Retirement Planning Group, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 3, 2026), Retirement Planning Group, LLC reported 421 stock positions worth $3.0 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 10.7% of the portfolio, followed by Wisdomtree US Quality Growth (QGRW, 8.1%) and Franklin International Core (DIVI, 6.3%). Compared with Q3 2025, it opened 31 new positions, sold out of 17, added to 200 and reduced 147. The biggest buy was Freedom 100 Emeging MRKT ETF (FRDM, shares +1%) and the biggest sale Vanguard Mrngstar GR ETF-Sui (VUG, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- LEAWOOD, KS
- CIK
- 0001508195
- Portfolio Value
- $3.0B (Q4 2025)
- SEC Filing
- 0001508195-26-000001 ↗ filed Feb 3, 2026
Holdings Value
Holdings 421 stocks · $3.0B
| VOO Vanguard S&P 500 ETF | 10.69% | 518,743 | $325.3M | Add +3.7% |
| QGRW Wisdomtree US Quality Growth | 8.12% | 4,214,209 | $247.2M | Add +2.9% |
| DIVI Franklin International Core | 6.34% | 4,964,122 | $193.1M | Add +3.8% |
| FSMD Fidelity Small-Mid Multifact | 5.83% | 4,020,613 | $177.4M | Add +5.7% |
| PYLD PIMCO Multisector Bond Actv | 5.06% | 5,768,470 | $153.9M | Add +8.8% |
| UBND Victoryshares Core Plus Bond | 4.70% | 6,504,886 | $143.1M | Add +8.9% |
| FDVV Fidelity High Dividend ETF | 4.31% | 2,314,770 | $131.2M | Add +5.3% |
| DIVO Amplify CWP Enhan Divid ETF | 4.23% | 2,893,478 | $128.8M | Add +4.4% |
| FRDM Freedom 100 Emeging MRKT ETF | 4.07% | 2,416,148 | $123.9M | Add +0.6% |
| FBND Fidelity Total Bond ETF | 3.77% | 2,490,208 | $114.6M | Add +8.7% |
| NFLT Virtus Newfleet Multi-Sector | 2.97% | 3,922,543 | $90.4M | Add +7.3% |
| BNDI Neos Enhanced Inc. Agg BD ETF | 2.74% | 1,752,661 | $83.4M | Add +8.3% |
| VGSH Vanguard Short-Term Treasury | 2.32% | 1,201,892 | $70.6M | Add +5.1% |
| AAPL Apple Inc. | 1.61% | 180,423 | $49.0M | Reduce -0.3% |
| COST Costco Wholesale Corp. | 1.42% | 50,095 | $43.2M | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.31% | 58,397 | $39.8M | Add +7.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.19% | 74,036 | $36.1M | Reduce -11.7% |
| SCHB Schwab US Broad Market ETF | 1.02% | 1,180,968 | $31.0M | Reduce -4.5% |
| MSFT Microsoft Corp. | 0.94% | 59,115 | $28.6M | Add +4.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.83% | 41,247 | $25.3M | Reduce -4.6% |
| FTRB Fed Hermes TTL RTRN BND | 0.83% | 989,679 | $25.1M | Add +7.7% |
| VIG Vanguard Dividend Apprec ETF | 0.80% | 110,135 | $24.2M | Reduce -7.8% |
| GSLC Goldman Activebeta US LC ETF | 0.77% | 176,631 | $23.4M | Reduce -4.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.72% | 114,761 | $21.9M | Reduce -18.1% |
| SGOV iShares 0-3 Month Treasury B | 0.70% | 212,032 | $21.3M | Add +14.9% |
| DTD Wisdomtree US Total Dividend | 0.69% | 246,988 | $21.0M | Add +6.5% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.60% | 324,003 | $18.4M | Reduce -3.6% |
| IQLT iShares MSCI International Q | 0.58% | 387,131 | $17.6M | Reduce -5.5% |
| WMT Walmart Inc. | 0.44% | 119,670 | $13.3M | Add +6.1% |
