Retireful, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Retireful, LLC reported 126 stock positions worth $177.7 million. Its top holding was Invesco S&P 500 Equal Weight (RSP) at 5.3% of the portfolio, followed by Goldman Sachs Access Treasur (GBIL, 3.3%) and SS SPDR BB 1-3M T-Bill ETF (BIL, 3.2%). Compared with Q3 2024, it opened 92 new positions, sold out of 32, added to 7 and reduced 19. The biggest buy was a new position in iShares Core 40/60 Moderate (AOM) and the biggest sale Invesco S&P 500 Equal Weight (RSP, shares −44%).

Most Recent 13F
Q2 2026
Location
HASLETT, MI
CIK
0001919176
Portfolio Value
$177.7M (Q4 2024)
SEC Filing
0001085146-25-000203 ↗ filed Jan 15, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $240.5M Q1 2024 Q2 2024: $212.6M Q2 2024 Q3 2024: $135.1M Q3 2024 Q4 2024: $177.7M $177.7M Q4 2024 Q1 2025: $105.8M Q1 2025 Q2 2025: $145.1M Q2 2025 Q3 2025: $103.5M Q3 2025 Q4 2025: $79.7M Q4 2025 Q1 2026: $71.0M Q1 2026 Q2 2026: $107.5M Q2 2026

Holdings 126 stocks · $177.7M
RSP Invesco S&P 500 Equal Weight 5.26% 53,299 $9.3M Reduce -44.4%
GBIL Goldman Sachs Access Treasur 3.32% 59,005 $5.9M Reduce -1.1%
BIL SS SPDR BB 1-3M T-Bill ETF 3.20% 62,147 $5.7M Reduce -2.5%
AOM iShares Core 40/60 Moderate 2.47% 100,834 $4.4M New
SGOV iShares 0-3 Month Treasury B 2.36% 41,841 $4.2M Add +46.7%
USFR Wisdomtree Floating Rate Tre 2.12% 74,788 $3.8M Add +50.2%
STIP iShares 0-5 Year Tips Bond E 1.92% 33,981 $3.4M Reduce -1.0%
IBTH iShares Ibonds Dec 2027 Term 1.89% 151,230 $3.4M New
SCHD Schwab US DVD Equity ETF 1.86% 120,885 $3.3M New
VGIT Vanguard Intermediate-Term T 1.85% 56,690 $3.3M New
SPY SS SPDR S&P 500 ETF Trust-US 1.71% 5,183 $3.0M Reduce -68.0%
VFH Vanguard Financials ETF 1.64% 24,707 $2.9M New
IWB iShares Russell 1000 ETF 1.56% 8,594 $2.8M New
XLU St Sr Utl SL SE SPDR ETF-Usd 1.48% 34,793 $2.6M New
AXON Axon Enterprise Inc. 1.45% 4,330 $2.6M New
VPU Vanguard Utilities ETF 1.44% 15,616 $2.6M Add +16.8%
VNQ Vanguard Real Estate ETF 1.42% 28,382 $2.5M New
APP AppLovin Corp. Class A 1.38% 7,548 $2.4M New
XEMD Bondbloxx-JPM Usd Em MK 1-10 1.37% 58,306 $2.4M New
FTNT Fortinet Inc. 1.34% 25,279 $2.4M Add +216.3%
FLIA Franklin International Aggre 1.33% 116,855 $2.4M New
V Visa Inc. Class A 1.31% 7,389 $2.3M New
VST Vistra Corp. 1.24% 16,043 $2.2M New
GPN Global Payments Inc. 1.24% 19,716 $2.2M Add +231.0%
VDC Vanguard Consumer Staple ETF 1.19% 10,023 $2.1M Reduce -0.9%
ICVT iShares Convertible Bond ETF 1.19% 24,849 $2.1M New
RLY SS Multi-Asset Real Ret ETF 1.15% 75,473 $2.0M New
VCIT Vanguard Int-Term Corporate 1.05% 23,332 $1.9M Reduce -4.6%
