Retirement Solution LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), Retirement Solution LLC reported 60 stock positions worth $451.5 million. Its top holding was Dimensional US Sus CORE1 ETF (DFSU) at 52.2% of the portfolio, followed by Dimensional US High Profi Et (DUHP, 10.9%) and Dimensional US Eq MKT ETF (DFUS, 7.6%). Compared with Q3 2025, it opened 12 new positions, added to 34 and reduced 6. The biggest buy was Apple (AAPL, shares +276%) and the biggest sale Dimensional Int Sus COR1 ETF (DFSI, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- REDMOND, WA
- CIK
- 0001914606
- Portfolio Value
- $451.5M (Q4 2025)
- SEC Filing
- 0001914606-26-000001 ↗ filed Jan 29, 2026
Holdings Value
Holdings 60 stocks · $451.5M
| DFSU Dimensional US Sus CORE1 ETF | 52.18% | 5,424,190 | $235.6M | Add +0.5% |
| DUHP Dimensional US High Profi Et | 10.94% | 1,298,565 | $49.4M | Add +1.2% |
| DFUS Dimensional US Eq MKT ETF | 7.64% | 465,027 | $34.5M | Add +4.0% |
| DFAC Dimensional US Core Equity 2 | 5.46% | 622,843 | $24.7M | Add +8.2% |
| DFSV Dimensional US Small Cap Val | 4.76% | 652,952 | $21.5M | Add +2.7% |
| DFSI Dimensional Int Sus COR1 ETF | 3.37% | 355,427 | $15.2M | Reduce -1.6% |
| DFSE Dimensional Em Sus CORE1 ETF | 2.42% | 263,432 | $10.9M | Add +0.5% |
| MSFT Microsoft Corp. | 2.32% | 21,651 | $10.5M | Add +2.0% |
| AAPL Apple Inc. | 1.88% | 31,210 | $8.5M | Add +275.8% |
| QQQ Invesco QQQ Trust Series 1 | 1.35% | 9,932 | $6.1M | Add +15.1% |
| DFAU Dimensional US Core Equity M | 0.91% | 87,761 | $4.1M | Add +3.3% |
| AES AES Corp. | 0.58% | 182,925 | $2.6M | No change |
| DFAX Dimensional World Ex US Core | 0.54% | 74,405 | $2.4M | Add +15.8% |
| SBUX Starbucks Corp. | 0.40% | 21,334 | $1.8M | Add +574.1% |
| AMZN Amazon.com Inc. | 0.36% | 7,025 | $1.6M | Add +35.9% |
| LOW Lowe's Cos Inc. | 0.34% | 6,445 | $1.6M | New |
| VOO Vanguard S&P 500 ETF | 0.34% | 2,472 | $1.6M | Add +12.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.32% | 2,110 | $1.4M | Add +38.3% |
| COST Costco Wholesale Corp. | 0.31% | 1,628 | $1.4M | Add +16.1% |
| MU Micron Technology Inc. | 0.30% | 4,693 | $1.3M | Add +16.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 2,373 | $1.2M | New |
| CDNS Cadence Design SYS Inc. | 0.25% | 3,584 | $1.1M | New |
| IWF iShares Russell 1000 Growth | 0.20% | 1,876 | $888K | Add +6.3% |
| HRL Hormel Foods Corp. | 0.17% | 32,140 | $762K | New |
| TSLA Tesla Inc. | 0.16% | 1,615 | $726K | Reduce -20.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.14% | 1,256 | $613K | Add +9.9% |
| NVDA Nvidia Corp. | 0.12% | 2,800 | $522K | Add +42.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 1,527 | $512K | Add +0.5% |
| VGT Vanguard Info Tech ETF | 0.11% | 666 | $502K | Reduce -5.3% |
| XLK SS Technology Select Sector | 0.11% | 3,418 | $492K | Add +89.0% |
| GOOGL Alphabet Inc. Class A | 0.09% | 1,354 | $424K | Add +30.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.09% | 1,324 | $392K | New |
| GNMA iShares Gnma Bond ETF | 0.08% | 8,245 | $367K | Reduce -5.6% |
| NLY Annaly Capital Management Inc. | 0.08% | 16,219 | $363K | Add +3.9% |
| PLTR Palantir Technologies Inc. Class A | 0.08% | 2,028 | $360K | New |
| ORCL Oracle Corp. | 0.08% | 1,845 | $360K | Add +59.5% |
| BA The Boeing Co. | 0.07% | 1,496 | $325K | Add +35.6% |
| CTAS Cintas Corp. | 0.07% | 1,637 | $308K | New |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.07% | 2,784 | $297K | Add +0.1% |
| BSCQ Invesco Bulletshares 2026 CB | 0.06% | 14,964 | $293K | Add +1.4% |
| IVV iShares Core S&P 500 ETF | 0.06% | 411 | $281K | New |
| VOOG Vanguard S&P 500 Growth ETF | 0.06% | 587 | $261K | No change |
| IWD iShares Russell 1000 Value E | 0.06% | 1,237 | $260K | Add +6.9% |
| CRM Salesforce Inc. | 0.06% | 970 | $257K | Add +3.2% |
| EFG iShares MSCI Eafe Growth ETF | 0.06% | 2,190 | $249K | Reduce -11.4% |
| ITOT iShares Core S&P Total U.S. | 0.06% | 1,669 | $248K | Add +0.3% |
| WMT Walmart Inc. | 0.05% | 2,130 | $237K | New |
| MSI Motorola Solutions Inc. | 0.05% | 593 | $227K | New |
| AVGO Broadcom Inc. | 0.05% | 645 | $223K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 855 | $221K | Add +1.1% |
| GLW Corning Inc. | 0.05% | 2,475 | $217K | Add +0.2% |
| PM Philip Morris International | 0.05% | 1,317 | $211K | New |
| INTU Intuit Inc. | 0.05% | 314 | $208K | No change |
| DAKT Daktronics Inc. | 0.04% | 10,000 | $198K | No change |
