Rebalance, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 15, 2026), Rebalance, LLC reported 106 stock positions worth $1.7 billion. Its top holding was Schwab US Broad Market ETF (SCHB) at 22.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 14.6%) and Schwab Intl Equity ETF (SCHF, 9.7%). Compared with Q3 2025, it opened 7 new positions, sold out of 3, added to 58 and reduced 28. The biggest buy was a new position in iShares Ibonds Dec 2030 (IBDV) and the biggest sale an exit from iShares Ibonds Dec 2025 Term (IBDQ).

Most Recent 13F
Q2 2026
Location
PALO ALTO, CA
CIK
0001811052
Portfolio Value
$1.7B (Q4 2025)
SEC Filing
0001811052-26-000002 ↗ filed Jan 15, 2026

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.2B Q1 2024 Q2 2024: $1.2B Q2 2024 Q3 2024: $1.4B Q3 2024 Q4 2024: $1.3B Q4 2024 Q1 2025: $1.4B Q1 2025 Q2 2025: $1.5B Q2 2025 Q3 2025: $1.7B Q3 2025 Q4 2025: $1.7B $1.7B Q4 2025 Q1 2026: $1.7B Q1 2026 Q2 2026: $1.9B Q2 2026

Holdings 106 stocks · $1.7B
SCHB Schwab US Broad Market ETF 22.94% 14,963,211 $392.5M Add +3.3%
VTI VG Morningstar TS MKT ETF-US 14.63% 746,351 $250.2M Reduce -0.8%
SCHF Schwab Intl Equity ETF 9.67% 6,884,573 $165.5M Add +5.9%
AGG iShares Core U.S. Aggregate 8.29% 1,419,940 $141.8M Add +4.7%
VEA Vanguard Ftse Developed ETF 5.88% 1,611,305 $100.7M Add +1.4%
VCIT Vanguard Int-Term Corporate 5.13% 1,047,605 $87.7M Add +3.9%
SCHE Schwab Emrg Mrkts Eqty ETF 4.15% 2,167,937 $71.0M Add +4.5%
USHY iShares Broad Usd High Yield 3.67% 1,680,454 $62.8M Reduce -5.9%
IJR iShares Core S&P Small-Cap E 2.98% 424,136 $51.0M Add +1.8%
VNQ Vanguard Real Estate ETF 2.97% 573,616 $50.8M Reduce -1.6%
VWO Vanguard Ftse Emerging Marke 2.08% 661,142 $35.5M Reduce -0.4%
VYM Vanguard High DVD Yield ETF 1.61% 191,581 $27.5M Reduce -5.3%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 1.10% 772,355 $18.8M Add +10.1%
IBDR iShares Ibonds Dec 2026 Term 1.09% 772,737 $18.7M Add +10.0%
IBDT iShares Ibonds Dec 2028 ETF 1.09% 734,069 $18.7M Add +86.3%
BND Vanguard Total Bond Market 0.93% 213,877 $15.8M Add +2.9%
IBDU iShares Ibonds Dec 2029 Term 0.60% 435,397 $10.2M Add +1.6%
IBDV iShares Ibonds Dec 2030 Corp. 0.59% 459,388 $10.1M New
IWV iShares Russell 3000 ETF 0.56% 24,696 $9.6M Add +0.2%
IGIB iShares 5-10Y Inv Grade Corp. 0.52% 165,190 $8.9M Add +1.9%
IWF iShares Russell 1000 Growth 0.52% 18,771 $8.9M Reduce -12.0%
VYMI Vanguard Int High DVD YLD Inc. 0.50% 95,950 $8.6M Reduce -9.7%
IWD iShares Russell 1000 Value E 0.42% 34,508 $7.3M Reduce -19.6%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.42% 89,270 $7.2M Add +2.1%
SGOV iShares 0-3 Month Treasury B 0.40% 67,334 $6.8M Reduce -22.7%
IBTH iShares Ibonds Dec 2027 Term 0.35% 267,135 $6.0M Add +28.4%
IBTI iShares Ibonds Dec 2028 Term 0.35% 264,893 $5.9M Add +47.9%
IBTG iShares Ibonds Dec 2026 Term 0.34% 258,063 $5.9M Add +26.3%
IBTJ iShares Ibonds Dec 2029 Term 0.33% 255,822 $5.6M Add +22.3%
SCHP Schwab U.S. Tips ETF 0.31% 200,692 $5.3M Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.31% 7,702 $5.3M Add +0.0%
