Planned Solutions, Inc.

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 9, 2026), Planned Solutions, Inc. reported 138 stock positions worth $303.0 million. Its top holding was iShares Core S&P Total U.S. (ITOT) at 10.7% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 9.6%) and Vaneck Morningstar Wide Moat (MOAT, 9.3%). Compared with Q4 2025, it opened 8 new positions, sold out of 8, added to 32 and reduced 45. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +53%) and the biggest sale Vaneck Morningstar Wide Moat (MOAT, shares −0%).

Most Recent 13F
Q2 2026
Location
FOLSOM, CA
CIK
0001831332
Portfolio Value
$303.0M (Q1 2026)
SEC Filing
0001831332-26-000002 ↗ filed Apr 9, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $203.8M Q1 2024 Q2 2024: $203.5M Q2 2024 Q3 2024: $245.7M Q3 2024 Q4 2024: $244.6M Q4 2024 Q1 2025: $243.8M Q1 2025 Q2 2025: $260.4M Q2 2025 Q3 2025: $288.2M Q3 2025 Q4 2025: $309.3M Q4 2025 Q1 2026: $303.0M $303.0M Q1 2026 Q2 2026: $347.6M Q2 2026

Holdings 138 stocks · $303.0M
ITOT iShares Core S&P Total U.S. 10.71% 227,909 $32.5M Add +5.3%
FNDX Schwab Fndmntl US LRG Co. ETF 9.59% 1,043,467 $29.1M Reduce -0.6%
MOAT Vaneck Morningstar Wide Moat 9.30% 291,485 $28.2M Reduce -0.1%
JPIE JPMorgan Income ETF 8.11% 533,069 $24.6M Add +2.6%
GARP iShares MSCI USA Quality Gar 5.09% 240,831 $15.4M Add +2.4%
IVW iShares S&P 500 Growth ETF 4.91% 131,489 $14.9M Add +2.9%
QQQ Invesco QQQ Trust Series 1 4.08% 21,400 $12.4M Reduce -1.9%
IEFA iShares Core MSCI Eafe ETF 4.00% 133,736 $12.1M Add +4.1%
AVUV Avantis US Small Cap Value 2.84% 77,776 $8.6M Add +1.5%
JVAL JPMorgan US Value Factor ETF 2.33% 144,411 $7.1M Reduce -0.7%
HELO JPMorgan Hedged Equity ETF 2.32% 109,884 $7.0M Add +0.0%
MINT PIMCO Enhanced Short Maturit 2.28% 68,569 $6.9M Add +1.5%
IVVB iShares Large Cap Deep Quart 1.88% 177,295 $5.7M Reduce -2.7%
BIV Vanguard Intermediate-Term B 1.74% 68,341 $5.3M Add +7.2%
AAPL Apple Inc. 1.66% 19,761 $5.0M Reduce -11.0%
VBIL Vanguard 0-3M T-Bill ETF 1.62% 64,891 $4.9M Reduce -0.9%
SGOV iShares 0-3 Month Treasury B 1.48% 44,538 $4.5M Add +53.2%
RSST Return Stacked US SM FTR ETF 1.15% 123,025 $3.5M Reduce -1.4%
NVDA Nvidia Corp. 1.12% 19,522 $3.4M Reduce -20.6%
SCHB Schwab US Broad Market ETF 1.06% 128,164 $3.2M Add +2.9%
CAM AB California Inter Muni ETF filed as AB ACTIVE ETFS INC 0.87% 106,148 $2.7M Add +0.9%
ESTC Elastic NV 0.74% 44,870 $2.2M No change
ITW Illinois Tool Works 0.70% 8,105 $2.1M No change
MSFT Microsoft Corp. 0.65% 5,353 $2.0M Reduce -5.0%
LLY Eli Lilly & Co. 0.56% 1,860 $1.7M Reduce -11.1%
SCHF Schwab Intl Equity ETF 0.52% 63,756 $1.6M Add +1.1%
IWM iShares Russell 2000 ETF 0.51% 6,243 $1.5M Add +0.2%
DVY iShares Select Dividend ETF 0.49% 9,726 $1.5M Add +0.1%
GOOG Alphabet Inc. Class C 0.46% 4,836 $1.4M Reduce -17.0%
SPGP Invesco S&P 500 Garp ETF 0.45% 12,769 $1.4M Reduce -0.3%
SCHA Schwab US Small-Cap ETF 0.45% 46,478 $1.4M Reduce -0.0%
MTUM iShares MSCI USA Momentum Fa 0.40% 5,110 $1.2M Add +0.0%
