Planned Solutions, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 17, 2025), Planned Solutions, Inc. reported 110 stock positions worth $244.6 million. Its top holding was Vaneck Morningstar Wide Moat (MOAT) at 11.1% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 10.1%) and JPMorgan Income ETF (JPIE, 8.6%). Compared with Q3 2024, it opened 2 new positions, sold out of 549, added to 34 and reduced 34. The biggest buy was PIMCO Enhanced Short Maturit (MINT, shares +1293%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −92%).

Most Recent 13F
Q2 2026
Location
FOLSOM, CA
CIK
0001831332
Portfolio Value
$244.6M (Q4 2024)
SEC Filing
0001831332-25-000002 ↗ filed Jan 17, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $203.8M Q1 2024 Q2 2024: $203.5M Q2 2024 Q3 2024: $245.7M Q3 2024 Q4 2024: $244.6M $244.6M Q4 2024 Q1 2025: $243.8M Q1 2025 Q2 2025: $260.4M Q2 2025 Q3 2025: $288.2M Q3 2025 Q4 2025: $309.3M Q4 2025 Q1 2026: $303.0M Q1 2026 Q2 2026: $347.6M Q2 2026

Holdings 110 stocks · $244.6M
MOAT Vaneck Morningstar Wide Moat 11.08% 292,121 $27.1M Reduce -1.7%
FNDX Schwab Fndmntl US LRG Co. ETF 10.11% 1,043,863 $24.7M Add +0.9%
JPIE JPMorgan Income ETF 8.62% 461,898 $21.1M Add +47.5%
ITOT iShares Core S&P Total U.S. 7.79% 148,154 $19.1M Add +0.9%
QQQ Invesco QQQ Trust Series 1 6.76% 32,360 $16.5M Add +76.9%
MINT PIMCO Enhanced Short Maturit 4.72% 114,970 $11.5M Add +1293.1%
JVAL JPMorgan US Value Factor ETF 4.25% 240,583 $10.4M Reduce -3.5%
SPGP Invesco S&P 500 Garp ETF 4.13% 96,237 $10.1M Reduce -7.3%
AVUV Avantis US Small Cap Value 3.97% 100,540 $9.7M Add +39327.4%
IEFA iShares Core MSCI Eafe ETF 2.55% 88,824 $6.2M Add +1.8%
HELO JPMorgan Hedged Equity ETF 2.45% 96,445 $6.0M Add +26839.9%
IVVB iShares Large Cap Deep Quart 2.27% 181,864 $5.6M New
ESTC Elastic NV 2.17% 53,665 $5.3M Reduce -2.0%
SGOV iShares 0-3 Month Treasury B 1.98% 48,202 $4.8M Add +708.6%
BIV Vanguard Intermediate-Term B 1.93% 63,279 $4.7M Reduce -60.0%
AAPL Apple Inc. 1.83% 17,900 $4.5M Reduce -11.1%
RSST Return Stacked US SM FTR ETF 1.23% 125,480 $3.0M New
SCHB Schwab US Broad Market ETF 1.04% 111,897 $2.5M Add +2.7%
ITW Illinois Tool Works 0.85% 8,157 $2.1M No change
LLY Eli Lilly & Co. 0.82% 2,610 $2.0M Reduce -10.4%
MSFT Microsoft Corp. 0.77% 4,445 $1.9M Add +0.1%
POWR iShares US Power Infrastruct 0.76% 80,967 $1.8M Reduce -27.8%
IVW iShares S&P 500 Growth ETF 0.73% 17,583 $1.8M Add +81.3%
NVDA Nvidia Corp. 0.68% 12,440 $1.7M Add +4.8%
IWM iShares Russell 2000 ETF 0.63% 6,988 $1.5M Reduce -0.2%
SCHA Schwab US Small-Cap ETF 0.60% 56,845 $1.5M Reduce -75.8%
DVY iShares Select Dividend ETF 0.53% 9,871 $1.3M Add +27.1%
META Meta Platforms Inc. Class A 0.46% 1,906 $1.1M No change
MTUM iShares MSCI USA Momentum Fa 0.45% 5,354 $1.1M Add +0.0%
LRGF iShares US Equity Factor ETF 0.43% 17,364 $1.0M Reduce -3.4%
SCHF Schwab Intl Equity ETF 0.42% 55,705 $1.0M Add +7.1%
IVV iShares Core S&P 500 ETF 0.36% 1,483 $873K Reduce -0.4%
BRK.B Berkshire Hathaway Inc. Class B 0.35% 1,915 $868K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.34% 3,758 $826K Reduce -0.2%
VEA Vanguard Ftse Developed ETF 0.34% 17,173 $821K Reduce -91.5%
SCHO Schwab Short-Term US Treas 0.33% 33,648 $810K Add +3.8%
GNMA iShares Gnma Bond ETF 0.32% 18,081 $776K Add +4.3%
GOOG Alphabet Inc. Class C 0.32% 4,073 $776K Reduce -4.7%
TIP iShares Tips Bond ETF 0.31% 7,061 $752K Reduce -0.5%
AXON Axon Enterprise Inc. 0.28% 1,171 $696K No change
IJH iShares Core S&P Midcap ETF 0.28% 10,923 $681K Add +0.3%
PG The Procter & Gamble Co. 0.26% 3,840 $644K Add +0.1%
QUAL iShares MSCI USA Quality Fac 0.25% 3,491 $622K Add +117.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.25% 3,563 $603K No change
