Retireful, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Retireful, LLC reported 144 stock positions worth $145.1 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.6% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 3.3%) and Goldman Sachs Access Treasur (GBIL, 3.1%). Compared with Q1 2025, it opened 88 new positions, sold out of 36, added to 15 and reduced 41. The biggest buy was a new position in SS SPDR S&P 500 ETF Trust-US (SPY) and the biggest sale an exit from Goldman Sachs Eql WGHT Large (GSEW).

Most Recent 13F
Q2 2026
Location
HASLETT, MI
CIK
0001919176
Portfolio Value
$145.1M (Q2 2025)
SEC Filing
0001085146-25-003871 ↗ filed Jul 15, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $240.5M Q1 2024 Q2 2024: $212.6M Q2 2024 Q3 2024: $135.1M Q3 2024 Q4 2024: $177.7M Q4 2024 Q1 2025: $105.8M Q1 2025 Q2 2025: $145.1M $145.1M Q2 2025 Q3 2025: $103.5M Q3 2025 Q4 2025: $79.7M Q4 2025 Q1 2026: $71.0M Q1 2026 Q2 2026: $107.5M Q2 2026

Holdings 144 stocks · $145.1M
SPY SS SPDR S&P 500 ETF Trust-US 8.63% 20,261 $12.5M New
BIL SS SPDR BB 1-3M T-Bill ETF 3.34% 52,791 $4.8M Add +13.6%
GBIL Goldman Sachs Access Treasur 3.11% 45,002 $4.5M Reduce -3.2%
FCOR Fidelity Corporate Bond ETF 2.22% 68,202 $3.2M New
IBTH iShares Ibonds Dec 2027 Term 2.06% 133,060 $3.0M New
IBTI iShares Ibonds Dec 2028 Term 2.03% 131,807 $2.9M New
USFR Wisdomtree Floating Rate Tre 1.98% 57,038 $2.9M Reduce -3.2%
VGIT Vanguard Intermediate-Term T 1.84% 44,750 $2.7M New
ISHG iShares -3 Year Internationa 1.82% 34,437 $2.6M New
XLK SS Technology Select Sector 1.69% 9,707 $2.5M New
STIP iShares 0-5 Year Tips Bond E 1.60% 22,510 $2.3M Reduce -3.6%
RLY SS Multi-Asset Real Ret ETF 1.58% 79,011 $2.3M New
VIS Vanguard Industrials ETF 1.57% 8,124 $2.3M New
AVGO Broadcom Inc. 1.50% 7,907 $2.2M Add +49.2%
XLC SS Comm Select Sector SPDR 1.31% 17,520 $1.9M New
VGT Vanguard Info Tech ETF 1.30% 2,843 $1.9M New
ICVT iShares Convertible Bond ETF 1.24% 20,002 $1.8M New
XLV SS Health Care Select Sector 1.16% 12,506 $1.7M New
CWB SS SPDR BB Conv Sec ETF 1.09% 19,130 $1.6M Add +6.0%
AOR iShares Core 60/40 Balanced 1.08% 25,402 $1.6M Reduce -10.7%
SGOV iShares 0-3 Month Treasury B 1.01% 14,548 $1.5M Reduce -12.0%
APH Amphenol Corp. Class A 1.00% 14,709 $1.5M Add +156.3%
GEV GE Vernova Inc. 1.00% 2,735 $1.4M Reduce -20.8%
IAGG iShares Intl Aggregate Bond 0.99% 28,027 $1.4M New
VEU Vanguard Ftse All-World Ex-U 0.97% 20,958 $1.4M New
HNDL Nasdaq 7 Handl Index ETF filed as STRATEGY SHS 0.97% 64,780 $1.4M New
NFLX Netflix Inc. 0.96% 1,035 $1.4M Reduce -26.4%
META Meta Platforms Inc. Class A 0.95% 1,873 $1.4M Add +30.1%
VST Vistra Corp. 0.95% 7,119 $1.4M Reduce -28.3%
NET Cloudflare Inc. Class A 0.93% 6,886 $1.3M Reduce -37.0%
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.93% 38,217 $1.3M New
QUAL iShares MSCI USA Quality Fac 0.92% 7,315 $1.3M New
