Rebalance, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 16, 2025), Rebalance, LLC reported 102 stock positions worth $1.7 billion. Its top holding was Schwab US Broad Market ETF (SCHB) at 22.5% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 14.9%) and Schwab Intl Equity ETF (SCHF, 9.1%). Compared with Q2 2025, it opened 9 new positions, sold out of 3, added to 52 and reduced 21. The biggest buy was Schwab US Broad Market ETF (SCHB, shares +10%) and the biggest sale Vanguard High DVD Yield ETF (VYM, shares −2%).

Most Recent 13F
Q2 2026
Location
PALO ALTO, CA
CIK
0001811052
Portfolio Value
$1.7B (Q3 2025)
SEC Filing
0001811052-25-000007 ↗ filed Oct 16, 2025

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.2B Q1 2024 Q2 2024: $1.2B Q2 2024 Q3 2024: $1.4B Q3 2024 Q4 2024: $1.3B Q4 2024 Q1 2025: $1.4B Q1 2025 Q2 2025: $1.5B Q2 2025 Q3 2025: $1.7B $1.7B Q3 2025 Q4 2025: $1.7B Q4 2025 Q1 2026: $1.7B Q1 2026 Q2 2026: $1.9B Q2 2026

Holdings 102 stocks · $1.7B
SCHB Schwab US Broad Market ETF 22.46% 14,480,067 $372.3M Add +10.0%
VTI VG Morningstar TS MKT ETF-US 14.90% 752,559 $247.0M Add +1.1%
SCHF Schwab Intl Equity ETF 9.13% 6,501,415 $151.4M Add +5.4%
AGG iShares Core U.S. Aggregate 8.20% 1,356,028 $135.9M Add +4.4%
VEA Vanguard Ftse Developed ETF 5.74% 1,588,961 $95.2M Add +3.0%
VCIT Vanguard Int-Term Corporate 5.12% 1,008,775 $84.8M Add +4.2%
SCHE Schwab Emrg Mrkts Eqty ETF 4.18% 2,075,427 $69.3M Add +4.0%
USHY iShares Broad Usd High Yield 4.07% 1,786,170 $67.5M Add +4.4%
VNQ Vanguard Real Estate ETF 3.21% 582,765 $53.3M Add +2.5%
IJR iShares Core S&P Small-Cap E 2.99% 416,686 $49.5M Reduce -0.0%
VWO Vanguard Ftse Emerging Marke 2.17% 663,604 $36.0M Add +1.4%
VYM Vanguard High DVD Yield ETF 1.72% 202,250 $28.5M Reduce -2.2%
IBDQ iShares Ibonds Dec 2025 Term 1.03% 679,446 $17.1M Add +55.7%
IBDR iShares Ibonds Dec 2026 Term 1.03% 702,629 $17.1M Add +54.8%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 1.03% 701,255 $17.1M Add +54.9%
BND Vanguard Total Bond Market 0.93% 207,931 $15.5M Add +2.3%
IBDU iShares Ibonds Dec 2029 Term 0.61% 428,735 $10.1M Add +132.2%
IBDT iShares Ibonds Dec 2028 ETF 0.61% 393,956 $10.1M Add +133.1%
IWF iShares Russell 1000 Growth 0.60% 21,337 $10.0M Add +0.1%
IWV iShares Russell 3000 ETF 0.56% 24,652 $9.3M Add +0.2%
VYMI Vanguard Int High DVD YLD Inc. 0.54% 106,216 $9.0M Reduce -0.6%
IGIB iShares 5-10Y Inv Grade Corp. 0.53% 162,162 $8.8M Add +2.6%
SGOV iShares 0-3 Month Treasury B 0.53% 87,101 $8.8M New
IWD iShares Russell 1000 Value E 0.53% 42,924 $8.7M Add +0.4%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.43% 87,432 $7.1M Reduce -4.2%
SCHP Schwab U.S. Tips ETF 0.33% 201,215 $5.4M Add +0.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.31% 7,700 $5.1M Reduce -2.6%
IBTG iShares Ibonds Dec 2026 Term 0.28% 204,324 $4.7M Add +21.5%
IBTH iShares Ibonds Dec 2027 Term 0.28% 208,127 $4.7M Add +21.2%