AGG iShares Core U.S. Aggregate 0.24% 6,100 $591K Reduce -1.2%
ANET Arista Networks Inc. 0.24% 5,324 $588K No change
IDV iShares International Select 0.24% 21,487 $588K Add +2.6%
MCD McDonald's Corp. 0.24% 2,015 $584K No change
SCHD Schwab US DVD Equity ETF 0.24% 21,218 $580K Add +8.9%
RPV Invesco S&P 500 Pure Value E 0.23% 6,330 $571K Reduce -86.1%
JPM JPMorgan Chase & Co. 0.23% 2,343 $562K No change
JNJ Johnson & Johnson 0.22% 3,637 $526K Reduce -16.8%
WMT Walmart Inc. 0.20% 5,420 $490K Reduce -10.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.20% 833 $488K No change
COST Costco Wholesale Corp. 0.20% 524 $480K Reduce -10.3%
CVX Chevron Corp. 0.20% 3,303 $478K Add +3.4%
VIG Vanguard Dividend Apprec ETF 0.19% 2,423 $475K No change
V Visa Inc. Class A 0.19% 1,492 $471K Reduce -10.8%
MOTI Vaneck Mstar Int Moat ETF 0.18% 14,480 $439K Reduce -35.6%
XOM Exxon Mobil Corp. 0.17% 3,964 $426K Reduce -3.1%
INTU Intuit Inc. 0.17% 672 $422K No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.17% 3,942 $421K No change
CALM Cal-Maine Foods Inc. 0.17% 4,060 $418K No change
TSLA Tesla Inc. 0.15% 924 $373K Reduce -7.9%
CSCO Cisco Systems Inc. 0.15% 5,994 $355K Reduce -12.8%
MRK Merck & Co. Inc. 0.14% 3,563 $354K Reduce -10.9%
SRLN SS Blackstone Sr Loan ETF 0.14% 8,372 $349K Add +21.7%
GS Goldman Sachs Group Inc. 0.14% 600 $344K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.14% 7,698 $338K No change
DHI D.R. Horton Inc. 0.14% 2,414 $338K Reduce -5.5%
PHM Pultegroup Inc. 0.14% 3,057 $333K No change
SNA Snap-on Inc. 0.13% 950 $323K Add +5.6%
GRMN Garmin Ltd. 0.13% 1,549 $319K No change
MCK McKesson Corp. 0.13% 553 $315K No change
IYY iShares Dow Jones U.S. ETF 0.12% 2,106 $301K No change
ADBE Adobe Inc. 0.12% 669 $297K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.12% 11,154 $297K Add +6.1%
TMO Thermo Fisher Scientific Inc. 0.12% 567 $295K No change
GILD Gilead Sciences Inc. 0.12% 3,157 $292K No change
WELL Welltower Inc. 0.12% 2,307 $291K No change
PSA Public Storage 0.12% 947 $284K No change
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.11% 3,279 $280K No change
CINF Cincinnati Financial Corp. 0.11% 1,909 $274K No change
JAAA Janus Henderson Aaa Clo ETF 0.11% 5,368 $272K Add +24.3%
TXN Texas Instruments Inc. 0.11% 1,438 $270K Reduce -6.5%
PKG Packaging Corp. of America 0.11% 1,188 $267K No change
CB Chubb Ltd. 0.11% 953 $263K Add +6.7%
RF Regions Financial Corp. 0.10% 10,919 $257K Add +8.3%
SNY Sanofi-ADR 0.10% 5,068 $244K Reduce -18.5%
ABT Abbott Laboratories 0.10% 2,141 $242K Reduce -9.1%
IVE iShares S&P 500 Value ETF 0.10% 1,267 $242K No change
CAT Caterpillar Inc. 0.10% 663 $241K Add +0.6%
NUE Nucor Corp. 0.10% 2,059 $240K Reduce -4.0%
SYF Synchrony Financial 0.10% 3,690 $240K No change
TM Toyota Motor Corp. -Spon ADR 0.10% 1,225 $238K Add +11.4%
VTR Ventas Inc. 0.10% 3,977 $234K No change
VHT Vanguard Health Care ETF 0.09% 895 $227K No change
VZ Verizon Communications Inc. 0.09% 5,569 $223K No change
AMZN Amazon.com Inc. 0.09% 1,015 $223K No change
WSM Williams-Sonoma Inc. 0.09% 1,200 $222K Add +25.0%
AMAT Applied Materials Inc. 0.09% 1,365 $222K No change
EVR Evercore Inc. Class A 0.09% 800 $222K No change
WFC Wells Fargo & Co. 0.09% 3,140 $221K Reduce -0.1%
VGT Vanguard Info Tech ETF 0.09% 354 $220K No change
MA Mastercard Inc. Class A 0.09% 414 $218K No change
VEU Vanguard Ftse All-World Ex-U 0.08% 3,587 $206K No change
CDNS Cadence Design SYS Inc. 0.08% 685 $206K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.08% 793 $201K No change
HIG Hartford Insurance Group Inc. 0.08% 1,830 $200K Add +8.0%
SAN Banco Santander SA-Spon ADR 0.02% 11,248 $51K Reduce -41.7%

Options reported separately and not counted above: ITW puts ($3.3M).