IGIB iShares 5-10Y Inv Grade Corp. 1.05% 36,274 $1.9M New
HNDL Nasdaq 7 Handl Index ETF filed as STRATEGY SHS 1.01% 84,048 $1.8M Reduce -1.1%
BSJS Invesco Bulletshares 2028 HY 1.01% 82,411 $1.8M New
SUSA iShares ESG Optimized MSCI U 0.98% 14,268 $1.7M New
SCHI Schwab 5-10 Year Corporate B 0.97% 78,200 $1.7M New
SPMO Invesco S&P 500 Momentum ETF 0.96% 18,037 $1.7M New
ANET Arista Networks Inc. 0.96% 15,484 $1.7M New
BKLC BNY Mellon US LRG Cap Cor 0.96% 15,153 $1.7M New
DAY Dayforce Inc. 0.92% 22,518 $1.6M New
DASH DoorDash Inc. Class A 0.91% 9,621 $1.6M Add +121.4%
USMV iShares MSCI USA Min Vol Fac 0.90% 17,963 $1.6M Reduce -46.0%
DRI Darden Restaurants Inc. 0.89% 8,495 $1.6M New
FFIV F5 Inc. 0.89% 6,294 $1.6M New
WSM Williams-Sonoma Inc. 0.88% 8,447 $1.6M New
VRT Vertiv Holdings Co. Class A 0.87% 13,678 $1.6M New
INKM SS Income Allocation ETF 0.86% 48,971 $1.5M Reduce -1.1%
IDMO Invesco S&P International DE 0.83% 36,381 $1.5M New
TWLO Twilio Inc. Class A 0.83% 13,649 $1.5M New
UAL United Airlines Holdings Inc. 0.83% 15,153 $1.5M New
HUBS HubSpot Inc. 0.83% 2,110 $1.5M New
P Everpure Inc. Class A filed as PURE STORAGE INC 0.82% 23,839 $1.5M New
MRVL Marvell Technology Inc. 0.82% 13,243 $1.5M New
LULU Lululemon Athletica Inc. 0.82% 3,821 $1.5M New
NFLX Netflix Inc. 0.82% 1,638 $1.5M Add +81.4%
DOCU Docusign Inc. 0.82% 16,224 $1.5M New
DECK Deckers Outdoor Corp. 0.82% 7,182 $1.5M New
TPR Tapestry Inc. 0.82% 22,305 $1.5M New
LPLA LPL Financial Holdings Inc. 0.82% 4,460 $1.5M New
WDAY Workday Inc. Class A 0.82% 5,643 $1.5M New
AVGO Broadcom Inc. 0.82% 6,267 $1.5M New
VGLT Vanguard Long-Term Treasury 0.81% 26,161 $1.4M New
GAL SS Global Allocation ETF 0.76% 30,392 $1.3M New
WFC Wells Fargo & Co. 0.73% 18,376 $1.3M New
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.72% 3,706 $1.3M New
GOOGL Alphabet Inc. Class A 0.66% 6,209 $1.2M New
AMZN Amazon.com Inc. 0.65% 5,248 $1.2M New
JPST JPMorgan Ultra-Short Income 0.61% 21,375 $1.1M Reduce -8.0%
GLTR Abrdn Precious Metals Basket 0.54% 8,734 $959K New
CRM Salesforce Inc. 0.53% 2,829 $946K Reduce -7.9%
APO Apollo Global Management Inc. 0.49% 5,232 $864K New
XLG Invesco S&P 500 Top 50 ETF 0.46% 16,269 $813K Reduce -67.1%
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.46% 24,607 $811K New
FMF First Trust Managed Futures 0.46% 17,043 $811K New
EQIX Equinix Inc. 0.45% 851 $802K New
FLSP Franklin Systematic Style PR 0.45% 33,549 $802K New
BTAL Agf US Market Neutral Anti-B 0.44% 42,125 $778K New
CLSE Convergence Long/Short Eqy 0.44% 33,787 $774K New
SPHQ Invesco S&P 500 Quality ETF 0.43% 11,407 $765K Reduce -8.0%