IBTK iShares Ibonds Dec 2030 Trea 0.30% 259,748 $5.2M Add +2181.9%
IYR iShares US Real Estate ETF 0.25% 45,438 $4.3M Reduce -3.8%
IJH iShares Core S&P Midcap ETF 0.23% 60,667 $4.0M Add +0.2%
VSS Vanguard Ftse All Wo X-US SC 0.23% 27,869 $4.0M No change
BRK.B Berkshire Hathaway Inc. Class B 0.23% 7,876 $4.0M Reduce -0.0%
IWM iShares Russell 2000 ETF 0.20% 14,173 $3.5M Reduce -4.8%
VB Vanguard Most SM-Cap ETF-Usd 0.17% 11,547 $3.0M Reduce -0.0%
VIOO Vanguard S&P Small-Cap 600 E 0.17% 26,581 $2.9M Add +1.8%
AAPL Apple Inc. 0.17% 10,491 $2.9M Add +4.2%
VOO Vanguard S&P 500 ETF 0.16% 4,244 $2.7M Reduce -2.9%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.15% 12,287 $2.6M Add +0.1%
GLD SPDR Gold Shares 0.14% 6,253 $2.5M Reduce -4.8%
RWR SS SPDR Dow Jones REIT ETF 0.14% 23,512 $2.3M Add +3.0%
PRTH Priority Technology Holdings 0.13% 404,114 $2.2M No change
MSFT Microsoft Corp. 0.12% 4,358 $2.1M Add +8.0%
IVV iShares Core S&P 500 ETF 0.11% 2,833 $1.9M Add +0.8%
IEFA iShares Core MSCI Eafe ETF 0.11% 20,892 $1.9M Add +1.8%
VPL Vanguard Ftse Pacific ETF 0.10% 19,267 $1.7M Add +0.5%
PHYS Sprott Physical Gold Trust 0.10% 52,268 $1.7M No change
VGK Vanguard Ftse Europe ETF 0.10% 20,591 $1.7M Add +0.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.10% 5,449 $1.7M Add +0.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.10% 5,668 $1.7M Reduce -0.4%
SDY SS SPDR S&P Dividend ETF 0.09% 11,606 $1.6M Add +3.9%
IAU iShares Gold Trust 0.07% 14,709 $1.2M Add +27.3%
EFA iShares MSCI Eafe ETF 0.07% 12,138 $1.2M Add +1.3%
EEMS iShares MSCI Emerging MKT SM 0.07% 16,666 $1.1M Reduce -9.8%
IWS iShares Russell Mid-Cap Valu 0.07% 7,908 $1.1M Add +13.9%
IBHG iShares Ibonds 2027 HY Inc. 0.07% 49,932 $1.1M Add +3.0%
IBHF iShares Ibond 2026 HY & Inc. 0.07% 48,254 $1.1M Add +3.3%
IBHH iShares Ibonds 2028 TM HY Inc. 0.06% 46,661 $1.1M New
IWP iShares Russell Mid-Cap Grow 0.06% 7,848 $1.1M Add +0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 3,610 $1.1M No change
XLF SS Financial Select Sector 0.05% 16,701 $915K Add +0.3%
VEU Vanguard Ftse All-World Ex-U 0.05% 11,954 $879K No change
ORCL Oracle Corp. 0.05% 4,206 $820K Add +4.5%
XLK SS Technology Select Sector 0.05% 5,627 $810K Reduce -5.3%
NVDA Nvidia Corp. 0.05% 4,277 $798K Add +35.2%
EWJ iShares MSCI Japan ETF 0.04% 8,945 $722K Add +12.5%
DFAC Dimensional US Core Equity 2 0.04% 16,996 $673K Add +0.2%
LLY Eli Lilly & Co. 0.04% 584 $628K Add +0.2%
CSCO Cisco Systems Inc. 0.04% 7,947 $612K Reduce -3.6%
JPM JPMorgan Chase & Co. 0.03% 1,783 $575K Add +1.5%
AXP American Express Co. 0.03% 1,525 $564K Reduce -3.8%
SCZ iShares MSCI Eafe Small-Cap 0.03% 7,106 $551K Reduce -58.8%
PG The Procter & Gamble Co. 0.03% 3,581 $513K Add +1.0%
CAT Caterpillar Inc. 0.03% 841 $482K Add +7.7%
EEM iShares MSCI Emerging Market 0.03% 8,505 $465K No change
ROK Rockwell Automation Inc. 0.03% 1,122 $436K Add +3.8%
DFUS Dimensional US Eq MKT ETF 0.03% 5,853 $434K Reduce -7.0%
GOOGL Alphabet Inc. Class A 0.02% 1,316 $412K Add +17.9%
BIL SS SPDR BB 1-3M T-Bill ETF 0.02% 4,426 $404K Reduce -79.4%