Portfolio Sells Q3 2024 → Q4 2024
VEA Vanguard Ftse Developed ETF Reduce -91.5% 0.34% −4.01
BIV Vanguard Intermediate-Term B Reduce -60.0% 1.93% −3.11
SCHA Schwab US Small-Cap ETF Reduce -75.8% 0.60% −1.85
RPV Invesco S&P 500 Pure Value E Reduce -86.1% 0.23% −1.41
MOAT Vaneck Morningstar Wide Moat Reduce -1.7% 11.08% −0.65
POWR iShares US Power Infrastruct Reduce -27.8% 0.76% −0.38
SPGP Invesco S&P 500 Garp ETF Reduce -7.3% 4.13% −0.29
LLY Eli Lilly & Co. Reduce -10.4% 0.82% −0.23
IJK iShares S&P Mid-Cap 400 Grow Sold out 0.00% −0.22
JVAL JPMorgan US Value Factor ETF Reduce -3.5% 4.25% −0.17
MOTI Vaneck Mstar Int Moat ETF Reduce -35.6% 0.18% −0.14
NVO Novo-Nordisk A/S-Spons ADR Sold out 0.00% −0.12
OEF iShares S&P 100 ETF Sold out 0.00% −0.12
INTC Intel Corp. Sold out 0.00% −0.11
RIO Rio Tinto PLC-Spon ADR Sold out 0.00% −0.10
REGN Regeneron Pharmaceuticals Sold out 0.00% −0.10
TTE Totalenergies SE -Spon ADR Sold out 0.00% −0.09
GRBK Green Brick Partners Inc. Sold out 0.00% −0.09
AEP American Electric Power Sold out 0.00% −0.09
TOL Toll Brothers Inc. Sold out 0.00% −0.09
DUK Duke Energy Corp. Sold out 0.00% −0.09
EFA iShares MSCI Eafe ETF Sold out 0.00% −0.09
BHP BHP Group Ltd.-Spon ADR Sold out 0.00% −0.09
O Realty Income Corp. Sold out 0.00% −0.08
VTEB Vanguard Tax-Exempt Bond ETF Sold out 0.00% −0.08
MTH Meritage Homes Corp. Sold out 0.00% −0.08
FAST Fastenal Co. Sold out 0.00% −0.08
SSD Simpson Manufacturing Co. Inc. Sold out 0.00% −0.08
AAPL Apple Inc. Reduce -11.1% 1.83% −0.08
COP Conocophillips Sold out 0.00% −0.08
CMF iShares California Muni Bond Sold out 0.00% −0.08
EOG EOG Resources Inc. Sold out 0.00% −0.07
JNJ Johnson & Johnson Reduce -16.8% 0.22% −0.07
BX Blackstone Inc. Sold out 0.00% −0.07
PEG Public Service Enterprise GP Sold out 0.00% −0.07
STLD Steel Dynamics Inc. Sold out 0.00% −0.07
ITB iShares U.S. Home Constructi Sold out 0.00% −0.07
VLUE iShares MSCI USA Value Facto Sold out 0.00% −0.07
VLO Valero Energy Corp. Sold out 0.00% −0.07
SHEL Shell PLC-ADR Sold out 0.00% −0.07
FNDA Schwab Fndmntl US SM Co. ETF Sold out 0.00% −0.07
QCOM Qualcomm Inc. Sold out 0.00% −0.07
SBUX Starbucks Corp. Sold out 0.00% −0.07
GOOGL Alphabet Inc. Class A Sold out 0.00% −0.07
AFL Aflac Inc. Sold out 0.00% −0.07
BKE The Buckle Inc. Sold out 0.00% −0.07
SCHV Schwab US Large-Cap Value Sold out 0.00% −0.06
CEG Constellation Energy Sold out 0.00% −0.06
CBOE Cboe Global Markets Inc. Sold out 0.00% −0.06
DFAU Dimensional US Core Equity M Sold out 0.00% −0.06

Portfolio Buys Q3 2024 → Q4 2024
MINT PIMCO Enhanced Short Maturit Add +1293.1% 4.72% +4.38
