RHS Financial, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 28, 2026), RHS Financial, LLC reported 146 stock positions worth $211.1 million. Its top holding was Schwab Fndmn Intl LRG Co. ETF (FNDF) at 4.4% of the portfolio, followed by Schwab Fndmntl US LRG Co. ETF (FNDX, 4.3%) and VG Morningstar TS MKT ETF-US (VTI, 4.2%). Compared with Q4 2025, it opened 14 new positions, sold out of 12, added to 59 and reduced 68. The biggest buy was Vanguard Long-Term Treasury (VGLT, shares +43%) and the biggest sale Schwab Fndmntl Em MRK Eq ETF (FNDE, shares −24%).
- Most Recent 13F
- Q2 2026
- Location
- SAN FRANCISCO, CA
- CIK
- 0001766514
- Portfolio Value
- $211.1M (Q1 2026)
- SEC Filing
- 0001766514-26-000002 ↗ filed Apr 28, 2026
Holdings Value
Holdings 146 stocks · $211.1M
| FNDF Schwab Fndmn Intl LRG Co. ETF | 4.38% | 188,974 | $9.2M | Add +16.1% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 4.33% | 327,868 | $9.1M | Add +4.5% |
| VTI VG Morningstar TS MKT ETF-US | 4.15% | 27,321 | $8.8M | Add +8.1% |
| IVLU iShares MSCI International V | 3.64% | 193,822 | $7.7M | Add +3.0% |
| VEA Vanguard Ftse Developed ETF | 3.43% | 112,869 | $7.2M | Reduce -2.0% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 3.36% | 185,287 | $7.1M | Reduce -23.7% |
| VGLT Vanguard Long-Term Treasury | 3.22% | 122,859 | $6.8M | Add +43.4% |
| SCHB Schwab US Broad Market ETF | 3.22% | 270,757 | $6.8M | Reduce -7.1% |
| EMGF iShares Emerging Markets Equ | 2.97% | 103,823 | $6.3M | Reduce -2.0% |
| MTUM iShares MSCI USA Momentum Fa | 2.76% | 24,265 | $5.8M | Reduce -8.6% |
| RING iShares MSCI Global Gold Min | 2.69% | 72,017 | $5.7M | Reduce -3.4% |
| BOXX Alpha Architect 1-3 MNTH Box | 2.58% | 46,798 | $5.4M | Add +13.5% |
| INTF iShares International Equity | 2.46% | 133,000 | $5.2M | Add +9.7% |
| SCHF Schwab Intl Equity ETF | 2.28% | 194,733 | $4.8M | Reduce -2.7% |
| LRGF iShares US Equity Factor ETF | 2.21% | 70,651 | $4.7M | Add +5.3% |
| USMV iShares MSCI USA Min Vol Fac | 2.02% | 45,883 | $4.3M | Add +4.7% |
| AAPL Apple Inc. | 1.88% | 15,656 | $4.0M | Reduce -3.3% |
| UCIB Etracs UBS BBG Cons Ma Ser B filed as UBS AG LONDON BRANCH | 1.80% | 115,372 | $3.8M | Reduce -1.4% |
| IMTM iShares MSCI Intl Momentum F | 1.79% | 78,612 | $3.8M | Add +6.4% |
| JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F | 1.51% | 51,321 | $3.2M | Reduce -14.1% |
| EFAV iShares MSCI Eafe Min Vol Fa | 1.46% | 33,665 | $3.1M | Add +55.9% |
| VGIT Vanguard Intermediate-Term T | 1.38% | 49,020 | $2.9M | Add +8.8% |
| SCHP Schwab U.S. Tips ETF | 1.36% | 107,517 | $2.9M | Add +0.6% |
| NTSX Wisdomtree US Efficient Core | 1.24% | 50,349 | $2.6M | Reduce -3.9% |
| ICSH iShares Ultra Short Duration | 1.20% | 49,900 | $2.5M | Reduce -11.8% |
| EMLC Vaneck JPM Em Local Curr BND | 1.05% | 88,056 | $2.2M | Reduce -11.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.01% | 40,692 | $2.1M | Reduce -10.8% |
| IDEV iShares Core MSCI Dev MKTS | 0.99% | 25,077 | $2.1M | Add +3.8% |
| ESGU iShares ESG Aware MSCI USA | 0.90% | 13,415 | $1.9M | Reduce -0.5% |
