Retirement Management Systems Inc.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 21, 2026), Retirement Management Systems Inc. reported 55 stock positions worth $488.5 million. Its top holding was SS SPDR P S&P 500 Growth ETF (SPYG) at 7.6% of the portfolio, followed by Hartfor Strateg Income ETF-U (HFSI, 6.0%) and Eaton Vance Total Return (EVTR, 5.6%). Compared with Q1 2026, it opened 6 new positions, sold out of 2, added to 35 and reduced 11. The biggest buy was a new position in Avantis Intl S/C Value ETF (AVDV) and the biggest sale an exit from Wisdomtree U.S. Value Fund (WTV).
- Most Recent 13F
- Q2 2026
- Location
- STEVENSVILLE, MD
- CIK
- 0002110516
- Portfolio Value
- $488.5M (Q2 2026)
- SEC Filing
- 0002085853-26-000787 ↗ filed Jul 21, 2026
Holdings Value
Holdings 55 stocks · $488.5M
| SPYG SS SPDR P S&P 500 Growth ETF | 7.63% | 313,160 | $37.3M | Reduce -1.2% |
| HFSI Hartfor Strateg Income ETF-U | 5.99% | 832,783 | $29.3M | Add +15.2% |
| EVTR Eaton Vance Total Return | 5.55% | 534,941 | $27.1M | Add +13.9% |
| BIV Vanguard Intermediate-Term B | 5.45% | 347,018 | $26.6M | Add +16.0% |
| IDMO Invesco S&P International DE | 5.38% | 435,488 | $26.3M | Add +7.4% |
| IDEV iShares Core MSCI Dev MKTS | 5.29% | 290,113 | $25.8M | Add +8.3% |
| FMDE Fidelity Enhanced Mid Cap Co. | 4.67% | 562,734 | $22.8M | Add +6.3% |
| PVAL Putnam Focused LRG Cap Value | 4.57% | 438,579 | $22.3M | Add +6.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 4.38% | 28,642 | $21.4M | Add +5.8% |
| RECS Columbia Resear Enh Cor ETF | 4.37% | 493,262 | $21.3M | Add +7.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 4.03% | 120,323 | $19.7M | Add +6.2% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 3.65% | 228,395 | $17.8M | Add +6.1% |
| IOO iShares Global 100 ETF | 3.46% | 123,827 | $16.9M | Add +4.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.83% | 135,011 | $13.8M | Reduce -7.7% |
| QQQM Invesco Nasdaq 100 ETF | 2.77% | 44,612 | $13.5M | Reduce -2.3% |
| QINT American Century QLTY Diver | 2.71% | 190,401 | $13.2M | Add +8.6% |
| SMH Vaneck Semiconductor ETF | 2.31% | 17,236 | $11.3M | Reduce -29.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.16% | 130,732 | $10.5M | Add +6.1% |
| FRDM Freedom 100 Emeging MRKT ETF | 2.08% | 139,632 | $10.2M | Reduce -7.2% |
| AVDV Avantis Intl S/C Value ETF | 1.91% | 90,488 | $9.3M | New |
| NLR Vaneck Urani & Nuclr ETF-Usd | 1.87% | 78,894 | $9.2M | Add +28.4% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.86% | 149,405 | $9.1M | Add +5.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.82% | 29,290 | $8.9M | Add +6.2% |
| PICK iShares MSCI Global Metals & | 1.47% | 123,859 | $7.2M | Add +6.1% |
| JAAA Janus Henderson Aaa Clo ETF | 1.46% | 141,487 | $7.1M | Add +6.3% |
| SCHP Schwab U.S. Tips ETF | 1.32% | 243,577 | $6.5M | Add +7.4% |
| TFLR T Rowe Price Floating RT ETF | 1.01% | 98,088 | $4.9M | Add +8.4% |
| WELL Welltower Inc. | 0.96% | 20,729 | $4.7M | Add +13.9% |
| VTR Ventas Inc. | 0.96% | 52,718 | $4.7M | Add +19.9% |
| IVV iShares Core S&P 500 ETF | 0.94% | 6,106 | $4.6M | Add +1.6% |
| IWF iShares Russell 1000 Growth | 0.79% | 31,155 | $3.9M | Add +2.4% |
| IGV iShares Expanded Tech-Softwa | 0.73% | 39,582 | $3.6M | Add +15.7% |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | 0.61% | 46,622 | $3.0M | Add +12.7% |
| FBND Fidelity Total Bond ETF | 0.56% | 59,799 | $2.7M | Add +2.9% |
| NVDA Nvidia Corp. | 0.38% | 9,184 | $1.8M | No change |
| AVEM Avantis Emerging Markets Eq | 0.26% | 13,214 | $1.3M | Add +2.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.18% | 1,196 | $881K | Add +0.9% |
| GLD SPDR Gold Shares | 0.17% | 2,245 | $827K | Add +2.6% |
| TLH iShares 10-20 Year Treasury | 0.16% | 7,854 | $788K | Reduce -1.6% |
| CW Curtiss-Wright Corp. | 0.15% | 964 | $730K | Add +62.0% |
| IDU iShares US Utilities ETF | 0.13% | 5,537 | $635K | Add +3.3% |
| IUSV iShares Core S&P U.S. Value | 0.12% | 5,144 | $567K | Reduce -10.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.11% | 6,323 | $556K | Add +2.6% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.11% | 5,000 | $516K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 982 | $491K | No change |
