.39% | −0.03 |
| VYM Vanguard High DVD Yield ETF | Reduce -2.1% | 0.50% | −0.03 |
| XEMDX Western Asset Emrg MRKT DBT | Sold out | 0.00% | −0.03 |
| CSGP Costar Group Inc. | Sold out | 0.00% | −0.03 |
| DVY iShares Select Dividend ETF | Reduce -13.5% | 0.11% | −0.03 |
Portfolio Buys Q3 2025 → Q4 2025
| AAPL Apple Inc. | Add +68.0% | 2.02% | +0.82 |
| CGIE Cap Group Intl Equity | Add +23.5% | 2.90% | +0.48 |
| SCHK Schwab 1000 Index ETF | Add +7.9% | 12.55% | +0.44 |
| PRIM Primoris Services Corp. | New | 0.29% | +0.29 |
| META Meta Platforms Inc. Class A | Add +169.1% | 0.51% | +0.29 |
| IXUS iShares Core Intl Stock ETF | Add +9.6% | 4.86% | +0.26 |
| C Citigroup Inc. | New | 0.23% | +0.23 |
| BAC Bank of America Corp. | New | 0.22% | +0.22 |
| URI United Rentals Inc. | New | 0.22% | +0.22 |
| BMY Bristol-Myers Squibb Co. | Add +11962.8% | 0.20% | +0.20 |
| NU Nu Holdings Ltd./Cayman Isl-A | New | 0.19% | +0.19 |
| FELC Fidelity Enh LRG Cap Cor ETF | Add +472.1% | 0.22% | +0.18 |
| VRT Vertiv Holdings Co. Class A | Add +484.6% | 0.22% | +0.18 |
| EXE Expand Energy Corp. | New | 0.17% | +0.17 |
| FBND Fidelity Total Bond ETF | Add +9.1% | 7.98% | +0.17 |
| GLW Corning Inc. | New | 0.17% | +0.17 |
| CSCO Cisco Systems Inc. | Add +277.7% | 0.22% | +0.17 |
| CLOA iShares Aaa Clo Act ETF-Usdi | Add +18.8% | 1.61% | +0.16 |
| KD Kyndryl Holdings Inc. | New | 0.16% | +0.16 |
| AMZN Amazon.com Inc. | Add +54.5% | 0.45% | +0.16 |
| NVDA Nvidia Corp. | Add +22.4% | 1.11% | +0.15 |
| VICI Vici Properties Inc. | New | 0.15% | +0.15 |
| MSFT Microsoft Corp. | Add +34.5% | 0.90% | +0.14 |
| UBER Uber Technologies Inc. | Add +45283.3% | 0.13% | +0.13 |
| ITRN Ituran Location and Control | New | 0.12% | +0.12 |
| MRK Merck & Co. Inc. | Add +2271.1% | 0.11% | +0.11 |
| GOOGL Alphabet Inc. Class A | Add +0.5% | 0.60% | +0.11 |
| SE Sea Ltd.-ADR | New | 0.10% | +0.10 |
| IRM Iron Mountain Inc. | New | 0.10% | +0.10 |
| GRBK Green Brick Partners Inc. | New | 0.10% | +0.10 |
| TOTL SS Doubleline TR Tact ETF | Add +8.4% | 7.75% | +0.09 |
| QMID Wisdomtree U.S. MDCP QTY G F | New | 0.09% | +0.09 |
| ALMU Aeluma Inc. | New | 0.08% | +0.08 |
| J Jacobs Solutions Inc. | New | 0.08% | +0.08 |
| CVX Chevron Corp. | Add +289.2% | 0.10% | +0.07 |
| TTD Trade Desk Inc./the Class A | New | 0.05% | +0.05 |
| FLR Fluor Corp. | New | 0.05% | +0.05 |
| CRH CRH PLC | Add +1173.9% | 0.05% | +0.05 |
| ALAB Astera Labs Inc. | Add +488.3% | 0.06% | +0.05 |
| BXSL Blackstone Secured Lending F | Add +1284.8% | 0.05% | +0.05 |
| GENI Genius Sports Ltd. | New | 0.04% | +0.04 |
| FDS Factset Research Systems Inc. | New | 0.04% | +0.04 |
| IBKR Interactive Brokers Gro Class A | New | 0.04% | +0.04 |
| PRU Prudential Financial Inc. | Add +31250.0% | 0.04% | +0.04 |
| RPC Ridgepost Capital Inc. Class A | Add +58.7% | 0.15% | +0.04 |
| IT Gartner Inc. | New | 0.04% | +0.04 |
| GRAB Grab Holdings Ltd. Class A | New | 0.04% | +0.04 |
| SCHG Schwab US Large-Cap Growth | New | 0.04% | +0.04 |
| CERT Certara Inc. | Add +165.8% | 0.08% | +0.04 |
| SCHX Schwab US Large-Cap ETF | New | 0.03% | +0.03 |
Notes & Other Activity Q3 2025 → Q4 2025
| FTEC Fidelity MSCI Info Tech Indx | MSCI INFO TECH I | Reduce -100.0% | 0 | $149 |
| FCOM Fidelity MSCI Comm Serv Indx | MSCI COMMNTN SVC | Reduce -100.0% | 0 | $36 |
| OPENW Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | Add +30.1% | 13 | $12 |
| OPENL Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 13 | $7 |
| OPENZ Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 13 | $5 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 540 | $370.9M | SCHK, FBND, TOTL, VTI, IXUS |
| Q1 2026 | 509 | $337.2M | SCHK, FBND, TOTL, VTI, IXUS |
| Q4 2025 | 532 | $337.3M | SCHK, FBND, TOTL, VTI, IXUS |
| Q3 2025 | 539 | $317.2M | SCHK, FBND, TOTL, VTI, IXUS |
| Q2 2025 | 497 | $298.4M | SCHK, FBND, TOTL, VTI, DGRW |
| Q1 2025 | 477 | $268.9M | SCHK, FBND, VTI, TOTL, DGRW |
| Q4 2024 | 473 | $250.4M | SCHK, FBND, TOTL, VTI, DGRW |
| Q3 2024 | 377 | $195.0M | SCHK, FBND, TOTL, DGRW, IXUS |
| Q2 2024 | 360 | $174.2M | SCHK, FBND, TOTL, DGRW, IXUS |
| Q1 2024 | 347 | $152.0M | SCHK, DGRW, IXUS, VCIT, DGS |