AMZN Amazon.com Inc. 0.02% 1,745 $403K Add +17.0%
WSM Williams-Sonoma Inc. 0.02% 2,180 $389K No change
XLV SS Health Care Select Sector 0.02% 2,496 $386K Add +0.4%
VT Vanguard Tot World STK ETF 0.02% 2,614 $369K Add +2.0%
XOM Exxon Mobil Corp. 0.02% 2,834 $341K Add +3.7%
VUG Vanguard Mrngstar GR ETF-Sui 0.02% 648 $316K Reduce -48.3%
LOW Lowe's Cos Inc. 0.02% 1,300 $314K Add +4.0%
JNJ Johnson & Johnson 0.02% 1,420 $294K Add +5.3%
GOOG Alphabet Inc. Class C 0.02% 883 $277K No change
VGT Vanguard Info Tech ETF 0.02% 358 $270K No change
QQQ Invesco QQQ Trust Series 1 0.02% 425 $261K Add +20.1%
AVGO Broadcom Inc. 0.01% 737 $255K New
KO The Coca-Cola Co. 0.01% 3,599 $252K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.01% 1,237 $236K Reduce -32.9%
CVX Chevron Corp. 0.01% 1,500 $229K No change
TSM Taiwan Semiconductor-SP ADR 0.01% 747 $227K New
IBTL iShares Ibonds Dec 2031 Term 0.01% 11,028 $226K Reduce -0.0%
IBTM iShares Ibnds Dec 2032 TT 0.01% 9,694 $224K New
AMP Ameriprise Financial Inc. 0.01% 453 $222K Reduce -4.0%
CP Canadian Pacific Kansas City 0.01% 2,843 $209K Add +4.2%
PEP Pepsico Inc. 0.01% 1,452 $208K No change
NVS Novartis AG-Sponsored ADR 0.01% 1,500 $207K New
GD General Dynamics Corp. 0.01% 614 $207K No change
LHX L3HARRIS Technologies Inc. 0.01% 685 $201K New

Portfolio Sells Q3 2025 → Q4 2025
IBDQ iShares Ibonds Dec 2025 Term Sold out 0.00% −1.03
USHY iShares Broad Usd High Yield Reduce -5.9% 3.67% −0.40
IBTF iShares Ibonds Dec 2025 Term Sold out 0.00% −0.28
VTI VG Morningstar TS MKT ETF-US Reduce -0.8% 14.63% −0.27
VNQ Vanguard Real Estate ETF Reduce -1.6% 2.97% −0.25
SGOV iShares 0-3 Month Treasury B Reduce -22.7% 0.40% −0.13
VYM Vanguard High DVD Yield ETF Reduce -5.3% 1.61% −0.11
IWD iShares Russell 1000 Value E Reduce -19.6% 0.42% −0.10
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -79.4% 0.02% −0.10
VWO Vanguard Ftse Emerging Marke Reduce -0.4% 2.08% −0.09
IWF iShares Russell 1000 Growth Reduce -12.0% 0.52% −0.08
IBHE iShares Ibonds 2025 H/Y Inc. Sold out 0.00% −0.07
SCZ iShares MSCI Eafe Small-Cap Reduce -58.8% 0.03% −0.05
VYMI Vanguard Int High DVD YLD Inc. Reduce -9.7% 0.50% −0.04
IYR iShares US Real Estate ETF Reduce -3.8% 0.25% −0.03
VUG Vanguard Mrngstar GR ETF-Sui Reduce -48.3% 0.02% −0.02
SCHP Schwab U.S. Tips ETF Reduce -0.3% 0.31% −0.02
IWM iShares Russell 2000 ETF Reduce -4.8% 0.20% −0.01
EEMS iShares MSCI Emerging MKT SM Reduce -9.8% 0.07% −0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.0% 0.23% −0.01
VTV Vanguard Mrngstr Val ETF-Aui Reduce -32.9% 0.01% −0.01
VOO Vanguard S&P 500 ETF Reduce -2.9% 0.16% −0.01
XLK SS Technology Select Sector Reduce -5.3% 0.05% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.0% 0.17% −0.00
DFUS Dimensional US Eq MKT ETF Reduce -7.0% 0.03% −0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.4% 0.10% −0.00
AMP Ameriprise Financial Inc. Reduce -4.0% 0.01% −0.00
IBTL iShares Ibonds Dec 2031 Term Reduce -0.0% 0.01% −0.00
AXP American Express Co. Reduce -3.8% 0.03% +0.00
CSCO Cisco Systems Inc. Reduce -3.6% 0.04% +0.00