| NVDA Nvidia Corp. | 0.85% | 10,254 | $1.8M | Add +3.6% |
| LEMB iShares JP Morgan Em Local C | 0.81% | 41,698 | $1.7M | Add +42.5% |
| VYM Vanguard High DVD Yield ETF | 0.78% | 11,156 | $1.7M | Add +20.8% |
| SCHX Schwab US Large-Cap ETF | 0.78% | 64,282 | $1.6M | Reduce -22.6% |
| XWIAX Western Asset Infl-Link Sec | 0.77% | 201,065 | $1.6M | Add +6.6% |
| RSST Return Stacked US SM FTR ETF | 0.75% | 55,923 | $1.6M | Reduce -13.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.70% | 26,023 | $1.5M | Add +49.8% |
| BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.68% | 39,892 | $1.4M | Add +20.9% |
| VLUE iShares MSCI USA Value Facto | 0.67% | 9,886 | $1.4M | Add +26.0% |
| JPUS JPMorgan Div Ret US Eq ETF | 0.65% | 10,512 | $1.4M | Reduce -3.0% |
| MBB iShares MBS ETF | 0.64% | 14,200 | $1.3M | Reduce -30.1% |
| BPRE Bluerock Private Real Estate | 0.61% | 77,142 | $1.3M | Reduce -2.6% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.60% | 19,728 | $1.3M | Reduce -22.1% |
| ESGD iShares Trust iShares ESG Aw | 0.60% | 13,277 | $1.3M | Reduce -10.4% |
| SCHD Schwab US DVD Equity ETF | 0.60% | 41,008 | $1.3M | Reduce -1.1% |
| ITOT iShares Core S&P Total U.S. | 0.58% | 8,639 | $1.2M | Reduce -17.1% |
| MSFT Microsoft Corp. | 0.56% | 3,187 | $1.2M | Reduce -3.4% |
| GOOGL Alphabet Inc. Class A | 0.54% | 3,987 | $1.1M | Reduce -5.4% |
| BOXA Alpha Architect Agg Bond ETF | 0.53% | 10,657 | $1.1M | Add +8.3% |
| USRT iShares Core US REIT ETF | 0.50% | 17,733 | $1.0M | Add +143.4% |
| AMZN Amazon.com Inc. | 0.48% | 4,823 | $1.0M | Reduce -8.0% |
| VFMF Vanguard US Multifactor ETF | 0.47% | 6,347 | $984K | Add +11.6% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 0.45% | 31,454 | $948K | Reduce -37.6% |
| EDV Vanguard Extended Dur Treas | 0.43% | 13,919 | $904K | New |
| BTC Grayscale Bitcoin Mini ETF | 0.42% | 29,348 | $880K | Add +54.0% |
| ISCF iShares International Small | 0.41% | 20,509 | $857K | Reduce -18.5% |
| HCA HCA Healthcare Inc. | 0.38% | 1,683 | $796K | Add +11.7% |
| SGOV iShares 0-3 Month Treasury B | 0.38% | 7,872 | $792K | Reduce -26.6% |
| SPMO Invesco S&P 500 Momentum ETF | 0.37% | 7,050 | $790K | Add +116.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.36% | 1,747 | $763K | Reduce -20.7% |
| BMY Bristol-Myers Squibb Co. | 0.36% | 12,438 | $754K | Reduce -5.2% |
| IAGG iShares Intl Aggregate Bond | 0.34% | 14,531 | $727K | Add +61.0% |
| SMLF iShares US Smallcap Equity F | 0.32% | 9,015 | $681K | Add +22.6% |
| JPIN JPM Diversified Ret Intl Eq filed as J P MORGAN EXCHANGE TRADED F | 0.32% | 9,390 | $669K | Reduce -0.1% |
| QUAL iShares MSCI USA Quality Fac | 0.31% | 3,400 | $652K | Reduce -15.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.30% | 2,942 | $639K | Reduce -5.0% |
| GILD Gilead Sciences Inc. | 0.29% | 4,466 | $622K | Reduce -0.4% |
| BHK BlackRock Core Bond Trust | 0.27% | 62,073 | $569K | Add +308.5% |
| IGLB iShares 10+ Year Inv GR Corp. | 0.27% | 11,385 | $565K | Add +96.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.26% | 961 | $554K | Add +155.6% |
