Retireful, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Retireful, LLC reported 144 stock positions worth $145.1 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.6% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 3.3%) and Goldman Sachs Access Treasur (GBIL, 3.1%). Compared with Q1 2025, it opened 88 new positions, sold out of 36, added to 15 and reduced 41. The biggest buy was a new position in SS SPDR S&P 500 ETF Trust-US (SPY) and the biggest sale an exit from Goldman Sachs Eql WGHT Large (GSEW).
- Most Recent 13F
- Q2 2026
- Location
- HASLETT, MI
- CIK
- 0001919176
- Portfolio Value
- $145.1M (Q2 2025)
- SEC Filing
- 0001085146-25-003871 ↗ filed Jul 15, 2025
Holdings Value
Holdings 144 stocks · $145.1M
| SPY SS SPDR S&P 500 ETF Trust-US | 8.63% | 20,261 | $12.5M | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.34% | 52,791 | $4.8M | Add +13.6% |
| GBIL Goldman Sachs Access Treasur | 3.11% | 45,002 | $4.5M | Reduce -3.2% |
| FCOR Fidelity Corporate Bond ETF | 2.22% | 68,202 | $3.2M | New |
| IBTH iShares Ibonds Dec 2027 Term | 2.06% | 133,060 | $3.0M | New |
| IBTI iShares Ibonds Dec 2028 Term | 2.03% | 131,807 | $2.9M | New |
| USFR Wisdomtree Floating Rate Tre | 1.98% | 57,038 | $2.9M | Reduce -3.2% |
| VGIT Vanguard Intermediate-Term T | 1.84% | 44,750 | $2.7M | New |
| ISHG iShares -3 Year Internationa | 1.82% | 34,437 | $2.6M | New |
| XLK SS Technology Select Sector | 1.69% | 9,707 | $2.5M | New |
| STIP iShares 0-5 Year Tips Bond E | 1.60% | 22,510 | $2.3M | Reduce -3.6% |
| RLY SS Multi-Asset Real Ret ETF | 1.58% | 79,011 | $2.3M | New |
| VIS Vanguard Industrials ETF | 1.57% | 8,124 | $2.3M | New |
| AVGO Broadcom Inc. | 1.50% | 7,907 | $2.2M | Add +49.2% |
| XLC SS Comm Select Sector SPDR | 1.31% | 17,520 | $1.9M | New |
| VGT Vanguard Info Tech ETF | 1.30% | 2,843 | $1.9M | New |
| ICVT iShares Convertible Bond ETF | 1.24% | 20,002 | $1.8M | New |
| XLV SS Health Care Select Sector | 1.16% | 12,506 | $1.7M | New |
| CWB SS SPDR BB Conv Sec ETF | 1.09% | 19,130 | $1.6M | Add +6.0% |
| AOR iShares Core 60/40 Balanced | 1.08% | 25,402 | $1.6M | Reduce -10.7% |
| SGOV iShares 0-3 Month Treasury B | 1.01% | 14,548 | $1.5M | Reduce -12.0% |
| APH Amphenol Corp. Class A | 1.00% | 14,709 | $1.5M | Add +156.3% |
| GEV GE Vernova Inc. | 1.00% | 2,735 | $1.4M | Reduce -20.8% |
| IAGG iShares Intl Aggregate Bond | 0.99% | 28,027 | $1.4M | New |
| VEU Vanguard Ftse All-World Ex-U | 0.97% | 20,958 | $1.4M | New |
| HNDL Nasdaq 7 Handl Index ETF filed as STRATEGY SHS | 0.97% | 64,780 | $1.4M | New |
| NFLX Netflix Inc. | 0.96% | 1,035 | $1.4M | Reduce -26.4% |
| META Meta Platforms Inc. Class A | 0.95% | 1,873 | $1.4M | Add +30.1% |
| VST Vistra Corp. | 0.95% | 7,119 | $1.4M | Reduce -28.3% |
| NET Cloudflare Inc. Class A | 0.93% | 6,886 | $1.3M | Reduce -37.0% |
| MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET | 0.93% | 38,217 | $1.3M | New |
| QUAL iShares MSCI USA Quality Fac | 0.92% | 7,315 | $1.3M | New |
| USMV iShares MSCI USA Min Vol Fac | 0.92% | 14,199 | $1.3M | Add +29.9% |
| ZS Zscaler Inc. | 0.91% | 4,211 | $1.3M | New |
| IDEV iShares Core MSCI Dev MKTS | 0.88% | 16,796 | $1.3M | New |
| GOOGL Alphabet Inc. Class A | 0.87% | 7,201 | $1.3M | Add +12.9% |
| JBL Jabil Inc. | 0.87% | 5,759 | $1.3M | Reduce -30.8% |
| HWM Howmet Aerospace Inc. | 0.84% | 6,569 | $1.2M | Add +166.8% |
| VRT Vertiv Holdings Co. Class A | 0.81% | 3,103 | $1.2M | New |
| INKM SS Income Allocation ETF | 0.80% | 35,786 | $1.2M | Reduce -5.7% |
| VGLT Vanguard Long-Term Treasury | 0.80% | 20,566 | $1.2M | New |
| FDEM Fidelity Emrg MRKT Multifact | 0.77% | 40,093 | $1.1M | New |
| CEG Constellation Energy | 0.76% | 3,434 | $1.1M | New |
| VCSH Vanguard S/T Corp. Bond ETF | 0.76% | 13,858 | $1.1M | New |
| OEF iShares S&P 100 ETF | 0.75% | 3,574 | $1.1M | New |
| TPR Tapestry Inc. | 0.74% | 12,276 | $1.1M | Reduce -33.3% |
| YBTC Roundhill Bitcoin CC STR ETF | 0.74% | 22,899 | $1.1M | New |
| IDV iShares International Select | 0.73% | 30,510 | $1.1M | New |
| ANET Arista Networks Inc. | 0.71% | 10,102 | $1.0M | Reduce -5.1% |
| UI Ubiquiti Inc. | 0.71% | 2,495 | $1.0M | Reduce -30.6% |
| TOST Toast Inc. Class A | 0.70% | 23,011 | $1.0M | Reduce -30.2% |
| CHWY Chewy Inc. Class A | 0.69% | 23,619 | $1.0M | Reduce -29.8% |
| P Everpure Inc. Class A filed as PURE STORAGE INC | 0.69% | 17,379 | $1.0M | Reduce -11.6% |
| TWLO Twilio Inc. Class A | 0.68% | 7,976 | $992K | Reduce -29.1% |
| DRI Darden Restaurants Inc. | 0.66% | 4,412 | $962K | Reduce -36.9% |
| TKO Tko Group Holdings Inc. | 0.64% | 5,119 | $931K | Reduce -2.7% |
| UAL United Airlines Holdings Inc. | 0.64% | 11,679 | $930K | Reduce -8.2% |
| NTRA Natera Inc. | 0.64% | 5,489 | $927K | Reduce -25.4% |
| NVDA Nvidia Corp. | 0.61% | 5,571 | $880K | Add +159.4% |
| LPLA LPL Financial Holdings Inc. | 0.60% | 2,334 | $875K | Reduce -36.6% |
| SPHQ Invesco S&P 500 Quality ETF | 0.60% | 12,132 | $865K | Add +83.7% |
| FFIV F5 Inc. | 0.59% | 2,923 | $860K | Reduce -12.3% |
| MU Micron Technology Inc. | 0.59% | 6,947 | $856K | New |
| IBND SS SPDR BB Intl Corp. BD ETF | 0.58% | 25,970 | $846K | New |
| MRVL Marvell Technology Inc. | 0.58% | 10,854 | $840K | Reduce -0.7% |
| WSM Williams-Sonoma Inc. | 0.56% | 4,932 | $806K | Reduce -29.3% |
| EXPE Expedia Group Inc. | 0.55% | 4,757 | $802K | Reduce -30.4% |
| GDDY GoDaddy Inc. Class A | 0.54% | 4,349 | $783K | Reduce -30.7% |
| DUOL Duolingo | 0.53% | 1,887 | $774K | New |
| ET Energy Transfer LP | 0.52% | 42,002 | $761K | Reduce -34.2% |
| HUBS HubSpot Inc. | 0.52% | 1,364 | $759K | Reduce -22.7% |
| TEAM Atlassian Corp. Class A | 0.52% | 3,693 | $750K | Reduce -24.6% |
