Planned Solutions, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 9, 2026), Planned Solutions, Inc. reported 138 stock positions worth $303.0 million. Its top holding was iShares Core S&P Total U.S. (ITOT) at 10.7% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 9.6%) and Vaneck Morningstar Wide Moat (MOAT, 9.3%). Compared with Q4 2025, it opened 8 new positions, sold out of 8, added to 32 and reduced 45. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +53%) and the biggest sale Vaneck Morningstar Wide Moat (MOAT, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- FOLSOM, CA
- CIK
- 0001831332
- Portfolio Value
- $303.0M (Q1 2026)
- SEC Filing
- 0001831332-26-000002 ↗ filed Apr 9, 2026
Holdings Value
Holdings 138 stocks · $303.0M
| ITOT iShares Core S&P Total U.S. | 10.71% | 227,909 | $32.5M | Add +5.3% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 9.59% | 1,043,467 | $29.1M | Reduce -0.6% |
| MOAT Vaneck Morningstar Wide Moat | 9.30% | 291,485 | $28.2M | Reduce -0.1% |
| JPIE JPMorgan Income ETF | 8.11% | 533,069 | $24.6M | Add +2.6% |
| GARP iShares MSCI USA Quality Gar | 5.09% | 240,831 | $15.4M | Add +2.4% |
| IVW iShares S&P 500 Growth ETF | 4.91% | 131,489 | $14.9M | Add +2.9% |
| QQQ Invesco QQQ Trust Series 1 | 4.08% | 21,400 | $12.4M | Reduce -1.9% |
| IEFA iShares Core MSCI Eafe ETF | 4.00% | 133,736 | $12.1M | Add +4.1% |
| AVUV Avantis US Small Cap Value | 2.84% | 77,776 | $8.6M | Add +1.5% |
| JVAL JPMorgan US Value Factor ETF | 2.33% | 144,411 | $7.1M | Reduce -0.7% |
| HELO JPMorgan Hedged Equity ETF | 2.32% | 109,884 | $7.0M | Add +0.0% |
| MINT PIMCO Enhanced Short Maturit | 2.28% | 68,569 | $6.9M | Add +1.5% |
| IVVB iShares Large Cap Deep Quart | 1.88% | 177,295 | $5.7M | Reduce -2.7% |
| BIV Vanguard Intermediate-Term B | 1.74% | 68,341 | $5.3M | Add +7.2% |
| AAPL Apple Inc. | 1.66% | 19,761 | $5.0M | Reduce -11.0% |
| VBIL Vanguard 0-3M T-Bill ETF | 1.62% | 64,891 | $4.9M | Reduce -0.9% |
| SGOV iShares 0-3 Month Treasury B | 1.48% | 44,538 | $4.5M | Add +53.2% |
| RSST Return Stacked US SM FTR ETF | 1.15% | 123,025 | $3.5M | Reduce -1.4% |
| NVDA Nvidia Corp. | 1.12% | 19,522 | $3.4M | Reduce -20.6% |
| SCHB Schwab US Broad Market ETF | 1.06% | 128,164 | $3.2M | Add +2.9% |
| CAM AB California Inter Muni ETF filed as AB ACTIVE ETFS INC | 0.87% | 106,148 | $2.7M | Add +0.9% |
| ESTC Elastic NV | 0.74% | 44,870 | $2.2M | No change |
| ITW Illinois Tool Works | 0.70% | 8,105 | $2.1M | No change |
| MSFT Microsoft Corp. | 0.65% | 5,353 | $2.0M | Reduce -5.0% |
| LLY Eli Lilly & Co. | 0.56% | 1,860 | $1.7M | Reduce -11.1% |
