Retirement Management Systems Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 14, 2026), Retirement Management Systems Inc. reported 51 stock positions worth $414.9 million. Its top holding was SS SPDR P S&P 500 Growth ETF (SPYG) at 7.5% of the portfolio, followed by Hartfor Strateg Income ETF-U (HFSI, 6.1%) and Eaton Vance Total Return (EVTR, 5.7%). Compared with Q4 2025, it opened 4 new positions, sold out of 7, added to 24 and reduced 21. The biggest buy was American Century QLTY Diver (QINT, shares +797%) and the biggest sale iShares MSCI World ETF (URTH, shares −98%).
- Most Recent 13F
- Q2 2026
- Location
- STEVENSVILLE, MD
- CIK
- 0002110516
- Portfolio Value
- $414.9M (Q1 2026)
- SEC Filing
- 0002085853-26-000372 ↗ filed Apr 14, 2026
Holdings Value
Holdings 51 stocks · $414.9M
| SPYG SS SPDR P S&P 500 Growth ETF | 7.48% | 316,966 | $31.0M | Reduce -4.2% |
| HFSI Hartfor Strateg Income ETF-U | 6.05% | 723,138 | $25.1M | Add +10.8% |
| EVTR Eaton Vance Total Return | 5.75% | 469,813 | $23.8M | Add +20.8% |
| BIV Vanguard Intermediate-Term B | 5.57% | 299,193 | $23.1M | Add +8.4% |
| IDEV iShares Core MSCI Dev MKTS | 5.40% | 267,895 | $22.4M | Add +9.9% |
| IDMO Invesco S&P International DE | 5.36% | 405,406 | $22.2M | Add +11.0% |
| PVAL Putnam Focused LRG Cap Value | 4.60% | 411,588 | $19.1M | Add +41.0% |
| FMDE Fidelity Enhanced Mid Cap Co. | 4.59% | 529,507 | $19.0M | Add +77.6% |
| RECS Columbia Resear Enh Cor ETF | 4.33% | 460,806 | $18.0M | Add +12.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 4.24% | 27,080 | $17.6M | Add +10.2% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 3.96% | 113,341 | $16.4M | Reduce -1.3% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 3.46% | 215,235 | $14.4M | Add +47.2% |
| IOO iShares Global 100 ETF | 3.45% | 118,412 | $14.3M | Add +8.5% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.77% | 146,311 | $11.5M | Reduce -33.4% |
| QINT American Century QLTY Diver | 2.77% | 175,314 | $11.5M | Add +796.7% |
| QQQM Invesco Nasdaq 100 ETF | 2.61% | 45,648 | $10.8M | Add +13.5% |
| SMH Vaneck Semiconductor ETF | 2.24% | 24,284 | $9.3M | Add +1.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.13% | 30,809 | $8.8M | Add +19.6% |
| WTV Wisdomtree U.S. Value Fund | 2.06% | 90,429 | $8.6M | Add +8.1% |
| FRDM Freedom 100 Emeging MRKT ETF | 1.98% | 150,444 | $8.2M | New |
| NLR Vaneck Urani & Nuclr ETF-Usd | 1.97% | 61,445 | $8.2M | Add +38.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.92% | 141,132 | $8.0M | Reduce -25.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.74% | 27,581 | $7.2M | Add +7.1% |
| JAAA Janus Henderson Aaa Clo ETF | 1.62% | 133,105 | $6.7M | Add +6.4% |
| PICK iShares MSCI Global Metals & | 1.59% | 116,694 | $6.6M | New |
| SCHP Schwab U.S. Tips ETF | 1.45% | 226,832 | $6.0M | Add +2.9% |
| TFLR T Rowe Price Floating RT ETF | 1.10% | 90,481 | $4.6M | Add +3.7% |
| IVV iShares Core S&P 500 ETF | 0.95% | 6,007 | $3.9M | Reduce -2.7% |
| WELL Welltower Inc. | 0.87% | 18,205 | $3.6M | Reduce -30.8% |
| VTR Ventas Inc. | 0.87% | 43,980 | $3.6M | Reduce -30.6% |
| IWF iShares Russell 1000 Growth | 0.78% | 7,607 | $3.2M | Reduce -2.1% |
| IGV iShares Expanded Tech-Softwa | 0.66% | 34,205 | $2.7M | New |
| FBND Fidelity Total Bond ETF | 0.64% | 58,134 | $2.7M | Reduce -1.2% |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | 0.64% | 41,356 | $2.6M | Reduce -55.0% |
| NVDA Nvidia Corp. | 0.39% | 9,184 | $1.6M | Reduce -0.3% |
| AVEM Avantis Emerging Markets Eq | 0.25% | 12,921 | $1.0M | Reduce -3.4% |
| GLD SPDR Gold Shares | 0.23% | 2,187 | $941K | Add +1.0% |
| TLH iShares 10-20 Year Treasury | 0.19% | 7,980 | $804K | Reduce -2.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 1,185 | $684K | Reduce -10.3% |
| IDU iShares US Utilities ETF | 0.15% | 5,358 | $622K | Reduce -5.0% |
| IUSV iShares Core S&P U.S. Value | 0.14% | 5,730 | $586K | Reduce -9.9% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.11% | 6,163 | $472K | Add +37.9% |
| IAU iShares Gold Trust | 0.11% | 5,343 | $471K | Reduce -15.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.11% | 982 | $471K | No change |