IWF iShares Russell 1000 Growth 0.43% 1,895 $761K Reduce -8.0%
CAH Cardinal Health Inc. 0.42% 6,327 $748K Reduce -8.0%
CDNS Cadence Design SYS Inc. 0.41% 2,425 $729K New
WMB Williams Cos Inc. 0.41% 13,439 $727K New
PCAR Paccar Inc. 0.40% 6,879 $716K New
FISV Fiserv Inc. 0.40% 3,467 $712K New
NOW ServiceNow Inc. 0.40% 670 $710K Reduce -30.0%
KR Kroger Co. 0.40% 11,575 $708K New
XYL Xylem Inc. 0.38% 5,862 $680K New
PH Parker Hannifin Corp. 0.38% 1,052 $669K New
PGR Progressive Corp. 0.36% 2,686 $644K New
ACN Accenture PLC Class A 0.36% 1,823 $641K New
RMD Resmed Inc. 0.36% 2,801 $641K Reduce -7.9%
SNOW Snowflake Inc. 0.36% 4,087 $631K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.35% 2,861 $629K New
CTAS Cintas Corp. 0.34% 3,324 $607K New
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.32% 5,423 $570K Reduce -7.9%
CRWD CrowdStrike Holdings Inc. Class A 0.31% 1,635 $559K New
PAYX Paychex Inc. 0.31% 3,891 $546K New
IWY iShares Russell Top 200 Grow 0.29% 2,169 $510K No change
XLK SS Technology Select Sector 0.28% 2,136 $497K No change
USMC Principal US Mega-Cap ETF 0.28% 8,211 $493K No change
ARES Ares Management Corp. Class A 0.27% 2,747 $486K New
RWL Invesco S&P 500 Revenue ETF 0.26% 4,735 $464K No change
COWZ Pacer US Cash Cows 100 ETF 0.26% 8,148 $460K No change
PFM Invesco Dividend Achievers E 0.26% 9,905 $454K No change
VGSH Vanguard Short-Term Treasury 0.25% 7,620 $443K No change
BKNG Booking Holdings Inc. 0.25% 89 $442K New
BSV Vanguard Short-Term Bond ETF 0.25% 5,711 $441K No change
JPM JPMorgan Chase & Co. 0.19% 1,373 $329K New
NEE Nextera Energy Inc. 0.18% 4,546 $326K New
SRE Sempra 0.18% 3,638 $319K New
ETN Eaton Corp. PLC 0.17% 907 $301K New
NXPI NXP Semiconductors NV 0.16% 1,408 $293K New
BCC Boise Cascade Co. 0.16% 2,428 $289K New
FCX Freeport-McMoran Inc. 0.16% 7,309 $278K New
FINV Finvolution Group-ADR 0.15% 38,486 $261K New
BNTX Biontech SE-ADR 0.15% 2,278 $260K New
JOYY Joyy Inc.-ADR 0.14% 5,766 $241K New
NICE Nice Ltd. - Spon ADR 0.13% 1,405 $239K New
MPWR Monolithic Power Systems Inc. 0.13% 387 $229K New
ESEA Euroseas Ltd. 0.13% 6,146 $222K New
NTES Netease Inc.-ADR 0.13% 2,492 $222K New
BABA Alibaba Group Holding-SP ADR 0.12% 2,522 $214K New
BIDU Baidu Inc. - Spon ADR 0.12% 2,436 $205K New
VRTX Vertex Pharmaceuticals Inc. 0.11% 505 $203K New
OGN Organon & Co. 0.11% 12,529 $187K New
TCMD Tactile Systems Technology I 0.10% 10,124 $173K New
PBR Petroleo Brasileiro-Spon ADR 0.09% 12,966 $167K New
MTLS Materialise NV-ADR 0.09% 22,821 $161K New

Portfolio Sells Q3 2024 → Q4 2024
RSP Invesco S&P 500 Equal Weight Reduce -44.4% 5.26% −7.45
