Retireful, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Retireful, LLC reported 126 stock positions worth $177.7 million. Its top holding was Invesco S&P 500 Equal Weight (RSP) at 5.3% of the portfolio, followed by Goldman Sachs Access Treasur (GBIL, 3.3%) and SS SPDR BB 1-3M T-Bill ETF (BIL, 3.2%). Compared with Q3 2024, it opened 92 new positions, sold out of 32, added to 7 and reduced 19. The biggest buy was a new position in iShares Core 40/60 Moderate (AOM) and the biggest sale Invesco S&P 500 Equal Weight (RSP, shares −44%).
- Most Recent 13F
- Q2 2026
- Location
- HASLETT, MI
- CIK
- 0001919176
- Portfolio Value
- $177.7M (Q4 2024)
- SEC Filing
- 0001085146-25-000203 ↗ filed Jan 15, 2025
Holdings Value
Holdings 126 stocks · $177.7M
| RSP Invesco S&P 500 Equal Weight | 5.26% | 53,299 | $9.3M | Reduce -44.4% |
| GBIL Goldman Sachs Access Treasur | 3.32% | 59,005 | $5.9M | Reduce -1.1% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.20% | 62,147 | $5.7M | Reduce -2.5% |
| AOM iShares Core 40/60 Moderate | 2.47% | 100,834 | $4.4M | New |
| SGOV iShares 0-3 Month Treasury B | 2.36% | 41,841 | $4.2M | Add +46.7% |
| USFR Wisdomtree Floating Rate Tre | 2.12% | 74,788 | $3.8M | Add +50.2% |
| STIP iShares 0-5 Year Tips Bond E | 1.92% | 33,981 | $3.4M | Reduce -1.0% |
| IBTH iShares Ibonds Dec 2027 Term | 1.89% | 151,230 | $3.4M | New |
| SCHD Schwab US DVD Equity ETF | 1.86% | 120,885 | $3.3M | New |
| VGIT Vanguard Intermediate-Term T | 1.85% | 56,690 | $3.3M | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.71% | 5,183 | $3.0M | Reduce -68.0% |
| VFH Vanguard Financials ETF | 1.64% | 24,707 | $2.9M | New |
| IWB iShares Russell 1000 ETF | 1.56% | 8,594 | $2.8M | New |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 1.48% | 34,793 | $2.6M | New |
| AXON Axon Enterprise Inc. | 1.45% | 4,330 | $2.6M | New |
| VPU Vanguard Utilities ETF | 1.44% | 15,616 | $2.6M | Add +16.8% |
| VNQ Vanguard Real Estate ETF | 1.42% | 28,382 | $2.5M | New |
| APP AppLovin Corp. Class A | 1.38% | 7,548 | $2.4M | New |
| XEMD Bondbloxx-JPM Usd Em MK 1-10 | 1.37% | 58,306 | $2.4M | New |
| FTNT Fortinet Inc. | 1.34% | 25,279 | $2.4M | Add +216.3% |
| FLIA Franklin International Aggre | 1.33% | 116,855 | $2.4M | New |
| V Visa Inc. Class A | 1.31% | 7,389 | $2.3M | New |
| VST Vistra Corp. | 1.24% | 16,043 | $2.2M | New |
| GPN Global Payments Inc. | 1.24% | 19,716 | $2.2M | Add +231.0% |
| VDC Vanguard Consumer Staple ETF | 1.19% | 10,023 | $2.1M | Reduce -0.9% |
| ICVT iShares Convertible Bond ETF | 1.19% | 24,849 | $2.1M | New |
| RLY SS Multi-Asset Real Ret ETF | 1.15% | 75,473 | $2.0M | New |
| VCIT Vanguard Int-Term Corporate | 1.05% | 23,332 | $1.9M | Reduce -4.6% |
| IGIB iShares 5-10Y Inv Grade Corp. | 1.05% | 36,274 | $1.9M | New |