IVV iShares Core S&P 500 ETF 0.40% 1,875 $1.2M Add +0.1%
META Meta Platforms Inc. Class A 0.38% 2,034 $1.2M Add +1.0%
GCAL Dynamic California Muni ETF 0.36% 21,781 $1.1M Add +39.4%
LRGF iShares US Equity Factor ETF 0.36% 16,454 $1.1M Add +2.7%
JNJ Johnson & Johnson 0.33% 4,099 $1.0M Reduce -2.8%
POWR iShares US Power Infrastruct 0.33% 38,173 $1.0M Reduce -0.1%
CAT Caterpillar Inc. 0.32% 1,362 $965K Reduce -15.7%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.30% 3,783 $917K Reduce -2.6%
BRK.B Berkshire Hathaway Inc. Class B 0.30% 1,902 $911K No change
IDV iShares International Select 0.28% 19,848 $845K Add +0.1%
MRK Merck & Co. Inc. 0.27% 6,726 $809K Add +1.4%
JPM JPMorgan Chase & Co. 0.27% 2,733 $804K No change
GNMA iShares Gnma Bond ETF 0.26% 17,885 $793K Reduce -0.1%
MCD McDonald's Corp. 0.25% 2,416 $751K Reduce -7.1%
IJH iShares Core S&P Midcap ETF 0.25% 11,052 $746K Add +0.2%
TIP iShares Tips Bond ETF 0.24% 6,707 $740K No change
NFLX Netflix Inc. 0.24% 7,502 $721K Reduce -5.5%
CVX Chevron Corp. 0.23% 3,438 $711K Reduce -1.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.23% 3,592 $705K Reduce -1.3%
AGG iShares Core U.S. Aggregate 0.22% 6,779 $673K Add +0.4%
ANET Arista Networks Inc. 0.22% 5,436 $667K No change
XOM Exxon Mobil Corp. 0.22% 3,905 $663K Reduce -8.9%
WMT Walmart Inc. 0.22% 5,285 $657K Reduce -6.5%
PG The Procter & Gamble Co. 0.21% 4,372 $631K Reduce -4.3%
COST Costco Wholesale Corp. 0.21% 629 $627K Reduce -13.1%
SCHO Schwab Short-Term US Treas 0.20% 25,465 $618K Reduce -0.9%
VUG Vanguard Mrngstar GR ETF-Sui 0.20% 1,374 $600K Reduce -1.6%
VIG Vanguard Dividend Apprec ETF 0.19% 2,647 $569K Add +0.3%
CSCO Cisco Systems Inc. 0.19% 7,319 $568K Reduce -8.5%
QQQM Invesco Nasdaq 100 ETF 0.18% 2,332 $554K No change
AMAT Applied Materials Inc. 0.18% 1,598 $546K Add +0.4%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.18% 11,161 $544K Reduce -1.4%
SCHD Schwab US DVD Equity ETF 0.18% 17,573 $539K Reduce -0.1%
MU Micron Technology Inc. 0.18% 1,589 $537K Add +4.7%
GS Goldman Sachs Group Inc. 0.17% 600 $508K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.17% 774 $503K No change
CF CF Industries Holdings Inc. 0.16% 3,688 $479K No change
MOTI Vaneck Mstar Int Moat ETF 0.16% 14,007 $478K No change
VEA Vanguard Ftse Developed ETF 0.15% 7,255 $465K Reduce -36.0%
V Visa Inc. Class A 0.15% 1,529 $462K Reduce -4.3%
AXON Axon Enterprise Inc. 0.15% 1,080 $459K No change
WELL Welltower Inc. 0.15% 2,307 $456K No change
AMZN Amazon.com Inc. 0.14% 2,101 $438K Add +2.6%
PHM Pultegroup Inc. 0.14% 3,702 $435K No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.14% 3,942 $430K No change
JAAA Janus Henderson Aaa Clo ETF 0.14% 8,492 $428K Add +9.1%
NUE Nucor Corp. 0.13% 2,381 $403K No change
GILD Gilead Sciences Inc. 0.12% 2,708 $377K Reduce -6.2%
CB Chubb Ltd. 0.12% 1,130 $368K No change
LRCX Lam Research Corp. 0.12% 1,720 $367K No change
SHEL Shell PLC-ADR 0.12% 3,883 $361K No change
