Planned Solutions, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 9, 2025), Planned Solutions, Inc. reported 112 stock positions worth $243.8 million. Its top holding was Vaneck Morningstar Wide Moat (MOAT) at 10.8% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 10.3%) and JPMorgan Income ETF (JPIE, 9.0%). Compared with Q4 2024, it opened 10 new positions, sold out of 8, added to 50 and reduced 16. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +21%) and the biggest sale Apple (AAPL, shares −32%).

Most Recent 13F
Q2 2026
Location
FOLSOM, CA
CIK
0001831332
Portfolio Value
$243.8M (Q1 2025)
SEC Filing
0001831332-25-000003 ↗ filed Apr 9, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $203.8M Q1 2024 Q2 2024: $203.5M Q2 2024 Q3 2024: $245.7M Q3 2024 Q4 2024: $244.6M Q4 2024 Q1 2025: $243.8M $243.8M Q1 2025 Q2 2025: $260.4M Q2 2025 Q3 2025: $288.2M Q3 2025 Q4 2025: $309.3M Q4 2025 Q1 2026: $303.0M Q1 2026 Q2 2026: $347.6M Q2 2026

Holdings 112 stocks · $243.8M
MOAT Vaneck Morningstar Wide Moat 10.80% 299,076 $26.3M Add +2.4%
FNDX Schwab Fndmntl US LRG Co. ETF 10.33% 1,066,983 $25.2M Add +2.2%
JPIE JPMorgan Income ETF 9.00% 476,001 $21.9M Add +3.0%
ITOT iShares Core S&P Total U.S. 7.60% 151,829 $18.5M Add +2.5%
QQQ Invesco QQQ Trust Series 1 6.18% 32,147 $15.1M Reduce -0.7%
MINT PIMCO Enhanced Short Maturit 4.89% 118,392 $11.9M Add +3.0%
JVAL JPMorgan US Value Factor ETF 4.20% 247,267 $10.2M Add +2.8%
SPGP Invesco S&P 500 Garp ETF 4.06% 99,013 $9.9M Add +2.9%
AVUV Avantis US Small Cap Value 3.68% 103,011 $9.0M Add +2.5%
IEFA iShares Core MSCI Eafe ETF 2.80% 90,202 $6.8M Add +1.6%
HELO JPMorgan Hedged Equity ETF 2.43% 99,286 $5.9M Add +3.0%
SGOV iShares 0-3 Month Treasury B 2.41% 58,458 $5.9M Add +21.3%
IVVB iShares Large Cap Deep Quart 2.22% 184,192 $5.4M Add +1.3%
BIV Vanguard Intermediate-Term B 2.01% 63,960 $4.9M Add +1.1%
ESTC Elastic NV 1.64% 44,870 $4.0M Reduce -16.4%
RSST Return Stacked US SM FTR ETF 1.15% 127,122 $2.8M Add +1.3%
AAPL Apple Inc. 1.12% 12,248 $2.7M Reduce -31.6%
SCHB Schwab US Broad Market ETF 1.05% 118,858 $2.6M Add +6.2%
NVDA Nvidia Corp. 0.96% 21,555 $2.3M Add +73.3%
LLY Eli Lilly & Co. 0.87% 2,570 $2.1M Reduce -1.5%
POWR iShares US Power Infrastruct 0.84% 82,103 $2.0M Add +1.4%
ITW Illinois Tool Works 0.82% 8,097 $2.0M Reduce -0.7%
MSFT Microsoft Corp. 0.74% 4,803 $1.8M Add +8.1%
IWM iShares Russell 2000 ETF 0.57% 6,997 $1.4M Add +0.1%
IVW iShares S&P 500 Growth ETF 0.55% 14,485 $1.3M Reduce -17.6%
SCHA Schwab US Small-Cap ETF 0.54% 56,262 $1.3M Reduce -1.0%
DVY iShares Select Dividend ETF 0.53% 9,645 $1.3M Reduce -2.3%
SCHF Schwab Intl Equity ETF 0.50% 61,443 $1.2M Add +10.3%
META Meta Platforms Inc. Class A 0.47% 1,971 $1.1M Add +3.4%
MTUM iShares MSCI USA Momentum Fa 0.45% 5,445 $1.1M Add +1.7%
LRGF iShares US Equity Factor ETF 0.45% 18,952 $1.1M Add +9.2%
