RHS Financial, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 18, 2024), RHS Financial, LLC reported 108 stock positions worth $171.7 million. Its top holding was Schwab Fndmn Intl LRG Co. ETF (FNDF) at 6.5% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 6.1%) and Schwab US Broad Market ETF (SCHB, 5.0%). Compared with Q4 2023, it opened 13 new positions, sold out of 7, added to 52 and reduced 38. The biggest buy was a new position in Global X US Preferred ETF (PFFD) and the biggest sale iShares 1-5Y Inv Grade (IGSB, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- SAN FRANCISCO, CA
- CIK
- 0001766514
- Portfolio Value
- $171.7M (Q1 2024)
- SEC Filing
- 0001085146-24-001886 ↗ filed Apr 18, 2024
Holdings Value
Holdings 108 stocks · $171.7M
| FNDF Schwab Fndmn Intl LRG Co. ETF | 6.48% | 312,353 | $11.1M | Add +4.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 6.11% | 155,751 | $10.5M | Reduce -4.7% |
| SCHB Schwab US Broad Market ETF | 4.97% | 139,716 | $8.5M | Add +0.9% |
| IGSB iShares 1-5Y Inv Grade Corp. | 4.01% | 134,142 | $6.9M | Reduce -5.8% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 3.84% | 237,604 | $6.6M | Reduce -4.5% |
| VTI VG Morningstar TS MKT ETF-US | 3.70% | 24,427 | $6.3M | Reduce -4.5% |
| SCHF Schwab Intl Equity ETF | 3.39% | 148,950 | $5.8M | Add +1.5% |
| JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F | 3.34% | 107,179 | $5.7M | Add +2.0% |
| VEA Vanguard Ftse Developed ETF | 3.20% | 109,523 | $5.5M | Add +12.5% |
| ESGU iShares ESG Aware MSCI USA | 2.97% | 44,412 | $5.1M | Add +6.1% |
| ICSH iShares Ultra Short Duration | 2.97% | 100,713 | $5.1M | Add +6.7% |
| USMV iShares MSCI USA Min Vol Fac | 2.94% | 60,401 | $5.0M | Reduce -5.7% |
| MTUM iShares MSCI USA Momentum Fa | 2.30% | 21,106 | $4.0M | Reduce -8.4% |
| IVV iShares Core S&P 500 ETF | 2.18% | 7,128 | $3.7M | Add +1.0% |
| SCHX Schwab US Large-Cap ETF | 2.07% | 57,133 | $3.5M | Reduce -8.5% |
| QUAL iShares MSCI USA Quality Fac | 2.05% | 21,421 | $3.5M | Add +5.9% |
| UCIB Etracs UBS BBG Cons Ma Ser B filed as UBS AG LONDON BRANCH | 1.73% | 116,263 | $3.0M | Reduce -13.7% |
| GBIL Goldman Sachs Access Treasur | 1.70% | 28,848 | $2.9M | Add +2.9% |
| NTSX Wisdomtree US Efficient Core | 1.53% | 62,178 | $2.6M | Reduce -7.3% |
| ISCF iShares International Small | 1.22% | 63,435 | $2.1M | Add +13.7% |
| CMF iShares California Muni Bond | 1.22% | 36,349 | $2.1M | Add +56.0% |
| ESGD iShares Trust iShares ESG Aw | 1.21% | 25,904 | $2.1M | Add +1.2% |
| JPUS JPMorgan Div Ret US Eq ETF | 1.20% | 18,353 | $2.1M | Add +6.5% |
| SCHD Schwab US DVD Equity ETF | 1.19% | 25,328 | $2.0M | Reduce -0.1% |
| IVLU iShares MSCI International V | 1.09% | 66,188 | $1.9M | Add +34.6% |
| IEFA iShares Core MSCI Eafe ETF | 1.04% | 23,987 | $1.8M | Add +9.0% |
| SCHG Schwab US Large-Cap Growth | 0.90% | 16,603 | $1.5M | Add +8.6% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 0.83% | 49,957 | $1.4M | Add +9.9% |
| MBB iShares MBS ETF | 0.79% | 14,722 | $1.4M | Add +2.0% |