GLD SPDR Gold Shares Reduce -4.8% 0.14% +0.00

Portfolio Buys Q3 2025 → Q4 2025
IBDV iShares Ibonds Dec 2030 Corp. New 0.59% +0.59
SCHF Schwab Intl Equity ETF Add +5.9% 9.67% +0.54
IBDT iShares Ibonds Dec 2028 ETF Add +86.3% 1.09% +0.49
SCHB Schwab US Broad Market ETF Add +3.3% 22.94% +0.48
IBTK iShares Ibonds Dec 2030 Trea Add +2181.9% 0.30% +0.29
VEA Vanguard Ftse Developed ETF Add +1.4% 5.88% +0.14
IBTI iShares Ibonds Dec 2028 Term Add +47.9% 0.35% +0.10
AGG iShares Core U.S. Aggregate Add +4.7% 8.29% +0.09
IBTH iShares Ibonds Dec 2027 Term Add +28.4% 0.35% +0.07
IBDS Ishrs Ibnds Dec 27 Corp. ETF Add +10.1% 1.10% +0.07
IBHH iShares Ibonds 2028 TM HY Inc. New 0.06% +0.06
IBDR iShares Ibonds Dec 2026 Term Add +10.0% 1.09% +0.06
IBTG iShares Ibonds Dec 2026 Term Add +26.3% 0.34% +0.06
IBTJ iShares Ibonds Dec 2029 Term Add +22.3% 0.33% +0.05
IAU iShares Gold Trust Add +27.3% 0.07% +0.02
AVGO Broadcom Inc. New 0.01% +0.01
TSM Taiwan Semiconductor-SP ADR New 0.01% +0.01
IBTM iShares Ibnds Dec 2032 TT New 0.01% +0.01
NVS Novartis AG-Sponsored ADR New 0.01% +0.01
AAPL Apple Inc. Add +4.2% 0.17% +0.01
LHX L3HARRIS Technologies Inc. New 0.01% +0.01
NVDA Nvidia Corp. Add +35.2% 0.05% +0.01
LLY Eli Lilly & Co. Add +0.2% 0.04% +0.01
VCIT Vanguard Int-Term Corporate Add +3.9% 5.13% +0.01
GOOGL Alphabet Inc. Class A Add +17.9% 0.02% +0.01
IWS iShares Russell Mid-Cap Valu Add +13.9% 0.07% +0.01
CAT Caterpillar Inc. Add +7.7% 0.03% +0.01
AMZN Amazon.com Inc. Add +17.0% 0.02% +0.00
EWJ iShares MSCI Japan ETF Add +12.5% 0.04% +0.00
ROK Rockwell Automation Inc. Add +3.8% 0.03% +0.00
QQQ Invesco QQQ Trust Series 1 Add +20.1% 0.02% +0.00
VGK Vanguard Ftse Europe ETF Add +0.9% 0.10% +0.00
JNJ Johnson & Johnson Add +5.3% 0.02% +0.00
XLV SS Health Care Select Sector Add +0.4% 0.02% +0.00
XOM Exxon Mobil Corp. Add +3.7% 0.02% +0.00
IEFA iShares Core MSCI Eafe ETF Add +1.8% 0.11% +0.00
EFA iShares MSCI Eafe ETF Add +1.3% 0.07% +0.00
JPM JPMorgan Chase & Co. Add +1.5% 0.03% +0.00
VT Vanguard Tot World STK ETF Add +2.0% 0.02% +0.00
VPL Vanguard Ftse Pacific ETF Add +0.5% 0.10% +0.00
SDY SS SPDR S&P Dividend ETF Add +3.9% 0.09% +0.00
CP Canadian Pacific Kansas City Add +4.2% 0.01% 0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.9% 0.10% 0.00
DFAC Dimensional US Core Equity 2 Add +0.2% 0.04% −0.00
IVV iShares Core S&P 500 ETF Add +0.8% 0.11% −0.00
LOW Lowe's Cos Inc. Add +4.0% 0.02% −0.00
XLF SS Financial Select Sector Add +0.3% 0.05% −0.00
IBHG iShares Ibonds 2027 HY Inc. Add +3.0% 0.07% −0.00
IBHF iShares Ibond 2026 HY & Inc. Add +3.3% 0.07% −0.00
VIOO Vanguard S&P Small-Cap 600 E Add +1.8% 0.17% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$1.9BSCHB, VTI, SCHF, AGG, VEA
Q1 2026 101$1.7BSCHB, VTI, SCHF, AGG, VEA
Q4 2025 106$1.7BSCHB, VTI, SCHF, AGG, VEA
Q3 2025 102$1.7BSCHB, VTI, SCHF, AGG, VEA
Q2 2025 96$1.5BSCHB, VTI, SCHF, AGG, VEA
Q1 2025 92$1.4BSCHB, VTI, SCHF, AGG, VEA
Q4 2024 98$1.3BSCHB, VTI, AGG, SCHF, VEA
Q3 2024 93$1.4BSCHB, VTI, SCHF, AGG, VNQ
Q2 2024 85$1.2BSCHB, VTI, AGG, SCHF, VEA
Q1 2024 88$1.2BSCHB, VTI, SCHF, VEA, AGG