BRK.B Berkshire Hathaway Inc. Class B 0.43% 1,960 $1.0M Add +2.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.38% 3,758 $934K No change
IVV iShares Core S&P 500 ETF 0.36% 1,579 $887K Add +6.5%
VEA Vanguard Ftse Developed ETF 0.36% 17,153 $872K Reduce -0.1%
SCHO Schwab Short-Term US Treas 0.34% 34,043 $829K Add +1.2%
GNMA iShares Gnma Bond ETF 0.33% 18,206 $799K Add +0.7%
TIP iShares Tips Bond ETF 0.32% 7,061 $784K No change
QUAL iShares MSCI USA Quality Fac 0.31% 4,420 $755K Add +26.6%
SCHD Schwab US DVD Equity ETF 0.29% 24,980 $698K Add +17.7%
PG The Procter & Gamble Co. 0.28% 4,058 $692K Add +5.7%
JNJ Johnson & Johnson 0.28% 4,055 $672K Add +11.5%
IDV iShares International Select 0.26% 20,678 $641K Reduce -3.8%
IJH iShares Core S&P Midcap ETF 0.26% 10,945 $639K Add +0.2%
GOOG Alphabet Inc. Class C 0.26% 4,073 $636K No change
NFLX Netflix Inc. 0.26% 677 $631K New
MCD McDonald's Corp. 0.26% 2,015 $629K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.25% 3,592 $620K Add +0.8%
AGG iShares Core U.S. Aggregate 0.25% 6,247 $618K Add +2.4%
AXON Axon Enterprise Inc. 0.25% 1,171 $616K No change
IYW iShares Ustechnology ETF 0.24% 4,210 $591K New
CVX Chevron Corp. 0.24% 3,454 $578K Add +4.6%
RPV Invesco S&P 500 Pure Value E 0.24% 6,228 $575K Reduce -1.6%
JPM JPMorgan Chase & Co. 0.24% 2,343 $575K No change
V Visa Inc. Class A 0.23% 1,567 $549K Add +5.0%
IWF iShares Russell 1000 Growth 0.20% 1,361 $492K New
MOTI Vaneck Mstar Int Moat ETF 0.20% 14,480 $482K No change
WMT Walmart Inc. 0.20% 5,422 $476K Add +0.0%
XOM Exxon Mobil Corp. 0.20% 3,999 $476K Add +0.9%
VIG Vanguard Dividend Apprec ETF 0.19% 2,435 $472K Add +0.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 838 $469K Add +0.6%
COST Costco Wholesale Corp. 0.19% 489 $462K Reduce -6.7%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.18% 3,942 $428K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.17% 10,022 $418K Add +30.2%
INTU Intuit Inc. 0.17% 672 $413K No change
ANET Arista Networks Inc. 0.17% 5,324 $413K No change
CALM Cal-Maine Foods Inc. 0.15% 4,060 $369K No change
SRLN SS Blackstone Sr Loan ETF 0.15% 8,813 $362K Add +5.3%
CSCO Cisco Systems Inc. 0.15% 5,774 $356K Reduce -3.7%
GILD Gilead Sciences Inc. 0.15% 3,157 $354K No change
WELL Welltower Inc. 0.14% 2,307 $353K No change
JAAA Janus Henderson Aaa Clo ETF 0.14% 6,755 $343K Add +25.8%
SCHE Schwab Emrg Mrkts Eqty ETF 0.14% 12,410 $342K Add +11.3%
GRMN Garmin Ltd. 0.14% 1,549 $336K No change
GS Goldman Sachs Group Inc. 0.13% 600 $328K No change
SNA Snap-on Inc. 0.13% 950 $320K No change
PHM Pultegroup Inc. 0.13% 3,057 $314K No change
MCK McKesson Corp. 0.13% 463 $312K Reduce -16.3%
MRK Merck & Co. Inc. 0.13% 3,463 $311K Reduce -2.8%
DHI D.R. Horton Inc. 0.13% 2,414 $307K No change
IVE iShares S&P 500 Value ETF 0.12% 1,562 $298K Add +23.3%
CB Chubb Ltd. 0.12% 972 $294K Add +2.0%
VZ Verizon Communications Inc. 0.12% 6,319 $287K Add +13.5%
IYY iShares Dow Jones U.S. ETF 0.12% 2,106 $287K No change