| XWIAX Western Asset Infl-Link Sec | 0.78% | 163,977 | $1.3M | Add +2.5% |
| PFFD Global X US Preferred ETF | 0.76% | 65,125 | $1.3M | New |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.75% | 36,523 | $1.3M | Reduce -27.1% |
| VGLT Vanguard Long-Term Treasury | 0.72% | 20,957 | $1.2M | Add +17.4% |
| EMLC Vaneck JPM Em Local Curr BND | 0.71% | 49,702 | $1.2M | Add +22.2% |
| AAPL Apple Inc. | 0.70% | 7,026 | $1.2M | Reduce -1.8% |
| MSFT Microsoft Corp. | 0.68% | 2,756 | $1.2M | Reduce -39.9% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.67% | 25,132 | $1.1M | Add +31.7% |
| SCHP Schwab U.S. Tips ETF | 0.66% | 21,786 | $1.1M | Add +20.9% |
| EFV iShares MSCI Eafe Value ETF | 0.63% | 19,934 | $1.1M | Add +30.4% |
| VWO Vanguard Ftse Emerging Marke | 0.63% | 25,757 | $1.1M | Add +0.7% |
| AMZN Amazon.com Inc. | 0.61% | 5,831 | $1.1M | Reduce -13.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.60% | 2,975 | $1.0M | Reduce -6.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.57% | 2,208 | $980K | Add +6.0% |
| AGG iShares Core U.S. Aggregate | 0.56% | 9,899 | $970K | Reduce -29.9% |
| LEMB iShares JP Morgan Em Local C | 0.55% | 26,291 | $948K | Reduce -12.6% |
| IVW iShares S&P 500 Growth ETF | 0.53% | 10,876 | $918K | Add +19.8% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.53% | 4,892 | $914K | Add +119.2% |
| IMTM iShares MSCI Intl Momentum F | 0.52% | 22,767 | $893K | Add +84.0% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.52% | 15,642 | $885K | Add +5.1% |
| GOVT iShares US Treasury Bond ETF | 0.51% | 38,373 | $874K | Add +1.6% |
| SUB iShares Short-Term National | 0.50% | 8,170 | $856K | Add +36.4% |
| RING iShares MSCI Global Gold Min | 0.47% | 32,097 | $812K | Add +9.0% |
| NVDA Nvidia Corp. | 0.47% | 894 | $808K | New |
| STIP iShares 0-5 Year Tips Bond E | 0.45% | 7,829 | $778K | Reduce -1.3% |
| EMGF iShares Emerging Markets Equ | 0.45% | 17,256 | $769K | Reduce -17.4% |
| JPIN JPM Diversified Ret Intl Eq filed as J P MORGAN EXCHANGE TRADED F | 0.44% | 13,516 | $761K | Add +12.3% |
| OEF iShares S&P 100 ETF | 0.43% | 2,980 | $737K | Add +56.4% |
| RAFE PIMCO Rafi ESG US ETF filed as PIMCO EQUITY SER | 0.41% | 19,746 | $702K | Reduce -8.3% |
| IYW iShares Ustechnology ETF | 0.41% | 5,175 | $699K | Add +33.8% |
| SCHR Schwab Intermediate-Term US | 0.40% | 13,853 | $679K | Reduce -9.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.39% | 11,554 | $665K | Add +53.5% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.39% | 9,343 | $662K | Add +34.9% |
| ICVT iShares Convertible Bond ETF | 0.38% | 8,279 | $661K | Reduce -1.0% |
| ITOT iShares Core S&P Total U.S. | 0.35% | 5,236 | $604K | Add +71.7% |
| SCHO Schwab Short-Term US Treas | 0.33% | 11,886 | $573K | Add +7.0% |
| TLH iShares 10-20 Year Treasury | 0.33% | 5,347 | $562K | Add +11.2% |
| LRGF iShares US Equity Factor ETF | 0.32% | 10,164 | $547K | Add +23.5% |
| EFG iShares MSCI Eafe Growth ETF | 0.30% | 4,929 | $512K | Add +13.8% |
| ESGE iShares Inc. iShares ESG Awar | 0.29% | 15,641 | $504K | Reduce -17.1% |
