Red Tortoise LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 22, 2026), Red Tortoise LLC reported 596 stock positions worth $232.9 million. Its top holding was Schwab Intl Equity ETF (SCHF) at 11.8% of the portfolio, followed by Schwab Fndmn Intl LRG Co. ETF (FNDF, 8.9%) and iShares Core S&P 500 ETF (IVV, 5.6%). Compared with Q3 2025, it opened 42 new positions, sold out of 33, added to 82 and reduced 40. The biggest buy was Schwab Fndmn Intl LRG Co. ETF (FNDF, shares +9%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −90%).

Most Recent 13F
Q1 2026
Location
ATLANTA, GA
CIK
0001910488
Portfolio Value
$232.9M (Q4 2025)
SEC Filing
0001910488-26-000001 ↗ filed Jan 22, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $179.1M Q1 2024 Q2 2024: $183.4M Q2 2024 Q3 2024: $198.6M Q3 2024 Q4 2024: $190.7M Q4 2024 Q1 2025: $191.7M Q1 2025 Q2 2025: $204.8M Q2 2025 Q3 2025: $228.0M Q3 2025 Q4 2025: $232.9M $232.9M Q4 2025 Q1 2026: $238.1M Q1 2026

Holdings 596 stocks · $232.9M
SCHF Schwab Intl Equity ETF 11.78% 1,141,527 $27.4M Add +1.3%
FNDF Schwab Fndmn Intl LRG Co. ETF 8.88% 457,602 $20.7M Add +8.7%
IVV iShares Core S&P 500 ETF 5.61% 19,067 $13.1M Reduce -1.8%
SCHE Schwab Emrg Mrkts Eqty ETF 4.42% 314,658 $10.3M Add +3.1%
IEFA iShares Core MSCI Eafe ETF 3.66% 95,390 $8.5M Reduce -2.5%
VGLT Vanguard Long-Term Treasury 3.51% 146,470 $8.2M Add +11.1%
SCHX Schwab US Large-Cap ETF 3.29% 284,936 $7.7M Reduce -0.1%
FNDX Schwab Fndmntl US LRG Co. ETF 2.99% 256,043 $7.0M Reduce -0.9%
IWD iShares Russell 1000 Value E 2.71% 30,036 $6.3M Add +0.4%
SCHO Schwab Short-Term US Treas 2.40% 229,551 $5.6M Add +4.4%
VTV Vanguard Mrngstr Val ETF-Aui 2.31% 28,173 $5.4M Reduce -0.4%
DGRO iShares Core Dividend Growth 2.25% 75,470 $5.2M Add +0.6%
QUAL iShares MSCI USA Quality Fac 2.19% 25,674 $5.1M Add +0.2%
VEA Vanguard Ftse Developed ETF 1.90% 70,963 $4.4M Add +1.0%
SPYV SS SPDR P S&P 500 Value ETF 1.72% 70,657 $4.0M Add +0.4%
SCHP Schwab U.S. Tips ETF 1.40% 123,041 $3.3M Add +1.6%
ACWX iShares MSCI Acwi Ex US ETF 1.36% 47,050 $3.2M Add +1.5%
SCHZ Schwab US Aggregate Bond ETF 1.30% 129,744 $3.0M Add +1.0%
IWB iShares Russell 1000 ETF 1.26% 7,830 $2.9M Reduce -3.5%
IEMG iShares Core MSCI Emerging 1.17% 40,450 $2.7M Add +1.1%
SCHB Schwab US Broad Market ETF 1.15% 102,173 $2.7M Add +0.2%
PXF Invesco Rafi Developed Marke 1.13% 40,253 $2.6M Add +1.0%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.97% 62,926 $2.3M Add +3.3%
DFIV Dimensional International Va 0.97% 45,302 $2.3M Add +0.6%
DWX State Street SPDR S&P Intern 0.92% 48,698 $2.1M Add +1.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.90% 9,937 $2.1M Add +31.4%
SUB iShares Short-Term National 0.88% 19,161 $2.0M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.84% 39,018 $2.0M Add +1.0%
VWO Vanguard Ftse Emerging Marke 0.83% 35,840 $1.9M Add +1.1%
VYM Vanguard High DVD Yield ETF 0.81% 13,105 $1.9M Reduce -0.9%
BND Vanguard Total Bond Market 0.77% 24,221 $1.8M Add +0.5%
DFUS Dimensional US Eq MKT ETF 0.74% 23,165 $1.7M Add +0.1%
IWM iShares Russell 2000 ETF 0.73% 6,876 $1.7M Reduce -0.2%
EEM iShares MSCI Emerging Market 0.68% 29,106 $1.6M Add +1.4%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.68% 59,733 $1.6M Reduce -21.3%
MSFT Microsoft Corp. 0.67% 3,221 $1.6M Reduce -26.4%
AAPL Apple Inc. 0.67% 5,717 $1.6M No change
IQDF NT Intl Qual Div ETF 0.62% 47,636 $1.4M Add +0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.60% 2,060 $1.4M Reduce -3.3%
VTWO Vanguard Russell 2000 ETF 0.59% 13,772 $1.4M Add +84.8%
IAUM iShares Gold Trust Micro 0.57% 31,072 $1.3M No change
VGSH Vanguard Short-Term Treasury 0.57% 22,718 $1.3M Add +1.1%
EFA iShares MSCI Eafe ETF 0.57% 13,717 $1.3M Add +0.5%
FNDB Schwab Fndmntl US BRD Mr ETF 0.53% 46,730 $1.2M Add +0.4%
AEM Agnico Eagle Mines Ltd. 0.53% 7,269 $1.2M No change
AMZN Amazon.com Inc. 0.52% 5,274 $1.2M No change
VEU Vanguard Ftse All-World Ex-U 0.51% 16,088 $1.2M Add +1.7%
XAR SS SPDR S&P Aerospace Def 0.48% 4,602 $1.1M Add +0.0%
AGG iShares Core U.S. Aggregate 0.47% 11,072 $1.1M Add +1.3%
SCHK Schwab 1000 Index ETF 0.47% 33,275 $1.1M Reduce -4.9%
SCHA Schwab US Small-Cap ETF 0.46% 37,712 $1.1M Add +0.2%
ISHG iShares -3 Year Internationa 0.44% 13,660 $1.0M Reduce -53.6%
SIVR Abrdn Physical Silver Shares 0.42% 14,307 $968K No change
VEGI iShares MSCI Agriculture Pro 0.41% 25,000 $964K No change
GOOG Alphabet Inc. Class C 0.40% 2,971 $932K Add +0.4%
DFUV Dimensional US Marketwide Va 0.36% 17,856 $832K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.32% 8,162 $742K Add +0.4%
IWP iShares Russell Mid-Cap Grow 0.31% 5,310 $727K No change
PXH Inves Rafi Emer MRKT-Usd Inc. 0.31% 28,126 $726K Reduce -1.3%
ILCB iShares Morningstar U.S. Equ 0.30% 7,315 $690K No change
