Rebalance, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Rebalance, LLC reported 98 stock positions worth $1.3 billion. Its top holding was Schwab US Broad Market ETF (SCHB) at 19.5% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 14.0%) and iShares Core U.S. Aggregate (AGG, 9.2%). Compared with Q3 2024, it opened 9 new positions, sold out of 4, added to 42 and reduced 27. The biggest buy was a new position in Ishrs Ibnds Dec 27 Corp. ETF (IBDS) and the biggest sale Vanguard Real Estate ETF (VNQ, shares −5%).

Most Recent 13F
Q2 2026
Location
PALO ALTO, CA
CIK
0001811052
Portfolio Value
$1.3B (Q4 2024)
SEC Filing
0001811052-25-000002 ↗ filed Feb 7, 2025

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.2B Q1 2024 Q2 2024: $1.2B Q2 2024 Q3 2024: $1.4B Q3 2024 Q4 2024: $1.3B $1.3B Q4 2024 Q1 2025: $1.4B Q1 2025 Q2 2025: $1.5B Q2 2025 Q3 2025: $1.7B Q3 2025 Q4 2025: $1.7B Q4 2025 Q1 2026: $1.7B Q1 2026 Q2 2026: $1.9B Q2 2026

Holdings 98 stocks · $1.3B
SCHB Schwab US Broad Market ETF 19.46% 11,471,005 $260.4M No change
VTI VG Morningstar TS MKT ETF-US 14.02% 647,383 $187.6M Reduce -1.0%
AGG iShares Core U.S. Aggregate 9.21% 1,271,269 $123.2M Add +4.3%
SCHF Schwab Intl Equity ETF 8.94% 6,465,650 $119.6M Add +5.3%
VEA Vanguard Ftse Developed ETF 6.25% 1,749,460 $83.7M Add +3.1%
VNQ Vanguard Real Estate ETF 5.89% 884,507 $78.8M Reduce -4.6%
VCIT Vanguard Int-Term Corporate 5.59% 931,797 $74.8M Add +3.1%
USHY iShares Broad Usd High Yield 4.54% 1,650,037 $60.7M Add +2.7%
SCHE Schwab Emrg Mrkts Eqty ETF 4.21% 2,113,897 $56.3M Add +2.9%
IJR iShares Core S&P Small-Cap E 3.27% 379,202 $43.7M Add +0.5%
VWO Vanguard Ftse Emerging Marke 2.44% 740,665 $32.6M Reduce -0.3%
VYM Vanguard High DVD Yield ETF 1.98% 207,857 $26.5M Reduce -7.8%
BND Vanguard Total Bond Market 1.14% 211,531 $15.2M Add +8.9%
VYMI Vanguard Int High DVD YLD Inc. 0.70% 138,262 $9.4M Reduce -9.7%
IGIB iShares 5-10Y Inv Grade Corp. 0.68% 176,278 $9.1M Add +3.6%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.64% 358,509 $8.6M New
IBDQ iShares Ibonds Dec 2025 Term 0.63% 335,005 $8.4M Add +1565.2%
IWF iShares Russell 1000 Growth 0.62% 20,703 $8.3M Reduce -0.1%
IBDR iShares Ibonds Dec 2026 Term 0.59% 326,322 $7.9M New
IWD iShares Russell 1000 Value E 0.58% 42,010 $7.8M Add +0.7%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.56% 94,641 $7.4M Add +3.1%
IWV iShares Russell 3000 ETF 0.47% 18,790 $6.3M Add +0.3%
IYR iShares US Real Estate ETF 0.44% 63,653 $5.9M Reduce -6.9%
IJH iShares Core S&P Midcap ETF 0.38% 81,412 $5.1M Reduce -2.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.36% 8,109 $4.8M Reduce -7.9%
PRTH Priority Technology Holdings 0.35% 404,114 $4.7M Reduce -42.8%
SCHP Schwab U.S. Tips ETF 0.35% 182,447 $4.7M Reduce -6.4%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 7,745 $3.5M No change
IBDT iShares Ibonds Dec 2028 ETF 0.26% 139,288 $3.5M New
RWR SS SPDR Dow Jones REIT ETF 0.26% 34,915 $3.5M Add +0.9%