| HNDL Nasdaq 7 Handl Index ETF filed as STRATEGY SHS | 1.01% | 84,048 | $1.8M | Reduce -1.1% |
| BSJS Invesco Bulletshares 2028 HY | 1.01% | 82,411 | $1.8M | New |
| SUSA iShares ESG Optimized MSCI U | 0.98% | 14,268 | $1.7M | New |
| SCHI Schwab 5-10 Year Corporate B | 0.97% | 78,200 | $1.7M | New |
| SPMO Invesco S&P 500 Momentum ETF | 0.96% | 18,037 | $1.7M | New |
| ANET Arista Networks Inc. | 0.96% | 15,484 | $1.7M | New |
| BKLC BNY Mellon US LRG Cap Cor | 0.96% | 15,153 | $1.7M | New |
| DAY Dayforce Inc. | 0.92% | 22,518 | $1.6M | New |
| DASH DoorDash Inc. Class A | 0.91% | 9,621 | $1.6M | Add +121.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.90% | 17,963 | $1.6M | Reduce -46.0% |
| DRI Darden Restaurants Inc. | 0.89% | 8,495 | $1.6M | New |
| FFIV F5 Inc. | 0.89% | 6,294 | $1.6M | New |
| WSM Williams-Sonoma Inc. | 0.88% | 8,447 | $1.6M | New |
| VRT Vertiv Holdings Co. Class A | 0.87% | 13,678 | $1.6M | New |
| INKM SS Income Allocation ETF | 0.86% | 48,971 | $1.5M | Reduce -1.1% |
| IDMO Invesco S&P International DE | 0.83% | 36,381 | $1.5M | New |
| TWLO Twilio Inc. Class A | 0.83% | 13,649 | $1.5M | New |
| UAL United Airlines Holdings Inc. | 0.83% | 15,153 | $1.5M | New |
| HUBS HubSpot Inc. | 0.83% | 2,110 | $1.5M | New |
| P Everpure Inc. Class A filed as PURE STORAGE INC | 0.82% | 23,839 | $1.5M | New |
| MRVL Marvell Technology Inc. | 0.82% | 13,243 | $1.5M | New |
| LULU Lululemon Athletica Inc. | 0.82% | 3,821 | $1.5M | New |
| NFLX Netflix Inc. | 0.82% | 1,638 | $1.5M | Add +81.4% |
| DOCU Docusign Inc. | 0.82% | 16,224 | $1.5M | New |
| DECK Deckers Outdoor Corp. | 0.82% | 7,182 | $1.5M | New |
| TPR Tapestry Inc. | 0.82% | 22,305 | $1.5M | New |
| LPLA LPL Financial Holdings Inc. | 0.82% | 4,460 | $1.5M | New |
| WDAY Workday Inc. Class A | 0.82% | 5,643 | $1.5M | New |
| AVGO Broadcom Inc. | 0.82% | 6,267 | $1.5M | New |
| VGLT Vanguard Long-Term Treasury | 0.81% | 26,161 | $1.4M | New |
| GAL SS Global Allocation ETF | 0.76% | 30,392 | $1.3M | New |
| WFC Wells Fargo & Co. | 0.73% | 18,376 | $1.3M | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.72% | 3,706 | $1.3M | New |
| GOOGL Alphabet Inc. Class A | 0.66% | 6,209 | $1.2M | New |
| AMZN Amazon.com Inc. | 0.65% | 5,248 | $1.2M | New |
| JPST JPMorgan Ultra-Short Income | 0.61% | 21,375 | $1.1M | Reduce -8.0% |
| GLTR Abrdn Precious Metals Basket | 0.54% | 8,734 | $959K | New |
| CRM Salesforce Inc. | 0.53% | 2,829 | $946K | Reduce -7.9% |
| APO Apollo Global Management Inc. | 0.49% | 5,232 | $864K | New |
| XLG Invesco S&P 500 Top 50 ETF | 0.46% | 16,269 | $813K | Reduce -67.1% |
| MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET | 0.46% | 24,607 | $811K | New |
| FMF First Trust Managed Futures | 0.46% | 17,043 | $811K | New |
