Planned Solutions, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 29, 2025), Planned Solutions, Inc. reported 122 stock positions worth $260.4 million. Its top holding was Vaneck Morningstar Wide Moat (MOAT) at 10.9% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 10.0%) and iShares Core S&P Total U.S. (ITOT, 8.5%). Compared with Q1 2025, it opened 19 new positions, sold out of 9, added to 34 and reduced 37. The biggest buy was a new position in iShares MSCI USA Quality Gar (GARP) and the biggest sale Invesco S&P 500 Garp ETF (SPGP, shares −88%).
- Most Recent 13F
- Q2 2026
- Location
- FOLSOM, CA
- CIK
- 0001831332
- Portfolio Value
- $260.4M (Q2 2025)
- SEC Filing
- 0001831332-25-000004 ↗ filed Jul 29, 2025
Holdings Value
Holdings 122 stocks · $260.4M
| MOAT Vaneck Morningstar Wide Moat | 10.95% | 303,887 | $28.5M | Add +1.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 10.01% | 1,061,948 | $26.1M | Reduce -0.5% |
| ITOT iShares Core S&P Total U.S. | 8.49% | 163,703 | $22.1M | Add +7.8% |
| JPIE JPMorgan Income ETF | 8.42% | 473,539 | $21.9M | Reduce -0.5% |
| GARP iShares MSCI USA Quality Gar | 5.25% | 226,228 | $13.7M | New |
| QQQ Invesco QQQ Trust Series 1 | 4.71% | 22,255 | $12.3M | Reduce -30.8% |
| IVW iShares S&P 500 Growth ETF | 4.49% | 106,080 | $11.7M | Add +632.3% |
| IEFA iShares Core MSCI Eafe ETF | 2.99% | 93,237 | $7.8M | Add +3.4% |
| JVAL JPMorgan US Value Factor ETF | 2.59% | 152,636 | $6.8M | Reduce -38.3% |
| MINT PIMCO Enhanced Short Maturit | 2.54% | 65,803 | $6.6M | Reduce -44.4% |
| HELO JPMorgan Hedged Equity ETF | 2.54% | 105,657 | $6.6M | Add +6.4% |
| AVUV Avantis US Small Cap Value | 2.40% | 68,541 | $6.2M | Reduce -33.5% |
| IVVB iShares Large Cap Deep Quart | 2.22% | 186,318 | $5.8M | Add +1.1% |
| VBIL Vanguard 0-3M T-Bill ETF | 1.92% | 66,110 | $5.0M | New |
| BIV Vanguard Intermediate-Term B | 1.89% | 63,774 | $4.9M | Reduce -0.3% |
| AAPL Apple Inc. | 1.48% | 18,786 | $3.9M | Add +53.4% |
| ESTC Elastic NV | 1.45% | 44,870 | $3.8M | No change |
| NVDA Nvidia Corp. | 1.23% | 20,318 | $3.2M | Reduce -5.7% |
| RSST Return Stacked US SM FTR ETF | 1.17% | 131,097 | $3.1M | Add +3.1% |
| SCHB Schwab US Broad Market ETF | 1.08% | 117,996 | $2.8M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.95% | 4,975 | $2.5M | Add +3.6% |
| SGOV iShares 0-3 Month Treasury B | 0.84% | 21,671 | $2.2M | Reduce -62.9% |
| ITW Illinois Tool Works | 0.77% | 8,097 | $2.0M | No change |
| LLY Eli Lilly & Co. | 0.72% | 2,414 | $1.9M | Reduce -6.1% |
| META Meta Platforms Inc. Class A | 0.56% | 1,983 | $1.5M | Add +0.6% |
| SCHF Schwab Intl Equity ETF | 0.52% | 61,255 | $1.4M | Reduce -0.3% |
| IWM iShares Russell 2000 ETF | 0.51% | 6,201 | $1.3M | Reduce -11.4% |
| SPGP Invesco S&P 500 Garp ETF | 0.50% | 12,039 | $1.3M | Reduce -87.8% |
| DVY iShares Select Dividend ETF | 0.49% | 9,670 | $1.3M | Add +0.3% |