IBTF iShares Ibonds Dec 2025 Term 0.28% 198,822 $4.6M Add +23.1%
IBTJ iShares Ibonds Dec 2029 Term 0.28% 209,159 $4.6M Add +17.3%
IYR iShares US Real Estate ETF 0.28% 47,253 $4.6M Add +1.2%
IBTI iShares Ibonds Dec 2028 Term 0.24% 179,134 $4.0M Add +18.0%
VSS Vanguard Ftse All Wo X-US SC 0.24% 27,869 $4.0M No change
BRK.B Berkshire Hathaway Inc. Class B 0.24% 7,877 $4.0M No change
IJH iShares Core S&P Midcap ETF 0.24% 60,546 $4.0M Reduce -20.6%
IWM iShares Russell 2000 ETF 0.22% 14,888 $3.6M Add +0.2%
VB Vanguard Most SM-Cap ETF-Usd 0.18% 11,552 $2.9M Reduce -0.0%
VIOO Vanguard S&P Small-Cap 600 E 0.17% 26,114 $2.9M Reduce -0.7%
PRTH Priority Technology Holdings 0.17% 404,114 $2.8M No change
VOO Vanguard S&P 500 ETF 0.16% 4,369 $2.7M Reduce -29.9%
AAPL Apple Inc. 0.15% 10,073 $2.6M Reduce -4.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.15% 12,280 $2.6M Add +0.1%
GLD SPDR Gold Shares 0.14% 6,567 $2.3M No change
RWR SS SPDR Dow Jones REIT ETF 0.14% 22,817 $2.3M Add +1.6%
MSFT Microsoft Corp. 0.13% 4,035 $2.1M Add +0.7%
BIL SS SPDR BB 1-3M T-Bill ETF 0.12% 21,444 $2.0M Add +0.8%
IVV iShares Core S&P 500 ETF 0.11% 2,811 $1.9M Add +0.3%
IEFA iShares Core MSCI Eafe ETF 0.11% 20,517 $1.8M Add +6.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.10% 5,692 $1.7M Reduce -0.1%
VPL Vanguard Ftse Pacific ETF 0.10% 19,176 $1.7M Add +0.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.10% 5,400 $1.7M No change
VGK Vanguard Ftse Europe ETF 0.10% 20,400 $1.6M Add +0.3%
SDY SS SPDR S&P Dividend ETF 0.09% 11,167 $1.6M Add +0.6%
PHYS Sprott Physical Gold Trust 0.09% 52,268 $1.5M New
SCZ iShares MSCI Eafe Small-Cap 0.08% 17,258 $1.3M No change
EEMS iShares MSCI Emerging MKT SM 0.08% 18,482 $1.3M No change
ORCL Oracle Corp. 0.07% 4,026 $1.1M No change
EFA iShares MSCI Eafe ETF 0.07% 11,978 $1.1M Reduce -61.8%
IWP iShares Russell Mid-Cap Grow 0.07% 7,831 $1.1M Add +0.1%
IBHF iShares Ibond 2026 HY & Inc. 0.07% 46,715 $1.1M Add +7.3%
IBHG iShares Ibonds 2027 HY Inc. 0.07% 48,501 $1.1M Add +7.0%
IBHE iShares Ibonds 2025 H/Y Inc. 0.07% 46,528 $1.1M Add +7.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 3,610 $1.0M Reduce -6.7%
IWS iShares Russell Mid-Cap Valu 0.06% 6,943 $970K Add +0.4%
XLF SS Financial Select Sector 0.05% 16,644 $897K Add +0.3%
VEU Vanguard Ftse All-World Ex-U 0.05% 11,954 $853K Reduce -2.0%
IAU iShares Gold Trust 0.05% 11,554 $841K New
XLK SS Technology Select Sector 0.05% 2,972 $838K Add +0.1%
DFAC Dimensional US Core Equity 2 0.04% 16,957 $654K Add +0.3%
EWJ iShares MSCI Japan ETF 0.04% 7,951 $638K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.04% 1,253 $601K Add +133.8%
NVDA Nvidia Corp. 0.04% 3,163 $590K Add +8.6%
CSCO Cisco Systems Inc. 0.03% 8,244 $564K Reduce -14.2%
JPM JPMorgan Chase & Co. 0.03% 1,756 $554K Reduce -6.3%
PG The Procter & Gamble Co. 0.03% 3,546 $545K No change
