Red Tortoise LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 21, 2026), Red Tortoise LLC reported 587 stock positions worth $238.1 million. Its top holding was Schwab Intl Equity ETF (SCHF) at 11.9% of the portfolio, followed by Schwab Fndmn Intl LRG Co. ETF (FNDF, 9.4%) and iShares Core S&P 500 ETF (IVV, 5.2%). Compared with Q4 2025, it opened 18 new positions, sold out of 26, added to 79 and reduced 52. The biggest buy was Vanguard Total Bond Market (BND, shares +153%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −1%).
- Most Recent 13F
- Q1 2026
- Location
- ATLANTA, GA
- CIK
- 0001910488
- Portfolio Value
- $238.1M (Q1 2026)
- SEC Filing
- 0001910488-26-000002 ↗ filed Apr 21, 2026
Holdings Value
Holdings 587 stocks · $238.1M
| SCHF Schwab Intl Equity ETF | 11.94% | 1,149,146 | $28.4M | Add +0.7% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 9.37% | 456,225 | $22.3M | Reduce -0.3% |
| IVV iShares Core S&P 500 ETF | 5.18% | 18,891 | $12.3M | Reduce -0.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 4.26% | 308,145 | $10.2M | Reduce -2.1% |
| IEFA iShares Core MSCI Eafe ETF | 3.51% | 92,305 | $8.4M | Reduce -3.2% |
| VGLT Vanguard Long-Term Treasury | 3.24% | 139,542 | $7.7M | Reduce -4.7% |
| SCHX Schwab US Large-Cap ETF | 3.09% | 286,631 | $7.3M | Add +0.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.97% | 254,175 | $7.1M | Reduce -0.7% |
| IWD iShares Russell 1000 Value E | 2.70% | 30,137 | $6.4M | Add +0.3% |
| SCHO Schwab Short-Term US Treas | 2.70% | 264,983 | $6.4M | Add +15.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.31% | 28,037 | $5.5M | Reduce -0.5% |
| DGRO iShares Core Dividend Growth | 2.22% | 75,221 | $5.3M | Reduce -0.3% |
| QUAL iShares MSCI USA Quality Fac | 2.03% | 25,217 | $4.8M | Reduce -1.8% |
| VEA Vanguard Ftse Developed ETF | 1.91% | 70,848 | $4.5M | Reduce -0.2% |
| BND Vanguard Total Bond Market | 1.89% | 61,158 | $4.5M | Add +152.5% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.68% | 70,838 | $4.0M | Add +0.3% |
| SCHZ Schwab US Aggregate Bond ETF | 1.45% | 148,447 | $3.4M | Add +14.4% |
| SCHP Schwab U.S. Tips ETF | 1.37% | 122,832 | $3.3M | Reduce -0.2% |
| ACWX iShares MSCI Acwi Ex US ETF | 1.35% | 47,050 | $3.2M | No change |
| IWB iShares Russell 1000 ETF | 1.17% | 7,837 | $2.8M | Add +0.1% |
| IEMG iShares Core MSCI Emerging | 1.17% | 39,874 | $2.8M | Reduce -1.4% |
| PXF Invesco Rafi Developed Marke | 1.17% | 39,758 | $2.8M | Reduce -1.2% |
| SCHB Schwab US Broad Market ETF | 1.04% | 98,340 | $2.5M | Reduce -3.8% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 1.02% | 63,177 | $2.4M | Add +0.4% |
| DFIV Dimensional International Va | 1.01% | 45,376 | $2.4M | Add +0.2% |
| DWX State Street SPDR S&P Intern | 0.94% | 48,930 | $2.2M | Add +0.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.91% | 9,990 | $2.2M | Add +0.5% |
| SUB iShares Short-Term National | 0.84% | 18,766 | $2.0M | Reduce -2.1% |
| VWO Vanguard Ftse Emerging Marke | 0.80% | 35,297 | $1.9M | Reduce -1.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.79% | 37,874 | $1.9M | Reduce -2.9% |
| VYM Vanguard High DVD Yield ETF | 0.79% | 12,701 | $1.9M | Reduce -3.1% |