| ISRG Intuitive Surgical Inc. | 0.28% | 1,199 | $479K | Reduce -1.6% |
| EDV Vanguard Extended Dur Treas | 0.28% | 6,204 | $475K | Reduce -7.5% |
| SHYL Xtrackers SHRT Dur High Yiel | 0.27% | 10,354 | $461K | Add +7.2% |
| SCHZ Schwab US Aggregate Bond ETF | 0.25% | 9,281 | $427K | Add +0.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.25% | 1,008 | $424K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.24% | 16,529 | $417K | Reduce -17.6% |
| RSST Return Stacked US SM FTR ETF | 0.23% | 16,915 | $395K | New |
| IGLB iShares 10+ Year Inv GR Corp. | 0.23% | 7,670 | $395K | Add +91.8% |
| HPQ HP Inc. | 0.22% | 12,754 | $385K | No change |
| VUSB Vanguard Ultra Short Bond Et | 0.22% | 7,701 | $382K | Add +71.7% |
| HIPS Graniteshares Hips US High I | 0.22% | 29,371 | $378K | Reduce -17.9% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.22% | 8,383 | $372K | New |
| FTEC Fidelity MSCI Info Tech Indx | 0.22% | 2,382 | $371K | Reduce -12.7% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.21% | 6,319 | $360K | Reduce -37.3% |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 1,859 | $339K | Reduce -21.0% |
| INTU Intuit Inc. | 0.19% | 505 | $328K | Reduce -4.7% |
| XVV iShares ESG Select Screened | 0.18% | 7,794 | $314K | Reduce -12.3% |
| IQLT iShares MSCI International Q | 0.18% | 7,851 | $311K | New |
| MUB iShares National Muni Bond E | 0.18% | 2,888 | $311K | New |
| SUSB iShares ESG Aware 1-5 Year U | 0.18% | 12,417 | $304K | Add +13.4% |
| NAC Nuveen Ca QLTY Muni Inc. | 0.18% | 27,370 | $302K | Add +24.6% |
| GOOGL Alphabet Inc. Class A | 0.17% | 1,928 | $291K | Reduce -28.6% |
| USIG iShares Broad Usd Investment | 0.16% | 5,546 | $282K | Add +35.9% |
| MNA Nylim Merger Arbtrage ETF-Ui | 0.16% | 8,769 | $276K | Reduce -8.9% |
| HPE Hewlett Packard Enterprise | 0.15% | 14,987 | $266K | No change |
| VWOB Vanguard Emerg MKTS Gov BND | 0.15% | 4,108 | $262K | Reduce -6.8% |
| IEMG iShares Core MSCI Emerging | 0.15% | 5,029 | $260K | Reduce -2.5% |
| KEYS Keysight Technologies Inc. | 0.15% | 1,646 | $257K | No change |
| CRM Salesforce Inc. | 0.14% | 808 | $243K | New |
| DFSI Dimensional Int Sus COR1 ETF | 0.14% | 7,153 | $241K | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.14% | 4,712 | $238K | Reduce -18.3% |
Portfolio Sells Q4 2023 → Q1 2024
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -5.8% | 4.01% | −0.61 |
| BCD Abrdn Bloomberg All Commodit | Sold out | 0.00% | −0.45 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Reduce -4.5% | 3.84% | −0.43 |
| MSFT Microsoft Corp. | Reduce -39.9% | 0.68% | −0.42 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -27.1% | 0.75% | −0.35 |
| UCIB Etracs UBS BBG Cons Ma Ser B | Reduce -13.7% | 1.73% | −0.33 |
| AGG iShares Core U.S. Aggregate | Reduce -29.9% | 0.56% | −0.32 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -4.7% | 6.11% | −0.29 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -5.7% | 2.94% | −0.22 |
| MCD McDonald's Corp. | Sold out | 0.00% | −0.20 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −0.19 |