AXP American Express Co. 0.03% 1,585 $526K No change
DFUS Dimensional US Eq MKT ETF 0.03% 6,296 $456K Add +0.3%
EEM iShares MSCI Emerging Market 0.03% 8,505 $454K Reduce -26.3%
LLY Eli Lilly & Co. 0.03% 583 $445K Reduce -1.2%
WSM Williams-Sonoma Inc. 0.03% 2,180 $426K No change
ROK Rockwell Automation Inc. 0.02% 1,081 $378K Reduce -0.2%
CAT Caterpillar Inc. 0.02% 781 $373K No change
VT Vanguard Tot World STK ETF 0.02% 2,563 $353K Add +7.5%
XLV SS Health Care Select Sector 0.02% 2,486 $346K Add +0.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.02% 1,843 $344K New
AMZN Amazon.com Inc. 0.02% 1,492 $328K Reduce -34.9%
LOW Lowe's Cos Inc. 0.02% 1,250 $314K No change
XOM Exxon Mobil Corp. 0.02% 2,734 $308K No change
GOOGL Alphabet Inc. Class A 0.02% 1,116 $271K New
VGT Vanguard Info Tech ETF 0.02% 358 $268K No change
JNJ Johnson & Johnson 0.02% 1,348 $250K Reduce -13.6%
KO The Coca-Cola Co. 0.01% 3,599 $239K No change
CVX Chevron Corp. 0.01% 1,500 $233K No change
AMP Ameriprise Financial Inc. 0.01% 472 $232K No change
IBTL iShares Ibonds Dec 2031 Term 0.01% 11,030 $227K Add +1.0%
IBTK iShares Ibonds Dec 2030 Trea 0.01% 11,383 $226K Add +1.0%
GOOG Alphabet Inc. Class C 0.01% 883 $215K New
QQQ Invesco QQQ Trust Series 1 0.01% 354 $213K New
GD General Dynamics Corp. 0.01% 614 $209K New

Show all 102 holdings

Portfolio Sells Q2 2025 → Q3 2025
VYM Vanguard High DVD Yield ETF Reduce -2.2% 1.72% −0.15
EFA iShares MSCI Eafe ETF Reduce -61.8% 0.07% −0.12
IJR iShares Core S&P Small-Cap E Reduce -0.0% 2.99% −0.11
IJH iShares Core S&P Midcap ETF Reduce -20.6% 0.24% −0.08
VOO Vanguard S&P 500 ETF Reduce -29.9% 0.16% −0.08
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -4.2% 0.43% −0.07
VYMI Vanguard Int High DVD YLD Inc. Reduce -0.6% 0.54% −0.04
CRWD CrowdStrike Holdings Inc. Class A Sold out 0.00% −0.03
NOW ServiceNow Inc. Sold out 0.00% −0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.6% 0.31% −0.02
CRM Salesforce Inc. Sold out 0.00% −0.02
IBM Intl Business Machines Corp. Reduce -6.7% 0.06% −0.02
AMZN Amazon.com Inc. Reduce -34.9% 0.02% −0.01
CSCO Cisco Systems Inc. Reduce -14.2% 0.03% −0.01
EEM iShares MSCI Emerging Market Reduce -26.3% 0.03% −0.01
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.0% 0.18% −0.01
VIOO Vanguard S&P Small-Cap 600 E Reduce -0.7% 0.17% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.1% 0.10% −0.01
LLY Eli Lilly & Co. Reduce -1.2% 0.03% −0.00
VEU Vanguard Ftse All-World Ex-U Reduce -2.0% 0.05% −0.00
JPM JPMorgan Chase & Co. Reduce -6.3% 0.03% −0.00
ROK Rockwell Automation Inc. Reduce -0.2% 0.02% −0.00
JNJ Johnson & Johnson Reduce -13.6% 0.02% −0.00
AAPL Apple Inc. Reduce -4.8% 0.15% +0.01

Portfolio Buys Q2 2025 → Q3 2025
SCHB Schwab US Broad Market ETF Add +10.0% 22.46% +1.15
SGOV iShares 0-3 Month Treasury B New 0.53% +0.53
IBDT iShares Ibonds Dec 2028 ETF Add +133.1% 0.61% +0.31