IBDU iShares Ibonds Dec 2029 Term 0.26% 151,380 $3.5M New
VOO Vanguard S&P 500 ETF 0.25% 6,264 $3.4M Add +1.6%
VSS Vanguard Ftse All Wo X-US SC 0.24% 27,869 $3.2M No change
IWM iShares Russell 2000 ETF 0.23% 13,945 $3.1M Add +0.4%
VB Vanguard Most SM-Cap ETF-Usd 0.22% 12,082 $2.9M Reduce -0.4%
AAPL Apple Inc. 0.21% 11,179 $2.8M Add +2.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.18% 12,207 $2.4M Reduce -0.0%
EFA iShares MSCI Eafe ETF 0.17% 30,017 $2.3M Add +1.3%
BIL SS SPDR BB 1-3M T-Bill ETF 0.14% 20,616 $1.9M Add +246.0%
VIOO Vanguard S&P Small-Cap 600 E 0.14% 17,217 $1.8M Reduce -5.5%
MSFT Microsoft Corp. 0.13% 4,282 $1.8M Add +15.6%
GLD SPDR Gold Shares 0.12% 6,681 $1.6M No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.12% 5,698 $1.6M Reduce -0.1%
VPL Vanguard Ftse Pacific ETF 0.11% 20,603 $1.5M Add +7.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.11% 5,400 $1.5M No change
SDY SS SPDR S&P Dividend ETF 0.11% 10,955 $1.4M Add +0.8%
VGK Vanguard Ftse Europe ETF 0.10% 22,117 $1.4M Add +1.1%
IVV iShares Core S&P 500 ETF 0.10% 2,383 $1.4M Reduce -3.3%
EEMS iShares MSCI Emerging MKT SM 0.08% 18,357 $1.1M Add +2.1%
IBHE iShares Ibonds 2025 H/Y Inc. 0.08% 45,040 $1.0M Add +107.8%
BSCQ Invesco Bulletshares 2026 CB 0.08% 53,728 $1.0M Reduce -86.9%
BSJQ Invesco Bulletshares 2026 HY 0.08% 44,660 $1.0M Reduce -53.7%
SCZ iShares MSCI Eafe Small-Cap 0.08% 17,000 $1.0M Reduce -22.6%
IWP iShares Russell Mid-Cap Grow 0.07% 7,811 $990K Add +0.1%
IWS iShares Russell Mid-Cap Valu 0.07% 6,865 $888K Add +0.5%
XLF SS Financial Select Sector 0.06% 16,476 $796K Add +0.4%
VNQI Vanguard GLBL Ex-US Real Est 0.06% 20,012 $792K Add +5.2%
XLK SS Technology Select Sector 0.06% 3,360 $781K Add +7.9%
VEU Vanguard Ftse All-World Ex-U 0.06% 12,837 $737K Add +1.4%
EMXC iShares MSCI Emr MRK Ex Chna 0.05% 13,174 $731K New
IBHG iShares Ibonds 2027 HY Inc. 0.05% 32,481 $722K New
ORCL Oracle Corp. 0.05% 4,050 $675K Reduce -0.1%
PG The Procter & Gamble Co. 0.04% 3,546 $594K No change
DFAC Dimensional US Core Equity 2 0.04% 16,818 $582K No change
IBHF iShares Ibond 2026 HY & Inc. 0.04% 22,892 $530K New
EWJ iShares MSCI Japan ETF 0.04% 7,886 $529K Add +1.6%
BSJP Invesco Bulletshares 2025 HY 0.04% 22,884 $528K Reduce -70.4%
BSCP Invesco Bulletshares 2025 CB 0.04% 25,557 $528K Reduce -92.8%
AXP American Express Co. 0.04% 1,776 $527K Add +12.1%
BSJR Invesco Bulletshares 2027 HY 0.04% 22,954 $514K Add +1.7%
BSJS Invesco Bulletshares 2028 HY 0.04% 23,677 $513K Add +1.9%
BSCR Invesco Bulletshares 2027 CB 0.04% 25,974 $506K Reduce -86.8%
BSCS Invesco Bulletshares 2028 CB 0.04% 24,969 $503K Reduce -86.5%
CSCO Cisco Systems Inc. 0.04% 8,250 $488K No change
EEM iShares MSCI Emerging Market 0.04% 11,542 $483K No change
LLY Eli Lilly & Co. 0.03% 587 $453K Reduce -1.3%
PCG P G & E Corp. 0.03% 22,371 $451K Add +0.1%
MORT Vaneck Mortgage REIT Income 0.03% 42,432 $451K Add +6.3%
TIP iShares Tips Bond ETF 0.03% 4,021 $428K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 1,875 $412K No change