| JVAL JPMorgan US Value Factor ETF | Sold out | 0.00% | −0.18 |
| AAPL Apple Inc. | Reduce -1.8% | 0.70% | −0.17 |
| SCHX Schwab US Large-Cap ETF | Reduce -8.5% | 2.07% | −0.16 |
| LEMB iShares JP Morgan Em Local C | Reduce -12.6% | 0.55% | −0.15 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.5% | 3.70% | −0.14 |
| FNDA Schwab Fndmntl US SM Co. ETF | Reduce -37.3% | 0.21% | −0.14 |
| T AT&T Inc. | Sold out | 0.00% | −0.14 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.14 |
| NTSX Wisdomtree US Efficient Core | Reduce -7.3% | 1.53% | −0.14 |
| VXUS Vanguard Total Intl Stock | Sold out | 0.00% | −0.13 |
| JMOM JPMorgan US Momentum Factor | Reduce -53.7% | 0.12% | −0.12 |
| EMGF iShares Emerging Markets Equ | Reduce -17.4% | 0.45% | −0.12 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -17.1% | 0.29% | −0.09 |
| SCHR Schwab Intermediate-Term US | Reduce -9.6% | 0.40% | −0.09 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -17.6% | 0.24% | −0.07 |
| GOOGL Alphabet Inc. Class A | Reduce -28.6% | 0.17% | −0.07 |
| EDV Vanguard Extended Dur Treas | Reduce -7.5% | 0.28% | −0.07 |
| HIPS Graniteshares Hips US High I | Reduce -17.9% | 0.22% | −0.06 |
| VIG Vanguard Dividend Apprec ETF | Reduce -21.0% | 0.20% | −0.06 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -18.3% | 0.14% | −0.05 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -1.3% | 0.45% | −0.04 |
| AMZN Amazon.com Inc. | Reduce -13.9% | 0.61% | −0.04 |
| RAFE PIMCO Rafi ESG US ETF | Reduce -8.3% | 0.41% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -6.9% | 0.60% | −0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.1% | 1.19% | −0.03 |
| FTEC Fidelity MSCI Info Tech Indx | Reduce -12.7% | 0.22% | −0.03 |
| ICVT iShares Convertible Bond ETF | Reduce -1.0% | 0.38% | −0.03 |
| MNA Nylim Merger Arbtrage ETF-Ui | Reduce -8.9% | 0.16% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -6.8% | 0.15% | −0.03 |
| XVV iShares ESG Select Screened | Reduce -12.3% | 0.18% | −0.02 |
| INTU Intuit Inc. | Reduce -4.7% | 0.19% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -2.5% | 0.15% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -8.4% | 2.30% | +0.02 |
| ISRG Intuitive Surgical Inc. | Reduce -1.6% | 0.28% | +0.02 |
Portfolio Buys Q4 2023 → Q1 2024
| PFFD Global X US Preferred ETF | New | 0.76% | +0.76 |
| NVDA Nvidia Corp. | New | 0.47% | +0.47 |
| CMF iShares California Muni Bond | Add +56.0% | 1.22% | +0.36 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +119.2% | 0.53% | +0.29 |
| IVLU iShares MSCI International V | Add +34.6% | 1.09% | +0.26 |
| IMTM iShares MSCI Intl Momentum F | Add +84.0% | 0.52% | +0.25 |
| VEA Vanguard Ftse Developed ETF | Add +12.5% | 3.20% | +0.25 |
| RSST Return Stacked US SM FTR ETF | New | 0.23% | +0.23 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.22% | +0.22 |
| ESGU iShares ESG Aware MSCI USA | Add +6.1% | 2.97% | +0.20 |
| IQLT iShares MSCI International Q | New | 0.18% | +0.18 |
| MUB iShares National Muni Bond E | New | 0.18% | +0.18 |