RPV Invesco S&P 500 Pure Value E 0.12% 3,359 $361K No change
TSLA Tesla Inc. 0.12% 970 $361K Reduce -1.0%
AMGN Amgen Inc. 0.12% 1,022 $360K Reduce -23.0%
SNA Snap-on Inc. 0.12% 990 $360K No change
GRMN Garmin Ltd. 0.12% 1,534 $356K No change
AEM Agnico Eagle Mines Ltd. 0.11% 1,688 $343K No change
VEU Vanguard Ftse All-World Ex-U 0.11% 4,492 $337K No change
GOOGL Alphabet Inc. Class A 0.11% 1,162 $334K Reduce -45.7%
IYY iShares Dow Jones U.S. ETF 0.11% 2,106 $334K No change
DHI D.R. Horton Inc. 0.11% 2,414 $331K No change
CINF Cincinnati Financial Corp. 0.11% 2,105 $331K No change
VTR Ventas Inc. 0.11% 3,977 $325K No change
EIX Edison International 0.11% 4,440 $325K No change
VZ Verizon Communications Inc. 0.11% 6,391 $321K No change
HSY The Hershey Co. 0.11% 1,538 $320K No change
SRLN SS Blackstone Sr Loan ETF 0.10% 7,840 $315K Add +0.8%
CALM Cal-Maine Foods Inc. 0.10% 3,877 $307K No change
WFC Wells Fargo & Co. 0.10% 3,675 $293K Reduce -27.3%
INTU Intuit Inc. 0.10% 672 $291K No change
MCK McKesson Corp. 0.09% 330 $286K Reduce -28.7%
TSM Taiwan Semiconductor-SP ADR 0.09% 843 $285K No change
TXN Texas Instruments Inc. 0.09% 1,460 $283K No change
STLD Steel Dynamics Inc. 0.09% 1,564 $282K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.09% 8,470 $279K Add +0.9%
TTE Totalenergies SE 0.09% 2,994 $272K New
IVE iShares S&P 500 Value ETF 0.09% 1,267 $268K No change
PSA Public Storage 0.09% 956 $259K Reduce -9.7%
T AT&T Inc. 0.09% 8,911 $258K Reduce -3.1%
MYRG MYR Group Inc./Delaware 0.08% 900 $254K New
FAST Fastenal Co. 0.08% 5,444 $253K No change
SYF Synchrony Financial 0.08% 3,690 $251K No change
EFA iShares MSCI Eafe ETF 0.08% 2,554 $248K No change
HIG Hartford Insurance Group Inc. 0.08% 1,830 $247K No change
IWN iShares Russell 2000 Value E 0.08% 1,302 $247K No change
DUK Duke Energy Corp. 0.08% 1,879 $246K No change
PNC PNC Financial Services Group 0.08% 1,181 $246K No change
VHT Vanguard Health Care ETF 0.08% 895 $244K No change
RF Regions Financial Corp. 0.08% 9,285 $243K No change
VGT Vanguard Info Tech ETF 0.08% 347 $242K Reduce -2.0%
COP Conocophillips 0.08% 1,826 $241K New
EVR Evercore Inc. Class A 0.08% 800 $239K No change
CGGR Cap Group Growth Equity 0.08% 5,856 $235K Add +1.5%
VCTR Victory Capital Holding - A 0.08% 3,546 $232K No change
PKG Packaging Corp. of America 0.08% 1,088 $231K No change
PRDO Perdoceo Education Corp. 0.08% 6,135 $228K New
CBOE Cboe Global Markets Inc. 0.07% 760 $214K New
QCOM Qualcomm Inc. 0.07% 1,655 $213K Reduce -29.5%
GLD SPDR Gold Shares 0.07% 488 $210K New
MS Morgan Stanley 0.07% 1,257 $207K No change
MA Mastercard Inc. Class A 0.07% 414 $207K No change
ABT Abbott Laboratories 0.07% 2,004 $206K Reduce -40.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.07% 793 $204K No change
CFG Citizens Financial Group 0.07% 3,353 $201K New
PCAR Paccar Inc. 0.07% 1,737 $201K New
SAN Banco Santander SA-Spon ADR 0.04% 10,925 $123K No change

Options reported separately and not counted above: ITW puts ($2.6M).