| LRGF iShares US Equity Factor ETF | 0.47% | 19,185 | $1.2M | Add +1.2% |
| MTUM iShares MSCI USA Momentum Fa | 0.47% | 5,107 | $1.2M | Reduce -6.2% |
| SCHA Schwab US Small-Cap ETF | 0.45% | 46,536 | $1.2M | Reduce -17.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.43% | 3,758 | $1.1M | No change |
| NFLX Netflix Inc. | 0.40% | 787 | $1.1M | Add +16.3% |
| IVV iShares Core S&P 500 ETF | 0.38% | 1,586 | $985K | Add +0.4% |
| AXON Axon Enterprise Inc. | 0.37% | 1,171 | $970K | No change |
| POWR iShares US Power Infrastruct | 0.34% | 37,689 | $894K | Reduce -54.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.32% | 1,729 | $840K | Reduce -11.8% |
| SCHO Schwab Short-Term US Treas | 0.31% | 32,726 | $798K | Reduce -3.9% |
| GNMA iShares Gnma Bond ETF | 0.29% | 17,042 | $749K | Reduce -6.4% |
| GOOG Alphabet Inc. Class C | 0.29% | 4,193 | $744K | Add +3.0% |
| TIP iShares Tips Bond ETF | 0.28% | 6,707 | $738K | Reduce -5.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.27% | 1,625 | $712K | New |
| IDV iShares International Select | 0.27% | 20,246 | $699K | Reduce -2.1% |
| VEA Vanguard Ftse Developed ETF | 0.27% | 12,252 | $698K | Reduce -28.6% |
| JPM JPMorgan Chase & Co. | 0.26% | 2,357 | $683K | Add +0.6% |
| IJH iShares Core S&P Midcap ETF | 0.26% | 10,969 | $680K | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 0.26% | 25,242 | $669K | Add +1.1% |
| PG The Procter & Gamble Co. | 0.25% | 4,142 | $660K | Add +2.1% |
| QQQM Invesco Nasdaq 100 ETF | 0.25% | 2,863 | $650K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.24% | 3,592 | $635K | No change |
| JNJ Johnson & Johnson | 0.24% | 4,148 | $634K | Add +2.3% |
| AGG iShares Core U.S. Aggregate | 0.24% | 6,293 | $624K | Add +0.7% |
| MCD McDonald's Corp. | 0.23% | 2,015 | $589K | No change |
| V Visa Inc. Class A | 0.21% | 1,567 | $556K | No change |
| ANET Arista Networks Inc. | 0.21% | 5,260 | $538K | Reduce -1.2% |
| WMT Walmart Inc. | 0.20% | 5,427 | $531K | Add +0.1% |
| INTU Intuit Inc. | 0.20% | 672 | $529K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 2,570 | $526K | Add +5.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.20% | 838 | $518K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.19% | 10,307 | $488K | Add +2.8% |
| MOTI Vaneck Mstar Int Moat ETF | 0.19% | 14,007 | $486K | Reduce -3.3% |
| COST Costco Wholesale Corp. | 0.19% | 489 | $484K | No change |
| MRK Merck & Co. Inc. | 0.18% | 5,837 | $462K | Add +68.5% |
| CVX Chevron Corp. | 0.18% | 3,221 | $461K | Reduce -6.8% |
| JAAA Janus Henderson Aaa Clo ETF | 0.17% | 8,740 | $444K | Add +29.4% |
| XOM Exxon Mobil Corp. | 0.17% | 4,112 | $443K | Add +2.8% |
| ABT Abbott Laboratories | 0.17% | 3,181 | $433K | Add +48.6% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.17% | 3,942 | $432K | No change |
| GS Goldman Sachs Group Inc. | 0.16% | 600 | $425K | No change |