| DOCU Docusign Inc. | 0.52% | 9,624 | $750K | Reduce -28.8% |
| CW Curtiss-Wright Corp. | 0.51% | 1,503 | $734K | New |
| AXON Axon Enterprise Inc. | 0.50% | 885 | $733K | New |
| FIX Comfort Systems USA Inc. | 0.50% | 1,360 | $729K | New |
| AMZN Amazon.com Inc. | 0.49% | 3,226 | $708K | Add +148.2% |
| QLVD NT Dev Exus QLV ETF | 0.49% | 22,625 | $707K | New |
| ICE Intercontinental Exchange Inc. | 0.48% | 3,804 | $698K | Add +26.8% |
| NRG NRG Energy Inc. | 0.47% | 4,212 | $676K | New |
| LULU Lululemon Athletica Inc. | 0.46% | 2,799 | $665K | Reduce -29.8% |
| TFLO iShares Treasury Floating Ra | 0.45% | 12,988 | $658K | New |
| MSFT Microsoft Corp. | 0.40% | 1,153 | $574K | New |
| JPST JPMorgan Ultra-Short Income | 0.38% | 10,936 | $554K | Reduce -11.5% |
| EWJ iShares MSCI Japan ETF | 0.35% | 6,753 | $506K | New |
| LHX L3HARRIS Technologies Inc. | 0.35% | 2,014 | $505K | Add +25.9% |
| EWZ iShares MSCI Brazil ETF | 0.34% | 17,316 | $500K | New |
| EWU iShares MSCI United Kingdom | 0.34% | 12,478 | $496K | New |
| SPMO Invesco S&P 500 Momentum ETF | 0.33% | 4,200 | $472K | New |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.32% | 4,910 | $468K | New |
| SCHG Schwab US Large-Cap Growth | 0.32% | 15,982 | $467K | New |
| JMOM JPMorgan US Momentum Factor | 0.32% | 7,228 | $465K | New |
| IVV iShares Core S&P 500 ETF | 0.32% | 745 | $463K | New |
| MOAT Vaneck Morningstar Wide Moat | 0.32% | 4,926 | $462K | Reduce -66.6% |
| QGRO American Century US Quality | 0.32% | 4,190 | $457K | New |
| INDA iShares MSCI India ETF | 0.31% | 8,196 | $456K | New |
| VFMV Vanguard US Minimum Volatili | 0.31% | 3,514 | $451K | New |
| HEI Heico Corp. | 0.29% | 1,296 | $425K | Reduce -11.5% |
| XLG Invesco S&P 500 Top 50 ETF | 0.29% | 8,079 | $421K | Reduce -15.1% |
| IWF iShares Russell 1000 Growth | 0.28% | 972 | $413K | Reduce -11.5% |
Portfolio Sells Q1 2025 → Q2 2025
| GSEW Goldman Sachs Eql WGHT Large | Sold out | 0.00% | −10.09 |
| FDL First Trust Morn DVD Lead Inc. | Sold out | 0.00% | −4.12 |
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −2.19 |
| VDC Vanguard Consumer Staple ETF | Sold out | 0.00% | −2.09 |
| VDE Vanguard Energy ETF | Sold out | 0.00% | −2.09 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Sold out | 0.00% | −2.02 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −1.99 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −1.92 |
| AGG iShares Core U.S. Aggregate | Sold out | 0.00% | −1.64 |
| BOND PIMCO Active Bond Exchange-T | Sold out | 0.00% | −1.58 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −1.36 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -66.6% | 0.32% | −1.31 |
| GBIL Goldman Sachs Access Treasur | Reduce -3.2% | 3.11% | −1.30 |