USMV iShares MSCI USA Min Vol Fac 0.92% 14,199 $1.3M Add +29.9%
ZS Zscaler Inc. 0.91% 4,211 $1.3M New
IDEV iShares Core MSCI Dev MKTS 0.88% 16,796 $1.3M New
GOOGL Alphabet Inc. Class A 0.87% 7,201 $1.3M Add +12.9%
JBL Jabil Inc. 0.87% 5,759 $1.3M Reduce -30.8%
HWM Howmet Aerospace Inc. 0.84% 6,569 $1.2M Add +166.8%
VRT Vertiv Holdings Co. Class A 0.81% 3,103 $1.2M New
INKM SS Income Allocation ETF 0.80% 35,786 $1.2M Reduce -5.7%
VGLT Vanguard Long-Term Treasury 0.80% 20,566 $1.2M New
FDEM Fidelity Emrg MRKT Multifact 0.77% 40,093 $1.1M New
CEG Constellation Energy 0.76% 3,434 $1.1M New
VCSH Vanguard S/T Corp. Bond ETF 0.76% 13,858 $1.1M New
OEF iShares S&P 100 ETF 0.75% 3,574 $1.1M New
TPR Tapestry Inc. 0.74% 12,276 $1.1M Reduce -33.3%
YBTC Roundhill Bitcoin CC STR ETF 0.74% 22,899 $1.1M New
IDV iShares International Select 0.73% 30,510 $1.1M New
ANET Arista Networks Inc. 0.71% 10,102 $1.0M Reduce -5.1%
UI Ubiquiti Inc. 0.71% 2,495 $1.0M Reduce -30.6%
TOST Toast Inc. Class A 0.70% 23,011 $1.0M Reduce -30.2%
CHWY Chewy Inc. Class A 0.69% 23,619 $1.0M Reduce -29.8%
P Everpure Inc. Class A filed as PURE STORAGE INC 0.69% 17,379 $1.0M Reduce -11.6%
TWLO Twilio Inc. Class A 0.68% 7,976 $992K Reduce -29.1%
DRI Darden Restaurants Inc. 0.66% 4,412 $962K Reduce -36.9%
TKO Tko Group Holdings Inc. 0.64% 5,119 $931K Reduce -2.7%
UAL United Airlines Holdings Inc. 0.64% 11,679 $930K Reduce -8.2%
NTRA Natera Inc. 0.64% 5,489 $927K Reduce -25.4%
NVDA Nvidia Corp. 0.61% 5,571 $880K Add +159.4%
LPLA LPL Financial Holdings Inc. 0.60% 2,334 $875K Reduce -36.6%
SPHQ Invesco S&P 500 Quality ETF 0.60% 12,132 $865K Add +83.7%
FFIV F5 Inc. 0.59% 2,923 $860K Reduce -12.3%
MU Micron Technology Inc. 0.59% 6,947 $856K New
IBND SS SPDR BB Intl Corp. BD ETF 0.58% 25,970 $846K New
MRVL Marvell Technology Inc. 0.58% 10,854 $840K Reduce -0.7%
WSM Williams-Sonoma Inc. 0.56% 4,932 $806K Reduce -29.3%
EXPE Expedia Group Inc. 0.55% 4,757 $802K Reduce -30.4%
GDDY GoDaddy Inc. Class A 0.54% 4,349 $783K Reduce -30.7%
DUOL Duolingo 0.53% 1,887 $774K New
ET Energy Transfer LP 0.52% 42,002 $761K Reduce -34.2%
HUBS HubSpot Inc. 0.52% 1,364 $759K Reduce -22.7%
TEAM Atlassian Corp. Class A 0.52% 3,693 $750K Reduce -24.6%
DOCU Docusign Inc. 0.52% 9,624 $750K Reduce -28.8%
CW Curtiss-Wright Corp. 0.51% 1,503 $734K New
AXON Axon Enterprise Inc. 0.50% 885 $733K New
FIX Comfort Systems USA Inc. 0.50% 1,360 $729K New
AMZN Amazon.com Inc. 0.49% 3,226 $708K Add +148.2%
QLVD NT Dev Exus QLV ETF 0.49% 22,625 $707K New
ICE Intercontinental Exchange Inc. 0.48% 3,804 $698K Add +26.8%
NRG NRG Energy Inc. 0.47% 4,212 $676K New
LULU Lululemon Athletica Inc. 0.46% 2,799 $665K Reduce -29.8%
TFLO iShares Treasury Floating Ra 0.45% 12,988 $658K New
MSFT Microsoft Corp. 0.40% 1,153 $574K New
JPST JPMorgan Ultra-Short Income 0.38% 10,936 $554K Reduce -11.5%