| IWM iShares Russell 2000 ETF | 0.70% | 6,730 | $1.7M | Reduce -2.1% |
| EEM iShares MSCI Emerging Market | 0.69% | 29,106 | $1.7M | No change |
| DFUS Dimensional US Eq MKT ETF | 0.69% | 23,182 | $1.6M | Add +0.1% |
| IQDF NT Intl Qual Div ETF | 0.65% | 48,919 | $1.5M | Add +2.7% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.64% | 58,027 | $1.5M | Reduce -2.9% |
| AEM Agnico Eagle Mines Ltd. | 0.62% | 7,269 | $1.5M | No change |
| IAUM iShares Gold Trust Micro | 0.61% | 31,072 | $1.5M | No change |
| AAPL Apple Inc. | 0.61% | 5,717 | $1.5M | No change |
| VTWO Vanguard Russell 2000 ETF | 0.59% | 14,026 | $1.4M | Add +1.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.56% | 2,061 | $1.3M | Add +0.1% |
| VGSH Vanguard Short-Term Treasury | 0.56% | 22,830 | $1.3M | Add +0.5% |
| EFA iShares MSCI Eafe ETF | 0.56% | 13,713 | $1.3M | Reduce -0.0% |
| FNDB Schwab Fndmntl US BRD Mr ETF | 0.53% | 46,664 | $1.3M | Reduce -0.1% |
| VEU Vanguard Ftse All-World Ex-U | 0.51% | 16,112 | $1.2M | Add +0.1% |
| MSFT Microsoft Corp. | 0.50% | 3,217 | $1.2M | Reduce -0.1% |
| XAR SS SPDR S&P Aerospace Def | 0.49% | 4,604 | $1.2M | Add +0.0% |
| VEGI iShares MSCI Agriculture Pro | 0.47% | 25,000 | $1.1M | No change |
| AGG iShares Core U.S. Aggregate | 0.46% | 11,143 | $1.1M | Add +0.6% |
| SCHA Schwab US Small-Cap ETF | 0.46% | 37,714 | $1.1M | Add +0.0% |
| AMZN Amazon.com Inc. | 0.46% | 5,260 | $1.1M | Reduce -0.3% |
| SCHK Schwab 1000 Index ETF | 0.44% | 33,192 | $1.0M | Reduce -0.3% |
| SIVR Abrdn Physical Silver Shares | 0.43% | 14,307 | $1.0M | No change |
| ISHG iShares -3 Year Internationa | 0.43% | 13,660 | $1.0M | No change |
| DFUV Dimensional US Marketwide Va | 0.36% | 17,856 | $865K | No change |
| GOOG Alphabet Inc. Class C | 0.36% | 3,009 | $863K | Add +1.3% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.32% | 7,992 | $756K | Reduce -2.1% |
| PXH Inves Rafi Emer MRKT-Usd Inc. | 0.31% | 27,150 | $731K | Reduce -3.5% |
| REMX Vaneck Rar Earth ND STG-Usdi | 0.29% | 7,800 | $686K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.28% | 5,290 | $678K | Reduce -0.4% |
| URA Global X Uranium ETF | 0.28% | 13,823 | $669K | Add +4.2% |
| ILCB iShares Morningstar U.S. Equ | 0.27% | 7,232 | $650K | Reduce -1.1% |
| IWS iShares Russell Mid-Cap Valu | 0.26% | 4,316 | $629K | Reduce -0.6% |
| EFV iShares MSCI Eafe Value ETF | 0.25% | 7,966 | $592K | No change |
| ILCG iShares Morningstar Growth E | 0.24% | 6,040 | $577K | Reduce -0.6% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.24% | 6,005 | $566K | Add +0.8% |
| DVY iShares Select Dividend ETF | 0.23% | 3,650 | $553K | Add +0.1% |
| NVDA Nvidia Corp. | 0.23% | 3,126 | $545K | Add +0.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.22% | 909 | $525K | Add +0.1% |
| VIG Vanguard Dividend Apprec ETF | 0.21% | 2,374 | $511K | Add +0.3% |
| GOOGL Alphabet Inc. Class A | 0.21% | 1,720 | $495K | No change |
| IBMO iShares Ibonds Dec 2026 Term | 0.19% | 17,511 | $449K | Add +0.4% |
| ORCL Oracle Corp. | 0.17% | 2,720 | $400K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.16% | 1,199 | $385K | Add +0.3% |