| RDVY First Trust Rising Dividend | Sold out | 0.00% | −1.25 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -3.6% | 1.60% | −1.09 |
| GAL SS Global Allocation ETF | Sold out | 0.00% | −1.03 |
| USFR Wisdomtree Floating Rate Tre | Reduce -3.2% | 1.98% | −0.82 |
| DRI Darden Restaurants Inc. | Reduce -36.9% | 0.66% | −0.69 |
| LULU Lululemon Athletica Inc. | Reduce -29.8% | 0.46% | −0.65 |
| ET Energy Transfer LP | Reduce -34.2% | 0.52% | −0.60 |
| LPLA LPL Financial Holdings Inc. | Reduce -36.6% | 0.60% | −0.57 |
| SGOV iShares 0-3 Month Treasury B | Reduce -12.0% | 1.01% | −0.56 |
| DOCU Docusign Inc. | Reduce -28.8% | 0.52% | −0.55 |
| EXPE Expedia Group Inc. | Reduce -30.4% | 0.55% | −0.53 |
| TIPX SS SPDR BB 1-10YR Tips ETF | Sold out | 0.00% | −0.52 |
| GDDY GoDaddy Inc. Class A | Reduce -30.7% | 0.54% | −0.52 |
| WSM Williams-Sonoma Inc. | Reduce -29.3% | 0.56% | −0.49 |
| TEAM Atlassian Corp. Class A | Reduce -24.6% | 0.52% | −0.49 |
| TPR Tapestry Inc. | Reduce -33.3% | 0.74% | −0.48 |
| AOR iShares Core 60/40 Balanced | Reduce -10.7% | 1.08% | −0.47 |
| RSG Republic Services Inc. | Sold out | 0.00% | −0.45 |
| HUBS HubSpot Inc. | Reduce -22.7% | 0.52% | −0.45 |
| JQUA JPMorgan US Quality Factor | Sold out | 0.00% | −0.43 |
| KR Kroger Co. | Sold out | 0.00% | −0.42 |
| GCOW Pacer Global Cash Cows Divid | Sold out | 0.00% | −0.42 |
| IGSB iShares 1-5Y Inv Grade Corp. | Sold out | 0.00% | −0.42 |
| AOK iShares Core 30/70 Conservat | Sold out | 0.00% | −0.42 |
| QUS SS SPDR MSCI U Stratfact ETF | Sold out | 0.00% | −0.41 |
| RWL Invesco S&P 500 Revenue ETF | Sold out | 0.00% | −0.40 |
| TW Tradeweb Markets Inc. Class A | Sold out | 0.00% | −0.37 |
| TWLO Twilio Inc. Class A | Reduce -29.1% | 0.68% | −0.37 |
| EW Edwards Lifesciences Corp. | Sold out | 0.00% | −0.37 |
| NTRA Natera Inc. | Reduce -25.4% | 0.64% | −0.36 |
| WELL Welltower Inc. | Sold out | 0.00% | −0.36 |
| UI Ubiquiti Inc. | Reduce -30.6% | 0.71% | −0.35 |
| TOST Toast Inc. Class A | Reduce -30.2% | 0.70% | −0.34 |
| INKM SS Income Allocation ETF | Reduce -5.7% | 0.80% | −0.34 |
| MPWR Monolithic Power Systems Inc. | Sold out | 0.00% | −0.34 |
| GE General Electric | Sold out | 0.00% | −0.33 |
| CHWY Chewy Inc. Class A | Reduce -29.8% | 0.69% | −0.33 |
Portfolio Buys Q1 2025 → Q2 2025
| SPY SS SPDR S&P 500 ETF Trust-US | New | 8.63% | +8.63 |
| FCOR Fidelity Corporate Bond ETF | New | 2.22% | +2.22 |
| IBTH iShares Ibonds Dec 2027 Term | New | 2.06% | +2.06 |
| IBTI iShares Ibonds Dec 2028 Term | New | 2.03% | +2.03 |
| VGIT Vanguard Intermediate-Term T | New | 1.84% | +1.84 |
| ISHG iShares -3 Year Internationa | New | 1.82% | +1.82 |
| XLK SS Technology Select Sector | New | 1.69% | +1.69 |
| RLY SS Multi-Asset Real Ret ETF | New | 1.58% | +1.58 |
| VIS Vanguard Industrials ETF | New | 1.57% | +1.57 |
| XLC SS Comm Select Sector SPDR | New | 1.31% | +1.31 |