WSM Williams-Sonoma Inc. 0.03% 2,180 $404K No change
DFUS Dimensional US Eq MKT ETF 0.03% 6,249 $398K Add +0.3%
AMZN Amazon.com Inc. 0.03% 1,792 $393K Add +38.9%
JPM JPMorgan Chase & Co. 0.03% 1,527 $366K No change
CAT Caterpillar Inc. 0.03% 947 $344K Add +14.8%
CRWD CrowdStrike Holdings Inc. Class A 0.03% 1,000 $342K Reduce -14.9%
XOM Exxon Mobil Corp. 0.02% 2,967 $319K No change
XLV SS Health Care Select Sector 0.02% 2,257 $311K Add +0.5%
ROK Rockwell Automation Inc. 0.02% 1,083 $309K No change
VT Vanguard Tot World STK ETF 0.02% 2,632 $309K Add +4.2%
LOW Lowe's Cos Inc. 0.02% 1,250 $309K No change
KO The Coca-Cola Co. 0.02% 4,059 $253K No change
AMP Ameriprise Financial Inc. 0.02% 472 $251K Reduce -2.7%
RPM RPM International Inc. 0.02% 2,000 $246K New
PEP Pepsico Inc. 0.02% 1,575 $239K No change
VGT Vanguard Info Tech ETF 0.02% 358 $223K No change
CVX Chevron Corp. 0.02% 1,500 $217K No change
CP Canadian Pacific Kansas City 0.02% 2,884 $209K No change

Portfolio Sells Q3 2024 → Q4 2024
VNQ Vanguard Real Estate ETF Reduce -4.6% 5.89% −0.73
BSCO Invesco Bulletshares 2024 CB Sold out 0.00% −0.54
BSCQ Invesco Bulletshares 2026 CB Reduce -86.9% 0.08% −0.51
BSCP Invesco Bulletshares 2025 CB Reduce -92.8% 0.04% −0.50
BSCR Invesco Bulletshares 2027 CB Reduce -86.8% 0.04% −0.25
BSCS Invesco Bulletshares 2028 CB Reduce -86.5% 0.04% −0.24
VWO Vanguard Ftse Emerging Marke Reduce -0.3% 2.44% −0.17
VYM Vanguard High DVD Yield ETF Reduce -7.8% 1.98% −0.14
BSJO Invesco Bulletshares 2024 HY Sold out 0.00% −0.13
VYMI Vanguard Int High DVD YLD Inc. Reduce -9.7% 0.70% −0.12
BSJP Invesco Bulletshares 2025 HY Reduce -70.4% 0.04% −0.09
BSJQ Invesco Bulletshares 2026 HY Reduce -53.7% 0.08% −0.09
IYR iShares US Real Estate ETF Reduce -6.9% 0.44% −0.07
BSCT Invesco Bulletshares 2029 CB Sold out 0.00% −0.05
SCZ iShares MSCI Eafe Small-Cap Reduce -22.6% 0.08% −0.03
SCHP Schwab U.S. Tips ETF Reduce -6.4% 0.35% −0.03
JNJ Johnson & Johnson Sold out 0.00% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -7.9% 0.36% −0.01
VIOO Vanguard S&P Small-Cap 600 E Reduce -5.5% 0.14% −0.01
LLY Eli Lilly & Co. Reduce -1.3% 0.03% −0.00
IJH iShares Core S&P Midcap ETF Reduce -2.2% 0.38% −0.00
ORCL Oracle Corp. Reduce -0.1% 0.05% −0.00
IVV iShares Core S&P 500 ETF Reduce -3.3% 0.10% +0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.0% 0.18% +0.00
CRWD CrowdStrike Holdings Inc. Class A Reduce -14.9% 0.03% +0.00
PRTH Priority Technology Holdings Reduce -42.8% 0.35% +0.00
AMP Ameriprise Financial Inc. Reduce -2.7% 0.02% +0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.4% 0.22% +0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.1% 0.12% +0.01
IWF iShares Russell 1000 Growth Reduce -0.1% 0.62% +0.05
VTI VG Morningstar TS MKT ETF-US Reduce -1.0% 14.02% +0.46

Portfolio Buys Q3 2024 → Q4 2024
IBDS Ishrs Ibnds Dec 27 Corp. ETF New 0.64% +0.64
IBDQ iShares Ibonds Dec 2025 Term Add +1565.2% 0.63% +0.59