EWJ iShares MSCI Japan ETF 0.35% 6,753 $506K New
LHX L3HARRIS Technologies Inc. 0.35% 2,014 $505K Add +25.9%
EWZ iShares MSCI Brazil ETF 0.34% 17,316 $500K New
EWU iShares MSCI United Kingdom 0.34% 12,478 $496K New
SPMO Invesco S&P 500 Momentum ETF 0.33% 4,200 $472K New
SPYG SS SPDR P S&P 500 Growth ETF 0.32% 4,910 $468K New
SCHG Schwab US Large-Cap Growth 0.32% 15,982 $467K New
JMOM JPMorgan US Momentum Factor 0.32% 7,228 $465K New
IVV iShares Core S&P 500 ETF 0.32% 745 $463K New
MOAT Vaneck Morningstar Wide Moat 0.32% 4,926 $462K Reduce -66.6%
QGRO American Century US Quality 0.32% 4,190 $457K New
INDA iShares MSCI India ETF 0.31% 8,196 $456K New
VFMV Vanguard US Minimum Volatili 0.31% 3,514 $451K New
HEI Heico Corp. 0.29% 1,296 $425K Reduce -11.5%
XLG Invesco S&P 500 Top 50 ETF 0.29% 8,079 $421K Reduce -15.1%
IWF iShares Russell 1000 Growth 0.28% 972 $413K Reduce -11.5%
ETN Eaton Corp. PLC 0.28% 1,134 $405K New
ABBV Abbvie Inc. 0.27% 2,145 $398K Add +14.4%
LLY Eli Lilly & Co. 0.27% 510 $398K Add +13.8%
MOH Molina Healthcare Inc. 0.26% 1,243 $370K Reduce -11.5%
FFLS Future Fund Long/Short ETF 0.24% 13,716 $347K New
FCNCA First Citizens Bcshs Class A 0.24% 176 $344K New
INTU Intuit Inc. 0.23% 422 $332K New
PWR Quanta Services Inc. 0.22% 856 $324K New
JPM JPMorgan Chase & Co. 0.22% 1,115 $323K Reduce -12.8%
TSM Taiwan Semiconductor-SP ADR 0.22% 1,422 $322K New
CARR Carrier Global Corp. 0.22% 4,337 $317K New
KEYS Keysight Technologies Inc. 0.22% 1,936 $317K New
ROP Roper Technologies Inc. 0.22% 557 $316K New
TMUS T-Mobile US Inc. 0.22% 1,312 $313K Reduce -11.5%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 0.21% 4,235 $311K New
TT Trane Technologies PLC 0.21% 690 $302K New
COR Cencora Inc. 0.20% 975 $292K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.20% 2,351 $292K New
ACGL Arch Capital Group Ltd. 0.20% 3,192 $291K New
IDXX Idexx Laboratories Inc. 0.20% 537 $288K New
UTES Virtus Reaves Utilities ETF 0.20% 3,800 $287K New
CSCO Cisco Systems Inc. 0.19% 4,011 $278K New
PANW Palo Alto Networks Inc. 0.19% 1,336 $273K New
AAPL Apple Inc. 0.18% 1,307 $268K New
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.18% 2,602 $267K New
DELL Dell Technologies -C 0.18% 2,134 $262K New
KLAC KLA Corp. 0.18% 284 $254K New
EFX Equifax Inc. 0.16% 920 $239K New
ORCL Oracle Corp. 0.16% 1,071 $234K New
WFC Wells Fargo & Co. 0.16% 2,914 $233K New
EHLS Even Herd Long Short ETF 0.16% 10,380 $233K New
CAH Cardinal Health Inc. 0.16% 1,374 $231K New
AMAT Applied Materials Inc. 0.16% 1,256 $230K New
COF Capital One Financial Corp. 0.16% 1,075 $229K New
AXP American Express Co. 0.16% 709 $226K New
ASML ASML Holding NV-NY Reg SHS 0.14% 261 $209K New
ULTA Ulta Beauty Inc. 0.14% 446 $209K New
HII Huntington Ingalls Industrie 0.14% 861 $208K New
VALE Vale SA-SP ADR 0.08% 12,563 $122K New