| CALM Cal-Maine Foods Inc. | 0.16% | 4,060 | $404K | No change |
| CSCO Cisco Systems Inc. | 0.15% | 5,774 | $401K | No change |
| GCAL Dynamic California Muni ETF | 0.15% | 7,933 | $394K | New |
| PHM Pultegroup Inc. | 0.14% | 3,517 | $371K | Add +15.1% |
| SRLN SS Blackstone Sr Loan ETF | 0.14% | 8,887 | $370K | Add +0.8% |
| WELL Welltower Inc. | 0.14% | 2,307 | $355K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.14% | 11,760 | $354K | Reduce -5.2% |
| RPV Invesco S&P 500 Pure Value E | 0.13% | 3,734 | $350K | Reduce -40.0% |
| GILD Gilead Sciences Inc. | 0.13% | 3,157 | $350K | No change |
| MCK McKesson Corp. | 0.13% | 463 | $339K | No change |
| QCOM Qualcomm Inc. | 0.13% | 2,108 | $336K | New |
| GRMN Garmin Ltd. | 0.12% | 1,549 | $323K | No change |
| IYY iShares Dow Jones U.S. ETF | 0.12% | 2,106 | $318K | No change |
| CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC | 0.12% | 3,393 | $312K | Add +3.5% |
| DHI D.R. Horton Inc. | 0.12% | 2,414 | $311K | No change |
| NUE Nucor Corp. | 0.12% | 2,394 | $310K | Add +6.5% |
| TSLA Tesla Inc. | 0.12% | 967 | $307K | Reduce -11.0% |
| AMZN Amazon.com Inc. | 0.12% | 1,377 | $302K | New |
| VEU Vanguard Ftse All-World Ex-U | 0.12% | 4,492 | $302K | Add +25.2% |
| TXN Texas Instruments Inc. | 0.11% | 1,438 | $299K | No change |
| SNA Snap-on Inc. | 0.11% | 950 | $296K | No change |
| AMAT Applied Materials Inc. | 0.11% | 1,590 | $291K | New |
| CINF Cincinnati Financial Corp. | 0.11% | 1,942 | $289K | Add +1.7% |
| CB Chubb Ltd. | 0.11% | 970 | $281K | Reduce -0.2% |
| PSA Public Storage | 0.11% | 947 | $278K | No change |
| WFC Wells Fargo & Co. | 0.10% | 3,290 | $264K | Reduce -4.4% |
| VZ Verizon Communications Inc. | 0.10% | 5,964 | $258K | Reduce -5.6% |
| VTR Ventas Inc. | 0.10% | 3,977 | $251K | No change |
| CAT Caterpillar Inc. | 0.10% | 644 | $250K | Reduce -2.9% |
| IVE iShares S&P 500 Value ETF | 0.10% | 1,267 | $248K | Reduce -18.9% |
Options reported separately and not counted above: ITW puts ($2.5M).
Portfolio Sells Q1 2025 → Q2 2025
| SPGP Invesco S&P 500 Garp ETF | Reduce -87.8% | 0.50% | −3.56 |
| MINT PIMCO Enhanced Short Maturit | Reduce -44.4% | 2.54% | −2.35 |
| JVAL JPMorgan US Value Factor ETF | Reduce -38.3% | 2.59% | −1.61 |
| SGOV iShares 0-3 Month Treasury B | Reduce -62.9% | 0.84% | −1.58 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -30.8% | 4.71% | −1.47 |
| AVUV Avantis US Small Cap Value | Reduce -33.5% | 2.40% | −1.29 |
| JPIE JPMorgan Income ETF | Reduce -0.5% | 8.42% | −0.57 |
| POWR iShares US Power Infrastruct | Reduce -54.1% | 0.34% | −0.49 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -0.5% | 10.01% | −0.33 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.31 |
| IYW iShares Ustechnology ETF | Sold out | 0.00% | −0.24 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.20 |