SPY SS SPDR S&P 500 ETF Trust-US Reduce -68.0% 1.71% −5.16
XLRE SS Real Estate Select Sector Sold out 0.00% −4.48
XLI SS Industrial Select Sector Sold out 0.00% −4.46
SCHX Schwab US Large-Cap ETF Sold out 0.00% −4.13
LGLV SPDR US LC Low Vol Idx Sold out 0.00% −3.97
FDL First Trust Morn DVD Lead Inc. Sold out 0.00% −3.61
CWB SS SPDR BB Conv Sec ETF Sold out 0.00% −3.23
VV Vngrd Mrgstr LRG-Cap ETF-Usd Sold out 0.00% −2.96
BOND PIMCO Active Bond Exchange-T Sold out 0.00% −2.04
TIP iShares Tips Bond ETF Sold out 0.00% −1.39
USMV iShares MSCI USA Min Vol Fac Reduce -46.0% 0.90% −1.35
XLG Invesco S&P 500 Top 50 ETF Reduce -67.1% 0.46% −1.28
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -2.5% 3.20% −1.13
IUSB Ishr CR Unvrse Usd BD ETF-Ui Sold out 0.00% −1.12
GBIL Goldman Sachs Access Treasur Reduce -1.1% 3.32% −1.11
TIPX SS SPDR BB 1-10YR Tips ETF Sold out 0.00% −1.06
VEEV Veeva Systems Inc. Class A Sold out 0.00% −0.67
STIP iShares 0-5 Year Tips Bond E Reduce -1.0% 1.92% −0.65
ISRG Intuitive Surgical Inc. Sold out 0.00% −0.64
MSI Motorola Solutions Inc. Sold out 0.00% −0.63
META Meta Platforms Inc. Class A Sold out 0.00% −0.62
SPGI S&P Global Inc. Sold out 0.00% −0.60
BRO Brown & Brown Inc. Sold out 0.00% −0.60
BLDR Builders Firstsource Inc. Sold out 0.00% −0.59
FCNCA First Citizens Bcshs Class A Sold out 0.00% −0.59
BAX Baxter International Inc. Sold out 0.00% −0.58
COST Costco Wholesale Corp. Sold out 0.00% −0.57
AON Aon PLC Class A Sold out 0.00% −0.56
REGN Regeneron Pharmaceuticals Sold out 0.00% −0.56
INTU Intuit Inc. Sold out 0.00% −0.55
BNY Bank of New York Mellon Corp. Sold out 0.00% −0.54
MSFT Microsoft Corp. Sold out 0.00% −0.52
VRSK Verisk Analytics Inc. Sold out 0.00% −0.52
CPAY Corpay Inc. Sold out 0.00% −0.52
URI United Rentals Inc. Sold out 0.00% −0.52
WMT Walmart Inc. Sold out 0.00% −0.48
VCIT Vanguard Int-Term Corporate Reduce -4.6% 1.05% −0.46
VDC Vanguard Consumer Staple ETF Reduce -0.9% 1.19% −0.44
ADBE Adobe Inc. Sold out 0.00% −0.41
FERG Ferguson Enterprises Inc. Sold out 0.00% −0.39
HNDL Nasdaq 7 Handl Index ETF Reduce -1.1% 1.01% −0.39
INKM SS Income Allocation ETF Reduce -1.1% 0.86% −0.34
JPST JPMorgan Ultra-Short Income Reduce -8.0% 0.61% −0.27
NOW ServiceNow Inc. Reduce -30.0% 0.40% −0.23
IRM Iron Mountain Inc. Reduce -7.9% 0.32% −0.20
RMD Resmed Inc. Reduce -7.9% 0.36% −0.19
SPHQ Invesco S&P 500 Quality ETF Reduce -8.0% 0.43% −0.19
IWF iShares Russell 1000 Growth Reduce -8.0% 0.43% −0.14
CAH Cardinal Health Inc. Reduce -8.0% 0.42% −0.14

Portfolio Buys Q3 2024 → Q4 2024
AOM iShares Core 40/60 Moderate New 2.47% +2.47
IBTH iShares Ibonds Dec 2027 Term New 1.89% +1.89