MLCO Melco Resorts & Entert-ADR 0.06% 12,702 $92K New
RZLV Rezolve AI PLC 0.05% 24,498 $75K New
YALA Yalla Group Ltd. 0.05% 11,140 $75K New
RZLT Rezolute Inc. 0.05% 15,702 $70K New
JMIA Jumia Technologies AG-ADR 0.05% 17,329 $70K New

Portfolio Sells Q1 2025 → Q2 2025
GSEW Goldman Sachs Eql WGHT Large Sold out 0.00% −10.09
FDL First Trust Morn DVD Lead Inc. Sold out 0.00% −4.12
VHT Vanguard Health Care ETF Sold out 0.00% −2.19
VDC Vanguard Consumer Staple ETF Sold out 0.00% −2.09
VDE Vanguard Energy ETF Sold out 0.00% −2.09
XLU St Sr Utl SL SE SPDR ETF-Usd Sold out 0.00% −2.02
XLF SS Financial Select Sector Sold out 0.00% −1.99
XLI SS Industrial Select Sector Sold out 0.00% −1.92
AGG iShares Core U.S. Aggregate Sold out 0.00% −1.64
BOND PIMCO Active Bond Exchange-T Sold out 0.00% −1.58
BIV Vanguard Intermediate-Term B Sold out 0.00% −1.36
MOAT Vaneck Morningstar Wide Moat Reduce -66.6% 0.32% −1.31
GBIL Goldman Sachs Access Treasur Reduce -3.2% 3.11% −1.30
RDVY First Trust Rising Dividend Sold out 0.00% −1.25
STIP iShares 0-5 Year Tips Bond E Reduce -3.6% 1.60% −1.09
GAL SS Global Allocation ETF Sold out 0.00% −1.03
USFR Wisdomtree Floating Rate Tre Reduce -3.2% 1.98% −0.82
DRI Darden Restaurants Inc. Reduce -36.9% 0.66% −0.69
LULU Lululemon Athletica Inc. Reduce -29.8% 0.46% −0.65
ET Energy Transfer LP Reduce -34.2% 0.52% −0.60
LPLA LPL Financial Holdings Inc. Reduce -36.6% 0.60% −0.57
SGOV iShares 0-3 Month Treasury B Reduce -12.0% 1.01% −0.56
DOCU Docusign Inc. Reduce -28.8% 0.52% −0.55
EXPE Expedia Group Inc. Reduce -30.4% 0.55% −0.53
TIPX SS SPDR BB 1-10YR Tips ETF Sold out 0.00% −0.52
GDDY GoDaddy Inc. Class A Reduce -30.7% 0.54% −0.52
WSM Williams-Sonoma Inc. Reduce -29.3% 0.56% −0.49
TEAM Atlassian Corp. Class A Reduce -24.6% 0.52% −0.49
TPR Tapestry Inc. Reduce -33.3% 0.74% −0.48
AOR iShares Core 60/40 Balanced Reduce -10.7% 1.08% −0.47
RSG Republic Services Inc. Sold out 0.00% −0.45
HUBS HubSpot Inc. Reduce -22.7% 0.52% −0.45
JQUA JPMorgan US Quality Factor Sold out 0.00% −0.43
KR Kroger Co. Sold out 0.00% −0.42
GCOW Pacer Global Cash Cows Divid Sold out 0.00% −0.42
IGSB iShares 1-5Y Inv Grade Corp. Sold out 0.00% −0.42
AOK iShares Core 30/70 Conservat Sold out 0.00% −0.42
QUS SS SPDR MSCI U Stratfact ETF Sold out 0.00% −0.41
RWL Invesco S&P 500 Revenue ETF Sold out 0.00% −0.40
TW Tradeweb Markets Inc. Class A Sold out 0.00% −0.37
TWLO Twilio Inc. Class A Reduce -29.1% 0.68% −0.37
EW Edwards Lifesciences Corp. Sold out 0.00% −0.37
NTRA Natera Inc. Reduce -25.4% 0.64% −0.36
WELL Welltower Inc. Sold out 0.00% −0.36
UI Ubiquiti Inc. Reduce -30.6% 0.71% −0.35
TOST Toast Inc. Class A Reduce -30.2% 0.70% −0.34
INKM SS Income Allocation ETF Reduce -5.7% 0.80% −0.34
MPWR Monolithic Power Systems Inc. Sold out 0.00% −0.34
GE General Electric Sold out 0.00% −0.33