ABT Abbott Laboratories 0.12% 2,141 $284K No change
PSA Public Storage 0.12% 947 $283K No change
TMO Thermo Fisher Scientific Inc. 0.12% 567 $282K No change
CINF Cincinnati Financial Corp. 0.12% 1,909 $282K No change
TSLA Tesla Inc. 0.12% 1,087 $282K Add +17.6%
SNY Sanofi-ADR 0.12% 5,068 $281K No change
VTR Ventas Inc. 0.11% 3,977 $273K No change
NUE Nucor Corp. 0.11% 2,249 $271K Add +9.2%
GSC Goldman Sachs Small Cap Equi 0.11% 5,765 $269K New
TXN Texas Instruments Inc. 0.11% 1,438 $258K No change
ADBE Adobe Inc. 0.11% 669 $257K No change
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.11% 3,279 $256K No change
WFC Wells Fargo & Co. 0.10% 3,440 $247K Add +9.6%
SHEL Shell PLC-ADR 0.10% 3,300 $242K New
RF Regions Financial Corp. 0.10% 10,919 $237K No change
VHT Vanguard Health Care ETF 0.10% 895 $237K No change
PKG Packaging Corp. of America 0.10% 1,188 $235K No change
MA Mastercard Inc. Class A 0.09% 414 $227K No change
HIG Hartford Insurance Group Inc. 0.09% 1,830 $226K No change
DUK Duke Energy Corp. 0.09% 1,852 $226K New
CAT Caterpillar Inc. 0.09% 663 $219K No change
VEU Vanguard Ftse All-World Ex-U 0.09% 3,587 $218K No change
AEP American Electric Power 0.09% 1,987 $217K New
TM Toyota Motor Corp. -Spon ADR 0.09% 1,225 $216K No change
FAST Fastenal Co. 0.09% 2,700 $209K New
EFA iShares MSCI Eafe ETF 0.09% 2,554 $209K New
IBDR iShares Ibonds Dec 2026 Term 0.08% 8,295 $201K New
SAN Banco Santander SA-Spon ADR 0.03% 10,925 $73K Reduce -2.9%

Options reported separately and not counted above: ITW puts ($3.2M).

Portfolio Sells Q4 2024 → Q1 2025
AAPL Apple Inc. Reduce -31.6% 1.12% −0.72
QQQ Invesco QQQ Trust Series 1 Reduce -0.7% 6.18% −0.58
ESTC Elastic NV Reduce -16.4% 1.64% −0.53
IVW iShares S&P 500 Growth ETF Reduce -17.6% 0.55% −0.18
SYF Synchrony Financial Sold out 0.00% −0.10
AMZN Amazon.com Inc. Sold out 0.00% −0.09
WSM Williams-Sonoma Inc. Sold out 0.00% −0.09
AMAT Applied Materials Inc. Sold out 0.00% −0.09
EVR Evercore Inc. Class A Sold out 0.00% −0.09
VGT Vanguard Info Tech ETF Sold out 0.00% −0.09
CDNS Cadence Design SYS Inc. Sold out 0.00% −0.08
VOT Vngrd Mrngstr MC GRW ETF-Usd Sold out 0.00% −0.08
SCHA Schwab US Small-Cap ETF Reduce -1.0% 0.54% −0.06
ITW Illinois Tool Works Reduce -0.7% 0.82% −0.02
MRK Merck & Co. Inc. Reduce -2.8% 0.13% −0.02
COST Costco Wholesale Corp. Reduce -6.7% 0.19% −0.01
MCK McKesson Corp. Reduce -16.3% 0.13% −0.00
CSCO Cisco Systems Inc. Reduce -3.7% 0.15% +0.00
DVY iShares Select Dividend ETF Reduce -2.3% 0.53% +0.00
RPV Invesco S&P 500 Pure Value E Reduce -1.6% 0.24% +0.00
SAN Banco Santander SA-Spon ADR Reduce -2.9% 0.03% +0.01
VEA Vanguard Ftse Developed ETF Reduce -0.1% 0.36% +0.02
IDV iShares International Select Reduce -3.8% 0.26% +0.02
LLY Eli Lilly & Co. Reduce -1.5% 0.87% +0.05

Portfolio Buys Q4 2024 → Q1 2025
SGOV iShares 0-3 Month Treasury B Add +21.3% 2.41% +0.44
