Planned Solutions, Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 29, 2025), Planned Solutions, Inc. reported 122 stock positions worth $260.4 million. Its top holding was Vaneck Morningstar Wide Moat (MOAT) at 10.9% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 10.0%) and iShares Core S&P Total U.S. (ITOT, 8.5%). Compared with Q1 2025, it opened 19 new positions, sold out of 9, added to 34 and reduced 37. The biggest buy was a new position in iShares MSCI USA Quality Gar (GARP) and the biggest sale Invesco S&P 500 Garp ETF (SPGP, shares −88%).

Most Recent 13F
Q2 2026
Location
FOLSOM, CA
CIK
0001831332
Portfolio Value
$260.4M (Q2 2025)
SEC Filing
0001831332-25-000004 ↗ filed Jul 29, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $203.8M Q1 2024 Q2 2024: $203.5M Q2 2024 Q3 2024: $245.7M Q3 2024 Q4 2024: $244.6M Q4 2024 Q1 2025: $243.8M Q1 2025 Q2 2025: $260.4M $260.4M Q2 2025 Q3 2025: $288.2M Q3 2025 Q4 2025: $309.3M Q4 2025 Q1 2026: $303.0M Q1 2026 Q2 2026: $347.6M Q2 2026

Holdings 122 stocks · $260.4M
MOAT Vaneck Morningstar Wide Moat 10.95% 303,887 $28.5M Add +1.6%
FNDX Schwab Fndmntl US LRG Co. ETF 10.01% 1,061,948 $26.1M Reduce -0.5%
ITOT iShares Core S&P Total U.S. 8.49% 163,703 $22.1M Add +7.8%
JPIE JPMorgan Income ETF 8.42% 473,539 $21.9M Reduce -0.5%
GARP iShares MSCI USA Quality Gar 5.25% 226,228 $13.7M New
QQQ Invesco QQQ Trust Series 1 4.71% 22,255 $12.3M Reduce -30.8%
IVW iShares S&P 500 Growth ETF 4.49% 106,080 $11.7M Add +632.3%
IEFA iShares Core MSCI Eafe ETF 2.99% 93,237 $7.8M Add +3.4%
JVAL JPMorgan US Value Factor ETF 2.59% 152,636 $6.8M Reduce -38.3%
MINT PIMCO Enhanced Short Maturit 2.54% 65,803 $6.6M Reduce -44.4%
HELO JPMorgan Hedged Equity ETF 2.54% 105,657 $6.6M Add +6.4%
AVUV Avantis US Small Cap Value 2.40% 68,541 $6.2M Reduce -33.5%
IVVB iShares Large Cap Deep Quart 2.22% 186,318 $5.8M Add +1.1%
VBIL Vanguard 0-3M T-Bill ETF 1.92% 66,110 $5.0M New
BIV Vanguard Intermediate-Term B 1.89% 63,774 $4.9M Reduce -0.3%
AAPL Apple Inc. 1.48% 18,786 $3.9M Add +53.4%
ESTC Elastic NV 1.45% 44,870 $3.8M No change
NVDA Nvidia Corp. 1.23% 20,318 $3.2M Reduce -5.7%
RSST Return Stacked US SM FTR ETF 1.17% 131,097 $3.1M Add +3.1%
SCHB Schwab US Broad Market ETF 1.08% 117,996 $2.8M Reduce -0.7%
MSFT Microsoft Corp. 0.95% 4,975 $2.5M Add +3.6%
SGOV iShares 0-3 Month Treasury B 0.84% 21,671 $2.2M Reduce -62.9%
ITW Illinois Tool Works 0.77% 8,097 $2.0M No change
LLY Eli Lilly & Co. 0.72% 2,414 $1.9M Reduce -6.1%
META Meta Platforms Inc. Class A 0.56% 1,983 $1.5M Add +0.6%
SCHF Schwab Intl Equity ETF 0.52% 61,255 $1.4M Reduce -0.3%
IWM iShares Russell 2000 ETF 0.51% 6,201 $1.3M Reduce -11.4%