AVUV Avantis US Small Cap Value Add +39327.4% 3.97% +3.96
QQQ Invesco QQQ Trust Series 1 Add +76.9% 6.76% +3.13
JPIE JPMorgan Income ETF Add +47.5% 8.62% +2.70
HELO JPMorgan Hedged Equity ETF Add +26839.9% 2.45% +2.44
IVVB iShares Large Cap Deep Quart New 2.27% +2.27
SGOV iShares 0-3 Month Treasury B Add +708.6% 1.98% +1.73
RSST Return Stacked US SM FTR ETF New 1.23% +1.23
IVW iShares S&P 500 Growth ETF Add +81.3% 0.73% +0.35
ITOT iShares Core S&P Total U.S. Add +0.9% 7.79% +0.29
QUAL iShares MSCI USA Quality Fac Add +117.4% 0.25% +0.14
DVY iShares Select Dividend ETF Add +27.1% 0.53% +0.10
NVDA Nvidia Corp. Add +4.8% 0.68% +0.10
SCHB Schwab US Broad Market ETF Add +2.7% 1.04% +0.06
FNDX Schwab Fndmntl US LRG Co. ETF Add +0.9% 10.11% +0.03
WSM Williams-Sonoma Inc. Add +25.0% 0.09% +0.03
SRLN SS Blackstone Sr Loan ETF Add +21.7% 0.14% +0.03
SNA Snap-on Inc. Add +5.6% 0.13% +0.03
JAAA Janus Henderson Aaa Clo ETF Add +24.3% 0.11% +0.02
TM Toyota Motor Corp. -Spon ADR Add +11.4% 0.10% +0.02
SCHD Schwab US DVD Equity ETF Add +8.9% 0.24% +0.01
MTUM iShares MSCI USA Momentum Fa Add +0.0% 0.45% +0.01
RF Regions Financial Corp. Add +8.3% 0.10% +0.01
SCHO Schwab Short-Term US Treas Add +3.8% 0.33% +0.01
CVX Chevron Corp. Add +3.4% 0.20% +0.00
CB Chubb Ltd. Add +6.7% 0.11% +0.00
IJH iShares Core S&P Midcap ETF Add +0.3% 0.28% +0.00
GNMA iShares Gnma Bond ETF Add +4.3% 0.32% +0.00
HIG Hartford Insurance Group Inc. Add +8.0% 0.08% +0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +6.1% 0.12% −0.00
CAT Caterpillar Inc. Add +0.6% 0.10% −0.01
PG The Procter & Gamble Co. Add +0.1% 0.26% −0.01
MSFT Microsoft Corp. Add +0.1% 0.77% −0.01
SCHF Schwab Intl Equity ETF Add +7.1% 0.42% −0.01
IDV iShares International Select Add +2.6% 0.24% −0.02
IEFA iShares Core MSCI Eafe ETF Add +1.8% 2.55% −0.22

Notes & Other Activity Q3 2024 → Q4 2024
NE.WS Noble Corp. PLC-28 *W EXP 02/04/202 Sold out 45 $810before exit
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 Sold out 22 $654before exit
NOBLE CORP PLC-28 *W EXP 02/04/202 Sold out 45 $634before exit
HPQ HP Inc. COM Sold out 0 $0before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 154$347.6MITOT, FNDX, MOAT, JPIE, GARP
Q1 2026 138$303.0MITOT, FNDX, MOAT, JPIE, GARP
Q4 2025 138$309.3MITOT, MOAT, FNDX, JPIE, GARP
Q3 2025 137$288.2MMOAT, FNDX, ITOT, JPIE, GARP
Q2 2025 122$260.4MMOAT, FNDX, ITOT, JPIE, GARP
Q1 2025 112$243.8MMOAT, FNDX, JPIE, ITOT, QQQ
Q4 2024 110$244.6MMOAT, FNDX, JPIE, ITOT, QQQ
Q3 2024 657$245.7MMOAT, FNDX, ITOT, JPIE, BIV
Q2 2024 102$203.5MMOAT, FNDX, ITOT, JPIE, BIV
Q1 2024 101$203.8MMOAT, FNDX, ITOT, JPIE, BIV