| EQIX Equinix Inc. | 0.45% | 851 | $802K | New |
| FLSP Franklin Systematic Style PR | 0.45% | 33,549 | $802K | New |
| BTAL Agf US Market Neutral Anti-B | 0.44% | 42,125 | $778K | New |
| CLSE Convergence Long/Short Eqy | 0.44% | 33,787 | $774K | New |
| SPHQ Invesco S&P 500 Quality ETF | 0.43% | 11,407 | $765K | Reduce -8.0% |
| IWF iShares Russell 1000 Growth | 0.43% | 1,895 | $761K | Reduce -8.0% |
| CAH Cardinal Health Inc. | 0.42% | 6,327 | $748K | Reduce -8.0% |
| CDNS Cadence Design SYS Inc. | 0.41% | 2,425 | $729K | New |
| WMB Williams Cos Inc. | 0.41% | 13,439 | $727K | New |
| PCAR Paccar Inc. | 0.40% | 6,879 | $716K | New |
| FISV Fiserv Inc. | 0.40% | 3,467 | $712K | New |
| NOW ServiceNow Inc. | 0.40% | 670 | $710K | Reduce -30.0% |
| KR Kroger Co. | 0.40% | 11,575 | $708K | New |
| XYL Xylem Inc. | 0.38% | 5,862 | $680K | New |
| PH Parker Hannifin Corp. | 0.38% | 1,052 | $669K | New |
| PGR Progressive Corp. | 0.36% | 2,686 | $644K | New |
| ACN Accenture PLC Class A | 0.36% | 1,823 | $641K | New |
| RMD Resmed Inc. | 0.36% | 2,801 | $641K | Reduce -7.9% |
| SNOW Snowflake Inc. | 0.36% | 4,087 | $631K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.35% | 2,861 | $629K | New |
| CTAS Cintas Corp. | 0.34% | 3,324 | $607K | New |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.32% | 5,423 | $570K | Reduce -7.9% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.31% | 1,635 | $559K | New |
| PAYX Paychex Inc. | 0.31% | 3,891 | $546K | New |
| IWY iShares Russell Top 200 Grow | 0.29% | 2,169 | $510K | No change |
| XLK SS Technology Select Sector | 0.28% | 2,136 | $497K | No change |
| USMC Principal US Mega-Cap ETF | 0.28% | 8,211 | $493K | No change |
| ARES Ares Management Corp. Class A | 0.27% | 2,747 | $486K | New |
| RWL Invesco S&P 500 Revenue ETF | 0.26% | 4,735 | $464K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| RSP Invesco S&P 500 Equal Weight | Reduce -44.4% | 5.26% | −7.45 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -68.0% | 1.71% | −5.16 |
| XLRE SS Real Estate Select Sector | Sold out | 0.00% | −4.48 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −4.46 |
| SCHX Schwab US Large-Cap ETF | Sold out | 0.00% | −4.13 |
| LGLV SPDR US LC Low Vol Idx | Sold out | 0.00% | −3.97 |
| FDL First Trust Morn DVD Lead Inc. | Sold out | 0.00% | −3.61 |
| CWB SS SPDR BB Conv Sec ETF | Sold out | 0.00% | −3.23 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −2.96 |
| BOND PIMCO Active Bond Exchange-T | Sold out | 0.00% | −2.04 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −1.39 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -46.0% | 0.90% | −1.35 |
| XLG Invesco S&P 500 Top 50 ETF | Reduce -67.1% | 0.46% | −1.28 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -2.5% | 3.20% | −1.13 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Sold out | 0.00% | −1.12 |