SPGP Invesco S&P 500 Garp ETF 0.50% 12,039 $1.3M Reduce -87.8%
DVY iShares Select Dividend ETF 0.49% 9,670 $1.3M Add +0.3%
LRGF iShares US Equity Factor ETF 0.47% 19,185 $1.2M Add +1.2%
MTUM iShares MSCI USA Momentum Fa 0.47% 5,107 $1.2M Reduce -6.2%
SCHA Schwab US Small-Cap ETF 0.45% 46,536 $1.2M Reduce -17.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.43% 3,758 $1.1M No change
NFLX Netflix Inc. 0.40% 787 $1.1M Add +16.3%
IVV iShares Core S&P 500 ETF 0.38% 1,586 $985K Add +0.4%
AXON Axon Enterprise Inc. 0.37% 1,171 $970K No change
POWR iShares US Power Infrastruct 0.34% 37,689 $894K Reduce -54.1%
BRK.B Berkshire Hathaway Inc. Class B 0.32% 1,729 $840K Reduce -11.8%
SCHO Schwab Short-Term US Treas 0.31% 32,726 $798K Reduce -3.9%
GNMA iShares Gnma Bond ETF 0.29% 17,042 $749K Reduce -6.4%
GOOG Alphabet Inc. Class C 0.29% 4,193 $744K Add +3.0%
TIP iShares Tips Bond ETF 0.28% 6,707 $738K Reduce -5.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.27% 1,625 $712K New
IDV iShares International Select 0.27% 20,246 $699K Reduce -2.1%
VEA Vanguard Ftse Developed ETF 0.27% 12,252 $698K Reduce -28.6%
JPM JPMorgan Chase & Co. 0.26% 2,357 $683K Add +0.6%
IJH iShares Core S&P Midcap ETF 0.26% 10,969 $680K Add +0.2%
SCHD Schwab US DVD Equity ETF 0.26% 25,242 $669K Add +1.1%
PG The Procter & Gamble Co. 0.25% 4,142 $660K Add +2.1%
QQQM Invesco Nasdaq 100 ETF 0.25% 2,863 $650K New
VTV Vanguard Mrngstr Val ETF-Aui 0.24% 3,592 $635K No change
JNJ Johnson & Johnson 0.24% 4,148 $634K Add +2.3%
AGG iShares Core U.S. Aggregate 0.24% 6,293 $624K Add +0.7%
MCD McDonald's Corp. 0.23% 2,015 $589K No change
V Visa Inc. Class A 0.21% 1,567 $556K No change
ANET Arista Networks Inc. 0.21% 5,260 $538K Reduce -1.2%
WMT Walmart Inc. 0.20% 5,427 $531K Add +0.1%
INTU Intuit Inc. 0.20% 672 $529K No change
VIG Vanguard Dividend Apprec ETF 0.20% 2,570 $526K Add +5.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.20% 838 $518K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.19% 10,307 $488K Add +2.8%
MOTI Vaneck Mstar Int Moat ETF 0.19% 14,007 $486K Reduce -3.3%
COST Costco Wholesale Corp. 0.19% 489 $484K No change
MRK Merck & Co. Inc. 0.18% 5,837 $462K Add +68.5%
CVX Chevron Corp. 0.18% 3,221 $461K Reduce -6.8%
JAAA Janus Henderson Aaa Clo ETF 0.17% 8,740 $444K Add +29.4%
XOM Exxon Mobil Corp. 0.17% 4,112 $443K Add +2.8%
ABT Abbott Laboratories 0.17% 3,181 $433K Add +48.6%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.17% 3,942 $432K No change
GS Goldman Sachs Group Inc. 0.16% 600 $425K No change
CALM Cal-Maine Foods Inc. 0.16% 4,060 $404K No change
CSCO Cisco Systems Inc. 0.15% 5,774 $401K No change
GCAL Dynamic California Muni ETF 0.15% 7,933 $394K New