| WMT Walmart Inc. | 0.26% | 4,410 | $548K | Add +46.5% |
| EXEL Exelixis Inc. | 0.26% | 12,773 | $548K | Add +1.2% |
| EBAY eBay Inc. | 0.26% | 5,947 | $541K | Reduce -4.1% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.25% | 2,257 | $533K | Add +53.6% |
| STIP iShares 0-5 Year Tips Bond E | 0.25% | 5,069 | $524K | Add +61.3% |
| TLH iShares 10-20 Year Treasury | 0.24% | 5,079 | $512K | Reduce -37.3% |
| IDCC Interdigital Inc. | 0.24% | 1,654 | $500K | Reduce -15.7% |
| FHI Federated Hermes Inc. | 0.23% | 8,715 | $494K | Reduce -0.9% |
| HIPS Graniteshares Hips US High I | 0.23% | 42,014 | $485K | Add +73.0% |
| EOG EOG Resources Inc. | 0.23% | 3,326 | $481K | Reduce -2.5% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.23% | 10,358 | $480K | Add +15.0% |
| TIGO Millicom Intl Cellular S.A. | 0.22% | 6,263 | $469K | Reduce -28.6% |
| KR Kroger Co. | 0.22% | 6,376 | $461K | Add +7.7% |
| ISRG Intuitive Surgical Inc. | 0.22% | 995 | $459K | Add +1.7% |
| SAM Boston Beer Company Inc. Class A | 0.21% | 1,961 | $452K | No change |
| IEMG iShares Core MSCI Emerging | 0.21% | 6,293 | $439K | Reduce -9.1% |
| USIG iShares Broad Usd Investment | 0.20% | 8,399 | $430K | New |
| SHEL Shell PLC-ADR | 0.20% | 4,521 | $420K | Add +13.0% |
| INGR Ingredion Inc. | 0.20% | 3,713 | $418K | Reduce -1.3% |
| UGI Ugi Corp. | 0.20% | 11,423 | $416K | Reduce -3.4% |
| T AT&T Inc. | 0.20% | 14,205 | $412K | Add +0.0% |
| ACI Albertsons Cos Inc. Class A | 0.19% | 23,280 | $397K | Add +0.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.19% | 824 | $395K | Add +12.3% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.19% | 9,282 | $393K | Reduce -8.2% |
| GM General Motors Co. | 0.19% | 5,263 | $392K | Add +92.4% |
| CMF iShares California Muni Bond | 0.19% | 6,883 | $391K | Add +1.6% |
| ADBE Adobe Inc. | 0.18% | 1,597 | $388K | New |
| DLTR Dollar Tree Inc. | 0.18% | 3,400 | $372K | Add +15.5% |
| SCHG Schwab US Large-Cap Growth | 0.17% | 12,652 | $369K | Reduce -4.5% |
| PPC Pilgrim's Pride Corp. | 0.17% | 9,705 | $366K | Add +4.9% |
| BWA Borgwarner Inc. | 0.17% | 6,733 | $365K | Reduce -24.3% |
Portfolio Sells Q4 2025 → Q1 2026
| FNDE Schwab Fndmntl Em MRK Eq ETF | Reduce -23.7% | 3.36% | −0.92 |
| SCHB Schwab US Broad Market ETF | Reduce -7.1% | 3.22% | −0.51 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -8.6% | 2.76% | −0.48 |
| SCHX Schwab US Large-Cap ETF | Reduce -22.6% | 0.78% | −0.31 |
| MBB iShares MBS ETF | Reduce -30.1% | 0.64% | −0.31 |
| AAPL Apple Inc. | Reduce -3.3% | 1.88% | −0.27 |
| JPEM JPM Diversified Ret Em Equit | Reduce -14.1% | 1.51% | −0.26 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Reduce -37.6% | 0.45% | −0.24 |
| MSFT Microsoft Corp. | Reduce -3.4% | 0.56% | −0.22 |
| EMLC Vaneck JPM Em Local Curr BND | Reduce -11.3% | 1.05% | −0.20 |
| ICSH iShares Ultra Short Duration | Reduce -11.8% | 1.20% | −0.20 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -22.1% | 0.60% | −0.19 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.18 |