| GBIL Goldman Sachs Access Treasur | Reduce -1.1% | 3.32% | −1.11 |
| TIPX SS SPDR BB 1-10YR Tips ETF | Sold out | 0.00% | −1.06 |
| VEEV Veeva Systems Inc. Class A | Sold out | 0.00% | −0.67 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -1.0% | 1.92% | −0.65 |
| ISRG Intuitive Surgical Inc. | Sold out | 0.00% | −0.64 |
| MSI Motorola Solutions Inc. | Sold out | 0.00% | −0.63 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.62 |
| SPGI S&P Global Inc. | Sold out | 0.00% | −0.60 |
| BRO Brown & Brown Inc. | Sold out | 0.00% | −0.60 |
| BLDR Builders Firstsource Inc. | Sold out | 0.00% | −0.59 |
| FCNCA First Citizens Bcshs Class A | Sold out | 0.00% | −0.59 |
| BAX Baxter International Inc. | Sold out | 0.00% | −0.58 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.57 |
| AON Aon PLC Class A | Sold out | 0.00% | −0.56 |
| REGN Regeneron Pharmaceuticals | Sold out | 0.00% | −0.56 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.55 |
| BNY Bank of New York Mellon Corp. | Sold out | 0.00% | −0.54 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.52 |
| VRSK Verisk Analytics Inc. | Sold out | 0.00% | −0.52 |
| CPAY Corpay Inc. | Sold out | 0.00% | −0.52 |
| URI United Rentals Inc. | Sold out | 0.00% | −0.52 |
| WMT Walmart Inc. | Sold out | 0.00% | −0.48 |
| VCIT Vanguard Int-Term Corporate | Reduce -4.6% | 1.05% | −0.46 |
| VDC Vanguard Consumer Staple ETF | Reduce -0.9% | 1.19% | −0.44 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.41 |
| FERG Ferguson Enterprises Inc. | Sold out | 0.00% | −0.39 |
| HNDL Nasdaq 7 Handl Index ETF | Reduce -1.1% | 1.01% | −0.39 |
| INKM SS Income Allocation ETF | Reduce -1.1% | 0.86% | −0.34 |
| JPST JPMorgan Ultra-Short Income | Reduce -8.0% | 0.61% | −0.27 |
| NOW ServiceNow Inc. | Reduce -30.0% | 0.40% | −0.23 |
| IRM Iron Mountain Inc. | Reduce -7.9% | 0.32% | −0.20 |
| RMD Resmed Inc. | Reduce -7.9% | 0.36% | −0.19 |
| SPHQ Invesco S&P 500 Quality ETF | Reduce -8.0% | 0.43% | −0.19 |
| IWF iShares Russell 1000 Growth | Reduce -8.0% | 0.43% | −0.14 |
| CAH Cardinal Health Inc. | Reduce -8.0% | 0.42% | −0.14 |
Portfolio Buys Q3 2024 → Q4 2024
| AOM iShares Core 40/60 Moderate | New | 2.47% | +2.47 |
| IBTH iShares Ibonds Dec 2027 Term | New | 1.89% | +1.89 |
| SCHD Schwab US DVD Equity ETF | New | 1.86% | +1.86 |
| VGIT Vanguard Intermediate-Term T | New | 1.85% | +1.85 |
| VFH Vanguard Financials ETF | New | 1.64% | +1.64 |
| IWB iShares Russell 1000 ETF | New | 1.56% | +1.56 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 1.48% | +1.48 |
| AXON Axon Enterprise Inc. | New | 1.45% | +1.45 |
| VNQ Vanguard Real Estate ETF | New | 1.42% | +1.42 |