SCHD Schwab US DVD Equity ETF New 1.86% +1.86
VGIT Vanguard Intermediate-Term T New 1.85% +1.85
VFH Vanguard Financials ETF New 1.64% +1.64
IWB iShares Russell 1000 ETF New 1.56% +1.56
XLU St Sr Utl SL SE SPDR ETF-Usd New 1.48% +1.48
AXON Axon Enterprise Inc. New 1.45% +1.45
VNQ Vanguard Real Estate ETF New 1.42% +1.42
APP AppLovin Corp. Class A New 1.38% +1.38
XEMD Bondbloxx-JPM Usd Em MK 1-10 New 1.37% +1.37
FLIA Franklin International Aggre New 1.33% +1.33
V Visa Inc. Class A New 1.31% +1.31
VST Vistra Corp. New 1.24% +1.24
ICVT iShares Convertible Bond ETF New 1.19% +1.19
RLY SS Multi-Asset Real Ret ETF New 1.15% +1.15
IGIB iShares 5-10Y Inv Grade Corp. New 1.05% +1.05
BSJS Invesco Bulletshares 2028 HY New 1.01% +1.01
SUSA iShares ESG Optimized MSCI U New 0.98% +0.98
SCHI Schwab 5-10 Year Corporate B New 0.97% +0.97
SPMO Invesco S&P 500 Momentum ETF New 0.96% +0.96
ANET Arista Networks Inc. New 0.96% +0.96
BKLC BNY Mellon US LRG Cap Cor New 0.96% +0.96
DAY Dayforce Inc. New 0.92% +0.92
DRI Darden Restaurants Inc. New 0.89% +0.89
FFIV F5 Inc. New 0.89% +0.89
FTNT Fortinet Inc. Add +216.3% 1.34% +0.89
WSM Williams-Sonoma Inc. New 0.88% +0.88
VRT Vertiv Holdings Co. Class A New 0.87% +0.87
IDMO Invesco S&P International DE New 0.83% +0.83
TWLO Twilio Inc. Class A New 0.83% +0.83
UAL United Airlines Holdings Inc. New 0.83% +0.83
HUBS HubSpot Inc. New 0.83% +0.83
P Everpure Inc. Class A New 0.82% +0.82
MRVL Marvell Technology Inc. New 0.82% +0.82
LULU Lululemon Athletica Inc. New 0.82% +0.82
DOCU Docusign Inc. New 0.82% +0.82
DECK Deckers Outdoor Corp. New 0.82% +0.82
TPR Tapestry Inc. New 0.82% +0.82
LPLA LPL Financial Holdings Inc. New 0.82% +0.82
WDAY Workday Inc. Class A New 0.82% +0.82
AVGO Broadcom Inc. New 0.82% +0.82
VGLT Vanguard Long-Term Treasury New 0.81% +0.81
GPN Global Payments Inc. Add +231.0% 1.24% +0.79
GAL SS Global Allocation ETF New 0.76% +0.76
WFC Wells Fargo & Co. New 0.73% +0.73
MGK Vngrd Mrgstr MG CP GR ETF-Ui New 0.72% +0.72
GOOGL Alphabet Inc. Class A New 0.66% +0.66
AMZN Amazon.com Inc. New 0.65% +0.65
GLTR Abrdn Precious Metals Basket New 0.54% +0.54

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$107.5MRSP, SPY, GLW, WDC, AMD
Q1 2026 84$71.0MRSP, VDE, VPU, XLU, SPY
Q4 2025 93$79.7MRSP, SPY, XLC, XLU, VFH
Q3 2025 93$103.5MSPY, GBIL, BIL, JPST, USFR
Q2 2025 144$145.1MSPY, BIL, GBIL, FCOR, IBTH
Q1 2025 92$105.8MGSEW, GBIL, FDL, BIL, USFR
Q4 2024 126$177.7MRSP, GBIL, BIL, AOM, SGOV
Q3 2024 66$135.1MRSP, SPY, XLRE, XLI, GBIL
Q2 2024 93$212.6MSPY, GBIL, VV, BIL, SCHX
Q1 2024 90$240.5MSPY, RSP, MOAT, GBIL, FDL