| SPGP Invesco S&P 500 Garp ETF | 0.44% | 116,741 | $13.3M | Reduce -6.0% |
| NVDA Nvidia Corp. | 0.41% | 66,579 | $12.4M | Add +23.7% |
| CSHI Neos Enhanced Income 1-3 Mon | 0.40% | 244,960 | $12.2M | Add +3.0% |
| AMZN Amazon.com Inc. | 0.39% | 51,667 | $11.9M | Add +2.7% |
| VGT Vanguard Info Tech ETF | 0.39% | 15,571 | $11.7M | Add +58.2% |
| DGRW Wisdomtree U.S. Quality Divi | 0.34% | 116,319 | $10.4M | Reduce -2.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.34% | 30,688 | $10.3M | Reduce -0.5% |
| XLP SS Consumer Staples Sel Sect | 0.31% | 123,182 | $9.6M | Add +3.2% |
| IVW iShares S&P 500 Growth ETF | 0.29% | 71,675 | $8.8M | Reduce -3.9% |
| VEA Vanguard Ftse Developed ETF | 0.26% | 128,702 | $8.0M | Reduce -16.6% |
| BND Vanguard Total Bond Market | 0.26% | 106,597 | $7.9M | Reduce -9.5% |
| IVV iShares Core S&P 500 ETF | 0.25% | 11,053 | $7.6M | Add +0.0% |
| GLD SPDR Gold Shares | 0.25% | 18,885 | $7.5M | Reduce -0.8% |
| SCHF Schwab Intl Equity ETF | 0.23% | 294,231 | $7.1M | Reduce -2.3% |
| SCHG Schwab US Large-Cap Growth | 0.23% | 215,333 | $7.0M | Reduce -1.0% |
| VXF Vanguard Extended Market ETF | 0.23% | 33,226 | $6.9M | Add +4.0% |
| COWZ Pacer US Cash Cows 100 ETF | 0.22% | 110,954 | $6.7M | Reduce -3.4% |
| GOOGL Alphabet Inc. Class A | 0.21% | 20,460 | $6.4M | Add +5.7% |
| BIV Vanguard Intermediate-Term B | 0.20% | 79,628 | $6.2M | Reduce -31.8% |
| GOOG Alphabet Inc. Class C | 0.20% | 19,358 | $6.1M | Add +3.3% |
| SPTI SS SPDR P Int Term TSY ETF | 0.19% | 201,094 | $5.8M | Reduce -6.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.18% | 18,743 | $5.4M | Reduce -3.7% |
| USVM Victoryshares US Small Mid C | 0.18% | 59,539 | $5.4M | Reduce -6.0% |
| VOX Vanguard Communication Servi | 0.18% | 27,525 | $5.3M | Add +332.4% |
| XLY SS Consumer Disc Select Sect | 0.17% | 44,415 | $5.3M | Reduce -10.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.17% | 72,646 | $5.3M | Reduce -1.6% |
| PXF Invesco Rafi Developed Marke | 0.17% | 80,406 | $5.3M | Reduce -1.2% |
| JEPI JPMorgan Equity Premium Inco | 0.16% | 87,708 | $5.0M | Add +11.1% |
| PM Philip Morris International | 0.16% | 29,928 | $4.8M | Reduce -11.2% |
| BMAR Innovator U.S. Equity Buffer | 0.16% | 89,244 | $4.7M | Reduce -2.2% |
| KORP American Century Diversified | 0.16% | 100,183 | $4.7M | Reduce -11.8% |
| VIS Vanguard Industrials ETF | 0.15% | 15,717 | $4.7M | Add +581.9% |
| HD Home Depot Inc. | 0.15% | 13,233 | $4.6M | Add +6.3% |
| GMUB GS Municipal Income ETF | 0.15% | 88,591 | $4.5M | Add +21.0% |
| LMT Lockheed Martin Corp. | 0.15% | 9,332 | $4.5M | Add +9.3% |
| VCR Vanguard Consumer Discre ETF | 0.15% | 11,384 | $4.5M | Add +597.5% |
| ILCG iShares Morningstar Growth E | 0.14% | 41,838 | $4.4M | Reduce -0.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 8,551 | $4.3M | Add +0.7% |
| XOM Exxon Mobil Corp. | 0.14% | 35,625 | $4.3M | Add +0.6% |
| FIXD First Trust Smith Opportunis | 0.14% | 96,135 | $4.3M | Add +13.3% |
| JNJ Johnson & Johnson | 0.14% | 20,272 | $4.2M | Add +14.3% |