| VGT Vanguard Info Tech ETF | New | 1.30% | +1.30 |
| ICVT iShares Convertible Bond ETF | New | 1.24% | +1.24 |
| XLV SS Health Care Select Sector | New | 1.16% | +1.16 |
| IAGG iShares Intl Aggregate Bond | New | 0.99% | +0.99 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.97% | +0.97 |
| HNDL Nasdaq 7 Handl Index ETF | New | 0.97% | +0.97 |
| MNA Nylim Merger Arbtrage ETF-Ui | New | 0.93% | +0.93 |
| QUAL iShares MSCI USA Quality Fac | New | 0.92% | +0.92 |
| ZS Zscaler Inc. | New | 0.91% | +0.91 |
| IDEV iShares Core MSCI Dev MKTS | New | 0.88% | +0.88 |
| VRT Vertiv Holdings Co. Class A | New | 0.81% | +0.81 |
| VGLT Vanguard Long-Term Treasury | New | 0.80% | +0.80 |
| FDEM Fidelity Emrg MRKT Multifact | New | 0.77% | +0.77 |
| CEG Constellation Energy | New | 0.76% | +0.76 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 0.76% | +0.76 |
| OEF iShares S&P 100 ETF | New | 0.75% | +0.75 |
| YBTC Roundhill Bitcoin CC STR ETF | New | 0.74% | +0.74 |
| IDV iShares International Select | New | 0.73% | +0.73 |
| AVGO Broadcom Inc. | Add +49.2% | 1.50% | +0.66 |
| APH Amphenol Corp. Class A | Add +156.3% | 1.00% | +0.64 |
| MU Micron Technology Inc. | New | 0.59% | +0.59 |
| IBND SS SPDR BB Intl Corp. BD ETF | New | 0.58% | +0.58 |
| HWM Howmet Aerospace Inc. | Add +166.8% | 0.84% | +0.54 |
| DUOL Duolingo | New | 0.53% | +0.53 |
| CW Curtiss-Wright Corp. | New | 0.51% | +0.51 |
| AXON Axon Enterprise Inc. | New | 0.50% | +0.50 |
| FIX Comfort Systems USA Inc. | New | 0.50% | +0.50 |
| QLVD NT Dev Exus QLV ETF | New | 0.49% | +0.49 |
| NRG NRG Energy Inc. | New | 0.47% | +0.47 |
| TFLO iShares Treasury Floating Ra | New | 0.45% | +0.45 |
| MSFT Microsoft Corp. | New | 0.40% | +0.40 |
| NVDA Nvidia Corp. | Add +159.4% | 0.61% | +0.38 |
| EWJ iShares MSCI Japan ETF | New | 0.35% | +0.35 |
| EWZ iShares MSCI Brazil ETF | New | 0.34% | +0.34 |
| EWU iShares MSCI United Kingdom | New | 0.34% | +0.34 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.33% | +0.33 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.32% | +0.32 |
| SCHG Schwab US Large-Cap Growth | New | 0.32% | +0.32 |
| JMOM JPMorgan US Momentum Factor | New | 0.32% | +0.32 |
| IVV iShares Core S&P 500 ETF | New | 0.32% | +0.32 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 81 | $107.5M | RSP, SPY, GLW, WDC, AMD |
| Q1 2026 | 84 | $71.0M | RSP, VDE, VPU, XLU, SPY |
| Q4 2025 | 93 | $79.7M | RSP, SPY, XLC, XLU, VFH |
| Q3 2025 | 93 | $103.5M | SPY, GBIL, BIL, JPST, USFR |
| Q2 2025 | 144 | $145.1M | SPY, BIL, GBIL, FCOR, IBTH |
| Q1 2025 | 92 | $105.8M | GSEW, GBIL, FDL, BIL, USFR |
| Q4 2024 | 126 | $177.7M | RSP, GBIL, BIL, AOM, SGOV |
| Q3 2024 | 66 | $135.1M | RSP, SPY, XLRE, XLI, GBIL |
| Q2 2024 | 93 | $212.6M | SPY, GBIL, VV, BIL, SCHX |
| Q1 2024 | 90 | $240.5M | SPY, RSP, MOAT, GBIL, FDL |