| APP AppLovin Corp. Class A | New | 1.38% | +1.38 |
| XEMD Bondbloxx-JPM Usd Em MK 1-10 | New | 1.37% | +1.37 |
| FLIA Franklin International Aggre | New | 1.33% | +1.33 |
| V Visa Inc. Class A | New | 1.31% | +1.31 |
| VST Vistra Corp. | New | 1.24% | +1.24 |
| ICVT iShares Convertible Bond ETF | New | 1.19% | +1.19 |
| RLY SS Multi-Asset Real Ret ETF | New | 1.15% | +1.15 |
| IGIB iShares 5-10Y Inv Grade Corp. | New | 1.05% | +1.05 |
| BSJS Invesco Bulletshares 2028 HY | New | 1.01% | +1.01 |
| SUSA iShares ESG Optimized MSCI U | New | 0.98% | +0.98 |
| SCHI Schwab 5-10 Year Corporate B | New | 0.97% | +0.97 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.96% | +0.96 |
| ANET Arista Networks Inc. | New | 0.96% | +0.96 |
| BKLC BNY Mellon US LRG Cap Cor | New | 0.96% | +0.96 |
| DAY Dayforce Inc. | New | 0.92% | +0.92 |
| DRI Darden Restaurants Inc. | New | 0.89% | +0.89 |
| FFIV F5 Inc. | New | 0.89% | +0.89 |
| FTNT Fortinet Inc. | Add +216.3% | 1.34% | +0.89 |
| WSM Williams-Sonoma Inc. | New | 0.88% | +0.88 |
| VRT Vertiv Holdings Co. Class A | New | 0.87% | +0.87 |
| IDMO Invesco S&P International DE | New | 0.83% | +0.83 |
| TWLO Twilio Inc. Class A | New | 0.83% | +0.83 |
| UAL United Airlines Holdings Inc. | New | 0.83% | +0.83 |
| HUBS HubSpot Inc. | New | 0.83% | +0.83 |
| P Everpure Inc. Class A | New | 0.82% | +0.82 |
| MRVL Marvell Technology Inc. | New | 0.82% | +0.82 |
| LULU Lululemon Athletica Inc. | New | 0.82% | +0.82 |
| DOCU Docusign Inc. | New | 0.82% | +0.82 |
| DECK Deckers Outdoor Corp. | New | 0.82% | +0.82 |
| TPR Tapestry Inc. | New | 0.82% | +0.82 |
| LPLA LPL Financial Holdings Inc. | New | 0.82% | +0.82 |
| WDAY Workday Inc. Class A | New | 0.82% | +0.82 |
| AVGO Broadcom Inc. | New | 0.82% | +0.82 |
| VGLT Vanguard Long-Term Treasury | New | 0.81% | +0.81 |
| GPN Global Payments Inc. | Add +231.0% | 1.24% | +0.79 |
| GAL SS Global Allocation ETF | New | 0.76% | +0.76 |
| WFC Wells Fargo & Co. | New | 0.73% | +0.73 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.72% | +0.72 |
| GOOGL Alphabet Inc. Class A | New | 0.66% | +0.66 |
| AMZN Amazon.com Inc. | New | 0.65% | +0.65 |
| GLTR Abrdn Precious Metals Basket | New | 0.54% | +0.54 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 81 | $107.5M | RSP, SPY, GLW, WDC, AMD |
| Q1 2026 | 84 | $71.0M | RSP, VDE, VPU, XLU, SPY |
| Q4 2025 | 93 | $79.7M | RSP, SPY, XLC, XLU, VFH |
| Q3 2025 | 93 | $103.5M | SPY, GBIL, BIL, JPST, USFR |
| Q2 2025 | 144 | $145.1M | SPY, BIL, GBIL, FCOR, IBTH |
| Q1 2025 | 92 | $105.8M | GSEW, GBIL, FDL, BIL, USFR |
| Q4 2024 | 126 | $177.7M | RSP, GBIL, BIL, AOM, SGOV |
| Q3 2024 | 66 | $135.1M | RSP, SPY, XLRE, XLI, GBIL |
| Q2 2024 | 93 | $212.6M | SPY, GBIL, VV, BIL, SCHX |
| Q1 2024 | 90 | $240.5M | SPY, RSP, MOAT, GBIL, FDL |