ILCG iShares Morningstar Growth E 0.27% 6,074 $632K No change
IWS iShares Russell Mid-Cap Valu 0.26% 4,342 $612K No change
NVDA Nvidia Corp. 0.25% 3,106 $579K Reduce -7.3%
REMX Vaneck Rar Earth ND STG-Usdi 0.25% 7,800 $577K New
EFV iShares MSCI Eafe Value ETF 0.24% 7,966 $569K No change
URA Global X Uranium ETF 0.24% 13,265 $567K No change
QQQ Invesco QQQ Trust Series 1 0.24% 908 $558K Reduce -9.7%
GOOGL Alphabet Inc. Class A 0.23% 1,720 $538K No change
VYMI Vanguard Int High DVD YLD Inc. 0.23% 5,959 $536K Add +1.0%
ORCL Oracle Corp. 0.23% 2,720 $530K Reduce -33.5%
VIG Vanguard Dividend Apprec ETF 0.22% 2,368 $520K Reduce -12.8%
DVY iShares Select Dividend ETF 0.22% 3,646 $515K Add +0.1%
IBMO iShares Ibonds Dec 2026 Term 0.19% 17,442 $447K New
VTI VG Morningstar TS MKT ETF-US 0.17% 1,196 $401K Add +0.6%
VONE Vanguard Russell 1000 0.17% 1,293 $400K Add +0.1%
APP AppLovin Corp. Class A 0.16% 550 $371K No change
VCR Vanguard Consumer Discre ETF 0.14% 819 $322K No change
QDEF NT Qual Div Def ETF 0.13% 3,769 $305K Add +0.7%
IWO iShares Russell 2000 Growth 0.12% 892 $288K No change
DFSI Dimensional Int Sus COR1 ETF 0.11% 6,206 $266K No change
VOO Vanguard S&P 500 ETF 0.11% 423 $265K Reduce -89.5%
BSV Vanguard Short-Term Bond ETF 0.11% 3,117 $246K Add +1.2%
SCZ iShares MSCI Eafe Small-Cap 0.10% 3,001 $233K Add +0.9%
META Meta Platforms Inc. Class A 0.09% 334 $220K No change
DFSU Dimensional US Sus CORE1 ETF 0.09% 4,765 $207K No change
AVGO Broadcom Inc. 0.09% 597 $207K Reduce -6.1%
TIP iShares Tips Bond ETF 0.09% 1,857 $204K Add +1.0%
VFH Vanguard Financials ETF 0.09% 1,511 $202K No change
DFAT Dimensional US Target Value 0.08% 3,175 $189K No change
BRK.B Berkshire Hathaway Inc. Class B 0.08% 376 $189K No change
DFAS Dimensional US Small Cap ETF 0.08% 2,689 $187K No change
PHYS Sprott Physical Gold Trust 0.08% 5,600 $185K No change
IJR iShares Core S&P Small-Cap E 0.08% 1,510 $181K Reduce -2.3%
SCHY Schwab International DVD ETF 0.07% 5,779 $172K Add +1.1%
IVW iShares S&P 500 Growth ETF 0.07% 1,316 $162K No change
WMT Walmart Inc. 0.07% 1,449 $161K No change
IQLT iShares MSCI International Q 0.07% 3,484 $158K Add +1.0%
EMB iShares JP Morgan Usd Emergi 0.06% 1,561 $150K Add +1.6%
IWN iShares Russell 2000 Value E 0.06% 789 $143K Add +0.5%
V Visa Inc. Class A 0.06% 402 $141K No change
JPM JPMorgan Chase & Co. 0.06% 412 $133K No change
FNDA Schwab Fndmntl US SM Co. ETF 0.06% 4,204 $132K Reduce -12.0%
BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS 0.05% 6,495 $127K New
RSP Invesco S&P 500 Equal Weight 0.05% 658 $126K Reduce -13.1%
PG The Procter & Gamble Co. 0.05% 867 $124K No change
VTEI Vanguard Int Tax-Exempt Bond 0.05% 1,109 $112K Add +1.1%
XOM Exxon Mobil Corp. 0.05% 902 $108K Add +0.2%
YUM Yum! Brands Inc. 0.04% 683 $103K No change
IEO iShares U.S. Oil & Gas Explo 0.04% 1,153 $103K Add +0.6%
KLAC KLA Corp. 0.04% 79 $96K No change
JNJ Johnson & Johnson 0.04% 455 $94K No change
SCHD Schwab US DVD Equity ETF 0.04% 3,324 $91K Add +0.6%
CRM Salesforce Inc. 0.04% 324 $86K Add +4.5%
NFLX Netflix Inc. 0.04% 870 $82K No change
DFSE Dimensional Em Sus CORE1 ETF 0.03% 1,851 $77K No change
LOW Lowe's Cos Inc. 0.03% 313 $75K No change
MUNI PIMCO Intermediate Municipal 0.03% 1,416 $74K Add +0.8%
MUB iShares National Muni Bond E 0.03% 676 $72K Add +1.1%
COST Costco Wholesale Corp. 0.03% 81 $70K No change
HCA HCA Healthcare Inc. 0.03% 150 $70K No change
FCBC First Community Bankshares 0.03% 2,075 $70K No change
EMXC iShares MSCI Emr MRK Ex Chna 0.03% 958 $70K Add +1.8%
T AT&T Inc. 0.03% 2,799 $70K No change
VIGI Vanguard Int Div App Indx FD 0.03% 748 $68K Add +0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 229 $68K Add +1.3%
AVAV Aerovironment Inc. 0.03% 274 $66K No change
QDF NT Qual Div ETF 0.03% 783 $63K No change
ADP Automatic Data Processing 0.03% 242 $62K No change
SPHQ Invesco S&P 500 Quality ETF 0.03% 826 $62K Reduce -0.8%
CSCO Cisco Systems Inc. 0.03% 784 $60K No change
ED Consolidated Edison Inc. 0.02% 554 $55K No change
RTX RTX Corp. 0.02% 296 $54K No change
A Agilent Technologies Inc. 0.02% 353 $48K No change
ACN Accenture PLC Class A 0.02% 179 $48K No change
SPSM SS SPDR P S&P 600 Small Cap 0.02% 985 $46K Add +0.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 830 $46K No change
SHEL Shell PLC-ADR 0.02% 610 $45K Add +0.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.02% 141 $44K No change
APH Amphenol Corp. Class A 0.02% 300 $41K No change
MPC Marathon Petroleum Corp. 0.02% 249 $40K No change
KO The Coca-Cola Co. 0.02% 573 $40K No change
NKE Nike Inc. Class B 0.02% 596 $38K No change
ECHO Echostar Corp. Class A 0.02% 346 $38K No change
DHR Danaher Corp. 0.01% 153 $35K No change
XLC SS Comm Select Sector SPDR 0.01% 278 $33K Add +0.4%
SYF Synchrony Financial 0.01% 391 $33K Add +0.3%