IBDU iShares Ibonds Dec 2029 Term Add +132.2% 0.61% +0.31
IBDQ iShares Ibonds Dec 2025 Term Add +55.7% 1.03% +0.29
IBDS Ishrs Ibnds Dec 27 Corp. ETF Add +54.9% 1.03% +0.28
IBDR iShares Ibonds Dec 2026 Term Add +54.8% 1.03% +0.28
PHYS Sprott Physical Gold Trust New 0.09% +0.09
SCHE Schwab Emrg Mrkts Eqty ETF Add +4.0% 4.18% +0.09
IAU iShares Gold Trust New 0.05% +0.05
IBTF iShares Ibonds Dec 2025 Term Add +23.1% 0.28% +0.02
IBTG iShares Ibonds Dec 2026 Term Add +21.5% 0.28% +0.02
VTV Vanguard Mrngstr Val ETF-Aui New 0.02% +0.02
IBTH iShares Ibonds Dec 2027 Term Add +21.2% 0.28% +0.02
VUG Vanguard Mrngstar GR ETF-Sui Add +133.8% 0.04% +0.02
GOOGL Alphabet Inc. Class A New 0.02% +0.02
GOOG Alphabet Inc. Class C New 0.01% +0.01
QQQ Invesco QQQ Trust Series 1 New 0.01% +0.01
GD General Dynamics Corp. New 0.01% +0.01
PEP Pepsico Inc. New 0.01% +0.01
IBTJ iShares Ibonds Dec 2029 Term Add +17.3% 0.28% +0.01
IBTI iShares Ibonds Dec 2028 Term Add +18.0% 0.24% +0.01
NVDA Nvidia Corp. Add +8.6% 0.04% +0.00
VT Vanguard Tot World STK ETF Add +7.5% 0.02% +0.00
IWM iShares Russell 2000 ETF Add +0.2% 0.22% −0.00
XLK SS Technology Select Sector Add +0.1% 0.05% −0.00
DFUS Dimensional US Eq MKT ETF Add +0.3% 0.03% −0.00
IBTL iShares Ibonds Dec 2031 Term Add +1.0% 0.01% −0.00
IBTK iShares Ibonds Dec 2030 Trea Add +1.0% 0.01% −0.00
DFAC Dimensional US Core Equity 2 Add +0.3% 0.04% −0.00
IEFA iShares Core MSCI Eafe ETF Add +6.0% 0.11% −0.00
XLV SS Health Care Select Sector Add +0.4% 0.02% −0.00
IBHF iShares Ibond 2026 HY & Inc. Add +7.3% 0.07% −0.00
IBHE iShares Ibonds 2025 H/Y Inc. Add +7.3% 0.07% −0.00
IWS iShares Russell Mid-Cap Valu Add +0.4% 0.06% −0.00
IBHG iShares Ibonds 2027 HY Inc. Add +7.0% 0.07% −0.00
IVV iShares Core S&P 500 ETF Add +0.3% 0.11% −0.00
VPL Vanguard Ftse Pacific ETF Add +0.7% 0.10% −0.00
XLF SS Financial Select Sector Add +0.3% 0.05% −0.00
IWP iShares Russell Mid-Cap Grow Add +0.1% 0.07% −0.01
SDY SS SPDR S&P Dividend ETF Add +0.6% 0.09% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.1% 0.15% −0.01
VGK Vanguard Ftse Europe ETF Add +0.3% 0.10% −0.01
RWR SS SPDR Dow Jones REIT ETF Add +1.6% 0.14% −0.01
MSFT Microsoft Corp. Add +0.7% 0.13% −0.01
IWF iShares Russell 1000 Growth Add +0.1% 0.60% −0.01
BIL SS SPDR BB 1-3M T-Bill ETF Add +0.8% 0.12% −0.01
IWV iShares Russell 3000 ETF Add +0.2% 0.56% −0.02
IYR iShares US Real Estate ETF Add +1.2% 0.28% −0.02
VWO Vanguard Ftse Emerging Marke Add +1.4% 2.17% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$1.9BSCHB, VTI, SCHF, AGG, VEA
Q1 2026 101$1.7BSCHB, VTI, SCHF, AGG, VEA
Q4 2025 106$1.7BSCHB, VTI, SCHF, AGG, VEA
Q3 2025 102$1.7BSCHB, VTI, SCHF, AGG, VEA
Q2 2025 96$1.5BSCHB, VTI, SCHF, AGG, VEA
Q1 2025 92$1.4BSCHB, VTI, SCHF, AGG, VEA
Q4 2024 98$1.3BSCHB, VTI, AGG, SCHF, VEA
Q3 2024 93$1.4BSCHB, VTI, SCHF, AGG, VNQ
Q2 2024 85$1.2BSCHB, VTI, AGG, SCHF, VEA
Q1 2024 88$1.2BSCHB, VTI, SCHF, VEA, AGG