Retirement Solution LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed February 27, 2026), Retirement Solution LLC reported 48 stock positions worth $419.3 million. Its top holding was Dimensional US Sus CORE1 ETF (DFSU) at 54.7% of the portfolio, followed by Dimensional US High Profi Et (DUHP, 11.6%) and Dimensional US Eq MKT ETF (DFUS, 7.7%). Compared with Q2 2025, it opened 5 new positions, sold out of 1, added to 14 and reduced 20. The biggest buy was Dimensional US Core Equity 2 (DFAC, shares +2%) and the biggest sale Microsoft (MSFT, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- REDMOND, WA
- CIK
- 0001914606
- Portfolio Value
- $419.3M (Q3 2025)
- SEC Filing
- 0001914606-26-000004 ↗ filed Feb 27, 2026
Holdings Value
Holdings 48 stocks · $419.3M
| DFSU Dimensional US Sus CORE1 ETF | 54.69% | 5,399,322 | $229.3M | Reduce -0.8% |
| DUHP Dimensional US High Profi Et | 11.56% | 1,283,682 | $48.5M | Reduce -0.5% |
| DFUS Dimensional US Eq MKT ETF | 7.72% | 447,083 | $32.4M | Reduce -0.4% |
| DFAC Dimensional US Core Equity 2 | 5.30% | 575,923 | $22.2M | Add +2.2% |
| DFSV Dimensional US Small Cap Val | 4.83% | 635,916 | $20.2M | Add +0.8% |
| DFSI Dimensional Int Sus COR1 ETF | 3.53% | 361,180 | $14.8M | Reduce -3.2% |
| MSFT Microsoft Corp. | 2.62% | 21,216 | $11.0M | Reduce -11.1% |
| DFSE Dimensional Em Sus CORE1 ETF | 2.57% | 262,145 | $10.8M | Reduce -0.9% |
| QQQ Invesco QQQ Trust Series 1 | 1.24% | 8,631 | $5.2M | Reduce -0.4% |
| DFAU Dimensional US Core Equity M | 0.93% | 84,991 | $3.9M | Reduce -6.0% |
| AES AES Corp. | 0.57% | 182,925 | $2.4M | No change |
| AAPL Apple Inc. | 0.50% | 8,304 | $2.1M | Reduce -1.1% |
| DFAX Dimensional World Ex US Core | 0.48% | 64,236 | $2.0M | Add +0.0% |
| VOO Vanguard S&P 500 ETF | 0.32% | 2,189 | $1.3M | Reduce -0.1% |
| COST Costco Wholesale Corp. | 0.31% | 1,402 | $1.3M | Add +0.1% |
| AMZN Amazon.com Inc. | 0.27% | 5,168 | $1.1M | Reduce -8.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.24% | 1,526 | $1.0M | Reduce -11.4% |
| TSLA Tesla Inc. | 0.22% | 2,034 | $904K | Add +0.1% |
| IWF iShares Russell 1000 Growth | 0.20% | 1,764 | $826K | Reduce -0.5% |
| MU Micron Technology Inc. | 0.16% | 4,046 | $677K | Add +0.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.13% | 1,143 | $548K | Add +8.6% |
| VGT Vanguard Info Tech ETF | 0.13% | 703 | $525K | Add +5.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.12% | 1,519 | $498K | New |
| GNMA iShares Gnma Bond ETF | 0.09% | 8,733 | $387K | Reduce -4.1% |
| NVDA Nvidia Corp. | 0.09% | 1,966 | $367K | No change |
| ORCL Oracle Corp. | 0.08% | 1,157 | $326K | Add +0.2% |
| NLY Annaly Capital Management Inc. | 0.08% | 15,618 | $316K | New |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.07% | 2,780 | $291K | Add +0.1% |
| BSCQ Invesco Bulletshares 2026 CB | 0.07% | 14,765 | $289K | Add +1.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.07% | 2,472 | $281K | Reduce -8.1% |
| SBUX Starbucks Corp. | 0.06% | 3,165 | $268K | Reduce -27.4% |
| VOOG Vanguard S&P 500 Growth ETF | 0.06% | 587 | $255K | Add +0.2% |
| XLK SS Technology Select Sector | 0.06% | 904 | $255K | Reduce -0.3% |
| GOOGL Alphabet Inc. Class A | 0.06% | 1,041 | $253K | New |
| ITOT iShares Core S&P Total U.S. | 0.06% | 1,664 | $242K | Add +0.3% |
| BA The Boeing Co. | 0.06% | 1,103 | $238K | No change |
| IWD iShares Russell 1000 Value E | 0.06% | 1,157 | $236K | Reduce -0.2% |
| CRM Salesforce Inc. | 0.05% | 940 | $223K | Add +0.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 846 | $215K | New |
| INTU Intuit Inc. | 0.05% | 314 | $214K | No change |
| DAKT Daktronics Inc. | 0.05% | 10,000 | $209K | No change |
| GLW Corning Inc. | 0.05% | 2,470 | $203K | New |