YUMC Yum China Holdings Inc. 0.01% 682 $33K No change
DELL Dell Technologies -C 0.01% 255 $32K No change
AMD Advanced Micro Devices 0.01% 149 $32K No change
WFC Wells Fargo & Co. 0.01% 336 $31K No change
MS Morgan Stanley 0.01% 176 $31K Add +0.6%
PM Philip Morris International 0.01% 192 $31K No change
PTF Invesco Dorsey Wright Tech 0.01% 390 $30K No change
UL Unilever PLC-Sponsored ADR 0.01% 455 $30K No change
TSLA Tesla Inc. 0.01% 65 $29K No change
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.01% 625 $29K No change
NVS Novartis AG-Sponsored ADR 0.01% 207 $29K No change
PDP Invesco Dorsey Wright Moment 0.01% 245 $29K No change
MRK Merck & Co. Inc. 0.01% 267 $28K No change
MMKT Texas Cap Govt MNY MRKT ETF 0.01% 280 $28K No change
NAPR Innovator Growth 100 Power B 0.01% 521 $28K Reduce -33.8%
UNH Unitedhealth Group Inc. 0.01% 84 $28K Reduce -11.6%
HD Home Depot Inc. 0.01% 81 $28K Add +1.3%
AIQ Global X Art Intel & Tech 0.01% 541 $28K No change
GILD Gilead Sciences Inc. 0.01% 224 $27K No change
C Citigroup Inc. 0.01% 233 $27K No change
BKR Baker Hughes Co. 0.01% 592 $27K No change
TRV The Travelers Cos Inc. 0.01% 91 $26K No change
ALL Allstate Corp. 0.01% 124 $26K Add +0.8%
WSM Williams-Sonoma Inc. 0.01% 144 $26K No change
CARR Carrier Global Corp. 0.01% 481 $25K No change
FV First Trust DW Focus 5 Fund 0.01% 401 $25K No change
EXPD Expeditors Intl Wash Inc. 0.01% 169 $25K No change
DWAS Invesco Dorsey Wright Smallc 0.01% 255 $25K No change
NVO Novo-Nordisk A/S-Spons ADR 0.01% 476 $24K No change
VST Vistra Corp. 0.01% 149 $24K No change
GS Goldman Sachs Group Inc. 0.01% 27 $24K No change
VRT Vertiv Holdings Co. Class A 0.01% 147 $24K No change
IVE iShares S&P 500 Value ETF 0.01% 111 $24K No change
GEV GE Vernova Inc. 0.01% 36 $24K No change
NRG NRG Energy Inc. 0.01% 146 $23K No change
SBUX Starbucks Corp. 0.01% 276 $23K No change
EVRG Evergy Inc. 0.01% 312 $23K No change
EXE Expand Energy Corp. 0.01% 202 $22K No change
HDEF Xtrackers MSCI Eafe High Div 0.01% 718 $22K Add +0.6%
DHI D.R. Horton Inc. 0.01% 154 $22K No change
BDX Becton Dickinson and Co. 0.01% 112 $22K No change
LEMB iShares JP Morgan Em Local C 0.01% 521 $22K Add +2.4%
HBAN Huntington Bancshares Inc. 0.01% 1,237 $21K Add +0.9%
ADI Analog Devices Inc. 0.01% 79 $21K No change
CRF Cornerstone Total Return 0.01% 2,661 $21K Reduce -13.1%
GD General Dynamics Corp. 0.01% 63 $21K No change
TT Trane Technologies PLC 0.01% 54 $21K No change
PEP Pepsico Inc. 0.01% 142 $20K No change
HOOD Robinhood Markets Inc. Class A 0.01% 178 $20K No change
IJS iShares S&P Small-Cap 600 Va 0.01% 171 $19K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.01% 167 $19K No change
PMMF Ishrs Prime MMKT ETF 0.01% 192 $19K No change
CHRW C.H. Robinson Worldwide Inc. 0.01% 117 $19K No change
TDG Transdigm Group Inc. 0.01% 14 $19K No change
CVS CVS Health Corp. 0.01% 234 $19K Add +0.9%
CM Can Imperial BK of Commerce filed as CANADIAN IMPERIAL BANK OF CO 0.01% 200 $18K No change
SHOP Shopify Inc. Class A 0.01% 110 $18K No change
NEM Newmont Corp. 0.01% 177 $18K No change
ITOT iShares Core S&P Total U.S. 0.01% 118 $18K New
HQY Healthequity Inc. 0.01% 190 $17K No change
OTIS Otis Worldwide Corp. 0.01% 198 $17K No change
UPS United Parcel Service Class B 0.01% 173 $17K Add +1.8%
ABBV Abbvie Inc. 0.01% 75 $17K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.01% 111 $17K No change
GE General Electric filed as GE AEROSPACE 0.01% 55 $17K No change
DINO HF Sinclair Corp. 0.01% 364 $17K No change
CVX Chevron Corp. 0.01% 109 $17K No change
WBS Webster Financial Corp. 0.01% 257 $16K No change
LQDW iShares Ingr Corp. BD B/W ETF 0.01% 658 $16K Add +4.4%
HEI Heico Corp. 0.01% 49 $16K No change
SPGI S&P Global Inc. 0.01% 30 $16K No change
MDT Medtronic PLC 0.01% 162 $16K No change
IQV Iqvia Holdings Inc. 0.01% 69 $16K No change
VT Vanguard Tot World STK ETF 0.01% 110 $16K No change
SNEX Stonex Group Inc. 0.01% 163 $16K No change
LRCX Lam Research Corp. 0.01% 90 $15K No change
NOC Northrop Grumman Corp. 0.01% 27 $15K No change
STT State Street Corp. 0.01% 119 $15K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 134 $15K No change
WELL Welltower Inc. 0.01% 81 $15K No change
ICE Intercontinental Exchange Inc. 0.01% 93 $15K Add +1.1%
AME Ametek Inc. 0.01% 73 $15K No change
LIN Linde PLC 0.01% 35 $15K No change
FHN First Horizon Corp. 0.01% 621 $15K No change
AIG American International Group 0.01% 173 $15K No change
SCHW Schwab (charles) Corp. 0.01% 148 $15K No change
PWR Quanta Services Inc. 0.01% 35 $15K No change
INVH Invitation Homes Inc. 0.01% 530 $15K Add +1.1%
NOW ServiceNow Inc. 0.01% 95 $15K No change
TMUS T-Mobile US Inc. 0.01% 71 $14K No change
PANW Palo Alto Networks Inc. 0.01% 78 $14K No change
IDXX Idexx Laboratories Inc. 0.01% 21 $14K No change