| JMUB JPMorgan Municipal ETF | 0.14% | 82,660 | $4.2M | Add +22.9% |
| JPM JPMorgan Chase & Co. | 0.14% | 12,904 | $4.2M | Add +1.3% |
| IJR iShares Core S&P Small-Cap E | 0.13% | 33,860 | $4.1M | Reduce -5.9% |
| DFAC Dimensional US Core Equity 2 | 0.13% | 102,318 | $4.1M | Add +0.0% |
| GOF Guggenheim Strategic Opport | 0.12% | 287,555 | $3.7M | Add +5.0% |
| NYF iShares New York Muni Bond E | 0.12% | 68,083 | $3.6M | Reduce -0.1% |
| TUSI Touchstone Ultra Short Incom | 0.12% | 142,674 | $3.6M | Add +11.8% |
| XLK SS Technology Select Sector | 0.12% | 25,083 | $3.6M | Add +9.3% |
| GSIE Goldman Sachs Activebeta Int | 0.12% | 83,837 | $3.6M | Reduce -3.4% |
| VWO Vanguard Ftse Emerging Marke | 0.12% | 66,758 | $3.6M | Reduce -13.5% |
| ITOT iShares Core S&P Total U.S. | 0.12% | 24,053 | $3.6M | Add +3.7% |
| DUK Duke Energy Corp. | 0.11% | 28,799 | $3.4M | Add +39.5% |
| SMMD iShares Russell 2500 ETF | 0.11% | 44,911 | $3.4M | Add +3.3% |
| PEP Pepsico Inc. | 0.11% | 23,101 | $3.3M | Add +10.2% |
| FLMI Franklin Dynamic Municipal B | 0.11% | 133,301 | $3.3M | Add +29.3% |
| PG The Procter & Gamble Co. | 0.11% | 22,783 | $3.3M | Add +3.9% |
| DFUS Dimensional US Eq MKT ETF | 0.11% | 43,196 | $3.2M | Reduce -1.5% |
| AMLP Alerian MLP ETF | 0.10% | 67,340 | $3.2M | Add +13.7% |
| RDVI FT Vest Rising Dividend Achi | 0.10% | 120,642 | $3.2M | Add +11.0% |
| HMOP Hartford Municipal Opp ETF | 0.10% | 77,305 | $3.0M | Add +18.3% |
| SPGI S&P Global Inc. | 0.10% | 5,748 | $3.0M | Reduce -0.1% |
| VNQ Vanguard Real Estate ETF | 0.10% | 33,680 | $3.0M | Reduce -14.8% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.10% | 51,246 | $3.0M | Reduce -6.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.10% | 36,053 | $2.9M | Reduce -8.8% |
| TSLA Tesla Inc. | 0.09% | 5,828 | $2.6M | Add +5.5% |
| ABBV Abbvie Inc. | 0.09% | 11,432 | $2.6M | Add +13.7% |
| VDC Vanguard Consumer Staple ETF | 0.09% | 12,329 | $2.6M | Add +0.0% |
| OMFL Invesco Russell 1000 DYN M/F | 0.08% | 41,422 | $2.5M | Reduce -2.4% |
| EFA iShares MSCI Eafe ETF | 0.08% | 26,342 | $2.5M | Reduce -3.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 9,799 | $2.5M | Reduce -19.6% |
Portfolio Sells Q3 2025 → Q4 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -11.7% | 1.19% | −0.21 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -18.1% | 0.72% | −0.19 |
| BIV Vanguard Intermediate-Term B | Reduce -31.8% | 0.20% | −0.11 |
| VIG Vanguard Dividend Apprec ETF | Reduce -7.8% | 0.80% | −0.10 |
| SCHB Schwab US Broad Market ETF | Reduce -4.5% | 1.02% | −0.09 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -4.6% | 0.83% | −0.07 |
| GSLC Goldman Activebeta US LC ETF | Reduce -4.3% | 0.77% | −0.07 |
| VEA Vanguard Ftse Developed ETF | Reduce -16.6% | 0.26% | −0.06 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -6.0% | 0.44% | −0.05 |
| IQLT iShares MSCI International Q | Reduce -5.5% | 0.58% | −0.05 |
| BND Vanguard Total Bond Market | Reduce -9.5% | 0.26% | −0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -3.6% | 0.60% | −0.04 |