PHM Pultegroup Inc. 0.14% 3,517 $371K Add +15.1%
SRLN SS Blackstone Sr Loan ETF 0.14% 8,887 $370K Add +0.8%
WELL Welltower Inc. 0.14% 2,307 $355K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.14% 11,760 $354K Reduce -5.2%
RPV Invesco S&P 500 Pure Value E 0.13% 3,734 $350K Reduce -40.0%
GILD Gilead Sciences Inc. 0.13% 3,157 $350K No change
MCK McKesson Corp. 0.13% 463 $339K No change
QCOM Qualcomm Inc. 0.13% 2,108 $336K New
GRMN Garmin Ltd. 0.12% 1,549 $323K No change
IYY iShares Dow Jones U.S. ETF 0.12% 2,106 $318K No change
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.12% 3,393 $312K Add +3.5%
DHI D.R. Horton Inc. 0.12% 2,414 $311K No change
NUE Nucor Corp. 0.12% 2,394 $310K Add +6.5%
TSLA Tesla Inc. 0.12% 967 $307K Reduce -11.0%
AMZN Amazon.com Inc. 0.12% 1,377 $302K New
VEU Vanguard Ftse All-World Ex-U 0.12% 4,492 $302K Add +25.2%
TXN Texas Instruments Inc. 0.11% 1,438 $299K No change
SNA Snap-on Inc. 0.11% 950 $296K No change
AMAT Applied Materials Inc. 0.11% 1,590 $291K New
CINF Cincinnati Financial Corp. 0.11% 1,942 $289K Add +1.7%
CB Chubb Ltd. 0.11% 970 $281K Reduce -0.2%
PSA Public Storage 0.11% 947 $278K No change
WFC Wells Fargo & Co. 0.10% 3,290 $264K Reduce -4.4%
VZ Verizon Communications Inc. 0.10% 5,964 $258K Reduce -5.6%
VTR Ventas Inc. 0.10% 3,977 $251K No change
CAT Caterpillar Inc. 0.10% 644 $250K Reduce -2.9%
IVE iShares S&P 500 Value ETF 0.10% 1,267 $248K Reduce -18.9%
SYF Synchrony Financial 0.09% 3,690 $246K New
HSY The Hershey Co. 0.09% 1,459 $242K New
RF Regions Financial Corp. 0.09% 10,085 $237K Reduce -7.6%
VGT Vanguard Info Tech ETF 0.09% 354 $235K New
MA Mastercard Inc. Class A 0.09% 414 $233K No change
HIG Hartford Insurance Group Inc. 0.09% 1,830 $232K No change
SNY Sanofi-ADR 0.09% 4,802 $232K Reduce -5.3%
EFA iShares MSCI Eafe ETF 0.09% 2,554 $228K No change
FAST Fastenal Co. 0.09% 5,400 $227K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.09% 793 $226K New
PKG Packaging Corp. of America 0.09% 1,188 $224K No change
VHT Vanguard Health Care ETF 0.09% 895 $222K No change
DUK Duke Energy Corp. 0.08% 1,852 $219K No change
EVR Evercore Inc. Class A 0.08% 800 $216K New
CDNS Cadence Design SYS Inc. 0.08% 685 $211K New
VCTR Victory Capital Holding - A 0.08% 3,281 $209K New
ORCL Oracle Corp. 0.08% 950 $208K New
PNC PNC Financial Services Group 0.08% 1,108 $207K New
AEP American Electric Power 0.08% 1,939 $201K Reduce -2.4%
AEM Agnico Eagle Mines Ltd. 0.08% 1,688 $201K New
PRDO Perdoceo Education Corp. 0.08% 6,135 $201K New
SAN Banco Santander SA-Spon ADR 0.03% 10,925 $91K No change

Options reported separately and not counted above: ITW puts ($2.5M).