CHWY Chewy Inc. Class A Reduce -29.8% 0.69% −0.33

Portfolio Buys Q1 2025 → Q2 2025
SPY SS SPDR S&P 500 ETF Trust-US New 8.63% +8.63
FCOR Fidelity Corporate Bond ETF New 2.22% +2.22
IBTH iShares Ibonds Dec 2027 Term New 2.06% +2.06
IBTI iShares Ibonds Dec 2028 Term New 2.03% +2.03
VGIT Vanguard Intermediate-Term T New 1.84% +1.84
ISHG iShares -3 Year Internationa New 1.82% +1.82
XLK SS Technology Select Sector New 1.69% +1.69
RLY SS Multi-Asset Real Ret ETF New 1.58% +1.58
VIS Vanguard Industrials ETF New 1.57% +1.57
XLC SS Comm Select Sector SPDR New 1.31% +1.31
VGT Vanguard Info Tech ETF New 1.30% +1.30
ICVT iShares Convertible Bond ETF New 1.24% +1.24
XLV SS Health Care Select Sector New 1.16% +1.16
IAGG iShares Intl Aggregate Bond New 0.99% +0.99
VEU Vanguard Ftse All-World Ex-U New 0.97% +0.97
HNDL Nasdaq 7 Handl Index ETF New 0.97% +0.97
MNA Nylim Merger Arbtrage ETF-Ui New 0.93% +0.93
QUAL iShares MSCI USA Quality Fac New 0.92% +0.92
ZS Zscaler Inc. New 0.91% +0.91
IDEV iShares Core MSCI Dev MKTS New 0.88% +0.88
VRT Vertiv Holdings Co. Class A New 0.81% +0.81
VGLT Vanguard Long-Term Treasury New 0.80% +0.80
FDEM Fidelity Emrg MRKT Multifact New 0.77% +0.77
CEG Constellation Energy New 0.76% +0.76
VCSH Vanguard S/T Corp. Bond ETF New 0.76% +0.76
OEF iShares S&P 100 ETF New 0.75% +0.75
YBTC Roundhill Bitcoin CC STR ETF New 0.74% +0.74
IDV iShares International Select New 0.73% +0.73
AVGO Broadcom Inc. Add +49.2% 1.50% +0.66
APH Amphenol Corp. Class A Add +156.3% 1.00% +0.64
MU Micron Technology Inc. New 0.59% +0.59
IBND SS SPDR BB Intl Corp. BD ETF New 0.58% +0.58
HWM Howmet Aerospace Inc. Add +166.8% 0.84% +0.54
DUOL Duolingo New 0.53% +0.53
CW Curtiss-Wright Corp. New 0.51% +0.51
AXON Axon Enterprise Inc. New 0.50% +0.50
FIX Comfort Systems USA Inc. New 0.50% +0.50
QLVD NT Dev Exus QLV ETF New 0.49% +0.49
NRG NRG Energy Inc. New 0.47% +0.47
TFLO iShares Treasury Floating Ra New 0.45% +0.45
MSFT Microsoft Corp. New 0.40% +0.40
NVDA Nvidia Corp. Add +159.4% 0.61% +0.38
EWJ iShares MSCI Japan ETF New 0.35% +0.35
EWZ iShares MSCI Brazil ETF New 0.34% +0.34
EWU iShares MSCI United Kingdom New 0.34% +0.34
SPMO Invesco S&P 500 Momentum ETF New 0.33% +0.33
SPYG SS SPDR P S&P 500 Growth ETF New 0.32% +0.32
SCHG Schwab US Large-Cap Growth New 0.32% +0.32
JMOM JPMorgan US Momentum Factor New 0.32% +0.32
IVV iShares Core S&P 500 ETF New 0.32% +0.32

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$107.5MRSP, SPY, GLW, WDC, AMD
Q1 2026 84$71.0MRSP, VDE, VPU, XLU, SPY
Q4 2025 93$79.7MRSP, SPY, XLC, XLU, VFH
Q3 2025 93$103.5MSPY, GBIL, BIL, JPST, USFR
Q2 2025 144$145.1MSPY, BIL, GBIL, FCOR, IBTH
Q1 2025 92$105.8MGSEW, GBIL, FDL, BIL, USFR
Q4 2024 126$177.7MRSP, GBIL, BIL, AOM, SGOV
Q3 2024 66$135.1MRSP, SPY, XLRE, XLI, GBIL
Q2 2024 93$212.6MSPY, GBIL, VV, BIL, SCHX
Q1 2024 90$240.5MSPY, RSP, MOAT, GBIL, FDL