EQT Eqt Corp. 0.01% 265 $14K No change
BIIB Biogen Inc. 0.01% 80 $14K Reduce -10.1%
CMA Comerica Inc. 0.01% 161 $14K No change
HAL Halliburton Co. 0.01% 486 $14K Add +0.6%
ORLY O'reilly Automotive Inc. 0.01% 150 $14K No change
EW Edwards Lifesciences Corp. 0.01% 155 $13K No change
CTSH Cognizant Tech Solutions-A 0.01% 159 $13K No change
NXPI NXP Semiconductors NV 0.01% 60 $13K No change
DAL Delta Air Lines Inc. 0.01% 187 $13K No change
DUK Duke Energy Corp. 0.01% 109 $13K No change
NEE Nextera Energy Inc. 0.01% 158 $13K No change
ABT Abbott Laboratories 0.01% 101 $13K No change
VB Vanguard Most SM-Cap ETF-Usd 0.01% 49 $13K Add +2.1%
PRM Perimeter Solutions Inc. 0.01% 446 $12K No change
RPRX Royalty Pharma PLC Class A 0.01% 317 $12K No change
ES Eversource Energy 0.01% 181 $12K No change
CB Chubb Ltd. 0.01% 39 $12K No change
ETN Eaton Corp. PLC 0.01% 38 $12K No change
HLT Hilton Worldwide Holdings Inc. 0.01% 42 $12K No change
PII Polaris Inc. 0.01% 190 $12K Add +1.1%
CME Cme Group Inc. 0.01% 44 $12K No change
WAB Wabtec Corp. 0.01% 56 $12K No change
AXP American Express Co. 0.01% 32 $12K No change
BRO Brown & Brown Inc. 0.01% 147 $12K No change
IVZ Invesco Ltd. 0.01% 446 $12K No change
MMM 3M Co. 0.01% 73 $12K No change
SRRK Scholar Rock Holding Corp. 0.00% 256 $11K No change
CDNS Cadence Design SYS Inc. 0.00% 36 $11K No change
FNB FNB Corp. 0.00% 654 $11K No change
WST West Pharmaceutical Services 0.00% 40 $11K No change
COF Capital One Financial Corp. 0.00% 45 $11K No change
HMN Horace Mann Educators 0.00% 235 $11K No change
MU Micron Technology Inc. 0.00% 38 $11K Add +65.2%
CNO Cno Financial Group Inc. 0.00% 255 $11K No change
SNPS Synopsys Inc. 0.00% 23 $11K No change
LSTR Landstar System Inc. 0.00% 75 $11K No change
RF Regions Financial Corp. 0.00% 391 $11K No change
FITB Fifth Third Bancorp 0.00% 225 $11K No change
IWF iShares Russell 1000 Growth 0.00% 22 $10K No change
MTB M & T Bank Corp. filed as M & T BK CORP 0.00% 52 $10K No change
RS Reliance Inc. 0.00% 36 $10K No change
INTC Intel Corp. 0.00% 278 $10K No change
AGO Assured Guaranty Ltd. 0.00% 114 $10K No change
AZO AutoZone Inc. 0.00% 3 $10K No change
PRG Prog Holdings Inc. 0.00% 343 $10K Add +0.6%
VZ Verizon Communications Inc. 0.00% 247 $10K No change
SCMB Schwab Municipal Bond ETF 0.00% 385 $10K Add +1.3%
FR First Industrial Realty TR 0.00% 172 $10K No change
ROL Rollins Inc. 0.00% 163 $10K No change
CNX CNX Resources Corp. 0.00% 266 $10K No change
CTAS Cintas Corp. 0.00% 52 $10K No change
EQIX Equinix Inc. 0.00% 13 $10K No change
MTD Mettler-Toledo International 0.00% 7 $10K No change
CAT Caterpillar Inc. 0.00% 17 $10K No change
COP Conocophillips 0.00% 102 $10K No change
PAYX Paychex Inc. 0.00% 85 $10K No change
CP Canadian Pacific Kansas City 0.00% 129 $9K Add +0.8%
ELAN Elanco Animal Health Inc. 0.00% 408 $9K No change
FANG Diamondback Energy Inc. 0.00% 61 $9K No change
PNW Pinnacle West Capital 0.00% 102 $9K No change
CBOE Cboe Global Markets Inc. 0.00% 36 $9K No change
NDAQ Nasdaq Inc. 0.00% 93 $9K No change
SSB Southstate Bank Corp. 0.00% 93 $9K No change
TRU Transunion 0.00% 102 $9K No change
FLO Flowers Foods Inc. 0.00% 803 $9K New
GDDY GoDaddy Inc. Class A 0.00% 70 $9K No change
PFE Pfizer Inc. 0.00% 346 $9K No change
SOFI Sofi Technologies Inc. 0.00% 328 $9K No change
AUB Atlantic Union Bankshares Co. 0.00% 243 $9K No change
IT Gartner Inc. 0.00% 34 $9K No change
LKQ LKQ Corp. 0.00% 284 $9K No change
ZBH Zimmer Biomet Holdings Inc. 0.00% 95 $9K No change
PKG Packaging Corp. of America 0.00% 41 $8K No change
VIRT Virtu Financial Inc. Class A 0.00% 244 $8K No change
MLM Martin Marietta Materials 0.00% 13 $8K No change
SCI Service Corp. International 0.00% 103 $8K No change
AR Antero Resources Corp. 0.00% 233 $8K No change
MRSH Marsh & McLennan Cos 0.00% 43 $8K No change
IEX Idex Corp. 0.00% 44 $8K No change
BA The Boeing Co. 0.00% 36 $8K No change
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.00% 94 $8K No change
O Realty Income Corp. 0.00% 138 $8K No change
LMT Lockheed Martin Corp. 0.00% 16 $8K No change
VTR Ventas Inc. 0.00% 100 $8K No change
AEP American Electric Power 0.00% 67 $8K No change
AMT American Tower Corp. 0.00% 44 $8K No change
ATO Atmos Energy Corp. 0.00% 46 $8K No change
SSNC Ss&c Technologies Holdings 0.00% 87 $8K No change
LLY Eli Lilly & Co. 0.00% 7 $8K No change
GM General Motors Co. 0.00% 92 $7K No change
BMY Bristol-Myers Squibb Co. 0.00% 138 $7K No change
MCD McDonald's Corp. 0.00% 24 $7K No change
MCHP Microchip Technology Inc. 0.00% 114 $7K No change
LHX L3HARRIS Technologies Inc. 0.00% 24 $7K No change
XEL Xcel Energy Inc. 0.00% 95 $7K No change
FCX Freeport-McMoran Inc. 0.00% 138 $7K No change
REGN Regeneron Pharmaceuticals 0.00% 9 $7K No change