Portfolio Sells Q1 2025 → Q2 2025
SPGP Invesco S&P 500 Garp ETF Reduce -87.8% 0.50% −3.56
MINT PIMCO Enhanced Short Maturit Reduce -44.4% 2.54% −2.35
JVAL JPMorgan US Value Factor ETF Reduce -38.3% 2.59% −1.61
SGOV iShares 0-3 Month Treasury B Reduce -62.9% 0.84% −1.58
QQQ Invesco QQQ Trust Series 1 Reduce -30.8% 4.71% −1.47
AVUV Avantis US Small Cap Value Reduce -33.5% 2.40% −1.29
JPIE JPMorgan Income ETF Reduce -0.5% 8.42% −0.57
POWR iShares US Power Infrastruct Reduce -54.1% 0.34% −0.49
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -0.5% 10.01% −0.33
QUAL iShares MSCI USA Quality Fac Sold out 0.00% −0.31
IYW iShares Ustechnology ETF Sold out 0.00% −0.24
IWF iShares Russell 1000 Growth Sold out 0.00% −0.20
LLY Eli Lilly & Co. Reduce -6.1% 0.72% −0.15
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.12
BIV Vanguard Intermediate-Term B Reduce -0.3% 1.89% −0.12
GSC Goldman Sachs Small Cap Equi Sold out 0.00% −0.11
BRK.B Berkshire Hathaway Inc. Class B Reduce -11.8% 0.32% −0.11
ADBE Adobe Inc. Sold out 0.00% −0.11
RPV Invesco S&P 500 Pure Value E Reduce -40.0% 0.13% −0.10
SHEL Shell PLC-ADR Sold out 0.00% −0.10
VEA Vanguard Ftse Developed ETF Reduce -28.6% 0.27% −0.09
TM Toyota Motor Corp. -Spon ADR Sold out 0.00% −0.09
SCHA Schwab US Small-Cap ETF Reduce -17.3% 0.45% −0.09
IBDR iShares Ibonds Dec 2026 Term Sold out 0.00% −0.08
CVX Chevron Corp. Reduce -6.8% 0.18% −0.06
IWM iShares Russell 2000 ETF Reduce -11.4% 0.51% −0.06
GNMA iShares Gnma Bond ETF Reduce -6.4% 0.29% −0.04
TIP iShares Tips Bond ETF Reduce -5.0% 0.28% −0.04
SCHO Schwab Short-Term US Treas Reduce -3.9% 0.31% −0.03
IVE iShares S&P 500 Value ETF Reduce -18.9% 0.10% −0.03
SNY Sanofi-ADR Reduce -5.3% 0.09% −0.03
VZ Verizon Communications Inc. Reduce -5.6% 0.10% −0.02
CB Chubb Ltd. Reduce -0.2% 0.11% −0.01
AEP American Electric Power Reduce -2.4% 0.08% −0.01
MOTI Vaneck Mstar Int Moat ETF Reduce -3.3% 0.19% −0.01
RF Regions Financial Corp. Reduce -7.6% 0.09% −0.01
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -5.2% 0.14% −0.00
WFC Wells Fargo & Co. Reduce -4.4% 0.10% −0.00
TSLA Tesla Inc. Reduce -11.0% 0.12% +0.00
IDV iShares International Select Reduce -2.1% 0.27% +0.01
CAT Caterpillar Inc. Reduce -2.9% 0.10% +0.01
MTUM iShares MSCI USA Momentum Fa Reduce -6.2% 0.47% +0.02
SCHF Schwab Intl Equity ETF Reduce -0.3% 0.52% +0.02
SCHB Schwab US Broad Market ETF Reduce -0.7% 1.08% +0.03
ANET Arista Networks Inc. Reduce -1.2% 0.21% +0.04
NVDA Nvidia Corp. Reduce -5.7% 1.23% +0.27

Portfolio Buys Q1 2025 → Q2 2025
GARP iShares MSCI USA Quality Gar New 5.25% +5.25
IVW iShares S&P 500 Growth ETF Add +632.3% 4.49% +3.93
VBIL Vanguard 0-3M T-Bill ETF New 1.92% +1.92
ITOT iShares Core S&P Total U.S. Add +7.8% 8.49% +0.89
AAPL Apple Inc. Add +53.4% 1.48% +0.36