| LLY Eli Lilly & Co. | Reduce -6.1% | 0.72% | −0.15 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.12 |
| BIV Vanguard Intermediate-Term B | Reduce -0.3% | 1.89% | −0.12 |
| GSC Goldman Sachs Small Cap Equi | Sold out | 0.00% | −0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.8% | 0.32% | −0.11 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.11 |
| RPV Invesco S&P 500 Pure Value E | Reduce -40.0% | 0.13% | −0.10 |
| SHEL Shell PLC-ADR | Sold out | 0.00% | −0.10 |
| VEA Vanguard Ftse Developed ETF | Reduce -28.6% | 0.27% | −0.09 |
| TM Toyota Motor Corp. -Spon ADR | Sold out | 0.00% | −0.09 |
| SCHA Schwab US Small-Cap ETF | Reduce -17.3% | 0.45% | −0.09 |
| IBDR iShares Ibonds Dec 2026 Term | Sold out | 0.00% | −0.08 |
| CVX Chevron Corp. | Reduce -6.8% | 0.18% | −0.06 |
| IWM iShares Russell 2000 ETF | Reduce -11.4% | 0.51% | −0.06 |
| GNMA iShares Gnma Bond ETF | Reduce -6.4% | 0.29% | −0.04 |
| TIP iShares Tips Bond ETF | Reduce -5.0% | 0.28% | −0.04 |
| SCHO Schwab Short-Term US Treas | Reduce -3.9% | 0.31% | −0.03 |
| IVE iShares S&P 500 Value ETF | Reduce -18.9% | 0.10% | −0.03 |
| SNY Sanofi-ADR | Reduce -5.3% | 0.09% | −0.03 |
| VZ Verizon Communications Inc. | Reduce -5.6% | 0.10% | −0.02 |
| CB Chubb Ltd. | Reduce -0.2% | 0.11% | −0.01 |
| AEP American Electric Power | Reduce -2.4% | 0.08% | −0.01 |
| MOTI Vaneck Mstar Int Moat ETF | Reduce -3.3% | 0.19% | −0.01 |
| RF Regions Financial Corp. | Reduce -7.6% | 0.09% | −0.01 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -5.2% | 0.14% | −0.00 |
| WFC Wells Fargo & Co. | Reduce -4.4% | 0.10% | −0.00 |
| TSLA Tesla Inc. | Reduce -11.0% | 0.12% | +0.00 |
| IDV iShares International Select | Reduce -2.1% | 0.27% | +0.01 |
| CAT Caterpillar Inc. | Reduce -2.9% | 0.10% | +0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -6.2% | 0.47% | +0.02 |
| SCHF Schwab Intl Equity ETF | Reduce -0.3% | 0.52% | +0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -0.7% | 1.08% | +0.03 |
| ANET Arista Networks Inc. | Reduce -1.2% | 0.21% | +0.04 |
| NVDA Nvidia Corp. | Reduce -5.7% | 1.23% | +0.27 |
Portfolio Buys Q1 2025 → Q2 2025
| GARP iShares MSCI USA Quality Gar | New | 5.25% | +5.25 |
| IVW iShares S&P 500 Growth ETF | Add +632.3% | 4.49% | +3.93 |
| VBIL Vanguard 0-3M T-Bill ETF | New | 1.92% | +1.92 |
| ITOT iShares Core S&P Total U.S. | Add +7.8% | 8.49% | +0.89 |
| AAPL Apple Inc. | Add +53.4% | 1.48% | +0.36 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.27% | +0.27 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.25% | +0.25 |
| MSFT Microsoft Corp. | Add +3.6% | 0.95% | +0.21 |
| IEFA iShares Core MSCI Eafe ETF | Add +3.4% | 2.99% | +0.19 |
| GCAL Dynamic California Muni ETF | New | 0.15% | +0.15 |
| MOAT Vaneck Morningstar Wide Moat | Add +1.6% | 10.95% | +0.15 |
| NFLX Netflix Inc. | Add +16.3% | 0.40% | +0.15 |
| QCOM Qualcomm Inc. | New | 0.13% | +0.13 |
| AMZN Amazon.com Inc. | New | 0.12% | +0.12 |