ARR Armour Residential REIT Inc. 0.00% 390 $7K No change
FWONK Liberty Media Corp. Class C 0.00% 70 $7K No change
ETR Entergy Corp. 0.00% 74 $7K No change
GNRC Generac Holdings Inc. 0.00% 50 $7K Reduce -80.0%
DASH DoorDash Inc. Class A 0.00% 30 $7K No change
FIS Fidelity National Info Serv 0.00% 101 $7K Add +1.0%
BTU Peabody Energy Corp. 0.00% 226 $7K No change
ACGL Arch Capital Group Ltd. 0.00% 69 $7K No change
LGND Ligand Pharmaceuticals 0.00% 35 $7K No change
L Loews Corp. 0.00% 62 $7K No change
FCNCA First Citizens Bcshs Class A 0.00% 3 $6K No change
WMB Williams Cos Inc. 0.00% 106 $6K No change
NEOG Neogen Corp. 0.00% 906 $6K No change
PHM Pultegroup Inc. 0.00% 54 $6K No change
CHTR Charter Communications Inc. Class A 0.00% 30 $6K New
IMVT Immunovant Inc. 0.00% 242 $6K No change
GLOB Globant SA 0.00% 94 $6K New
CRK Comstock Resources Inc. 0.00% 265 $6K No change
F Ford Motor Co. filed as FORD MTR CO 0.00% 466 $6K No change
ODFL Old Dominion Freight Line 0.00% 38 $6K No change
GSLC Goldman Activebeta US LC ETF 0.00% 45 $6K New
FAST Fastenal Co. 0.00% 148 $6K No change
NFG National Fuel Gas Co. 0.00% 74 $6K No change
RLAY Relay Therapeutics Inc. 0.00% 698 $6K No change
HSY The Hershey Co. 0.00% 32 $6K No change
TOL Toll Brothers Inc. 0.00% 43 $6K No change
MO Altria Group Inc. 0.00% 100 $6K No change
ENTA Enanta Pharmaceuticals Inc. 0.00% 364 $6K No change
LUV Southwest Airlines Co. 0.00% 138 $6K No change
URBN Urban Outfitters Inc. 0.00% 75 $6K No change
PBF PBF Energy Inc. Class A 0.00% 208 $6K No change
DCH Dauch Corporation filed as AMERICAN AXLE & MFG HLDGS IN 0.00% 869 $6K No change
CMG Chipotle Mexican Grill Inc. 0.00% 150 $6K No change
CUBE Cubesmart 0.00% 153 $6K No change
APO Apollo Global Management Inc. 0.00% 38 $6K No change
KMI Kinder Morgan Inc. 0.00% 198 $5K No change
MRVL Marvell Technology Inc. 0.00% 64 $5K No change
EPAM Epam Systems Inc. 0.00% 26 $5K No change
MAS Masco Corp. 0.00% 83 $5K No change
ROIV Roivant Sciences Ltd. 0.00% 241 $5K No change
APGE Apogee Therapeutics Inc. 0.00% 69 $5K No change
DOW Dow Inc. 0.00% 222 $5K New
TECH Bio-Techne Corp. 0.00% 88 $5K No change
JCI Johnson Controls Internation 0.00% 43 $5K No change
RDN Radian Group Inc. 0.00% 143 $5K No change
FVR Frontview REIT Inc. 0.00% 348 $5K No change
DIOD Diodes Inc. 0.00% 104 $5K No change
RVTY Revvity Inc. 0.00% 53 $5K No change
USB US Bancorp 0.00% 96 $5K No change
EXR Extra Space Storage Inc. 0.00% 39 $5K No change
UBER Uber Technologies Inc. 0.00% 62 $5K No change
JXN Jackson Financial Inc. Class A 0.00% 47 $5K No change
BG Bunge Global SA 0.00% 56 $5K No change
EXP Eagle Materials Inc. 0.00% 24 $5K No change
LAUR Laureate Education Inc. 0.00% 146 $5K No change
RGLD Royal Gold Inc. 0.00% 22 $5K No change
GNW Genworth Financial Inc. 0.00% 538 $5K No change
EMN Eastman Chemical Co. 0.00% 76 $5K Reduce -17.4%
BMRC Bank of Marin Bancorp filed as BANK MARIN BANCORP 0.00% 185 $5K No change
PBH Prestige Consumer Healthcare 0.00% 78 $5K Reduce -14.3%
UAA Under Armour Inc. Class A 0.00% 958 $5K No change
MAGN Magnera Corp. 0.00% 314 $5K New
VCIT Vanguard Int-Term Corporate 0.00% 56 $5K No change
CMCSA Comcast Corp. Class A 0.00% 154 $5K Reduce -62.9%
LULU Lululemon Athletica Inc. 0.00% 22 $5K No change
GPRE Green Plains Inc. 0.00% 465 $5K No change
WU Western Union Co. 0.00% 489 $5K No change
BFH Bread Financial Holdings Inc. 0.00% 60 $4K No change
ARE Alexandria Real Estate Equit 0.00% 90 $4K New
MKL Markel Group Inc. 0.00% 2 $4K No change
SPG Simon Property Group Inc. 0.00% 23 $4K No change
RNR Renaissancere Holdings Ltd. 0.00% 15 $4K No change
HP Helmerich & Payne 0.00% 147 $4K No change
PAGS Pagseguro Digital Ltd. Class A 0.00% 434 $4K No change
MCHB Mechanics Bancorp Class A 0.00% 281 $4K No change
NTRS Northern Trust Corp. 0.00% 30 $4K No change
PYPL PayPal Holdings Inc. 0.00% 70 $4K No change
SLM SLM Corp. 0.00% 151 $4K No change
MSCI MSCI Inc. 0.00% 7 $4K No change
SWK Stanley Black & Decker Inc. 0.00% 54 $4K New
STZ Constellation Brands Inc. Class A 0.00% 29 $4K Reduce -48.2%
PCG P G & E Corp. 0.00% 249 $4K No change
AMR Alpha Metallurgical Resource 0.00% 20 $4K No change
EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC 0.00% 37 $4K No change
CSL Carlisle Cos Inc. 0.00% 12 $4K No change
ILPT Industrial Logistics Propert 0.00% 692 $4K No change
VEEV Veeva Systems Inc. Class A 0.00% 17 $4K No change
VMRK Vivmark Residential filed as EQUITY RESIDENTIAL 0.00% 60 $4K No change
USNA Usana Health Sciences Inc. 0.00% 190 $4K New
GNTX Gentex Corp. 0.00% 160 $4K No change
WSBC Wesbanco Inc. 0.00% 112 $4K No change
MLKN Millerknoll Inc. 0.00% 203 $4K Reduce -37.4%
APD Air Products & Chemicals Inc. 0.00% 15 $4K No change
MPT Medical Properties Trust Inc. 0.00% 739 $4K No change