| VONE Vanguard Russell 1000 | 0.16% | 1,295 | $382K | Add +0.1% |
| QDEF NT Qual Div Def ETF | 0.13% | 3,779 | $302K | Add +0.3% |
| VCR Vanguard Consumer Discre ETF | 0.12% | 812 | $292K | Reduce -0.8% |
| IWO iShares Russell 2000 Growth | 0.12% | 888 | $279K | Reduce -0.5% |
| BSV Vanguard Short-Term Bond ETF | 0.11% | 3,288 | $258K | Add +5.5% |
| VOO Vanguard S&P 500 ETF | 0.11% | 424 | $253K | Add +0.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.10% | 3,001 | $235K | No change |
| APP AppLovin Corp. Class A | 0.09% | 550 | $219K | No change |
| DFSI Dimensional Int Sus COR1 ETF | 0.09% | 5,051 | $214K | Reduce -18.6% |
| TIP iShares Tips Bond ETF | 0.09% | 1,839 | $203K | Reduce -1.0% |
| PHYS Sprott Physical Gold Trust | 0.08% | 5,600 | $198K | No change |
| DFAT Dimensional US Target Value | 0.08% | 3,175 | $198K | No change |
| DFSU Dimensional US Sus CORE1 ETF | 0.08% | 4,765 | $196K | No change |
| DFAS Dimensional US Small Cap ETF | 0.08% | 2,689 | $191K | No change |
| META Meta Platforms Inc. Class A | 0.08% | 334 | $191K | No change |
| AVGO Broadcom Inc. | 0.08% | 598 | $185K | Add +0.2% |
| SCHY Schwab International DVD ETF | 0.08% | 5,813 | $184K | Add +0.6% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.08% | 7,561 | $184K | Add +16.4% |
| VFH Vanguard Financials ETF | 0.08% | 1,516 | $183K | Add +0.3% |
| IJR iShares Core S&P Small-Cap E | 0.08% | 1,470 | $183K | Reduce -2.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.08% | 376 | $180K | No change |
| WMT Walmart Inc. | 0.08% | 1,449 | $180K | No change |
| IQLT iShares MSCI International Q | 0.07% | 3,484 | $161K | No change |
| XOM Exxon Mobil Corp. | 0.06% | 903 | $153K | Add +0.1% |
| IWN iShares Russell 2000 Value E | 0.06% | 791 | $150K | Add +0.3% |
| IVW iShares S&P 500 Growth ETF | 0.06% | 1,316 | $149K | No change |
Options reported separately and not counted above: BAC puts ($2.1M).
Lines left out (3) · $63 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| IMCV iShares Morningstar Mid-Cap | MRGSTR MD CP VAL | 0 | $31 |
| ONEQ Fidelity Nasdaq Comp Indx | NASDAQ COMPSIT | 0 | $30 |
| IUSG iShares Core S&P U.S. Growth | CORE S&P US GWT | 0 | $2 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $238.1M.
Portfolio Sells Q4 2025 → Q1 2026
| IVV iShares Core S&P 500 ETF | Reduce -0.9% | 5.18% | −0.42 |
| VGLT Vanguard Long-Term Treasury | Reduce -4.7% | 3.24% | −0.26 |
| MSFT Microsoft Corp. | Reduce -0.1% | 0.50% | −0.17 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -2.1% | 4.26% | −0.16 |
| QUAL iShares MSCI USA Quality Fac | Reduce -1.8% | 2.03% | −0.16 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -3.2% | 3.51% | −0.15 |
| SCHB Schwab US Broad Market ETF | Reduce -3.8% | 1.04% | −0.11 |
| AMZN Amazon.com Inc. | Reduce -0.3% | 0.46% | −0.06 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -2.9% | 0.79% | −0.05 |
| SUB iShares Short-Term National | Reduce -2.1% | 0.84% | −0.04 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -2.9% | 0.64% | −0.04 |
| DGRO iShares Core Dividend Growth | Reduce -0.3% | 2.22% | −0.03 |
| SCHK Schwab 1000 Index ETF | Reduce -0.3% | 0.44% | −0.03 |