| AMAT Applied Materials Inc. | New | 0.11% | +0.11 |
| HELO JPMorgan Hedged Equity ETF | Add +6.4% | 2.54% | +0.11 |
| META Meta Platforms Inc. Class A | Add +0.6% | 0.56% | +0.10 |
| SYF Synchrony Financial | New | 0.09% | +0.09 |
| HSY The Hershey Co. | New | 0.09% | +0.09 |
| VGT Vanguard Info Tech ETF | New | 0.09% | +0.09 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 0.09% | +0.09 |
| EVR Evercore Inc. Class A | New | 0.08% | +0.08 |
| CDNS Cadence Design SYS Inc. | New | 0.08% | +0.08 |
| VCTR Victory Capital Holding - A | New | 0.08% | +0.08 |
| ORCL Oracle Corp. | New | 0.08% | +0.08 |
| PNC PNC Financial Services Group | New | 0.08% | +0.08 |
| AEM Agnico Eagle Mines Ltd. | New | 0.08% | +0.08 |
| PRDO Perdoceo Education Corp. | New | 0.08% | +0.08 |
| MRK Merck & Co. Inc. | Add +68.5% | 0.18% | +0.05 |
| ABT Abbott Laboratories | Add +48.6% | 0.17% | +0.05 |
| JAAA Janus Henderson Aaa Clo ETF | Add +29.4% | 0.17% | +0.03 |
| VEU Vanguard Ftse All-World Ex-U | Add +25.2% | 0.12% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +0.6% | 0.26% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +3.0% | 0.29% | +0.02 |
| LRGF iShares US Equity Factor ETF | Add +1.2% | 0.47% | +0.02 |
| RSST Return Stacked US SM FTR ETF | Add +3.1% | 1.17% | +0.02 |
| BAC Bank of America Corp. | Add +2.8% | 0.19% | +0.02 |
| CF CF Industries Holdings Inc. | Add +3.5% | 0.12% | +0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.4% | 0.38% | +0.01 |
| PHM Pultegroup Inc. | Add +15.1% | 0.14% | +0.01 |
| WMT Walmart Inc. | Add +0.1% | 0.20% | +0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +5.5% | 0.20% | +0.01 |
| NUE Nucor Corp. | Add +6.5% | 0.12% | +0.01 |
| IVVB iShares Large Cap Deep Quart | Add +1.1% | 2.22% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.2% | 0.26% | −0.00 |
| CINF Cincinnati Financial Corp. | Add +1.7% | 0.11% | −0.00 |
| SRLN SS Blackstone Sr Loan ETF | Add +0.8% | 0.14% | −0.01 |
| AGG iShares Core U.S. Aggregate | Add +0.7% | 0.24% | −0.01 |
| XOM Exxon Mobil Corp. | Add +2.8% | 0.17% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Add +1.1% | 0.26% | −0.03 |
Options Activity Q1 2025 → Q2 2025
| ITW Illinois Tool Works | put | Reduce -23.1% | 10,000 | $2.5M |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 154 | $347.6M | ITOT, FNDX, MOAT, JPIE, GARP |
| Q1 2026 | 138 | $303.0M | ITOT, FNDX, MOAT, JPIE, GARP |
| Q4 2025 | 138 | $309.3M | ITOT, MOAT, FNDX, JPIE, GARP |
| Q3 2025 | 137 | $288.2M | MOAT, FNDX, ITOT, JPIE, GARP |
| Q2 2025 | 122 | $260.4M | MOAT, FNDX, ITOT, JPIE, GARP |
| Q1 2025 | 112 | $243.8M | MOAT, FNDX, JPIE, ITOT, QQQ |
| Q4 2024 | 110 | $244.6M | MOAT, FNDX, JPIE, ITOT, QQQ |
| Q3 2024 | 657 | $245.7M | MOAT, FNDX, ITOT, JPIE, BIV |
| Q2 2024 | 102 | $203.5M | MOAT, FNDX, ITOT, JPIE, BIV |
| Q1 2024 | 101 | $203.8M | MOAT, FNDX, ITOT, JPIE, BIV |