RPD RAPID7 Inc. 0.00% 238 $4K No change
DENN Denny's Corp. 0.00% 581 $4K No change
RSG Republic Services Inc. 0.00% 17 $4K No change
CPRT Copart Inc. 0.00% 92 $4K No change
RKT Rocket Cos Inc. Class A 0.00% 185 $4K No change
CTRE Caretrust REIT Inc. 0.00% 99 $4K No change
TXG 10X Genomics Inc. Class A 0.00% 217 $4K No change
HFWA Heritage Financial Corp. 0.00% 149 $4K No change
SIRI Sirius XM Holdings Inc. 0.00% 174 $3K New
SYNA Synaptics Inc. 0.00% 47 $3K No change
EFX Equifax Inc. 0.00% 16 $3K No change
CMC Commercial Metals Co. 0.00% 50 $3K No change
HIW Highwoods Properties Inc. 0.00% 134 $3K No change
PEG Public Service Enterprise GP 0.00% 43 $3K No change
AVB Avalonbay Communities Inc. 0.00% 19 $3K No change
KTB Kontoor Brands Inc. 0.00% 56 $3K No change
ALGT Allegiant Travel Co. 0.00% 40 $3K No change
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.00% 121 $3K No change
ESS Essex Property Trust Inc. 0.00% 13 $3K No change
PCAR Paccar Inc. 0.00% 31 $3K No change
PSA Public Storage 0.00% 13 $3K No change
KRC Kilroy Realty Corp. 0.00% 90 $3K No change
CSGP Costar Group Inc. 0.00% 50 $3K No change
MRTN Marten Transport Ltd. 0.00% 295 $3K New
WY Weyerhaeuser Co. 0.00% 141 $3K New
HUM Humana Inc. 0.00% 13 $3K No change
BXP BXP Inc. 0.00% 49 $3K No change
CI The Cigna Group 0.00% 12 $3K No change
TXN Texas Instruments Inc. 0.00% 19 $3K New
HOLX Hologic Inc. 0.00% 44 $3K No change
TAP Molson Coors Beverage Co. Class B 0.00% 70 $3K No change
GBCI Glacier Bancorp Inc. 0.00% 74 $3K No change
ADNT Adient PLC 0.00% 169 $3K No change
CSR Centerspace 0.00% 48 $3K No change
BHF Brighthouse Financial Inc. 0.00% 49 $3K No change
MAC The Macerich Co. 0.00% 171 $3K No change
IRDM Iridium Communications Inc. 0.00% 181 $3K New
LIVN Livanova PLC 0.00% 51 $3K No change
FSLR First Solar Inc. 0.00% 12 $3K No change
NDSN Nordson Corp. 0.00% 13 $3K No change
RPM RPM International Inc. 0.00% 30 $3K No change
FBIN Fortune Brands Innovations I 0.00% 62 $3K No change
XLI SS Industrial Select Sector 0.00% 19 $3K No change
ELME Elme Communities 0.00% 172 $3K No change
DKS Dick's Sporting Goods Inc. 0.00% 15 $3K Reduce -54.5%
PTLO Portillo's Inc. Class A 0.00% 654 $3K New
FE Firstenergy Corp. 0.00% 66 $3K No change
SMP Standard Motor Prods 0.00% 80 $3K No change
VHT Vanguard Health Care ETF 0.00% 10 $3K No change
J Jacobs Solutions Inc. 0.00% 22 $3K No change
LII Lennox International Inc. 0.00% 6 $3K No change
OSK Oshkosh Corp. 0.00% 23 $3K No change
BAX Baxter International Inc. 0.00% 150 $3K New
DIN Dine Brands Global Inc. 0.00% 89 $3K No change
TKR Timken Co. 0.00% 34 $3K No change
Q Qnity Electronics Inc. 0.00% 35 $3K No change
LYB Lyondellbasell Indu Class A 0.00% 66 $3K New
DD Dupont DE Nemours Inc. 0.00% 71 $3K No change
LKFN Lakeland Financial Corp. 0.00% 50 $3K No change
PLD Prologis Inc. 0.00% 22 $3K No change
MOH Molina Healthcare Inc. 0.00% 16 $3K New
NEU Newmarket Corp. 0.00% 4 $3K No change
SEIC Sei Investments Company 0.00% 33 $3K No change
AKAM Akamai Technologies Inc. 0.00% 31 $3K No change
BR Broadridge Financial Solutio 0.00% 12 $3K No change
CCI Crown Castle Inc. 0.00% 30 $3K No change
ALGN Align Technology Inc. 0.00% 17 $3K New
DXCM Dexcom Inc. 0.00% 40 $3K No change
ALSN Allison Transmission Holding 0.00% 27 $3K No change
STNG Scorpio Tankers Inc. 0.00% 52 $3K No change
BFAM Bright Horizons Family Solut 0.00% 26 $3K No change
CHCT Community Healthcare Trust I 0.00% 160 $3K New
DVA Davita Inc. 0.00% 23 $3K No change
DJT Trump Media & Technology Gro 0.00% 197 $3K New
CAL Caleres Inc. 0.00% 211 $3K New
FBNC First Bancorp 0.00% 50 $3K No change
HUN Huntsman Corp. 0.00% 251 $3K New
HELE Helen of Troy Ltd. 0.00% 118 $3K New
BALL Ball Corp. 0.00% 47 $2K No change
NCLH Norwegian Cruise Line Holdin 0.00% 111 $2K No change
MQ Marqeta Inc. 0.00% 517 $2K No change
KVUE Kenvue Inc. 0.00% 141 $2K New
DV Doubleverify Holdings Inc. 0.00% 211 $2K New
GEHC GE Healthcare Technology 0.00% 29 $2K No change
FUL H.B. Fuller Co. filed as FULLER H B CO 0.00% 40 $2K No change
COO The Cooper Cos Inc. 0.00% 29 $2K No change
TRN Trinity Industries Inc. 0.00% 89 $2K No change
DE Deere & Co. 0.00% 5 $2K No change
MTCH Match Group Inc. 0.00% 72 $2K New
SBAC SBA Communications Corp. 0.00% 12 $2K No change
TMO Thermo Fisher Scientific Inc. 0.00% 4 $2K New
XPO Xpo Inc. 0.00% 17 $2K No change
VOYA Voya Financial Inc. 0.00% 31 $2K No change
HCAT Health Catalyst Inc. 0.00% 962 $2K New
CMCO Columbus McKinnon Corp. 0.00% 133 $2K No change
FISV Fiserv Inc. 0.00% 34 $2K Reduce -49.3%
LINE Lineage Inc. 0.00% 65 $2K New
CCK Crown Holdings Inc. 0.00% 22 $2K No change
HDSN Hudson Technologies Inc. 0.00% 328 $2K No change
ADM Archer-Daniels-Midland Co. 0.00% 39 $2K No change
WHR Whirlpool Corp. 0.00% 31 $2K New