| ONEQ Fidelity Nasdaq Comp Indx | 0.10% | 5,000 | $425K | No change |
| CW Curtiss-Wright Corp. | 0.10% | 595 | $405K | Reduce -12.5% |
| AAPL Apple Inc. | 0.08% | 1,371 | $348K | Add +6.4% |
| TBUX T Rowe Price Ultra Short-Ter | 0.08% | 6,451 | $321K | New |
| IQLT iShares MSCI International Q | 0.06% | 5,709 | $264K | Reduce -12.3% |
| BUFR FT Vest Lad Buffervetf-Usd I | 0.06% | 7,435 | $251K | Reduce -40.7% |
| URTH iShares MSCI World ETF | 0.05% | 1,117 | $201K | Reduce -97.9% |
Portfolio Sells Q4 2025 → Q1 2026
| URTH iShares MSCI World ETF | Reduce -97.9% | 0.05% | −2.44 |
| IWP iShares Russell Mid-Cap Grow | Sold out | 0.00% | −1.95 |
| FUTY Fidelity MSCI US Utilities | Sold out | 0.00% | −1.80 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -4.2% | 7.48% | −1.55 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -33.4% | 2.77% | −1.31 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Reduce -55.0% | 0.64% | −0.87 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -25.9% | 1.92% | −0.85 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.42 |
| VTR Ventas Inc. | Reduce -30.6% | 0.87% | −0.39 |
| WELL Welltower Inc. | Reduce -30.8% | 0.87% | −0.38 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Reduce -1.3% | 3.96% | −0.19 |
| IWF iShares Russell 1000 Growth | Reduce -2.1% | 0.78% | −0.16 |
| IVV iShares Core S&P 500 ETF | Reduce -2.7% | 0.95% | −0.14 |
| FALN iShares Fallen Angels ETF | Sold out | 0.00% | −0.13 |
| FLIN Franklin Ftse India ETF | Sold out | 0.00% | −0.08 |
| SLYG SS SPDR S&P 600 SC GR ETF | Sold out | 0.00% | −0.06 |
| EDIV State Street SPDR S&P Emergi | Sold out | 0.00% | −0.06 |
| FBND Fidelity Total Bond ETF | Reduce -1.2% | 0.64% | −0.05 |
| NVDA Nvidia Corp. | Reduce -0.3% | 0.39% | −0.05 |
| BUFR FT Vest Lad Buffervetf-Usd I | Reduce -40.7% | 0.06% | −0.05 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -10.3% | 0.16% | −0.04 |
| IUSV iShares Core S&P U.S. Value | Reduce -9.9% | 0.14% | −0.03 |
| TLH iShares 10-20 Year Treasury | Reduce -2.0% | 0.19% | −0.02 |
| IAU iShares Gold Trust | Reduce -15.3% | 0.11% | −0.02 |
| AVEM Avantis Emerging Markets Eq | Reduce -3.4% | 0.25% | −0.01 |
| IQLT iShares MSCI International Q | Reduce -12.3% | 0.06% | −0.01 |
| IDU iShares US Utilities ETF | Reduce -5.0% | 0.15% | −0.01 |
| CW Curtiss-Wright Corp. | Reduce -12.5% | 0.10% | +0.00 |
Portfolio Buys Q4 2025 → Q1 2026
| QINT American Century QLTY Diver | Add +796.7% | 2.77% | +2.70 |
| FRDM Freedom 100 Emeging MRKT ETF | New | 1.98% | +1.98 |
| FMDE Fidelity Enhanced Mid Cap Co. | Add +77.6% | 4.59% | +1.81 |
| PICK iShares MSCI Global Metals & | New | 1.59% | +1.59 |
| PVAL Putnam Focused LRG Cap Value | Add +41.0% | 4.60% | +1.20 |
| JMEE JPM Sma & Mid Cap En Eq Et-U | Add +47.2% | 3.46% | +1.05 |
| IGV iShares Expanded Tech-Softwa | New | 0.66% | +0.66 |
| EVTR Eaton Vance Total Return | Add +20.8% | 5.75% | +0.62 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +38.9% | 1.97% | +0.57 |
| IDEV iShares Core MSCI Dev MKTS | Add +9.9% | 5.40% | +0.25 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +19.6% | 2.13% | +0.22 |
| IDMO Invesco S&P International DE | Add +11.0% | 5.36% | +0.17 |
| HFSI Hartfor Strateg Income ETF-U | Add +10.8% | 6.05% | +0.13 |
| TBUX T Rowe Price Ultra Short-Ter | New | 0.08% | +0.08 |
| WTV Wisdomtree U.S. Value Fund | Add +8.1% | 2.06% | +0.07 |
| BIV Vanguard Intermediate-Term B | Add +8.4% | 5.57% | +0.06 |
| SMH Vaneck Semiconductor ETF | Add +1.8% | 2.24% | +0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +7.1% | 1.74% | +0.04 |
| RECS Columbia Resear Enh Cor ETF | Add +12.0% | 4.33% | +0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +37.9% | 0.11% | +0.02 |
| QQQM Invesco Nasdaq 100 ETF | Add +13.5% | 2.61% | +0.01 |
| GLD SPDR Gold Shares | Add +1.0% | 0.23% | +0.01 |
| JAAA Janus Henderson Aaa Clo ETF | Add +6.4% | 1.62% | −0.00 |
| AAPL Apple Inc. | Add +6.4% | 0.08% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +2.9% | 1.45% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +10.2% | 4.24% | −0.04 |
| TFLR T Rowe Price Floating RT ETF | Add +3.7% | 1.10% | −0.05 |
| IOO iShares Global 100 ETF | Add +8.5% | 3.45% | −0.09 |