| SCHF Schwab Intl Equity ETF | 0.52% | 63,756 | $1.6M | Add +1.1% |
| IWM iShares Russell 2000 ETF | 0.51% | 6,243 | $1.5M | Add +0.2% |
| DVY iShares Select Dividend ETF | 0.49% | 9,726 | $1.5M | Add +0.1% |
| GOOG Alphabet Inc. Class C | 0.46% | 4,836 | $1.4M | Reduce -17.0% |
| SPGP Invesco S&P 500 Garp ETF | 0.45% | 12,769 | $1.4M | Reduce -0.3% |
| SCHA Schwab US Small-Cap ETF | 0.45% | 46,478 | $1.4M | Reduce -0.0% |
| MTUM iShares MSCI USA Momentum Fa | 0.40% | 5,110 | $1.2M | Add +0.0% |
| IVV iShares Core S&P 500 ETF | 0.40% | 1,875 | $1.2M | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.38% | 2,034 | $1.2M | Add +1.0% |
| GCAL Dynamic California Muni ETF | 0.36% | 21,781 | $1.1M | Add +39.4% |
| LRGF iShares US Equity Factor ETF | 0.36% | 16,454 | $1.1M | Add +2.7% |
| JNJ Johnson & Johnson | 0.33% | 4,099 | $1.0M | Reduce -2.8% |
| POWR iShares US Power Infrastruct | 0.33% | 38,173 | $1.0M | Reduce -0.1% |
| CAT Caterpillar Inc. | 0.32% | 1,362 | $965K | Reduce -15.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.30% | 3,783 | $917K | Reduce -2.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 1,902 | $911K | No change |
| IDV iShares International Select | 0.28% | 19,848 | $845K | Add +0.1% |
| MRK Merck & Co. Inc. | 0.27% | 6,726 | $809K | Add +1.4% |
| JPM JPMorgan Chase & Co. | 0.27% | 2,733 | $804K | No change |
| GNMA iShares Gnma Bond ETF | 0.26% | 17,885 | $793K | Reduce -0.1% |
| MCD McDonald's Corp. | 0.25% | 2,416 | $751K | Reduce -7.1% |
| IJH iShares Core S&P Midcap ETF | 0.25% | 11,052 | $746K | Add +0.2% |
| TIP iShares Tips Bond ETF | 0.24% | 6,707 | $740K | No change |
| NFLX Netflix Inc. | 0.24% | 7,502 | $721K | Reduce -5.5% |
| CVX Chevron Corp. | 0.23% | 3,438 | $711K | Reduce -1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.23% | 3,592 | $705K | Reduce -1.3% |
| AGG iShares Core U.S. Aggregate | 0.22% | 6,779 | $673K | Add +0.4% |
| ANET Arista Networks Inc. | 0.22% | 5,436 | $667K | No change |
| XOM Exxon Mobil Corp. | 0.22% | 3,905 | $663K | Reduce -8.9% |
| WMT Walmart Inc. | 0.22% | 5,285 | $657K | Reduce -6.5% |
| PG The Procter & Gamble Co. | 0.21% | 4,372 | $631K | Reduce -4.3% |
| COST Costco Wholesale Corp. | 0.21% | 629 | $627K | Reduce -13.1% |
| SCHO Schwab Short-Term US Treas | 0.20% | 25,465 | $618K | Reduce -0.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.20% | 1,374 | $600K | Reduce -1.6% |
| VIG Vanguard Dividend Apprec ETF | 0.19% | 2,647 | $569K | Add +0.3% |
| CSCO Cisco Systems Inc. | 0.19% | 7,319 | $568K | Reduce -8.5% |
| QQQM Invesco Nasdaq 100 ETF | 0.18% | 2,332 | $554K | No change |