| ILCG iShares Morningstar Growth E | Reduce -0.6% | 0.24% | −0.03 |
| IWP iShares Russell Mid-Cap Grow | Reduce -0.4% | 0.28% | −0.03 |
| SCHP Schwab U.S. Tips ETF | Reduce -0.2% | 1.37% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.5% | 0.80% | −0.03 |
| IWM iShares Russell 2000 ETF | Reduce -2.1% | 0.70% | −0.03 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -18.6% | 0.09% | −0.02 |
| ILCB iShares Morningstar U.S. Equ | Reduce -1.1% | 0.27% | −0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -0.7% | 2.97% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -3.1% | 0.79% | −0.02 |
| VCR Vanguard Consumer Discre ETF | Reduce -0.8% | 0.12% | −0.02 |
| DELL Dell Technologies -C | Sold out | 0.00% | −0.01 |
| CRM Salesforce Inc. | Reduce -4.3% | 0.02% | −0.01 |
| ADP Automatic Data Processing | Reduce -3.3% | 0.02% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -0.5% | 0.12% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -0.2% | 0.05% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -1.3% | 0.02% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -0.0% | 0.56% | −0.01 |
| CMA Comerica Inc. | Sold out | 0.00% | −0.01 |
| PXH Inves Rafi Emer MRKT-Usd Inc. | Reduce -3.5% | 0.31% | −0.00 |
| FNDA Schwab Fndmntl US SM Co. ETF | Reduce -8.8% | 0.05% | −0.00 |
| SCMB Schwab Municipal Bond ETF | Sold out | 0.00% | −0.00 |
| FLO Flowers Foods Inc. | Sold out | 0.00% | −0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Reduce -10.2% | 0.03% | −0.00 |
| HCA HCA Healthcare Inc. | Reduce -8.0% | 0.03% | −0.00 |
| GLOB Globant SA | Sold out | 0.00% | −0.00 |
| TIP iShares Tips Bond ETF | Reduce -1.0% | 0.09% | −0.00 |
| ABT Abbott Laboratories | Reduce -22.8% | 0.00% | −0.00 |
| PYPL PayPal Holdings Inc. | Sold out | 0.00% | −0.00 |
| DENN Denny's Corp. | Sold out | 0.00% | −0.00 |
| LOW Lowe's Cos Inc. | Reduce -1.0% | 0.03% | −0.00 |
| HUM Humana Inc. | Sold out | 0.00% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.5% | 2.31% | −0.00 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -2.1% | 0.32% | −0.00 |
| ELME Elme Communities | Sold out | 0.00% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.6% | 0.08% | −0.00 |
| MOH Molina Healthcare Inc. | Sold out | 0.00% | −0.00 |
| PBH Prestige Consumer Healthcare | Reduce -55.1% | 0.00% | −0.00 |
Portfolio Buys Q4 2025 → Q1 2026
| BND Vanguard Total Bond Market | Add +152.5% | 1.89% | +1.12 |
| SCHO Schwab Short-Term US Treas | Add +15.4% | 2.70% | +0.30 |
| SCHF Schwab Intl Equity ETF | Add +0.7% | 11.94% | +0.16 |
| SCHZ Schwab US Aggregate Bond ETF | Add +14.4% | 1.45% | +0.15 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +0.4% | 1.02% | +0.04 |
| SRG Seritage Growth Prop- A | New | 0.04% | +0.04 |
| URA Global X Uranium ETF | Add +4.2% | 0.28% | +0.04 |
| DFIV Dimensional International Va | Add +0.2% | 1.01% | +0.04 |
| IQDF NT Intl Qual Div ETF | Add +2.7% | 0.65% | +0.03 |
| BCI Abrdn Bloomberg All Commodit | Add +16.4% | 0.08% | +0.02 |
| INVH Invitation Homes Inc. | Add +419.8% | 0.03% | +0.02 |
| DWX State Street SPDR S&P Intern | Add +0.5% | 0.94% | +0.02 |
| XOM Exxon Mobil Corp. | Add +0.1% | 0.06% | +0.02 |
