Reality Financial Planning Services, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 17, 2026), Reality Financial Planning Services, LLC reported 18 stock positions worth $103.6 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 19.7% of the portfolio, followed by Vanguard Dividend Apprec ETF (VIG, 18.2%) and Vanguard High DVD Yield ETF (VYM, 16.6%). Compared with Q1 2026, it sold out of 2, added to 5 and reduced 10. The biggest buy was Wisdomtree Floating Rate Tre (USFR, shares +13%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −21%).
- Most Recent 13F
- Q2 2026
- Location
- SARASOTA, FL
- CIK
- 0002110687
- Portfolio Value
- $103.6M (Q2 2026)
- SEC Filing
- 0002110687-26-000003 ↗ filed Aug 17, 2026
Holdings Value
Holdings 18 stocks · $103.6M
| VTI VG Morningstar TS MKT ETF-US | 19.69% | 55,140 | $20.4M | Reduce -20.7% |
| VIG Vanguard Dividend Apprec ETF | 18.18% | 79,591 | $18.8M | Reduce -0.9% |
| VYM Vanguard High DVD Yield ETF | 16.61% | 108,910 | $17.2M | Reduce -7.4% |
| IVV iShares Core S&P 500 ETF | 9.17% | 12,692 | $9.5M | Reduce -1.3% |
| USFR Wisdomtree Floating Rate Tre | 7.84% | 161,387 | $8.1M | Add +13.3% |
| BND Vanguard Total Bond Market | 7.09% | 100,088 | $7.3M | Reduce -4.2% |
| QQQ Invesco QQQ Trust Series 1 | 3.65% | 5,137 | $3.8M | Reduce -6.8% |
| VOO Vanguard S&P 500 ETF | 3.55% | 5,351 | $3.7M | Add +0.1% |
| VPU Vanguard Utilities ETF | 3.30% | 17,460 | $3.4M | Reduce -8.2% |
| USMV iShares MSCI USA Min Vol Fac | 3.19% | 34,214 | $3.3M | Reduce -8.5% |
| SCHO Schwab Short-Term US Treas | 1.72% | 73,797 | $1.8M | Add +10.3% |
| VXUS Vanguard Total Intl Stock | 1.47% | 17,781 | $1.5M | Reduce -51.5% |
| SDY SS SPDR S&P Dividend ETF | 1.07% | 7,310 | $1.1M | No change |
| DVY iShares Select Dividend ETF | 0.95% | 6,294 | $984K | No change |
| VNQ Vanguard Real Estate ETF | 0.91% | 9,781 | $943K | Reduce -10.4% |
| QQQM Invesco Nasdaq 100 ETF | 0.89% | 3,037 | $920K | Add +2.3% |
| AAPL Apple Inc. | 0.38% | 1,355 | $392K | Add +2.3% |
| JPM JPMorgan Chase & Co. | 0.35% | 1,103 | $361K | No change |
Portfolio Sells Q1 2026 → Q2 2026
| VTI VG Morningstar TS MKT ETF-US | Reduce -20.7% | 19.69% | −1.84 |
| VXUS Vanguard Total Intl Stock | Reduce -51.5% | 1.47% | −1.26 |
| MUNI PIMCO Intermediate Municipal | Sold out | 0.00% | −0.68 |
| VPU Vanguard Utilities ETF | Reduce -8.2% | 3.30% | −0.34 |
| BND Vanguard Total Bond Market | Reduce -4.2% | 7.09% | −0.33 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.21 |
| VYM Vanguard High DVD Yield ETF | Reduce -7.4% | 16.61% | −0.20 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -8.5% | 3.19% | −0.16 |
| VNQ Vanguard Real Estate ETF | Reduce -10.4% | 0.91% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -6.8% | 3.65% | +0.58 |
| IVV iShares Core S&P 500 ETF | Reduce -1.3% | 9.17% | +1.06 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.9% | 18.18% | +1.50 |