| ITOT iShares Core S&P Total U.S. | Reduce -17.1% | 0.58% | −0.17 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -10.8% | 1.01% | −0.16 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -20.7% | 0.36% | −0.16 |
| REVG Rev Group Inc. | Sold out | 0.00% | −0.16 |
| TLH iShares 10-20 Year Treasury | Reduce -37.3% | 0.24% | −0.16 |
| NTSX Wisdomtree US Efficient Core | Reduce -3.9% | 1.24% | −0.16 |
| SGOV iShares 0-3 Month Treasury B | Reduce -26.6% | 0.38% | −0.15 |
| RSST Return Stacked US SM FTR ETF | Reduce -13.7% | 0.75% | −0.15 |
| NRG NRG Energy Inc. | Sold out | 0.00% | −0.14 |
| HPQ HP Inc. | Sold out | 0.00% | −0.14 |
| UAL United Airlines Holdings Inc. | Sold out | 0.00% | −0.12 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.12 |
| AMZN Amazon.com Inc. | Reduce -8.0% | 0.48% | −0.12 |
| TILE Interface Inc. | Sold out | 0.00% | −0.11 |
| KGC Kinross Gold Corp. | Sold out | 0.00% | −0.11 |
| FLEX Flex Ltd. | Sold out | 0.00% | −0.11 |
| ISCF iShares International Small | Reduce -18.5% | 0.41% | −0.10 |
| GOOGL Alphabet Inc. Class A | Reduce -5.4% | 0.54% | −0.10 |
| AGG iShares Core U.S. Aggregate | Sold out | 0.00% | −0.10 |
| THC Tenet Healthcare Corp. | Sold out | 0.00% | −0.10 |
| SLVM Sylvamo Corp. | Sold out | 0.00% | −0.10 |
| ESGD iShares Trust iShares ESG Aw | Reduce -10.4% | 0.60% | −0.09 |
| VEA Vanguard Ftse Developed ETF | Reduce -2.0% | 3.43% | −0.09 |
| QUAL iShares MSCI USA Quality Fac | Reduce -15.8% | 0.31% | −0.08 |
| ESGU iShares ESG Aware MSCI USA | Reduce -0.5% | 0.90% | −0.08 |
| PFFD Global X US Preferred ETF | Reduce -34.1% | 0.12% | −0.07 |
| IDCC Interdigital Inc. | Reduce -15.7% | 0.24% | −0.07 |
| SCHF Schwab Intl Equity ETF | Reduce -2.7% | 2.28% | −0.06 |
| VWO Vanguard Ftse Emerging Marke | Reduce -30.7% | 0.13% | −0.06 |
| GBIL Goldman Sachs Access Treasur | Reduce -30.9% | 0.12% | −0.06 |
| DBX Dropbox Inc. Class A | Reduce -0.9% | 0.13% | −0.04 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.5% | 0.17% | −0.04 |
| GIII G-III Apparel Group Ltd. | Reduce -14.6% | 0.13% | −0.04 |
| EFV iShares MSCI Eafe Value ETF | Reduce -21.0% | 0.14% | −0.03 |
| GOOG Alphabet Inc. Class C | Reduce -7.2% | 0.14% | −0.03 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -19.5% | 0.10% | −0.03 |
| VMI Valmont Industries | Reduce -10.8% | 0.17% | −0.03 |
Portfolio Buys Q4 2025 → Q1 2026
| VGLT Vanguard Long-Term Treasury | Add +43.4% | 3.22% | +0.89 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +16.1% | 4.38% | +0.79 |
| EFAV iShares MSCI Eafe Min Vol Fa | Add +55.9% | 1.46% | +0.55 |
| EDV Vanguard Extended Dur Treas | New | 0.43% | +0.43 |
| USRT iShares Core US REIT ETF | Add +143.4% | 0.50% | +0.29 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +13.5% | 2.58% | +0.26 |
| INTF iShares International Equity | Add +9.7% | 2.46% | +0.22 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +49.8% | 0.70% | +0.22 |
| LEMB iShares JP Morgan Em Local C | Add +42.5% | 0.81% | +0.21 |