VUG Vanguard Mrngstar GR ETF-Sui New 0.27% +0.27
QQQM Invesco Nasdaq 100 ETF New 0.25% +0.25
MSFT Microsoft Corp. Add +3.6% 0.95% +0.21
IEFA iShares Core MSCI Eafe ETF Add +3.4% 2.99% +0.19
GCAL Dynamic California Muni ETF New 0.15% +0.15
MOAT Vaneck Morningstar Wide Moat Add +1.6% 10.95% +0.15
NFLX Netflix Inc. Add +16.3% 0.40% +0.15
QCOM Qualcomm Inc. New 0.13% +0.13
AMZN Amazon.com Inc. New 0.12% +0.12
AMAT Applied Materials Inc. New 0.11% +0.11
HELO JPMorgan Hedged Equity ETF Add +6.4% 2.54% +0.11
META Meta Platforms Inc. Class A Add +0.6% 0.56% +0.10
SYF Synchrony Financial New 0.09% +0.09
HSY The Hershey Co. New 0.09% +0.09
VGT Vanguard Info Tech ETF New 0.09% +0.09
VOT Vngrd Mrngstr MC GRW ETF-Usd New 0.09% +0.09
EVR Evercore Inc. Class A New 0.08% +0.08
CDNS Cadence Design SYS Inc. New 0.08% +0.08
VCTR Victory Capital Holding - A New 0.08% +0.08
ORCL Oracle Corp. New 0.08% +0.08
PNC PNC Financial Services Group New 0.08% +0.08
AEM Agnico Eagle Mines Ltd. New 0.08% +0.08
PRDO Perdoceo Education Corp. New 0.08% +0.08
MRK Merck & Co. Inc. Add +68.5% 0.18% +0.05
ABT Abbott Laboratories Add +48.6% 0.17% +0.05
JAAA Janus Henderson Aaa Clo ETF Add +29.4% 0.17% +0.03
VEU Vanguard Ftse All-World Ex-U Add +25.2% 0.12% +0.03
JPM JPMorgan Chase & Co. Add +0.6% 0.26% +0.03
GOOG Alphabet Inc. Class C Add +3.0% 0.29% +0.02
LRGF iShares US Equity Factor ETF Add +1.2% 0.47% +0.02
RSST Return Stacked US SM FTR ETF Add +3.1% 1.17% +0.02
BAC Bank of America Corp. Add +2.8% 0.19% +0.02
CF CF Industries Holdings Inc. Add +3.5% 0.12% +0.01
IVV iShares Core S&P 500 ETF Add +0.4% 0.38% +0.01
PHM Pultegroup Inc. Add +15.1% 0.14% +0.01
WMT Walmart Inc. Add +0.1% 0.20% +0.01
VIG Vanguard Dividend Apprec ETF Add +5.5% 0.20% +0.01
NUE Nucor Corp. Add +6.5% 0.12% +0.01
IVVB iShares Large Cap Deep Quart Add +1.1% 2.22% +0.00
IJH iShares Core S&P Midcap ETF Add +0.2% 0.26% −0.00
CINF Cincinnati Financial Corp. Add +1.7% 0.11% −0.00
SRLN SS Blackstone Sr Loan ETF Add +0.8% 0.14% −0.01
AGG iShares Core U.S. Aggregate Add +0.7% 0.24% −0.01
XOM Exxon Mobil Corp. Add +2.8% 0.17% −0.02
SCHD Schwab US DVD Equity ETF Add +1.1% 0.26% −0.03

Options Activity Q1 2025 → Q2 2025
ITW Illinois Tool Works put Reduce -23.1% 10,000 $2.5M

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 154$347.6MITOT, FNDX, MOAT, JPIE, GARP
Q1 2026 138$303.0MITOT, FNDX, MOAT, JPIE, GARP
Q4 2025 138$309.3MITOT, MOAT, FNDX, JPIE, GARP
Q3 2025 137$288.2MMOAT, FNDX, ITOT, JPIE, GARP
Q2 2025 122$260.4MMOAT, FNDX, ITOT, JPIE, GARP
Q1 2025 112$243.8MMOAT, FNDX, JPIE, ITOT, QQQ
Q4 2024 110$244.6MMOAT, FNDX, JPIE, ITOT, QQQ
Q3 2024 657$245.7MMOAT, FNDX, ITOT, JPIE, BIV
Q2 2024 102$203.5MMOAT, FNDX, ITOT, JPIE, BIV
Q1 2024 101$203.8MMOAT, FNDX, ITOT, JPIE, BIV