| AMAT Applied Materials Inc. | 0.18% | 1,598 | $546K | Add +0.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.18% | 11,161 | $544K | Reduce -1.4% |
| SCHD Schwab US DVD Equity ETF | 0.18% | 17,573 | $539K | Reduce -0.1% |
| MU Micron Technology Inc. | 0.18% | 1,589 | $537K | Add +4.7% |
| GS Goldman Sachs Group Inc. | 0.17% | 600 | $508K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.17% | 774 | $503K | No change |
| CF CF Industries Holdings Inc. | 0.16% | 3,688 | $479K | No change |
| MOTI Vaneck Mstar Int Moat ETF | 0.16% | 14,007 | $478K | No change |
| VEA Vanguard Ftse Developed ETF | 0.15% | 7,255 | $465K | Reduce -36.0% |
| V Visa Inc. Class A | 0.15% | 1,529 | $462K | Reduce -4.3% |
| AXON Axon Enterprise Inc. | 0.15% | 1,080 | $459K | No change |
| WELL Welltower Inc. | 0.15% | 2,307 | $456K | No change |
| AMZN Amazon.com Inc. | 0.14% | 2,101 | $438K | Add +2.6% |
| PHM Pultegroup Inc. | 0.14% | 3,702 | $435K | No change |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.14% | 3,942 | $430K | No change |
| JAAA Janus Henderson Aaa Clo ETF | 0.14% | 8,492 | $428K | Add +9.1% |
| NUE Nucor Corp. | 0.13% | 2,381 | $403K | No change |
| GILD Gilead Sciences Inc. | 0.12% | 2,708 | $377K | Reduce -6.2% |
| CB Chubb Ltd. | 0.12% | 1,130 | $368K | No change |
| LRCX Lam Research Corp. | 0.12% | 1,720 | $367K | No change |
| SHEL Shell PLC-ADR | 0.12% | 3,883 | $361K | No change |
| RPV Invesco S&P 500 Pure Value E | 0.12% | 3,359 | $361K | No change |
| TSLA Tesla Inc. | 0.12% | 970 | $361K | Reduce -1.0% |
| AMGN Amgen Inc. | 0.12% | 1,022 | $360K | Reduce -23.0% |
| SNA Snap-on Inc. | 0.12% | 990 | $360K | No change |
| GRMN Garmin Ltd. | 0.12% | 1,534 | $356K | No change |
| AEM Agnico Eagle Mines Ltd. | 0.11% | 1,688 | $343K | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.11% | 4,492 | $337K | No change |
| GOOGL Alphabet Inc. Class A | 0.11% | 1,162 | $334K | Reduce -45.7% |
| IYY iShares Dow Jones U.S. ETF | 0.11% | 2,106 | $334K | No change |
| DHI D.R. Horton Inc. | 0.11% | 2,414 | $331K | No change |
| CINF Cincinnati Financial Corp. | 0.11% | 2,105 | $331K | No change |
| VTR Ventas Inc. | 0.11% | 3,977 | $325K | No change |
| EIX Edison International | 0.11% | 4,440 | $325K | No change |
| VZ Verizon Communications Inc. | 0.11% | 6,391 | $321K | No change |
| HSY The Hershey Co. | 0.11% | 1,538 | $320K | No change |
| SRLN SS Blackstone Sr Loan ETF | 0.10% | 7,840 | $315K | Add +0.8% |
| CALM Cal-Maine Foods Inc. | 0.10% | 3,877 | $307K | No change |
Options reported separately and not counted above: ITW puts ($2.6M).