| USIG iShares Broad Usd Investment | New | 0.20% | +0.20 |
| BHK BlackRock Core Bond Trust | Add +308.5% | 0.27% | +0.20 |
| SPMO Invesco S&P 500 Momentum ETF | Add +116.5% | 0.37% | +0.18 |
| ADBE Adobe Inc. | New | 0.18% | +0.18 |
| BCD Abrdn Bloomberg All Commodit | Add +20.9% | 0.68% | +0.18 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +4.5% | 4.33% | +0.16 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.16% | +0.16 |
| CF CF Industries Holdings Inc. | New | 0.15% | +0.15 |
| QQQ Invesco QQQ Trust Series 1 | Add +155.6% | 0.26% | +0.15 |
| IVLU iShares MSCI International V | Add +3.0% | 3.64% | +0.15 |
| CMCSA Comcast Corp. Class A | New | 0.14% | +0.14 |
| VLUE iShares MSCI USA Value Facto | Add +26.0% | 0.67% | +0.14 |
| VYM Vanguard High DVD Yield ETF | Add +20.8% | 0.78% | +0.14 |
| COST Costco Wholesale Corp. | New | 0.13% | +0.13 |
| IGLB iShares 10+ Year Inv GR Corp. | Add +96.4% | 0.27% | +0.12 |
| IAGG iShares Intl Aggregate Bond | Add +61.0% | 0.34% | +0.12 |
| FTI Technipfmc PLC | New | 0.12% | +0.12 |
| HFGM Unltd HFGM Global Macro ETF | New | 0.11% | +0.11 |
| CRUS Cirrus Logic Inc. | New | 0.10% | +0.10 |
| BKNG Booking Holdings Inc. | New | 0.10% | +0.10 |
| ALKS Alkermes PLC | New | 0.10% | +0.10 |
| JAZZ Jazz Pharmaceuticals PLC | New | 0.10% | +0.10 |
| WMT Walmart Inc. | Add +46.5% | 0.26% | +0.10 |
| HIPS Graniteshares Hips US High I | Add +73.0% | 0.23% | +0.09 |
| STIP iShares 0-5 Year Tips Bond E | Add +61.3% | 0.25% | +0.09 |
| GM General Motors Co. | Add +92.4% | 0.19% | +0.08 |
| TYA Simplify Intermediate Term | New | 0.07% | +0.07 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +53.6% | 0.25% | +0.07 |
| VGIT Vanguard Intermediate-Term T | Add +8.8% | 1.38% | +0.06 |
| IMTM iShares MSCI Intl Momentum F | Add +6.4% | 1.79% | +0.06 |
| BTC Grayscale Bitcoin Mini ETF | Add +54.0% | 0.42% | +0.06 |
| SHEL Shell PLC-ADR | Add +13.0% | 0.20% | +0.06 |
| SMLF iShares US Smallcap Equity F | Add +22.6% | 0.32% | +0.05 |
| VFMF Vanguard US Multifactor ETF | Add +11.6% | 0.47% | +0.05 |
| KR Kroger Co. | Add +7.7% | 0.22% | +0.04 |
| HCA HCA Healthcare Inc. | Add +11.7% | 0.38% | +0.03 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +15.0% | 0.23% | +0.03 |
| EA Electronic Arts Inc. | Add +32.9% | 0.13% | +0.03 |
| BOXA Alpha Architect Agg Bond ETF | Add +8.3% | 0.53% | +0.03 |
| T AT&T Inc. | Add +0.0% | 0.20% | +0.02 |
| ERIC Ericsson (lm) Tel-SP ADR | Add +20.6% | 0.08% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 165 | $247.9M | FNDF, VTI, FNDX, VEA, MTUM |
| Q1 2026 | 146 | $211.1M | FNDF, FNDX, VTI, IVLU, VEA |
| Q4 2025 | 144 | $204.8M | FNDE, FNDX, VTI, SCHB, FNDF |
| Q3 2025 | 133 | $192.8M | FNDX, SCHB, FNDE, VTI, VEA |
| Q2 2025 | 131 | $176.0M | FNDX, SCHB, FNDE, VTI, VEA |
| Q1 2025 | 127 | $178.3M | FNDX, FNDE, SCHB, VTI, FNDF |
| Q4 2024 | 134 | $193.3M | FNDX, SCHB, FNDE, VTI, VEA |
| Q3 2024 | 135 | $198.6M | FNDX, SCHB, FNDE, FNDF, VTI |
| Q2 2024 | 77 | $163.5M | FNDF, FNDX, SCHB, FNDE, VTI |
| Q1 2024 | 108 | $171.7M | FNDF, FNDX, SCHB, IGSB, FNDE |