Reality Financial Planning Services, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 24, 2026), Reality Financial Planning Services, LLC reported 20 stock positions worth $103.6 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 21.5% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 16.8%) and Vanguard Dividend Apprec ETF (VIG, 16.7%). Compared with Q4 2025, it added to 7 and reduced 10. The biggest buy was Wisdomtree Floating Rate Tre (USFR, shares +11%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- SARASOTA, FL
- CIK
- 0002110687
- Portfolio Value
- $103.6M (Q1 2026)
- SEC Filing
- 0002110687-26-000002 ↗ filed Apr 24, 2026
Holdings Value
Holdings 20 stocks · $103.6M
| VTI VG Morningstar TS MKT ETF-US | 21.54% | 69,565 | $22.3M | Reduce -1.6% |
| VYM Vanguard High DVD Yield ETF | 16.81% | 117,640 | $17.4M | Reduce -0.3% |
| VIG Vanguard Dividend Apprec ETF | 16.67% | 80,348 | $17.3M | Reduce -0.0% |
| IVV iShares Core S&P 500 ETF | 8.11% | 12,864 | $8.4M | Reduce -2.6% |
| BND Vanguard Total Bond Market | 7.42% | 104,440 | $7.7M | Reduce -1.4% |
| USFR Wisdomtree Floating Rate Tre | 6.92% | 142,494 | $7.2M | Add +11.3% |
| VPU Vanguard Utilities ETF | 3.64% | 19,028 | $3.8M | Add +8.2% |
| USMV iShares MSCI USA Min Vol Fac | 3.35% | 37,383 | $3.5M | Add +6.9% |
| VOO Vanguard S&P 500 ETF | 3.08% | 5,345 | $3.2M | Reduce -0.6% |
| QQQ Invesco QQQ Trust Series 1 | 3.07% | 5,513 | $3.2M | Reduce -3.4% |
| VXUS Vanguard Total Intl Stock | 2.73% | 36,630 | $2.8M | Add +5.9% |
| SCHO Schwab Short-Term US Treas | 1.57% | 66,908 | $1.6M | Add +14.3% |
| SDY SS SPDR S&P Dividend ETF | 1.03% | 7,310 | $1.1M | Reduce -4.3% |
| VNQ Vanguard Real Estate ETF | 0.93% | 10,914 | $968K | Reduce -5.6% |
| DVY iShares Select Dividend ETF | 0.92% | 6,294 | $953K | No change |
| MUNI PIMCO Intermediate Municipal | 0.68% | 13,563 | $708K | Add +20.5% |
| QQQM Invesco Nasdaq 100 ETF | 0.68% | 2,969 | $705K | Add +1.2% |
| AAPL Apple Inc. | 0.32% | 1,325 | $336K | No change |
| JPM JPMorgan Chase & Co. | 0.31% | 1,103 | $324K | No change |
| MSFT Microsoft Corp. | 0.21% | 596 | $221K | Reduce -1.5% |
Portfolio Sells Q4 2025 → Q1 2026
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.6% | 21.54% | −1.16 |
| IVV iShares Core S&P 500 ETF | Reduce -2.6% | 8.11% | −0.56 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.4% | 3.07% | −0.29 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.0% | 16.67% | −0.24 |
| VOO Vanguard S&P 500 ETF | Reduce -0.6% | 3.08% | −0.15 |
| BND Vanguard Total Bond Market | Reduce -1.4% | 7.42% | −0.09 |
| MSFT Microsoft Corp. | Reduce -1.5% | 0.21% | −0.07 |
| VNQ Vanguard Real Estate ETF | Reduce -5.6% | 0.93% | −0.05 |
| SDY SS SPDR S&P Dividend ETF | Reduce -4.3% | 1.03% | +0.01 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.3% | 16.81% | +0.59 |
Portfolio Buys Q4 2025 → Q1 2026
| USFR Wisdomtree Floating Rate Tre | Add +11.3% | 6.92% | +0.75 |
| VPU Vanguard Utilities ETF | Add +8.2% | 3.64% | +0.52 |
| VXUS Vanguard Total Intl Stock | Add +5.9% | 2.73% | +0.23 |
| SCHO Schwab Short-Term US Treas | Add +14.3% | 1.57% | +0.20 |
| USMV iShares MSCI USA Min Vol Fac | Add +6.9% | 3.35% | +0.19 |
| MUNI PIMCO Intermediate Municipal | Add +20.5% | 0.68% | +0.12 |
| QQQM Invesco Nasdaq 100 ETF | Add +1.2% | 0.68% | −0.03 |