MAA Mid-America Apartment Comm 0.00% 16 $2K No change
SWKS Skyworks Solutions Inc. 0.00% 35 $2K New
CSX CSX Corp. 0.00% 61 $2K No change
TTC Toro Co. 0.00% 28 $2K No change
CNMD Conmed Corp. 0.00% 54 $2K New
JBSS John B. Sanfilippo & Son Inc. filed as SANFILIPPO JOHN B & SON INC 0.00% 31 $2K No change
GTM Zoominfo Technologies Inc. 0.00% 214 $2K New
IVR Invesco Mortgage Capital 0.00% 257 $2K No change
BMBL Bumble Inc. Class A 0.00% 605 $2K New
FLJH Franklin Ftse JPN Hedged ETF 0.00% 57 $2K Add +5.6%
SAM Boston Beer Company Inc. Class A 0.00% 11 $2K No change
CHE Chemed Corp. 0.00% 5 $2K No change
TSM Taiwan Semiconductor-SP ADR 0.00% 7 $2K No change
ESAB Esab Corp. 0.00% 19 $2K No change
OXM Oxford Industries Inc. 0.00% 62 $2K New
BGS B&G Foods Inc. 0.00% 491 $2K No change
WEN The Wendy's Co. 0.00% 253 $2K Reduce -14.8%
TITN Titan Machinery Inc. 0.00% 139 $2K No change
ORC Orchid Island Capital Inc. 0.00% 289 $2K No change
WPC WP Carey Inc. 0.00% 32 $2K No change
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC 0.00% 20 $2K No change
MKC McCormick & Co.-Non VTG SHRS 0.00% 30 $2K No change
MGEE Mge Energy Inc. 0.00% 26 $2K New
BBY Best Buy Co. Inc. 0.00% 30 $2K No change
FFWM First Foundation Inc. 0.00% 319 $2K No change
FRPT Freshpet Inc. 0.00% 32 $2K No change
BLV Vanguard Long-Term Bond ETF 0.00% 27 $2K No change
MFA Mfa Financial Inc. 0.00% 202 $2K No change
WLY Wiley (john) & Sons Class A 0.00% 61 $2K No change
PENN Penn Entertainment Inc. 0.00% 126 $2K No change
GPC Genuine Parts Co. 0.00% 15 $2K No change
PRAA Pra Group Inc. 0.00% 104 $2K No change
QRVO Qorvo Inc. 0.00% 21 $2K No change
KNTK Kinetik Holdings Inc. 0.00% 49 $2K No change
SMG Scotts Miracle-Gro Co. 0.00% 30 $2K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.00% 6 $2K New
MTN Vail Resorts Inc. 0.00% 13 $2K No change
PCH Potlatchdeltic Corp. 0.00% 42 $2K No change
SHOE Shoe Station Group Inc. filed as SHOE CARNIVAL INC 0.00% 97 $2K No change
KEYS Keysight Technologies Inc. 0.00% 8 $2K No change
KNX Knight-Swift Transportation 0.00% 31 $2K No change
MICC The Magnum Ice Cream Co. NV 0.00% 102 $2K No change
NKTX Nkarta Inc. 0.00% 801 $1K No change
PAVE Global X US Infrastructure 0.00% 30 $1K No change
AEE Ameren Corporation 0.00% 13 $1K No change
ECG Everus Construction Group 0.00% 15 $1K No change
MDU Mdu Resources Group Inc. 0.00% 62 $1K No change
AGZ iShares Agency Bond ETF 0.00% 10 $1K No change
KROS Keros Therapeutics Inc. 0.00% 56 $1K Reduce -61.6%
MAT Mattel Inc. 0.00% 57 $1K No change
PAYC Paycom Software Inc. 0.00% 7 $1K No change
SPB Spectrum Brands Holdings Inc. 0.00% 18 $1K No change
KNF Knife River Corp. 0.00% 15 $1K No change
GXO Gxo Logistics Inc. 0.00% 17 $895 No change
KD Kyndryl Holdings Inc. 0.00% 29 $770 No change
PHIN Phinia Inc. 0.00% 12 $752 No change
MBC Masterbrand Inc. 0.00% 62 $684 No change
AMTM Amentum Holdings Inc. 0.00% 23 $667 No change
PK Park Hotels & Resorts Inc. 0.00% 33 $348 No change
EMBC Embecta Corp. 0.00% 15 $178 No change
LLYVK Liberty Live Holdings Class C 0.00% 2 $166 No change
UHAL U-Haul Holding Co. 0.00% 3 $151 No change
ONEQ Fidelity Nasdaq Comp Indx 0.00% 1 $118 Reduce -50.0%
IMCV iShares Morningstar Mid-Cap 0.00% 1 $113 Reduce -50.0%
ENLV Enlivex Ltd. 0.00% 150 $105 No change
SCHG Schwab US Large-Cap Growth 0.00% 1 $21 No change

Options reported separately and not counted above: BAC puts ($2.8M).

Lines left out (4) · $63 — a value with no share or principal amount
SecurityClassSharesValue
IUSG iShares Core S&P U.S. Growth CORE S&P US GWT0$29
SMH Vaneck Semiconductor ETF SEMICONDUCTR ETF0$18
VUG Vanguard Mrngstar GR ETF-Sui GROWTH ETF0$9
PNFP Pinnacle Financial Partners COM0$7

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $232.9M.

Portfolio Sells Q3 2025 → Q4 2025
VOO Vanguard S&P 500 ETF Reduce -89.5% 0.11% −0.97
ISHG iShares -3 Year Internationa Reduce -53.6% 0.44% −0.54
MSFT Microsoft Corp. Reduce -26.4% 0.67% −0.33
ORCL Oracle Corp. Reduce -33.5% 0.23% −0.28
SPTL SS SPDR PF LNG TRM TSY E-Usd Reduce -21.3% 0.68% −0.22
IBMN iShares Ibonds Dec 2025 Term Sold out 0.00% −0.19
IVV iShares Core S&P 500 ETF Reduce -1.8% 5.61% −0.09
IEFA iShares Core MSCI Eafe ETF Reduce -2.5% 3.66% −0.09
IWB iShares Russell 1000 ETF Reduce -3.5% 1.26% −0.05
VIG Vanguard Dividend Apprec ETF Reduce -12.8% 0.22% −0.03
QQQ Invesco QQQ Trust Series 1 Reduce -9.7% 0.24% −0.03
NVDA Nvidia Corp. Reduce -7.3% 0.25% −0.03
SCHK Schwab 1000 Index ETF Reduce -4.9% 0.47% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -3.3% 0.60% −0.02
GNRC Generac Holdings Inc. Reduce -80.0% 0.00% −0.02
VYM Vanguard High DVD Yield ETF Reduce -0.9% 0.81% −0.01
RSP Invesco S&P 500 Equal Weight Reduce -13.1% 0.05% −0.01
FNDA Schwab Fndmntl US SM Co. ETF Reduce -12.0% 0.06% −0.01