| VCRB Vanguard Core Bond ETF | Reduce -43.7% | 0.05% | −0.04 |
| PLTR Palantir Technologies Inc. Class A | Reduce -26.1% | 0.07% | −0.04 |
| XLY SS Consumer Disc Select Sect | Reduce -10.6% | 0.17% | −0.03 |
| KORP American Century Diversified | Reduce -11.8% | 0.16% | −0.03 |
| MZTI The Marzetti Company | Sold out | 0.00% | −0.03 |
| PM Philip Morris International | Reduce -11.2% | 0.16% | −0.03 |
| VNQ Vanguard Real Estate ETF | Reduce -14.8% | 0.10% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -13.5% | 0.12% | −0.03 |
| NFLX Netflix Inc. | Reduce -0.6% | 0.07% | −0.03 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -6.8% | 0.19% | −0.03 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -2.1% | 0.34% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -19.6% | 0.08% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.9% | 0.29% | −0.02 |
| USVM Victoryshares US Small Mid C | Reduce -6.0% | 0.18% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.7% | 0.18% | −0.02 |
| SEI Solaris Energy Infrastructur | Reduce -42.3% | 0.03% | −0.02 |
| FLUT Flutter Entertainment PLC-Di | Sold out | 0.00% | −0.02 |
| CAVA Cava Group Inc. | Sold out | 0.00% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -5.9% | 0.13% | −0.01 |
| HOOD Robinhood Markets Inc. Class A | Sold out | 0.00% | −0.01 |
| CELH Celsius Holdings Inc. | Sold out | 0.00% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.5% | 0.34% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -8.8% | 0.10% | −0.01 |
| HIMU iShares High Yild Muni A ETF | Reduce -31.2% | 0.02% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -6.3% | 0.10% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -2.3% | 0.23% | −0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -1.0% | 0.23% | −0.01 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -3.4% | 0.22% | −0.01 |
| ACIO Aptus Collared Invest Opp | Reduce -19.5% | 0.03% | −0.01 |
| LRGF iShares US Equity Factor ETF | Reduce -35.8% | 0.01% | −0.01 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -7.0% | 0.07% | −0.01 |
| CXT Crane NXT Co. | Sold out | 0.00% | −0.01 |
| ILCG iShares Morningstar Growth E | Reduce -0.2% | 0.14% | −0.01 |
| LDOS Leidos Holdings Inc. | Reduce -7.2% | 0.04% | −0.01 |
| MMM 3M Co. | Sold out | 0.00% | −0.01 |
| CRSP Crispr Therapeutics AG | Sold out | 0.00% | −0.01 |
| UAPR Innovator U.S. Equity Ultra | Reduce -35.0% | 0.01% | −0.01 |
| ABT Abbott Laboratories | Reduce -0.6% | 0.06% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| FRDM Freedom 100 Emeging MRKT ETF | Add +0.6% | 4.07% | +0.38 |
| DIVI Franklin International Core | Add +3.8% | 6.34% | +0.14 |
| VOX Vanguard Communication Servi | Add +332.4% | 0.18% | +0.13 |
| VIS Vanguard Industrials ETF | Add +581.9% | 0.15% | +0.13 |
| VGT Vanguard Info Tech ETF | Add +58.2% | 0.39% | +0.13 |
| UBND Victoryshares Core Plus Bond | Add +8.9% | 4.70% | +0.13 |
| VCR Vanguard Consumer Discre ETF | Add +597.5% | 0.15% | +0.12 |
| PYLD PIMCO Multisector Bond Actv | Add +8.8% | 5.06% | +0.11 |