| QUAL iShares MSCI USA Quality Fac | Add +5.9% | 2.05% | +0.17 |
| OEF iShares S&P 100 ETF | Add +56.4% | 0.43% | +0.16 |
| ITOT iShares Core S&P Total U.S. | Add +71.7% | 0.35% | +0.15 |
| CRM Salesforce Inc. | New | 0.14% | +0.14 |
| DFSI Dimensional Int Sus COR1 ETF | New | 0.14% | +0.14 |
| AMD Advanced Micro Devices | New | 0.13% | +0.13 |
| HDV iShares Core High Dividend E | New | 0.13% | +0.13 |
| EFV iShares MSCI Eafe Value ETF | Add +30.4% | 0.63% | +0.13 |
| IVE iShares S&P 500 Value ETF | New | 0.13% | +0.13 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +53.5% | 0.39% | +0.12 |
| BOXX Alpha Architect 1-3 MNTH Box | New | 0.12% | +0.12 |
| MRK Merck & Co. Inc. | New | 0.12% | +0.12 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +31.7% | 0.67% | +0.11 |
| IYW iShares Ustechnology ETF | Add +33.8% | 0.41% | +0.11 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +4.6% | 6.48% | +0.10 |
| IVW iShares S&P 500 Growth ETF | Add +19.8% | 0.53% | +0.10 |
| SUB iShares Short-Term National | Add +36.4% | 0.50% | +0.10 |
| IGLB iShares 10+ Year Inv GR Corp. | Add +91.8% | 0.23% | +0.10 |
| SCHG Schwab US Large-Cap Growth | Add +8.6% | 0.90% | +0.09 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +9.9% | 0.83% | +0.09 |
| SCHB Schwab US Broad Market ETF | Add +0.9% | 4.97% | +0.09 |
| ISCF iShares International Small | Add +13.7% | 1.22% | +0.08 |
| VUSB Vanguard Ultra Short Bond Et | Add +71.7% | 0.22% | +0.08 |
| EFAV iShares MSCI Eafe Min Vol Fa | Add +34.9% | 0.39% | +0.08 |
| JPUS JPMorgan Div Ret US Eq ETF | Add +6.5% | 1.20% | +0.08 |
| LRGF iShares US Equity Factor ETF | Add +23.5% | 0.32% | +0.07 |
| SCHP Schwab U.S. Tips ETF | Add +20.9% | 0.66% | +0.07 |
| IEFA iShares Core MSCI Eafe ETF | Add +9.0% | 1.04% | +0.06 |
| EMLC Vaneck JPM Em Local Curr BND | Add +22.2% | 0.71% | +0.06 |
| IVV iShares Core S&P 500 ETF | Add +1.0% | 2.18% | +0.05 |
| EFG iShares MSCI Eafe Growth ETF | Add +13.8% | 0.30% | +0.03 |
| USIG iShares Broad Usd Investment | Add +35.9% | 0.16% | +0.03 |
| QQQ Invesco QQQ Trust Series 1 | Add +6.0% | 0.57% | +0.03 |
| JPIN JPM Diversified Ret Intl Eq | Add +12.3% | 0.44% | +0.03 |
| VGLT Vanguard Long-Term Treasury | Add +17.4% | 0.72% | +0.03 |
| NAC Nuveen Ca QLTY Muni Inc. | Add +24.6% | 0.18% | +0.02 |
| RING iShares MSCI Global Gold Min | Add +9.0% | 0.47% | +0.01 |
| SUSB iShares ESG Aware 1-5 Year U | Add +13.4% | 0.18% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 165 | $247.9M | FNDF, VTI, FNDX, VEA, MTUM |
| Q1 2026 | 146 | $211.1M | FNDF, FNDX, VTI, IVLU, VEA |
| Q4 2025 | 144 | $204.8M | FNDE, FNDX, VTI, SCHB, FNDF |
| Q3 2025 | 133 | $192.8M | FNDX, SCHB, FNDE, VTI, VEA |
| Q2 2025 | 131 | $176.0M | FNDX, SCHB, FNDE, VTI, VEA |
| Q1 2025 | 127 | $178.3M | FNDX, FNDE, SCHB, VTI, FNDF |
| Q4 2024 | 134 | $193.3M | FNDX, SCHB, FNDE, VTI, VEA |
| Q3 2024 | 135 | $198.6M | FNDX, SCHB, FNDE, FNDF, VTI |
| Q2 2024 | 77 | $163.5M | FNDF, FNDX, SCHB, FNDE, VTI |
| Q1 2024 | 108 | $171.7M | FNDF, FNDX, SCHB, IGSB, FNDE |