IBDR iShares Ibonds Dec 2026 Term New 0.59% +0.59
IBDT iShares Ibonds Dec 2028 ETF New 0.26% +0.26
IBDU iShares Ibonds Dec 2029 Term New 0.26% +0.26
AGG iShares Core U.S. Aggregate Add +4.3% 9.21% +0.16
USHY iShares Broad Usd High Yield Add +2.7% 4.54% +0.10
BIL SS SPDR BB 1-3M T-Bill ETF Add +246.0% 0.14% +0.10
BND Vanguard Total Bond Market Add +8.9% 1.14% +0.07
EMXC iShares MSCI Emr MRK Ex Chna New 0.05% +0.05
IBHG iShares Ibonds 2027 HY Inc. New 0.05% +0.05
VCIT Vanguard Int-Term Corporate Add +3.1% 5.59% +0.05
IBHE iShares Ibonds 2025 H/Y Inc. Add +107.8% 0.08% +0.04
IBHF iShares Ibond 2026 HY & Inc. New 0.04% +0.04
IJR iShares Core S&P Small-Cap E Add +0.5% 3.27% +0.03
TIP iShares Tips Bond ETF New 0.03% +0.03
AAPL Apple Inc. Add +2.3% 0.21% +0.02
IWV iShares Russell 3000 ETF Add +0.3% 0.47% +0.02
RPM RPM International Inc. New 0.02% +0.02
MSFT Microsoft Corp. Add +15.6% 0.13% +0.02
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +3.1% 0.56% +0.02
VOO Vanguard S&P 500 ETF Add +1.6% 0.25% +0.01
AMZN Amazon.com Inc. Add +38.9% 0.03% +0.01
IGIB iShares 5-10Y Inv Grade Corp. Add +3.6% 0.68% +0.01
AXP American Express Co. Add +12.1% 0.04% +0.01
IWP iShares Russell Mid-Cap Grow Add +0.1% 0.07% +0.01
XLK SS Technology Select Sector Add +7.9% 0.06% +0.01
IWM iShares Russell 2000 ETF Add +0.4% 0.23% +0.01
XLF SS Financial Select Sector Add +0.4% 0.06% +0.01
CAT Caterpillar Inc. Add +14.8% 0.03% +0.00
DFUS Dimensional US Eq MKT ETF Add +0.3% 0.03% +0.00
PCG P G & E Corp. Add +0.1% 0.03% +0.00
IWD iShares Russell 1000 Value E Add +0.7% 0.58% +0.00
BSJR Invesco Bulletshares 2027 HY Add +1.7% 0.04% +0.00
VT Vanguard Tot World STK ETF Add +4.2% 0.02% +0.00
BSJS Invesco Bulletshares 2028 HY Add +1.9% 0.04% +0.00
IWS iShares Russell Mid-Cap Valu Add +0.5% 0.07% +0.00
EWJ iShares MSCI Japan ETF Add +1.6% 0.04% −0.00
VPL Vanguard Ftse Pacific ETF Add +7.0% 0.11% −0.00
MORT Vaneck Mortgage REIT Income Add +6.3% 0.03% −0.00
XLV SS Health Care Select Sector Add +0.5% 0.02% −0.00
VEU Vanguard Ftse All-World Ex-U Add +1.4% 0.06% −0.00
EEMS iShares MSCI Emerging MKT SM Add +2.1% 0.08% −0.00
SDY SS SPDR S&P Dividend ETF Add +0.8% 0.11% −0.01
VNQI Vanguard GLBL Ex-US Real Est Add +5.2% 0.06% −0.01
VGK Vanguard Ftse Europe ETF Add +1.1% 0.10% −0.01
EFA iShares MSCI Eafe ETF Add +1.3% 0.17% −0.01
RWR SS SPDR Dow Jones REIT ETF Add +0.9% 0.26% −0.01
SCHE Schwab Emrg Mrkts Eqty ETF Add +2.9% 4.21% −0.19
SCHF Schwab Intl Equity ETF Add +5.3% 8.94% −0.31

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$1.9BSCHB, VTI, SCHF, AGG, VEA
Q1 2026 101$1.7BSCHB, VTI, SCHF, AGG, VEA
Q4 2025 106$1.7BSCHB, VTI, SCHF, AGG, VEA
Q3 2025 102$1.7BSCHB, VTI, SCHF, AGG, VEA
Q2 2025 96$1.5BSCHB, VTI, SCHF, AGG, VEA
Q1 2025 92$1.4BSCHB, VTI, SCHF, AGG, VEA
Q4 2024 98$1.3BSCHB, VTI, AGG, SCHF, VEA
Q3 2024 93$1.4BSCHB, VTI, SCHF, AGG, VNQ
Q2 2024 85$1.2BSCHB, VTI, AGG, SCHF, VEA
Q1 2024 88$1.2BSCHB, VTI, SCHF, VEA, AGG