JPIE JPMorgan Income ETF Add +3.0% 9.00% +0.38
NVDA Nvidia Corp. Add +73.3% 0.96% +0.28
NFLX Netflix Inc. New 0.26% +0.26
IEFA iShares Core MSCI Eafe ETF Add +1.6% 2.80% +0.25
IYW iShares Ustechnology ETF New 0.24% +0.24
FNDX Schwab Fndmntl US LRG Co. ETF Add +2.2% 10.33% +0.23
IWF iShares Russell 1000 Growth New 0.20% +0.20
MINT PIMCO Enhanced Short Maturit Add +3.0% 4.89% +0.17
GSC Goldman Sachs Small Cap Equi New 0.11% +0.11
SHEL Shell PLC-ADR New 0.10% +0.10
DUK Duke Energy Corp. New 0.09% +0.09
AEP American Electric Power New 0.09% +0.09
FAST Fastenal Co. New 0.09% +0.09
EFA iShares MSCI Eafe ETF New 0.09% +0.09
IBDR iShares Ibonds Dec 2026 Term New 0.08% +0.08
POWR iShares US Power Infrastruct Add +1.4% 0.84% +0.08
SCHF Schwab Intl Equity ETF Add +10.3% 0.50% +0.08
BIV Vanguard Intermediate-Term B Add +1.1% 2.01% +0.08
BRK.B Berkshire Hathaway Inc. Class B Add +2.4% 0.43% +0.07
JNJ Johnson & Johnson Add +11.5% 0.28% +0.06
QUAL iShares MSCI USA Quality Fac Add +26.6% 0.31% +0.06
SCHD Schwab US DVD Equity ETF Add +17.7% 0.29% +0.05
CVX Chevron Corp. Add +4.6% 0.24% +0.04
BAC Bank of America Corp. Add +30.2% 0.17% +0.03
V Visa Inc. Class A Add +5.0% 0.23% +0.03
JAAA Janus Henderson Aaa Clo ETF Add +25.8% 0.14% +0.03
VZ Verizon Communications Inc. Add +13.5% 0.12% +0.03
IVE iShares S&P 500 Value ETF Add +23.3% 0.12% +0.02
LRGF iShares US Equity Factor ETF Add +9.2% 0.45% +0.02
XOM Exxon Mobil Corp. Add +0.9% 0.20% +0.02
PG The Procter & Gamble Co. Add +5.7% 0.28% +0.02
SCHE Schwab Emrg Mrkts Eqty ETF Add +11.3% 0.14% +0.02
NUE Nucor Corp. Add +9.2% 0.11% +0.01
CB Chubb Ltd. Add +2.0% 0.12% +0.01
AGG iShares Core U.S. Aggregate Add +2.4% 0.25% +0.01
SCHB Schwab US Broad Market ETF Add +6.2% 1.05% +0.01
WFC Wells Fargo & Co. Add +9.6% 0.10% +0.01
GNMA iShares Gnma Bond ETF Add +0.7% 0.33% +0.01
META Meta Platforms Inc. Class A Add +3.4% 0.47% +0.01
SCHO Schwab Short-Term US Treas Add +1.2% 0.34% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.8% 0.25% +0.01
IVV iShares Core S&P 500 ETF Add +6.5% 0.36% +0.01
SRLN SS Blackstone Sr Loan ETF Add +5.3% 0.15% +0.01
VIG Vanguard Dividend Apprec ETF Add +0.5% 0.19% −0.00
MTUM iShares MSCI USA Momentum Fa Add +1.7% 0.45% −0.00
WMT Walmart Inc. Add +0.0% 0.20% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.6% 0.19% −0.01
HELO JPMorgan Hedged Equity ETF Add +3.0% 2.43% −0.02
IJH iShares Core S&P Midcap ETF Add +0.2% 0.26% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 154$347.6MITOT, FNDX, MOAT, JPIE, GARP
Q1 2026 138$303.0MITOT, FNDX, MOAT, JPIE, GARP
Q4 2025 138$309.3MITOT, MOAT, FNDX, JPIE, GARP
Q3 2025 137$288.2MMOAT, FNDX, ITOT, JPIE, GARP
Q2 2025 122$260.4MMOAT, FNDX, ITOT, JPIE, GARP
Q1 2025 112$243.8MMOAT, FNDX, JPIE, ITOT, QQQ
Q4 2024 110$244.6MMOAT, FNDX, JPIE, ITOT, QQQ
Q3 2024 657$245.7MMOAT, FNDX, ITOT, JPIE, BIV
Q2 2024 102$203.5MMOAT, FNDX, ITOT, JPIE, BIV
Q1 2024 101$203.8MMOAT, FNDX, ITOT, JPIE, BIV