Portfolio Sells Q4 2025 → Q1 2026
MOAT Vaneck Morningstar Wide Moat Reduce -0.1% 9.30% −0.46
NVDA Nvidia Corp. Reduce -20.6% 1.12% −0.36
AAPL Apple Inc. Reduce -11.0% 1.66% −0.30
QQQ Invesco QQQ Trust Series 1 Reduce -1.9% 4.08% −0.26
MSFT Microsoft Corp. Reduce -5.0% 0.65% −0.23
LLY Eli Lilly & Co. Reduce -11.1% 0.56% −0.16
GOOG Alphabet Inc. Class C Reduce -17.0% 0.46% −0.13
GOOGL Alphabet Inc. Class A Reduce -45.7% 0.11% −0.11
VEA Vanguard Ftse Developed ETF Reduce -36.0% 0.15% −0.08
IVVB iShares Large Cap Deep Quart Reduce -2.7% 1.88% −0.07
ORCL Oracle Corp. Sold out 0.00% −0.07
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.07
SNY Sanofi-ADR Sold out 0.00% −0.07
CDNS Cadence Design SYS Inc. Sold out 0.00% −0.07
INTC Intel Corp. Sold out 0.00% −0.07
IBM Intl Business Machines Corp. Reduce -2.6% 0.30% −0.07
ABT Abbott Laboratories Reduce -40.5% 0.07% −0.07
COF Capital One Financial Corp. Sold out 0.00% −0.07
GE General Electric Sold out 0.00% −0.07
FSK FS KKR Capital Corp. Sold out 0.00% −0.06
QCOM Qualcomm Inc. Reduce -29.5% 0.07% −0.06
WFC Wells Fargo & Co. Reduce -27.3% 0.10% −0.06
V Visa Inc. Class A Reduce -4.3% 0.15% −0.03
MCK McKesson Corp. Reduce -28.7% 0.09% −0.03
TSLA Tesla Inc. Reduce -1.0% 0.12% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.6% 0.20% −0.02
AMGN Amgen Inc. Reduce -23.0% 0.12% −0.02
BAC Bank of America Corp. Reduce -1.4% 0.18% −0.02
SPGP Invesco S&P 500 Garp ETF Reduce -0.3% 0.45% −0.02
CSCO Cisco Systems Inc. Reduce -8.5% 0.19% −0.01
MCD McDonald's Corp. Reduce -7.1% 0.25% −0.01
VGT Vanguard Info Tech ETF Reduce -2.0% 0.08% −0.01
PSA Public Storage Reduce -9.7% 0.09% −0.00
PG The Procter & Gamble Co. Reduce -4.3% 0.21% −0.00
NFLX Netflix Inc. Reduce -5.5% 0.24% −0.00
SCHO Schwab Short-Term US Treas Reduce -0.9% 0.20% +0.00
GNMA iShares Gnma Bond ETF Reduce -0.1% 0.26% +0.00
RSST Return Stacked US SM FTR ETF Reduce -1.4% 1.15% +0.00
COST Costco Wholesale Corp. Reduce -13.1% 0.21% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Reduce -1.3% 0.23% +0.01
GILD Gilead Sciences Inc. Reduce -6.2% 0.12% +0.01
T AT&T Inc. Reduce -3.1% 0.09% +0.01
WMT Walmart Inc. Reduce -6.5% 0.22% +0.01
SCHA Schwab US Small-Cap ETF Reduce -0.0% 0.45% +0.02
CAT Caterpillar Inc. Reduce -15.7% 0.32% +0.02
JVAL JPMorgan US Value Factor ETF Reduce -0.7% 2.33% +0.02
SCHD Schwab US DVD Equity ETF Reduce -0.1% 0.18% +0.02
VBIL Vanguard 0-3M T-Bill ETF Reduce -0.9% 1.62% +0.02
POWR iShares US Power Infrastruct Reduce -0.1% 0.33% +0.04
JNJ Johnson & Johnson Reduce -2.8% 0.33% +0.05

Portfolio Buys Q4 2025 → Q1 2026