Portfolio Sells Q4 2025 → Q1 2026
| MOAT Vaneck Morningstar Wide Moat | Reduce -0.1% | 9.30% | −0.46 |
| NVDA Nvidia Corp. | Reduce -20.6% | 1.12% | −0.36 |
| AAPL Apple Inc. | Reduce -11.0% | 1.66% | −0.30 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -1.9% | 4.08% | −0.26 |
| MSFT Microsoft Corp. | Reduce -5.0% | 0.65% | −0.23 |
| LLY Eli Lilly & Co. | Reduce -11.1% | 0.56% | −0.16 |
| GOOG Alphabet Inc. Class C | Reduce -17.0% | 0.46% | −0.13 |
| GOOGL Alphabet Inc. Class A | Reduce -45.7% | 0.11% | −0.11 |
| VEA Vanguard Ftse Developed ETF | Reduce -36.0% | 0.15% | −0.08 |
| IVVB iShares Large Cap Deep Quart | Reduce -2.7% | 1.88% | −0.07 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.07 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.07 |
| SNY Sanofi-ADR | Sold out | 0.00% | −0.07 |
| CDNS Cadence Design SYS Inc. | Sold out | 0.00% | −0.07 |
| INTC Intel Corp. | Sold out | 0.00% | −0.07 |
| IBM Intl Business Machines Corp. | Reduce -2.6% | 0.30% | −0.07 |
| ABT Abbott Laboratories | Reduce -40.5% | 0.07% | −0.07 |
| COF Capital One Financial Corp. | Sold out | 0.00% | −0.07 |
| GE General Electric | Sold out | 0.00% | −0.07 |
| FSK FS KKR Capital Corp. | Sold out | 0.00% | −0.06 |
| QCOM Qualcomm Inc. | Reduce -29.5% | 0.07% | −0.06 |
| WFC Wells Fargo & Co. | Reduce -27.3% | 0.10% | −0.06 |
| V Visa Inc. Class A | Reduce -4.3% | 0.15% | −0.03 |
| MCK McKesson Corp. | Reduce -28.7% | 0.09% | −0.03 |
| TSLA Tesla Inc. | Reduce -1.0% | 0.12% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.6% | 0.20% | −0.02 |
| AMGN Amgen Inc. | Reduce -23.0% | 0.12% | −0.02 |
| BAC Bank of America Corp. | Reduce -1.4% | 0.18% | −0.02 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -0.3% | 0.45% | −0.02 |
| CSCO Cisco Systems Inc. | Reduce -8.5% | 0.19% | −0.01 |
| MCD McDonald's Corp. | Reduce -7.1% | 0.25% | −0.01 |
| VGT Vanguard Info Tech ETF | Reduce -2.0% | 0.08% | −0.01 |
| PSA Public Storage | Reduce -9.7% | 0.09% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -4.3% | 0.21% | −0.00 |
| NFLX Netflix Inc. | Reduce -5.5% | 0.24% | −0.00 |
| SCHO Schwab Short-Term US Treas | Reduce -0.9% | 0.20% | +0.00 |
| GNMA iShares Gnma Bond ETF | Reduce -0.1% | 0.26% | +0.00 |
| RSST Return Stacked US SM FTR ETF | Reduce -1.4% | 1.15% | +0.00 |
| COST Costco Wholesale Corp. | Reduce -13.1% | 0.21% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.3% | 0.23% | +0.01 |
| GILD Gilead Sciences Inc. | Reduce -6.2% | 0.12% | +0.01 |
| T AT&T Inc. | Reduce -3.1% | 0.09% | +0.01 |
| WMT Walmart Inc. | Reduce -6.5% | 0.22% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.0% | 0.45% | +0.02 |
| CAT Caterpillar Inc. | Reduce -15.7% | 0.32% | +0.02 |
| JVAL JPMorgan US Value Factor ETF | Reduce -0.7% | 2.33% | +0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.1% | 0.18% | +0.02 |
| VBIL Vanguard 0-3M T-Bill ETF | Reduce -0.9% | 1.62% | +0.02 |
| POWR iShares US Power Infrastruct | Reduce -0.1% | 0.33% | +0.04 |
| JNJ Johnson & Johnson | Reduce -2.8% | 0.33% | +0.05 |
Portfolio Buys Q4 2025 → Q1 2026