| XEXGX Eaton Vance Tax-Managed Glob | 0.03% | 15,467 | $141K | Reduce -17.3% |
| VIAV Viavi Solutions Inc. | 0.03% | 10,400 | $132K | No change |
| ERIC Ericsson (lm) Tel-SP ADR filed as TELEFONAKTIEBOLAGET LM ERICS | 0.03% | 14,057 | $116K | No change |
| UIS Unisys Corp. | 0.03% | 29,800 | $116K | No change |
| NOK Nokia Corp.-Spon ADR | 0.02% | 15,236 | $73K | Reduce -0.7% |
| EGY Vaalco Energy Inc. | 0.01% | 15,144 | $61K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| MSFT Microsoft Corp. | Reduce -11.1% | 2.62% | −0.41 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -3.2% | 3.53% | −0.23 |
| DUHP Dimensional US High Profi Et | Reduce -0.5% | 11.56% | −0.14 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.05 |
| DFAU Dimensional US Core Equity M | Reduce -6.0% | 0.93% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -8.8% | 0.27% | −0.05 |
| SBUX Starbucks Corp. | Reduce -27.4% | 0.06% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -11.4% | 0.24% | −0.03 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -8.1% | 0.07% | −0.01 |
| GNMA iShares Gnma Bond ETF | Reduce -4.1% | 0.09% | −0.01 |
| XEXGX Eaton Vance Tax-Managed Glob | Reduce -17.3% | 0.03% | −0.01 |
| NOK Nokia Corp.-Spon ADR | Reduce -0.7% | 0.02% | −0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Reduce -0.9% | 2.57% | −0.00 |
| IWD iShares Russell 1000 Value E | Reduce -0.2% | 0.06% | −0.00 |
| XLK SS Technology Select Sector | Reduce -0.3% | 0.06% | +0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -0.1% | 0.32% | +0.00 |
| IWF iShares Russell 1000 Growth | Reduce -0.5% | 0.20% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.4% | 1.24% | +0.02 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.4% | 7.72% | +0.04 |
| AAPL Apple Inc. | Reduce -1.1% | 0.50% | +0.06 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -0.8% | 54.69% | +0.16 |
Portfolio Buys Q2 2025 → Q3 2025
| DFAC Dimensional US Core Equity 2 | Add +2.2% | 5.30% | +0.14 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.12% | +0.12 |
| DFSV Dimensional US Small Cap Val | Add +0.8% | 4.83% | +0.09 |
| NLY Annaly Capital Management Inc. | New | 0.08% | +0.08 |
| GOOGL Alphabet Inc. Class A | New | 0.06% | +0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 0.05% | +0.05 |
| TSLA Tesla Inc. | Add +0.1% | 0.22% | +0.05 |
| GLW Corning Inc. | New | 0.05% | +0.05 |
| MU Micron Technology Inc. | Add +0.1% | 0.16% | +0.03 |
| ORCL Oracle Corp. | Add +0.2% | 0.08% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +8.6% | 0.13% | +0.01 |
| VGT Vanguard Info Tech ETF | Add +5.9% | 0.13% | +0.01 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.1% | 0.07% | +0.00 |
| VOOG Vanguard S&P 500 Growth ETF | Add +0.2% | 0.06% | +0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.3% | 0.06% | +0.00 |
| DFAX Dimensional World Ex US Core | Add +0.0% | 0.48% | −0.00 |
| BSCQ Invesco Bulletshares 2026 CB | Add +1.1% | 0.07% | −0.00 |
| CRM Salesforce Inc. | Add +0.1% | 0.05% | −0.01 |
| COST Costco Wholesale Corp. | Add +0.1% | 0.31% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 75 | $511.4M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q1 2026 | 57 | $422.8M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q4 2025 | 60 | $451.5M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q3 2025Amended | 48 | $419.3M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q2 2025Amended | 44 | $391.8M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q1 2025Amended | 39 | $352.4M | DFSU, DUHP, DFUS, DFSV, DFAC |
| Q4 2024 | 49 | $381.9M | DFSU, DFUS, DUHP, DFSV, DFAC |
| Q3 2024 | 57 | $410.5M | DFSU, DFUS, DUHP, DFSV, MSFT |
| Q2 2024 | 39 | $372.2M | DFSU, DFUS, DUHP, DFSV, DFSI |
| Q1 2024 | 38 | $369.1M | DFSU, DFUS, DUHP, DFSV, DFSI |