| FBND Fidelity Total Bond ETF | Add +8.7% | 3.77% | +0.09 |
| BNDI Neos Enhanced Inc. Agg BD ETF | Add +8.3% | 2.74% | +0.06 |
| NVDA Nvidia Corp. | Add +23.7% | 0.41% | +0.06 |
| AKRE Akre Focus ETF | New | 0.06% | +0.06 |
| FDVV Fidelity High Dividend ETF | Add +5.3% | 4.31% | +0.06 |
| SGOV iShares 0-3 Month Treasury B | Add +14.9% | 0.70% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +7.7% | 1.31% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +3.7% | 10.69% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +5.7% | 0.21% | +0.05 |
| NFLT Virtus Newfleet Multi-Sector | Add +7.3% | 2.97% | +0.04 |
| GOOG Alphabet Inc. Class C | Add +3.3% | 0.20% | +0.04 |
| FFSM Fidelity FNDM SM Mid Cap ETF | Add +354.9% | 0.05% | +0.04 |
| WMT Walmart Inc. | Add +6.1% | 0.44% | +0.03 |
| LLY Eli Lilly & Co. | Add +21.7% | 0.06% | +0.02 |
| HFSI Hartfor Strateg Income ETF-U | New | 0.02% | +0.02 |
| JNJ Johnson & Johnson | Add +14.3% | 0.14% | +0.02 |
| JSI JH Securitized Income ETF | Add +78.1% | 0.06% | +0.02 |
| DUK Duke Energy Corp. | Add +39.5% | 0.11% | +0.02 |
| GILD Gilead Sciences Inc. | New | 0.02% | +0.02 |
| FLMI Franklin Dynamic Municipal B | Add +29.3% | 0.11% | +0.02 |
| GMUB GS Municipal Income ETF | Add +21.0% | 0.15% | +0.02 |
| JMUB JPMorgan Municipal ETF | Add +22.9% | 0.14% | +0.02 |
| FTRB Fed Hermes TTL RTRN BND | Add +7.7% | 0.83% | +0.02 |
| FSMD Fidelity Small-Mid Multifact | Add +5.7% | 5.83% | +0.02 |
| JAAA Janus Henderson Aaa Clo ETF | Add +75.9% | 0.04% | +0.02 |
| MCK McKesson Corp. | New | 0.01% | +0.01 |
| PTLC Pacer Trendpilot US Large Ca | New | 0.01% | +0.01 |
| DTD Wisdomtree US Total Dividend | Add +6.5% | 0.69% | +0.01 |
| HMOP Hartford Municipal Opp ETF | Add +18.3% | 0.10% | +0.01 |
| SLV iShares Silver Trust | Add +4.2% | 0.03% | +0.01 |
| DE Deere & Co. | Add +27.6% | 0.06% | +0.01 |
| AMAT Applied Materials Inc. | New | 0.01% | +0.01 |
| IEF iShares 7-10 Year Treasury B | New | 0.01% | +0.01 |
| GLW Corning Inc. | New | 0.01% | +0.01 |
| FCX Freeport-McMoran Inc. | New | 0.01% | +0.01 |
| FIXD First Trust Smith Opportunis | Add +13.3% | 0.14% | +0.01 |
| AMD Advanced Micro Devices | Add +5.0% | 0.03% | +0.01 |
| JEPI JPMorgan Equity Premium Inco | Add +11.1% | 0.16% | +0.01 |
| ENB Enbridge Inc. | New | 0.01% | +0.01 |
| AMZN Amazon.com Inc. | Add +2.7% | 0.39% | +0.01 |
| PH Parker Hannifin Corp. | New | 0.01% | +0.01 |
| MFC Manulife Financial Corp. | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 541 | $3.9B | VOO, QGRW, FSMD, DIVI, FRDM |
| Q1 2026 | 481 | $3.2B | VOO, QGRW, FSMD, DIVI, PYLD |
| Q4 2025 | 421 | $3.0B | VOO, QGRW, DIVI, FSMD, PYLD |
| Q3 2025 | 407 | $2.9B | VOO, QGRW, DIVI, FSMD, PYLD |
| Q2 2025 | 304 | $2.4B | VOO, QGRW, DIVI, FSMD, PYLD |
| Q1 2025 | 296 | $2.1B | VOO, QGRW, DIVI, FSMD, PYLD |
| Q4 2024 | 277 | $2.0B | SPGP, DIVO, VIG, SCHB, GSLC |
| Q3 2024 | 264 | $1.8B | VIG, DIVO, SPGP, SCHB, GSLC |
| Q2 2024 | 231 | $1.6B | SPGP, VIG, DIVO, SCHB, GSLC |
| Q1 2024 | 213 | $1.3B | SPGP, SCHB, VIG, DIVO, GSLC |