| VIAV Viavi Solutions Inc. | 0.04% | 10,400 | $185K | No change |
| XEXGX Eaton Vance Tax-Managed Glob | 0.03% | 15,799 | $151K | Add +2.1% |
| ERIC Ericsson (lm) Tel-SP ADR filed as TELEFONAKTIEBOLAGET LM ERICS | 0.03% | 14,057 | $136K | No change |
| NOK Nokia Corp.-Spon ADR | 0.02% | 15,236 | $99K | No change |
| EGY Vaalco Energy Inc. | 0.01% | 15,144 | $55K | No change |
| UIS Unisys Corp. | 0.01% | 18,800 | $52K | Reduce -36.9% |
Portfolio Sells Q3 2025 → Q4 2025
| DFSI Dimensional Int Sus COR1 ETF | Reduce -1.6% | 3.37% | −0.15 |
| TSLA Tesla Inc. | Reduce -20.6% | 0.16% | −0.05 |
| UIS Unisys Corp. | Reduce -36.9% | 0.01% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -5.3% | 0.11% | −0.01 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -11.4% | 0.06% | −0.01 |
| GNMA iShares Gnma Bond ETF | Reduce -5.6% | 0.08% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| AAPL Apple Inc. | Add +275.8% | 1.88% | +1.38 |
| LOW Lowe's Cos Inc. | New | 0.34% | +0.34 |
| SBUX Starbucks Corp. | Add +574.1% | 0.40% | +0.33 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.26% | +0.26 |
| CDNS Cadence Design SYS Inc. | New | 0.25% | +0.25 |
| HRL Hormel Foods Corp. | New | 0.17% | +0.17 |
| DFAC Dimensional US Core Equity 2 | Add +8.2% | 5.46% | +0.16 |
| MU Micron Technology Inc. | Add +16.0% | 0.30% | +0.14 |
| QQQ Invesco QQQ Trust Series 1 | Add +15.1% | 1.35% | +0.12 |
| AMZN Amazon.com Inc. | Add +35.9% | 0.36% | +0.09 |
| IBM Intl Business Machines Corp. | New | 0.09% | +0.09 |
| PLTR Palantir Technologies Inc. Class A | New | 0.08% | +0.08 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +38.3% | 0.32% | +0.08 |
| CTAS Cintas Corp. | New | 0.07% | +0.07 |
| IVV iShares Core S&P 500 ETF | New | 0.06% | +0.06 |
| DFAX Dimensional World Ex US Core | Add +15.8% | 0.54% | +0.06 |
| WMT Walmart Inc. | New | 0.05% | +0.05 |
| MSI Motorola Solutions Inc. | New | 0.05% | +0.05 |
| AVGO Broadcom Inc. | New | 0.05% | +0.05 |
| XLK SS Technology Select Sector | Add +89.0% | 0.11% | +0.05 |
| PM Philip Morris International | New | 0.05% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +30.1% | 0.09% | +0.03 |
| NVDA Nvidia Corp. | Add +42.4% | 0.12% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +12.9% | 0.34% | +0.02 |
| BA The Boeing Co. | Add +35.6% | 0.07% | +0.02 |
| NLY Annaly Capital Management Inc. | Add +3.9% | 0.08% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +9.9% | 0.14% | +0.01 |
| CRM Salesforce Inc. | Add +3.2% | 0.06% | +0.00 |
| ORCL Oracle Corp. | Add +59.5% | 0.08% | +0.00 |
| COST Costco Wholesale Corp. | Add +16.1% | 0.31% | +0.00 |
| IWD iShares Russell 1000 Value E | Add +6.9% | 0.06% | +0.00 |
| XEXGX Eaton Vance Tax-Managed Glob | Add +2.1% | 0.03% | −0.00 |
| GLW Corning Inc. | Add +0.2% | 0.05% | −0.00 |
| IWF iShares Russell 1000 Growth | Add +6.3% | 0.20% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.1% | 0.05% | −0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.3% | 0.06% | −0.00 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.1% | 0.07% | −0.00 |
| BSCQ Invesco Bulletshares 2026 CB | Add +1.4% | 0.06% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.5% | 0.11% | −0.01 |
| DFAU Dimensional US Core Equity M | Add +3.3% | 0.91% | −0.02 |
| DFSV Dimensional US Small Cap Val | Add +2.7% | 4.76% | −0.07 |
| DFUS Dimensional US Eq MKT ETF | Add +4.0% | 7.64% | −0.08 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +0.5% | 2.42% | −0.15 |
| MSFT Microsoft Corp. | Add +2.0% | 2.32% | −0.30 |
| DUHP Dimensional US High Profi Et | Add +1.2% | 10.94% | −0.62 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.5% | 52.18% | −2.51 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 75 | $511.4M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q1 2026 | 57 | $422.8M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q4 2025 | 60 | $451.5M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q3 2025Amended | 48 | $419.3M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q2 2025Amended | 44 | $391.8M | DFSU, DUHP, DFUS, DFAC, DFSV |
| Q1 2025Amended | 39 | $352.4M | DFSU, DUHP, DFUS, DFSV, DFAC |
| Q4 2024 | 49 | $381.9M | DFSU, DFUS, DUHP, DFSV, DFAC |
| Q3 2024 | 57 | $410.5M | DFSU, DFUS, DUHP, DFSV, MSFT |
| Q2 2024 | 39 | $372.2M | DFSU, DFUS, DUHP, DFSV, DFSI |
| Q1 2024 | 38 | $369.1M | DFSU, DFUS, DUHP, DFSV, DFSI |