NAPR Innovator Growth 100 Power B Reduce -33.8% 0.01% −0.01
PXH Inves Rafi Emer MRKT-Usd Inc. Reduce -1.3% 0.31% −0.01
SCHX Schwab US Large-Cap ETF Reduce -0.1% 3.29% −0.00
IWM iShares Russell 2000 ETF Reduce -0.2% 0.73% −0.00
COLD Americold Realty Trust Inc. Sold out 0.00% −0.00
DOX Amdocs Ltd. Sold out 0.00% −0.00
CMCSA Comcast Corp. Class A Reduce -62.9% 0.00% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.4% 2.31% −0.00
AVGO Broadcom Inc. Reduce -6.1% 0.09% −0.00
CABO Cable One Inc. Sold out 0.00% −0.00
FISV Fiserv Inc. Reduce -49.3% 0.00% −0.00
IJR iShares Core S&P Small-Cap E Reduce -2.3% 0.08% −0.00
UNH Unitedhealth Group Inc. Reduce -11.6% 0.01% −0.00
XRAY Dentsply Sirona Inc. Sold out 0.00% −0.00
FMC FMC Corp. Sold out 0.00% −0.00
RHI Robert Half Inc. Sold out 0.00% −0.00
EFOR Everforth Inc. Sold out 0.00% −0.00
SMPL The Simply Good Foods Co. Sold out 0.00% −0.00
DKS Dick's Sporting Goods Inc. Reduce -54.5% 0.00% −0.00
NTLA Intellia Therapeutics Inc. Sold out 0.00% −0.00
SSTK Shutterstock Inc. Sold out 0.00% −0.00
KHC The Kraft Heinz Co. Sold out 0.00% −0.00
JACK Jack in the Box Inc. Sold out 0.00% −0.00
STZ Constellation Brands Inc. Class A Reduce -48.2% 0.00% −0.00
CRF Cornerstone Total Return Reduce -13.1% 0.01% −0.00
IART Integra Lifesciences Holding Sold out 0.00% −0.00
AMCR Amcor PLC Sold out 0.00% −0.00
DXC DXC Technology Co. Sold out 0.00% −0.00
MED Medifast Inc. Sold out 0.00% −0.00
UNIT Uniti Group Inc. Sold out 0.00% −0.00
SCL Stepan Co. Sold out 0.00% −0.00
OEC Orion SA Sold out 0.00% −0.00

Portfolio Buys Q3 2025 → Q4 2025
FNDF Schwab Fndmn Intl LRG Co. ETF Add +8.7% 8.88% +0.95
SCHF Schwab Intl Equity ETF Add +1.3% 11.78% +0.28
VTWO Vanguard Russell 2000 ETF Add +84.8% 0.59% +0.27
REMX Vaneck Rar Earth ND STG-Usdi New 0.25% +0.25
VGLT Vanguard Long-Term Treasury Add +11.1% 3.51% +0.22
VBR Vngrd Mrngst SL-CP Val ETF-U Add +31.4% 0.90% +0.21
IBMO iShares Ibonds Dec 2026 Term New 0.19% +0.19
GOOG Alphabet Inc. Class C Add +0.4% 0.40% +0.08
PXF Invesco Rafi Developed Marke Add +1.0% 1.13% +0.06
DFIV Dimensional International Va Add +0.6% 0.97% +0.06
VEA Vanguard Ftse Developed ETF Add +1.0% 1.90% +0.06
BCI Abrdn Bloomberg All Commodit New 0.05% +0.05
SCHO Schwab Short-Term US Treas Add +4.4% 2.40% +0.05
IWD iShares Russell 1000 Value E Add +0.4% 2.71% +0.04
ACWX iShares MSCI Acwi Ex US ETF Add +1.5% 1.36% +0.03
IQDF NT Intl Qual Div ETF Add +0.3% 0.62% +0.03
DWX State Street SPDR S&P Intern Add +1.5% 0.92% +0.02
SPYV SS SPDR P S&P 500 Value ETF Add +0.4% 1.72% +0.01
VEU Vanguard Ftse All-World Ex-U Add +1.7% 0.51% +0.01
EEM iShares MSCI Emerging Market Add +1.4% 0.68% +0.01
VYMI Vanguard Int High DVD YLD Inc. Add +1.0% 0.23% +0.01
IEMG iShares Core MSCI Emerging Add +1.1% 1.17% +0.01
DGRO iShares Core Dividend Growth Add +0.6% 2.25% +0.01
FNDE Schwab Fndmntl Em MRK Eq ETF Add +3.3% 0.97% +0.01
FNDB Schwab Fndmntl US BRD Mr ETF Add +0.4% 0.53% +0.01
ITOT iShares Core S&P Total U.S. New 0.01% +0.01
EFA iShares MSCI Eafe ETF Add +0.5% 0.57% +0.01
CRM Salesforce Inc. Add +4.5% 0.04% +0.00
QUAL iShares MSCI USA Quality Fac Add +0.2% 2.19% +0.00
SCHY Schwab International DVD ETF Add +1.1% 0.07% +0.00
FLO Flowers Foods Inc. New 0.00% +0.00
MU Micron Technology Inc. Add +65.2% 0.00% +0.00
CHTR Charter Communications Inc. Class A New 0.00% +0.00
GSLC Goldman Activebeta US LC ETF New 0.00% +0.00
GLOB Globant SA New 0.00% +0.00
SLYV SS SPDR S&P 600 SC Val ETF Add +0.4% 0.32% +0.00
XAR SS SPDR S&P Aerospace Def Add +0.0% 0.48% +0.00
DOW Dow Inc. New 0.00% +0.00
XOM Exxon Mobil Corp. Add +0.2% 0.05% +0.00
DFUS Dimensional US Eq MKT ETF Add +0.1% 0.74% +0.00
EMXC iShares MSCI Emr MRK Ex Chna Add +1.8% 0.03% +0.00
MAGN Magnera Corp. New 0.00% +0.00
ARE Alexandria Real Estate Equit New 0.00% +0.00
SYF Synchrony Financial Add +0.3% 0.01% +0.00
SWK Stanley Black & Decker Inc. New 0.00% +0.00
USNA Usana Health Sciences Inc. New 0.00% +0.00
SIRI Sirius XM Holdings Inc. New 0.00% +0.00
IRDM Iridium Communications Inc. New 0.00% +0.00
MRTN Marten Transport Ltd. New 0.00% +0.00
TXN Texas Instruments Inc. New 0.00% +0.00

Notes & Other Activity Q3 2025 → Q4 2025
JLL Jones Lang Lasalle Inc. COM Sold out 0 $88before exit
PNFP Pinnacle Financial Partners COM Sold out 0 $7before exit
PNFP Pinnacle Financial Partners COM New 0 $7

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q1 2026 587$238.1MSCHF, FNDF, IVV, SCHE, IEFA
Q4 2025 596$232.9MSCHF, FNDF, IVV, SCHE, IEFA
Q3 2025 585$228.0MSCHF, FNDF, IVV, SCHE, IEFA
Q2 2025 590$204.8MSCHF, FNDF, IVV, VGLT, SCHE
Q1 2025 573$191.7MSCHF, FNDF, IVV, VGLT, SCHE
Q4 2024 582$190.7MSCHF, FNDF, IVV, VGLT, SCHE
Q3 2024 564$198.6MSCHF, FNDF, IVV, VGLT, SCHE
Q2 2024 572$183.4MSCHF, FNDF, IVV, SCHE, VGLT
Q1 2024 555$179.1MSCHF, FNDF, IVV, VGLT, SCHE