| IAU iShares Gold Trust | 0.08% | 5,176 | $391K | Reduce -3.1% |
| AAPL Apple Inc. | 0.08% | 1,319 | $382K | Reduce -3.8% |
| TBUX T Rowe Price Ultra Short-Ter | 0.08% | 7,541 | $375K | Add +16.9% |
| AMD Advanced Micro Devices | 0.07% | 610 | $354K | New |
| IQLT iShares MSCI International Q | 0.05% | 5,236 | $259K | Reduce -8.3% |
| SPMO Invesco S&P 500 Momentum ETF | 0.05% | 1,380 | $223K | New |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.04% | 2,318 | $210K | New |
| GE General Electric filed as GE AEROSPACE | 0.04% | 553 | $207K | New |
| BUFR FT Vest Lad Buffervetf-Usd I | 0.04% | 5,584 | $204K | Reduce -24.9% |
| VOO Vanguard S&P 500 ETF | 0.04% | 292 | $200K | New |
Portfolio Sells Q1 2026 → Q2 2026
| WTV Wisdomtree U.S. Value Fund | Sold out | 0.00% | −2.06 |
| URTH iShares MSCI World ETF | Sold out | 0.00% | −0.05 |
| IAU iShares Gold Trust | Reduce -3.1% | 0.08% | −0.03 |
| TLH iShares 10-20 Year Treasury | Reduce -1.6% | 0.16% | −0.03 |
| IUSV iShares Core S&P U.S. Value | Reduce -10.2% | 0.12% | −0.03 |
| BUFR FT Vest Lad Buffervetf-Usd I | Reduce -24.9% | 0.04% | −0.02 |
| IQLT iShares MSCI International Q | Reduce -8.3% | 0.05% | −0.01 |
| AAPL Apple Inc. | Reduce -3.8% | 0.08% | −0.01 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -7.7% | 2.83% | +0.05 |
| SMH Vaneck Semiconductor ETF | Reduce -29.0% | 2.31% | +0.07 |
| FRDM Freedom 100 Emeging MRKT ETF | Reduce -7.2% | 2.08% | +0.10 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.2% | 7.63% | +0.15 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -2.3% | 2.77% | +0.15 |
Portfolio Buys Q1 2026 → Q2 2026
| AVDV Avantis Intl S/C Value ETF | New | 1.91% | +1.91 |
| JMEE JPM Sma & Mid Cap En Eq Et-U | Add +6.1% | 3.65% | +0.18 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +5.8% | 4.38% | +0.13 |
| WELL Welltower Inc. | Add +13.9% | 0.96% | +0.10 |
| VTR Ventas Inc. | Add +19.9% | 0.96% | +0.09 |
| FMDE Fidelity Enhanced Mid Cap Co. | Add +6.3% | 4.67% | +0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +6.2% | 1.82% | +0.08 |
| IGV iShares Expanded Tech-Softwa | Add +15.7% | 0.73% | +0.07 |
| AMD Advanced Micro Devices | New | 0.07% | +0.07 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +6.2% | 4.03% | +0.07 |
| CW Curtiss-Wright Corp. | Add +62.0% | 0.15% | +0.05 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.05% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.04% | +0.04 |
| GE General Electric | New | 0.04% | +0.04 |
| RECS Columbia Resear Enh Cor ETF | Add +7.0% | 4.37% | +0.04 |
| VOO Vanguard S&P 500 ETF | New | 0.04% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +6.1% | 2.16% | +0.02 |
| IDMO Invesco S&P International DE | Add +7.4% | 5.38% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.9% | 0.18% | +0.02 |
| IOO iShares Global 100 ETF | Add +4.6% | 3.46% | +0.01 |
| IWF iShares Russell 1000 Growth | Add +2.4% | 0.79% | +0.01 |
| AVEM Avantis Emerging Markets Eq | Add +2.3% | 0.26% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +2.6% | 0.11% | +0.00 |
| TBUX T Rowe Price Ultra Short-Ter | Add +16.9% | 0.08% | −0.00 |
| IVV iShares Core S&P 500 ETF | Add +1.6% | 0.94% | −0.01 |
| IDU iShares US Utilities ETF | Add +3.3% | 0.13% | −0.02 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Add +12.7% | 0.61% | −0.03 |
| PVAL Putnam Focused LRG Cap Value | Add +6.6% | 4.57% | −0.03 |
| HFSI Hartfor Strateg Income ETF-U | Add +15.2% | 5.99% | −0.06 |
| GLD SPDR Gold Shares | Add +2.6% | 0.17% | −0.06 |
| QINT American Century QLTY Diver | Add +8.6% | 2.71% | −0.06 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +5.9% | 1.86% | −0.07 |
| FBND Fidelity Total Bond ETF | Add +2.9% | 0.56% | −0.08 |
| TFLR T Rowe Price Floating RT ETF | Add +8.4% | 1.01% | −0.09 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +28.4% | 1.87% | −0.10 |
| IDEV iShares Core MSCI Dev MKTS | Add +8.3% | 5.29% | −0.11 |
| BIV Vanguard Intermediate-Term B | Add +16.0% | 5.45% | −0.12 |
| PICK iShares MSCI Global Metals & | Add +6.1% | 1.47% | −0.12 |
| SCHP Schwab U.S. Tips ETF | Add +7.4% | 1.32% | −0.13 |
| JAAA Janus Henderson Aaa Clo ETF | Add +6.3% | 1.46% | −0.15 |
| EVTR Eaton Vance Total Return | Add +13.9% | 5.55% | −0.19 |