| IEO iShares U.S. Oil & Gas Explo | Add +0.3% | 0.06% | +0.02 |
| AMH American Homes 4 Rent- A | New | 0.02% | +0.02 |
| XAR SS SPDR S&P Aerospace Def | Add +0.0% | 0.49% | +0.01 |
| DVY iShares Select Dividend ETF | Add +0.1% | 0.23% | +0.01 |
| BIV Vanguard Intermediate-Term B | New | 0.01% | +0.01 |
| MU Micron Technology Inc. | Add +131.6% | 0.01% | +0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.5% | 0.91% | +0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +0.8% | 0.24% | +0.01 |
| FITB Fifth Third Bancorp | Add +133.3% | 0.01% | +0.01 |
| SHEL Shell PLC-ADR | Add +0.2% | 0.02% | +0.00 |
| SCHD Schwab US DVD Equity ETF | Add +0.5% | 0.04% | +0.00 |
| SCHY Schwab International DVD ETF | Add +0.6% | 0.08% | +0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +5.5% | 0.11% | +0.00 |
| VZ Verizon Communications Inc. | Add +34.8% | 0.01% | +0.00 |
| INTC Intel Corp. | Add +32.7% | 0.01% | +0.00 |
| HAL Halliburton Co. | Add +0.4% | 0.01% | +0.00 |
| SNDK Sandisk Corp. | New | 0.00% | +0.00 |
| AMCR Amcor PLC | New | 0.00% | +0.00 |
| FSLY Fastly Inc. Class A | New | 0.00% | +0.00 |
| IWN iShares Russell 2000 Value E | Add +0.3% | 0.06% | +0.00 |
| PZZA Papa John's Intl Inc. | New | 0.00% | +0.00 |
| SNEX Stonex Group Inc. | Add +49.7% | 0.01% | +0.00 |
| WAT Waters Corp. | New | 0.00% | +0.00 |
| VTWO Vanguard Russell 2000 ETF | Add +1.8% | 0.59% | +0.00 |
| PINS Pinterest Inc. Class A | New | 0.00% | +0.00 |
| TTD Trade Desk Inc./the Class A | New | 0.00% | +0.00 |
| QCOM Qualcomm Inc. | New | 0.00% | +0.00 |
| MTCH Match Group Inc. | Add +125.0% | 0.00% | +0.00 |
| OMC Omnicom Group | New | 0.00% | +0.00 |
| PATH Uipath Inc. Class A | New | 0.00% | +0.00 |
| ADBE Adobe Inc. | New | 0.00% | +0.00 |
| LCID Lucid Group Inc. | New | 0.00% | +0.00 |
| SNOW Snowflake Inc. | New | 0.00% | +0.00 |
| HUCK Huckleberry AI Inc. | New | 0.00% | +0.00 |
| RYN Rayonier Inc. | New | 0.00% | +0.00 |
| TT Trane Technologies PLC | Add +1.9% | 0.01% | +0.00 |
| HDEF Xtrackers MSCI Eafe High Div | Add +0.4% | 0.01% | +0.00 |
Options Activity Q4 2025 → Q1 2026
| BAC Bank of America Corp. | put | Reduce -12.6% | 43,700 | $2.1M |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q4 2025 → Q1 2026
| IMCV iShares Morningstar Mid-Cap | MRGSTR MD CP VAL | Reduce -100.0% | 0 | $31 |
| ONEQ Fidelity Nasdaq Comp Indx | NASDAQ COMPSIT | Reduce -100.0% | 0 | $30 |
| SMH Vaneck Semiconductor ETF | SEMICONDUCTR ETF | Sold out | 0 | $18before exit |
| VUG Vanguard Mrngstar GR ETF-Sui | GROWTH ETF | Sold out | 0 | $9before exit |
| PNFP Pinnacle Financial Partners | COM | Sold out | 0 | $7before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 587 | $238.1M | SCHF, FNDF, IVV, SCHE, IEFA |
| Q4 2025 | 596 | $232.9M | SCHF, FNDF, IVV, SCHE, IEFA |
| Q3 2025 | 585 | $228.0M | SCHF, FNDF, IVV, SCHE, IEFA |
| Q2 2025 | 590 | $204.8M | SCHF, FNDF, IVV, VGLT, SCHE |
| Q1 2025 | 573 | $191.7M | SCHF, FNDF, IVV, VGLT, SCHE |
| Q4 2024 | 582 | $190.7M | SCHF, FNDF, IVV, VGLT, SCHE |
| Q3 2024 | 564 | $198.6M | SCHF, FNDF, IVV, VGLT, SCHE |
| Q2 2024 | 572 | $183.4M | SCHF, FNDF, IVV, SCHE, VGLT |
| Q1 2024 | 555 | $179.1M | SCHF, FNDF, IVV, VGLT, SCHE |