| SGOV iShares 0-3 Month Treasury B | Add +53.2% | 1.48% | +0.54 |
| JPIE JPMorgan Income ETF | Add +2.6% | 8.11% | +0.33 |
| ITOT iShares Core S&P Total U.S. | Add +5.3% | 10.71% | +0.31 |
| AVUV Avantis US Small Cap Value | Add +1.5% | 2.84% | +0.31 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.1% | 4.00% | +0.28 |
| BIV Vanguard Intermediate-Term B | Add +7.2% | 1.74% | +0.14 |
| GCAL Dynamic California Muni ETF | Add +39.4% | 0.36% | +0.11 |
| TTE Totalenergies SE | New | 0.09% | +0.09 |
| MINT PIMCO Enhanced Short Maturit | Add +1.5% | 2.28% | +0.08 |
| MYRG MYR Group Inc./Delaware | New | 0.08% | +0.08 |
| COP Conocophillips | New | 0.08% | +0.08 |
| PRDO Perdoceo Education Corp. | New | 0.08% | +0.08 |
| CBOE Cboe Global Markets Inc. | New | 0.07% | +0.07 |
| GLD SPDR Gold Shares | New | 0.07% | +0.07 |
| CFG Citizens Financial Group | New | 0.07% | +0.07 |
| PCAR Paccar Inc. | New | 0.07% | +0.07 |
| AMAT Applied Materials Inc. | Add +0.4% | 0.18% | +0.05 |
| DVY iShares Select Dividend ETF | Add +0.1% | 0.49% | +0.04 |
| MRK Merck & Co. Inc. | Add +1.4% | 0.27% | +0.04 |
| MU Micron Technology Inc. | Add +4.7% | 0.18% | +0.04 |
| SCHF Schwab Intl Equity ETF | Add +1.1% | 0.52% | +0.03 |
| IDV iShares International Select | Add +0.1% | 0.28% | +0.03 |
| CAM AB California Inter Muni ETF | Add +0.9% | 0.87% | +0.02 |
| IWM iShares Russell 2000 ETF | Add +0.2% | 0.51% | +0.01 |
| JAAA Janus Henderson Aaa Clo ETF | Add +9.1% | 0.14% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +0.2% | 0.25% | +0.01 |
| SCHB Schwab US Broad Market ETF | Add +2.9% | 1.06% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +0.4% | 0.22% | +0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +0.9% | 0.09% | +0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +0.3% | 0.19% | +0.00 |
| SRLN SS Blackstone Sr Loan ETF | Add +0.8% | 0.10% | +0.00 |
| LRGF iShares US Equity Factor ETF | Add +2.7% | 0.36% | −0.00 |
| CGGR Cap Group Growth Equity | Add +1.5% | 0.08% | −0.01 |
| AMZN Amazon.com Inc. | Add +2.6% | 0.14% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Add +0.0% | 0.40% | −0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.1% | 0.40% | −0.01 |
| HELO JPMorgan Hedged Equity ETF | Add +0.0% | 2.32% | −0.04 |
| META Meta Platforms Inc. Class A | Add +1.0% | 0.38% | −0.05 |
| GARP iShares MSCI USA Quality Gar | Add +2.4% | 5.09% | −0.10 |
| IVW iShares S&P 500 Growth ETF | Add +2.9% | 4.91% | −0.18 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 154 | $347.6M | ITOT, FNDX, MOAT, JPIE, GARP |
| Q1 2026 | 138 | $303.0M | ITOT, FNDX, MOAT, JPIE, GARP |
| Q4 2025 | 138 | $309.3M | ITOT, MOAT, FNDX, JPIE, GARP |
| Q3 2025 | 137 | $288.2M | MOAT, FNDX, ITOT, JPIE, GARP |
| Q2 2025 | 122 | $260.4M | MOAT, FNDX, ITOT, JPIE, GARP |
| Q1 2025 | 112 | $243.8M | MOAT, FNDX, JPIE, ITOT, QQQ |
| Q4 2024 | 110 | $244.6M | MOAT, FNDX, JPIE, ITOT, QQQ |
| Q3 2024 | 657 | $245.7M | MOAT, FNDX, ITOT, JPIE, BIV |
| Q2 2024 | 102 | $203.5M | MOAT, FNDX, ITOT, JPIE, BIV |
| Q1 2024 | 101 | $203.8M | MOAT, FNDX, ITOT, JPIE, BIV |