SGOV iShares 0-3 Month Treasury B Add +53.2% 1.48% +0.54
JPIE JPMorgan Income ETF Add +2.6% 8.11% +0.33
ITOT iShares Core S&P Total U.S. Add +5.3% 10.71% +0.31
AVUV Avantis US Small Cap Value Add +1.5% 2.84% +0.31
IEFA iShares Core MSCI Eafe ETF Add +4.1% 4.00% +0.28
BIV Vanguard Intermediate-Term B Add +7.2% 1.74% +0.14
GCAL Dynamic California Muni ETF Add +39.4% 0.36% +0.11
TTE Totalenergies SE New 0.09% +0.09
MINT PIMCO Enhanced Short Maturit Add +1.5% 2.28% +0.08
MYRG MYR Group Inc./Delaware New 0.08% +0.08
COP Conocophillips New 0.08% +0.08
PRDO Perdoceo Education Corp. New 0.08% +0.08
CBOE Cboe Global Markets Inc. New 0.07% +0.07
GLD SPDR Gold Shares New 0.07% +0.07
CFG Citizens Financial Group New 0.07% +0.07
PCAR Paccar Inc. New 0.07% +0.07
AMAT Applied Materials Inc. Add +0.4% 0.18% +0.05
DVY iShares Select Dividend ETF Add +0.1% 0.49% +0.04
MRK Merck & Co. Inc. Add +1.4% 0.27% +0.04
MU Micron Technology Inc. Add +4.7% 0.18% +0.04
SCHF Schwab Intl Equity ETF Add +1.1% 0.52% +0.03
IDV iShares International Select Add +0.1% 0.28% +0.03
CAM AB California Inter Muni ETF Add +0.9% 0.87% +0.02
IWM iShares Russell 2000 ETF Add +0.2% 0.51% +0.01
JAAA Janus Henderson Aaa Clo ETF Add +9.1% 0.14% +0.01
IJH iShares Core S&P Midcap ETF Add +0.2% 0.25% +0.01
SCHB Schwab US Broad Market ETF Add +2.9% 1.06% +0.01
AGG iShares Core U.S. Aggregate Add +0.4% 0.22% +0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +0.9% 0.09% +0.00
VIG Vanguard Dividend Apprec ETF Add +0.3% 0.19% +0.00
SRLN SS Blackstone Sr Loan ETF Add +0.8% 0.10% +0.00
LRGF iShares US Equity Factor ETF Add +2.7% 0.36% −0.00
CGGR Cap Group Growth Equity Add +1.5% 0.08% −0.01
AMZN Amazon.com Inc. Add +2.6% 0.14% −0.01
MTUM iShares MSCI USA Momentum Fa Add +0.0% 0.40% −0.01
IVV iShares Core S&P 500 ETF Add +0.1% 0.40% −0.01
HELO JPMorgan Hedged Equity ETF Add +0.0% 2.32% −0.04
META Meta Platforms Inc. Class A Add +1.0% 0.38% −0.05
GARP iShares MSCI USA Quality Gar Add +2.4% 5.09% −0.10
IVW iShares S&P 500 Growth ETF Add +2.9% 4.91% −0.18

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 154$347.6MITOT, FNDX, MOAT, JPIE, GARP
Q1 2026 138$303.0MITOT, FNDX, MOAT, JPIE, GARP
Q4 2025 138$309.3MITOT, MOAT, FNDX, JPIE, GARP
Q3 2025 137$288.2MMOAT, FNDX, ITOT, JPIE, GARP
Q2 2025 122$260.4MMOAT, FNDX, ITOT, JPIE, GARP
Q1 2025 112$243.8MMOAT, FNDX, JPIE, ITOT, QQQ
Q4 2024 110$244.6MMOAT, FNDX, JPIE, ITOT, QQQ
Q3 2024 657$245.7MMOAT, FNDX, ITOT, JPIE, BIV
Q2 2024 102$203.5MMOAT, FNDX, ITOT, JPIE, BIV
Q1 2024 101$203.8MMOAT, FNDX, ITOT, JPIE, BIV